Nevada: DOI Schedules Workshop on Draft Regulation Limiting CBIS Use

August 13, 2020 The Nevada Division of Insurance has scheduled a public workshop for Aug. 26, 1:30 p.m.-4 p.m. PDT for LCB File No. R087-20 Adverse Credit-Based Rescoring... Read more

Texas: House Insurance Committee Issues Request for Input on Interim Charges, COVID Information

August 13, 2020 The Texas House Committee on Insurance, chaired by Eddie Lucio III, issued a call on Aug. 11 for input on its interim charges for 2020. These interim charges, which are issued by House leadership to define the work of committees... Read more

Oklahoma: Department Notes End of Temporary Licensing, Availability of Online Exam

August 13, 2020 The Oklahoma Insurance Department issued a notice Aug. 6 regarding agent and adjuster licensing. The notice points out that temporary producer and apprentice adjuster licenses will expire on Sept. 1, 2020, and that a new remote... Read more

Texas: Division of Workers’ Compensation Extends Emergency Telehealth, Telemedicine Rule

August 11, 2020 The Texas Department of Insurance, Division of Workers' Compensation, is extending the emergency telemedicine and telehealth rule adopted in April. The emergency rule allows health care providers licensed to perform physical medicine and... Read more

Western Regional Webinar on The Restatement of Law, Liability Insurance – Save The Date

August 11, 2020 NAMIC and APCIA are pleased to announce that the third regional program on the American Law Institute’s Restatement of the Law, Liability Insurance will take place on Sept. 9 from 1 p.m. to 3 p.m. EDT; 10 a.m. to 12 p.m. PDT. The program... Read more

Texas: New Filing Fee to Be Charged Starting Sept. 1; CGAD Rule, Audit Rule Changes Proposed

August 11, 2020 The Texas Department of Insurance announced on Aug. 3 a new fee to be charged on property/casualty insurance form filings. The $20.50 per filing fee will begin on Sept. 1 and will be used to fund software that will allow a comparison between... Read more

New Hampshire: Governor Vetoes Private Right of Action for Medical Monitoring Bill

August 11, 2020 Gov. Christopher Sununu on Aug. 8 vetoed HB 1375, which would have created a private right of action for medical monitoring. NAMIC advocated strongly in opposition to the expansive bill, including letters to the governor urging... Read more

Michigan: COVID-19 Immunity Bill Vetoed, Problematic Workers’ Compensation Bill Introduced

August 11, 2020 Gov. Gretchen Whitmer on Aug. 11 vetoed SB 899, a bill that would have provided limited civil immunity for health care providers and facilities. In her veto message, the governor claimed that the bill went too far in extending immunity and would harm... Read more

FEMA Announces First Round of Funding for Program Created by NAMIC-Backed DRRA

August 10, 2020 The Federal Emergency Management Agency posted on Aug. 4 the funding notice for the Building Resilient Infrastructure and Communities grant program created by the Disaster Recovery Reform Act of 2018 to provide new funding to states and... Read more

Data Security/Privacy, Right to Repair Discussed at FTC Oversight Hearing

August 10, 2020 The Senate Commerce, Science, and Transportation Committee held on Aug. 5 a Federal Trade Commission oversight hearing that included five FTC officials... Read more

NAMIC-Backed Disaster Legislation Reintroduced in House

August 10, 2020 Rep. Bill Pascrell, D-N.J., introduced on Aug. 8, during a pro forma session of the House, the Disaster Savings and Resilient Construction Act, with Reps. Peter DeFazio, D-Ore., Tom Reed, R-N.Y., and Mario Diaz-Balart, R-Fla. as... Read more

D.C. Judge Finds No Physical Damage in COVID Business Interruption Litigation

August 10, 2020 The Superior Court for the District of Columbia in an Aug. 6 decision reaffirmed the definition of “direct physical loss” and the importance of direct physical loss to property in triggering... Read more

