CEO Perspective

They May be BIG, But They Are Also Wrong

March 31, 2020 They are organized. They are well-funded. They are well-known individually, if not collectively … yet. And they are B.I.G. Big as in the “Business Interruption Group”– a group of celebrity chefs including Wolfgang Puck and Thomas Keller, backed by... Read more

Containing the Coronavirus

March 13, 2020 We are in unprecedented times as the world seeks to limit the impact of COVID-19, more commonly referred to as the coronavirus, that has shut down parts of the world and taken thousands of lives. In our industry, we’ve already seen the National... Read more

Stepping Into the Lion’s Den

March 4, 2020 As the sole witness on behalf of our industry at today’s House Financial Services Subcommittee hearing “examining” bias in auto insurance, NAMIC is taking the lead in defending the use of non-driving ratings factors. With the hearing... Read more

It’s Insurance Careers Month – So How Is NAMIC Helping to Attract the Next Generation of Talent?

February 14, 2020 Roses are red, violets are blue, a career in insurance is what students should pursue! (With sincere apologies to all serious writers of Valentine’s Day poetry.) Baby boomers are continuing to retire, leaving behind fond relationships and... Read more

Oh Christmas TRIA, Oh Christmas TRIA

December 20, 2019 If you would have asked me a year ago where we would be on the reauthorization of the Terrorism Risk Insurance Act at the end of 2019, you wouldn’t have heard me say: “finished.” Yet here we are. Today, the president signed into law a... Read more

Paying It Forward Was Never So Easy

October 29, 2019 Each year on that special day in May (or December), hundreds of thousands of college students don their caps and gowns to parade in front of cheering family, friends, peers, and professors commemorating their four (or more) years of... Read more

If It’s Fall – It Must be Mutual Factor Time!

October 2, 2019 You know it’s fall when you start hearing about football, pumpkin-spiced lattes, Halloween, and of course, the Mutual Factor. Yes, you heard right – The 2019 Mutual Factor is back for the second year in a row, and it’s bigger and better than... Read more

My Mutual Moment

September 25, 2019 Next year I will have been with NAMIC for a quarter of a century. I love this association, this industry, and the people in it, and I believe that mutual insurance companies, with their noble purpose and long and storied history, are the best... Read more

Measuring Innovation

August 5, 2019 Innovation. It’s a word that dominates business meetings throughout corporate America. In fact, I challenge you to identify a conference or strategic planning session that doesn’t feature innovation on its agenda. And with good reason; the ability to... Read more


May 24, 2019 It’s been seven long years in the making, but finally, after years of contentious battle, the people in the white hats... Read more

Matching Rate with Risk: Progress Amid Gridlock

May 2, 2019 For most, the fresh hints of Spring in the air are a reminder that summer, and that upcoming beach vacation, are fast approaching. For those of us in the business of risk management, those smells of... Read more

TRIA a Success, But Still a Necessity

March 29, 2019 This year marks the first time a child born after 9/11 will turn 18. At times it still feels like only yesterday that these attacks happened, but so much has changed since then. While we may not have held onto the feeling of unity we had in the days... Read more

Bad Medicine for Insurance

March 5, 2019 I suspect everyone reading this column recognizes that bad faith legislation is bad medicine for insurance markets, insurance companies, and the policyholders served by them. If a policyholder were to ask why... Read more

On the Right Track With NAMIC Compliance Resources

December 5, 2018 As we hit the home stretch of 2018, I wanted to share some exciting news with you about NAMIC’s compliance resources. The NAMIC board has identified compliance as an area of focus, and we’ve put a tremendous amount of time and energy into improving... Read more

Finding Other Ways to Win

November 30, 2018 In the wake of the mid-term elections that saw Republicans take advantage of a favorable electoral map to grow their Senate majority while Democrats gained 40 seats to win control of the House, one of the few things we know for sure about the... Read more

Be Heard on Election Day

October 30, 2018 As happens every two years or so, there has been a host of celebrities and citizens, from President Trump to Taylor Swift, encouraging Americans on Twitter, Instagram, and Facebook to ensure their voices are heard by voting on (or before)... Read more

And the Survey Says...

October 9, 2018 No, I'm not talking about our latest round of Family Feud during the political season at the Chamness House. I'm talking about three research projects that NAMIC has undertaken in the past couple of months - two of them designed to help gather... Read more

Florence Shows Why We Need the DRRA

September 18, 2018 Over the past week, it was virtually impossible to avoid the news, warnings, and states of emergency declared for Hurricane Florence. And while folks in North and South Carolina are beginning to pick up the pieces, there are thousands of families in... Read more

No Letting Up in Challenge to Disparate Impact Rule

August 22, 2018 In connection with NAMIC's continuing federal court case against the Department of Housing and Urban Development disparate impact regulation, HUD asked (again) for comments on the rule, including whether it should be... Read more

Be Heard by HUD on Misguided Disparate Impact Rule

July 19, 2018 NAMIC has left no stone unturned in its pursuit of protecting the interests of member companies in challenging the 2013 disparate impact rule by the U.S. Department of Housing and Urban Development. This rule opens the door to a wave of litigation by... Read more

What’s Past is Prologue

June 25, 2018 A bit of news broke in the insurance trade association world last week. Kurt Bock, chairman of the Property Casualty Insurers Association of America and CEO of COUNTRY Financial, and <strong>Anthony Kuczinski, chairman of the American Insurance... Read more

Being the Industry ‘Pace Car’ on Automated Vehicle Technology

May 29, 2018 Memorial Day Weekend is a time for remembering our nation’s fallen heroes, and more than 350,000 people in Indiana did that prior to watching fast cars drive 500 miles in an enormous stadium whose infield could contain Churchill Downs, Yankee Stadium ... Read more

HUD Litigation Update - Delays, Disclosures & Exasperation

May 11, 2018 As you all know by now, NAMIC has been fighting the Department of Housing and Urban Development over its attempt to impose a disparate impact standard on the pricing and provision... Read more

The Frustrating Reality That is Distracted Driving

May 2, 2018 I’ve been thinking a lot about distracted driving recently. Maybe it’s because Distracted Driving Awareness Month just wrapped up or maybe it’s because, as I commute about 30 minutes to work each day, I see far too many drivers... Read more

Welcome to the World of Podcasting - NAMIC-Style!

April 2, 2018 Just a few months ago, at the NAMIC convention in Denver, we unveiled the association's new look, complete with a new logo, a new website, and a new contemporary approach to our communications with... Read more


Charles Chamness
President & CEO