Joint and several liability is a theory of recovery that permits a plaintiff to recover the full amount of damages from multiple responsible parties or any single responsible party, regardless of the party’s proportion of fault. The rule allows a defendant only minimally liable for a given harm to be forced to pay the entire judgment, where co-defendants are unable to pay their share.
Joint and several liability is neither fair nor rational, because it fails to distribute liability equitably according to degree of fault. NAMIC supports replacing the rule with the rule of proportionate liability where each co-defendant is proportionally liable for the plaintiff’s harm.
April 24, 2019 NAMIC-supported HB 1014, Motorcycle Liability Insurance Coverage has been signed into law by Gov. Jay Inslee. The proposed legislation removes the current statutory exemption for motorcycles from the financial responsibility requirement for motorists. Read more
February 28, 2018 NAMIC provided written testimony Feb. 28 opposing HB 359 that would create joint and several liability among all defendants for an intentional act. NAMIC opposes the bill for several reasons. As written... Read more
February 26, 2018 NAMIC sent a letter Feb. 23 in support of legislation designed to reduce financial burdens on small businesses and homeowners in New York who are currently subject to an outdated liability... Read more
February 14, 2018 NAMIC opposed on Feb. 13 HB 120 that would create joint and several liability among defendants found liable for damages resulting from negligent distribution of alcoholic products. NAMIC is concerned... Read more
January 20, 2016 State Sen. David Simmons, sponsor of SB 1118 , the insurance-only transportation network company bill, surprised industry representatives and others by filing an amendment one hour before the Jan. 19 late-afternoon Senate Banking and Insurance Committee... Read more