Primaries Continue a Year of Upheaval, Impact on Property/Casualty Industry

August 10, 2020 In recent days, the nation saw several primaries take place, and many of these races will have a big impact on the property/casualty insurance industry. In Missouri, longtime Democratic Rep. Lacy Clay was narrowly defeated in the primary by... Read more

The Pick

August 10, 2020 After months of speculation over whom Biden will choose as his running mate, his decision is expected to come within days. Washington's favorite parlor game since Biden effectively clinched the nomination in April is speculating on... Read more

North Carolina: Isaias Brings Deadly Tornadoes, Flooding; Adjuster CAT Course Encouraged

August 6, 2020 After brushing the Florida, Georgia, and South Carolina coasts with minor wind and rain, Hurricane Isaias made landfall as a Category I hurricane just before midnight near Ocean Isle Beach in North Carolina. According to the... Read more

Mississippi: Draft ‘Anti-Rebating’ Bulletin Released for Public Comment

August 6, 2020 The Mississippi Insurance Department has released a draft of Bulletin 2020-11, which pertains to rebating, inducements, and insurance producer compensation. Public comment on the proposal is open through Aug. 31. The draft was developed with... Read more

Georgia: Governor Signs COVID-19 Pandemic Business Safety Act

August 6, 2020 Gov. Brian Kemp signed SB 359, the COVID-19 Pandemic Business Safety Act, on Aug. 5, the last day available for him to either sign or veto bills from the 2020 legislative session. The act became effective upon the governor’s approval and... Read more

California: NAMIC Joins Broad-Based Coalition Opposing COVID-19-Related Workers’ Comp Presumption of Injury Bill

August 6, 2020 SB 1159, COVID-19 Workers’ Compensation Presumption, passed out of the Senate on a 28-11 vote, then was amended by the authors on Aug. 3 and assigned to the Assembly Insurance Committee for consideration. The legislation, as amended, states... Read more

Alaska: DMV Proposes Amended Total Loss Vehicle Certificate of Title Regulation – FEEDBACK REQUESTED

August 6, 2020 Alaska Department of Motor Vehicle has disseminated a proposed amended regulation 2 AAC 92.170 on total loss motor vehicle certificates of title. The proposed regulation is repealed and readopted to read... Read more

Texas: TDI Approves Pandemic-Related Amendments to Workers’ Compensation Manual, Plan

August 6, 2020 The Texas Department of Insurance has announced the approval of filing B-1441 by the National Council on Compensation Insurance revising the workers’ compensation basic manual and statistical plan as a result of... Read more

California: Assembly Wildfire-Related Insurance Bills Pass Out of Senate Insurance Committee

August 6, 2020 The Senate Insurance Committee held a public hearing Aug. 4 on three important wildfire-related insurance bills: AB 3012, AB 2167, and AB 2756. AB 3012, which would make several significant changes to insurance coverage requirements when... Read more

South Carolina: BuildStrong Exec Will Discuss ‘The Rising Cost of Water’ in Webinar

August 4, 2020 Pamela Williams, BuildStrong Coalition executive director, will be a panelist for the South Carolina chapter of The Nature Conservancy’s webinar series “The Rising Cost of Water” on Aug. 18. NAMIC is a founder of the coalition... Read more

Tennessee: Governor Calls for Special Session on COVID-19

August 4, 2020 Gov. Bill Lee has called for the Tennessee General Assembly to convene in special session Aug. 10 to address COVID-19 liability protections, telehealth services, and laws governing the capitol grounds. According to a statement from the... Read more

Louisiana: Department Reissues More Property/Casualty Insurance Bulletin, Directives

August 4, 2020 The Louisiana Department of Insurance on July 30 announced the reissuance of eight documents on a range of property/casualty insurance issues. Many of the original versions of these documents had been issued more than... Read more

New Jersey: Legislature Passes Workers’ Compensation Presumption for COVID-19

August 4, 2020 The New Jersey Assembly on July 30 passed S-2380/A-3999 by a vote of 42-27, and the Senate concurred with Assembly amendments by a vote of 27-12. This legislation, which provides a presumption for COVID-19, has been sent to Gov. Phil Murphy who will... Read more

Texas: Wind Pool Board Proposes No Rate Change, Will Revisit After Independent Actuarial Review

August 4, 2020 The Texas Windstorm Insurance Association board voted unanimously on Aug. 4 to file a 0 percent rate change for a statutorily required annual filing and agreed to revisit the rate issue after an external actuarial review is completed. TWIA is... Read more

USPS Reaches Agreement With Administration on CARES Act Loan

August 3, 2020 The U.S. Postal Service reached an agreement with the Treasury Department on the terms of a loan of up to $10 billion that was authorized in the CARES Act. The Postal Service was in deep financial trouble before the coronavirus struck, and the... Read more

NAMIC Continues Engaging With Key Members of Congress on BCPP

August 3, 2020 NAMIC has continued a comprehensive educational campaign in coordination with American Property Casualty Insurance Association and the Independent Insurance Agents & Brokers of America to educate key members of Congress on the details of the... Read more

Scott, Manchin Introduce Business of Insurance Regulatory Reform Act

August 3, 2020 Sens. Tim Scott, R-S.C., and Joe Manchin, D-W.Va., introduced S. 4325, the Business of Insurance Regulatory Reform Act, July 27 to clarify that the Consumer Financial Protection Bureau does not have authority over the business of... Read more

Senate COVID Package Released; Many Hours of Negotiation Ahead Before Floor Vote

August 3, 2020 Senate Republicans unveiled their coronavirus relief package ahead of negotiations with House Democratic leadership and the White House, the broad contours of which include... Read more

NAMIC Offers Support as Safe to Work Act Introduced

August 3, 2020 Senate Majority Leader Mitch McConnell, R-Ky., along with Sen. John Cornyn, R-Texas, introduced S. 4317, the SAFE TO WORK Act, July 27 to provide COVID-19-related liability relief as a part of the COVID-4 package of... Read more

House, Senate Hold Virtual CFPB Oversight Hearings

August 3, 2020 The House Financial Services Committee and Senate Banking Committee heard from Consumer Financial Protection Bureau director Kathleen Kraninger for oversight hearings July 29-30, respectively. Since the outbreak of the coronavirus, the CFPB has... Read more

NAMIC Urges OMB to Finalize Artificial Intelligence Guidance

August 3, 2020 NAMIC joined a wide industry coalition in recommending that the Trump administration finalize draft guidance on how to regulate artificial intelligence by the end of 2020. The Office of Management and Budget has drafted... Read more

COVID Hits Property/Casualty Insurance Industry

August 3, 2020 The property/casualty insurance industry suffered its largest ever drop in surplus in the first quarter of 2020, as the Insurance Information Institute reports that surplus fell to $771.9 billion as of March 31 from the record high $847.8 billion at... Read more

Provision Barring Changes to HUD Disparate Impact Rule Added to House Appropriations Bill

August 3, 2020 Language to effectively prevent the Department of Housing and Urban Development from changing its 2013 disparate impact rule was added to an extensive appropriations bill for a number of federal agencies, including HUD, during the... Read more

Washington: NAMIC, Trades Submit Letter to OIC Responding to Concerns About CBIS

July 30, 2020 NAMIC, in conjunction with the other trades, has submitted a letter to the Office of the Insurance Commissioner in response to Commissioner Mike Kreidler’s recent communication to insurers on his concerns about insurers’ use of... Read more

California: NAMIC’s State Trade Partner Submits Testimony Opposing Homeowners’ Insurance Bill to Expand Additional Living Expenses

July 30, 2020 NAMIC’s state advocacy partner, the Personal Insurance Federation of California, has submitted written testimony to the Senate Insurance Committee opposing AB 3012, Residential property insurance. The legislation would... Read more

New Jersey: Assembly Appropriation Committee Favorable Releases Workers’ Compensation Presumption

July 30, 2020 NAMIC joined the Insurance Council of New Jersey and the business community in voicing objection to the current draft of A-3999/S-2380, the workers’ compensation presumption legislation. The bill was amended by the Appropriation Committee to ensure... Read more

New York: Legislature in Recess – 2020 Legislative Recap

July 30, 2020 The Legislature stands in recess, and it is anticipated that it will only return for budget issues moving forward. The information provided below is based on the presumption that the Legislature will not return to these issues, nevertheless, NAMIC will... Read more

Vermont: DFR Seeking Insurer Input on Study of Workers’ Compensation Presumption

July 30, 2020 The Vermont Department of Financial Regulation, in response to the recently enacted workers’ compensation presumption statute, reached out to NAMIC as the department begins working on the study required under the act. NAMIC has been asked to... Read more

California: NAMIC-Opposed Retroactive Business Interruption Insurance Coverage Bill Dies

July 30, 2020 The chairwoman of the Senate Insurance Committee informed the insurance industry that AB 1552, Commercial insurance: business interruption: coverage for COVID-19 would not be considered by the committee in a public hearing, so it is dead for... Read more

NSLA Feedback Now Open

July 30, 2020 It is time for NAMIC to begin reviewing the National State Legislative Agenda for the 2021 calendar year. The NSLA is NAMIC’s state-level issues and priorities overview. The agenda is developed through feedback from NAMIC member companies and... Read more

Louisiana: Department Updates Several Property/Casualty Insurance Bulletins, Directives

July 30, 2020 The Louisiana Department of Insurance on July 29 modified or rescinded four documents on a range of property/casualty insurance issues. One of the documents that was revised and reissued was the LDI’s Directive 181, which proscribes the filing... Read more

Florida: Workers’ Compensation Rules Workshopped, Citizens Extends Cancellation Moratorium

July 28, 2020 The Florida Division of Workers’ Compensation held workshops July 22 to seek public input on rules 69L-7.710, 7.720, 7.730, and 7.740. The division did not release draft rule changes, instead using the workshops to seek feedback on... Read more

Mississippi: MID Issues Temporary Reg on Hearing Procedures

July 28, 2020 The Mississippi Insurance Department has issued a temporary regulation regarding Mississippi Administrative Code Part 1 Chapter 44, “Administrative Hearing Procedures Specific to COVID-19.” The temporary regulation establishes the procedures for... Read more

New Mexico: Department Proposes Corporate Governance Annual Disclosure rule

July 28, 2020 The Office of the Superintendent of Insurance has proposed rules to adopt corporate governance annual disclosure requirements. To date, New Mexico had been one of the few states not to adopt the... Read more

Texas: TDI Issues Annual HelpInsure Data Call

July 28, 2020 The Texas Department of Insurance on July 27 issued a bulletin announcing its annual data call for the department’s HelpInsure website, which allows residential property and personal auto consumers to access information regarding sample rates an... Read more

Pennsylvania: COVID-19 Immunity Bill Introduced in General Assembly

July 28, 2020 SB 1239 was introduced July 27 in the state Senate. The bill would create a shield from civil liability for manufacturers and distributors of personal protective equipment, PPE users, and business owners/operators absent a showing of... Read more

FCC Adopts Key Provision to Crack Down on Illegal Robocalls

July 27, 2020 The Federal Communications Commission voted 5-0 July 16 to adopt an order that establishes a safe harbor from liability of voice service providers that block unwanted robocalls. The order is part of... Read more

Medicare Secondary Payer Report Included in Appropriations Report Language

July 27, 2020 The House Appropriations Committee passed the Department of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2021, H.R. 7614, July 15 with a committee report that included the following... Read more

BuildStrong Coalition Members Meet With FEMA Administrator, Senior White House Officials

July 27, 2020 The Executive Committee of the NAMIC-led BuildStrong Coalition met virtually with FEMA administrator Pete Gaynor and a senior Trump administration official July 23 to discuss the importance of preparing communities ahead of... Read more

Job Shield America Liability Limitation Provisions Included in Senate GOP COVID Bill

July 27, 2020 As businesses around the country reopen in the wake of the pandemic, the liability limitation issue has been at the top of NAMIC’s priority list at the state and federal levels. The NAMIC-backed Job Shield America campaign is now in full swing and... Read more

Subcommittee Amendment to Encourage State Marijuana Impaired Driving Education Programs

July 27, 2020 An amendment to the House Commerce, Justice, Science Appropriations Subcommittee bill was filed July 23 by Rep. Debbie Lesko, R-Ariz., that would withhold all funds made available in the bill from any state that has a... Read more

NAMIC Weighs In on Hotel Quarantine Bill

July 27, 2020 NAMIC and the American Property Casualty Insurance Association sent a joint letter of support to Capitol Hill on the Isolate COVID-19 Act, a bill that would limit the liability for hotels that were participating in quarantining individuals who were... Read more

NAMIC Challenge to HUD Disparate Impact Rule Continues

July 27, 2020 While the Office of Information and Regulatory Affairs completes its 90-day review of the final rule purportedly revising the 2013 Department of Housing and Urban Development Disparate Impact Rule, NAMIC has agreed to stay its... Read more

Save The Date: Western Region Webinar on Restatement Of Law, Liability Insurance

July 27, 2020 NAMIC and the American Property Casualty Insurance Association are pleased to announce a third regional program on the American Law Institute’s Restatement of the Law, Liability Insurance will take place... Read more

Florida: OIR Releases Proposed Changes to Insurer Disaster Reporting Rule

July 23, 2020 The Office of Insurance Regulation has given notice of its intent to amend administrative rules for insurer disaster reporting. The rule applies to all lines of insurance, and the proposed changes break out separate sections for property/casualty and... Read more

Oregon: DFR Extends Grace Period Order for Policyholder Premium Payments

July 23, 2020 The Oregon Department of Consumer and Business Services, Division of Financial Regulation has once again extended its emergency orders for property/casualty, long-term care, and life and disability insurance. The extended order continues the... Read more

Nevada: NAMIC, Trades Submit Comments to DOI on Proposed Order Limiting Insurer Use of Pandemic Exclusionary Language

July 23, 2020 The Nevada Division of Insurance issued a draft proposed order that would prevent property/casualty insurers from adding a pandemic exclusion to any new or renewal policies during the governor’s pandemic emergency order, where the insurer previously... Read more

Virginia: Workers’ Compensation Draft Legislation Circulated; Feedback Requested

July 23, 2020 A draft version of a workers’ compensation legislative proposal has been circulated to industry members in Virginia. The draft, which has not been formally introduced provides presumptive workers’ compensation coverage for... Read more

Michigan: NAMIC Submits Letter in Support of Credit for Reinsurance Bill

July 23, 2020 NAMIC has submitted a letter of support of SB 1015, Michigan’s credit for reinsurance bill. The bill closely aligns with the NAIC model act, including recent additions for... Read more

New Mexico: Department Proposes Rules to Adopt Changes to Holding Company Act, Financial Reporting

July 21, 2020 The Office of the Superintendent of Insurance has proposed two sets of rules to implement changes to National Association of Insurance Commissioners’ model acts. The first set of rules would revise New Mexico’s current rules implementing... Read more

New Mexico: NAMIC Submits Letter to Superintendent of Insurance on Administrative Proceeding Regarding Policy Deadline

July 21, 2020 Superintendent of Insurance Russell Toal has taken under advisement a proposed decision in a long-running administrative hearing regarding a notice provision in an approved ISO homeowners policy form. The proceeding, which was initiated by... Read more

Texas: NAMIC Submits Comments on Wind Pool Rules

July 21, 2020 The public comment period ended on July 20 for a set of Texas Department of Insurance rules to implement the Legislature’s most significant 2019 bill regarding the Texas Windstorm Insurance Association. TWIA is the residual market for wind and... Read more

Congress Returns to Washington, Republicans to Unveil COVID Relief Legislation

July 20, 2020 Congress returns to Washington July 20, and lawmakers intend to address a variety of coronavirus relief items. Senate Republicans will release legislation as early as July 21 in response to the House-passed HEROES Act, which amounts to... Read more

NAMIC Launches 'Job Shield America' Campaign to Enact Needed Liability Protections

July 20, 2020 As businesses around the country reopen in the wake of the pandemic, the liability limitation issue has been at the top of NAMIC's priority list at the state and federal levels. The association helped launch a serious and... Read more

NAMIC Asks Congress to Ensure Surety Bond Protections for All Public-Private Partnerships

July 20, 2020 NAMIC and 10 other trade associations sent a letter to leaders of the Senate Environment and Public Works Committee as well as Sens. Mitch McConnell, R-Ky., and Charles Schumer, D-N.Y., urging Congress to consider... Read more

House Committee Discusses Small Business Recovery, Does Not Suggest BI or PRIA as Solution

July 20, 2020 The House Small Business Committee held a virtual hearing July 16 titled “Long-Lasting Solutions for a Small Business Recovery.” During the hearing, the committee heard from four witnesses... Read more

Treasury, SBA Leadership Discuss COVID-Relief Program Implementation in House Hearing

July 20, 2020 The House Small Business Committee heard from Treasury Secretary Steven Mnuchin and Jovita Carranza, administrator of the Small Business Administration, in a July 17 oversight hearing. Mnuchin and Carranza primarily discussed... Read more

Study on Cyber Insurance Attached to House Defense Reauthorization Bill

July 20, 2020 Rep. Al Green, D-Texas, is proposing an amendment to the National Defense Authorization Act that would require the Government Accountability Office to conduct a study analyzing availability of insurance coverage in the U.S. for... Read more

NAMIC-Led BuildStrong Coalition Headlines Two Events on BRIC Program

July 20, 2020 The BuildStrong Coalition headlined two events July 15 to discuss the Federal Emergency Management Agency’s new Building Resilient Infrastructure and Communities program that was created as a result of the NAMIC and coalition-backed... Read more

NAMIC-Backed Language Regarding Auto Repair Included in Appropriations Committee Report

July 20, 2020 The House Appropriations Committee on July 15 passed the Financial Services and General Government Appropriations bill with a committee report that includes NAMIC-supported language mandating the Federal Trade Commission to provide a report to... Read more

Federal Reserve Seeks Insurance Advisory Committee Members

July 20, 2020 The Federal Reserve has published a Solicitation of Statements of Interest for Membership on the Insurance Policy Advisory Committee inviting interested persons who wish to serve as members of the Insurance Policy Advisory Committee on... Read more

House Appropriators Direct FIO to Examine Impact of Non-Driving-Related Factors on Affordability

July 20, 2020 The Financial Services and General Government Appropriations Subcommittee voted to direct the Federal Insurance Office “to examine the impact of non-driving related factors, such as a consumer’s credit history, homeownership status... Read more

Primaries Set the Stage for November in Alabama, Maine, Texas

July 20, 2020 The general election is only 105 days away, but the landscape for November is still being decided in House and Senate primary elections nationwide, with Alabama, Maine, and Texas holding primaries the week of July 13. Much of the spotlight was on... Read more

Texas: TDI Conducts Public Hearing on Rules to Implement 2019 Wind Pool Legislation

July 16, 2020 The Texas Department of Insurance conducted a brief virtual public hearing July 14 on a rule proposed to implement the Legislature’s most significant 2019 bill regarding the state’s wind pool, the Texas... Read more

Mississippi: Governor Signs ‘Back to Business’ Liability Protection, Commercial Lines Modernization Acts

July 14, 2020 Gov. Tate Reeves on July 8 signed SB 3049, the “Back to Business” Liability Protection Act. In addition, the governor signed HB 773, the Commercial Lines Modernization Act, on July 7. Read more

Arizona: Director Appointed for Department of Insurance and Financial Institutions

July 14, 2020 Gov. Doug Ducey on July 10 appointed Evan Daniels to lead the state’s Department of Insurance and Financial Institutions. Daniels, an attorney, had spent the last five years in various roles at the Arizona Attorney General’s Office, Read more

Vermont: Governor Signs Workers’ Compensation Presumption Bill

July 14, 2020 Gov. Phil Scott on July 13 signed S.342, the workers’ compensation presumption for COVID-19. This is disappointing news for NAMIC and its broad coalition of business stakeholders that urged the governor to veto this legislation. Read more

Michigan: Governor Rescinds Health Care Provider Immunity Order

July 14, 2020 Gov. Gretchen Whitmer on July 14 issued Executive Order 2020-150 that rescinds Executive Order 2020-61. Read more

House Committee Republicans Criticize Lack of Automated Vehicle Provisions in Infrastructure Bill

July 13, 2020 Republicans on the Energy and Commerce Committee released a statement July 7 criticizing the Democratic transportation bill, the INVEST in America Act, H.R. 2, as a “partisan messaging exercise that has no chance of becoming law.” Read more

COVID-19 Liability Protections Discussed at Subcommittee Hearing

July 13, 2020 The House Energy and Commerce Subcommittee on Consumer Protection and Commerce held a hearing July 9 titled "Consumers Beware: Increased Risks During the COVID-19 Pandemic." Witnesses from the Consumer Protection Division of the North Carolina... Read more

Proposed Exemption Would Allow Compensation for Investment Advice

July 13, 2020 A proposed exemption released July 8 by the Employee Benefits Security Administration would allow insurance companies acting as investment advice fiduciaries under the Employee Retirement Income Security Act and the Internal Revenue Code to receive... Read more

SCOTUS to Hear ATDS Case

July 13, 2020 The U.S. Supreme Court granted the petition for a writ of certiorari in Facebook, Inc. v. Duguid July 9 that will address "whether the definition of ATDS" or automatic telephone dialing system, in the Telephone Consumer Protection Act "encompasses any... Read more

COVID-Related Business Interruption Lawsuits Against Insurers Now Exceed 500

July 13, 2020 NAMIC's COVID-19 Litigation Tracking System, available to members on the NAMIC website, reports that there are more than 500 lawsuits against insurers from businesses claiming they have improperly been denied business interruption or civil authority... Read more

NAMIC-Led BuildStrong Coalition to Headline Chamber, FEMA Events

July 13, 2020 The BuildStrong Coalition will headline two events before meeting later this month with Peter Gaynor, Federal Emergency Management Agency administrator, and senior White House officials. The coalition will present on July 15 "BuildStrong, BRIC, and... Read more

Business Interruption Group Touts New BI Bill in Virtual Town Hall

July 13, 2020 The Business Interruption Group held a virtual town hall meeting to promote Rep. Mike Thompson’s, D-Calif., latest iteration of business interruption insurance legislation, H.R.7412. The bill would create a new federal program that would require... Read more

House Appropriations Subcommittee Sends Bill to Full Committee

July 13, 2020 The House Appropriations Subcommittee on Financial Services and General Government held a markup July 9 during which lawmakers approved a FY 2021 spending bill, sending it to the full committee that will consider it July 15. The bill’s largest... Read more

House Committee to Discuss Solutions for Small Business Recovery

July 13, 2020 The House Small Business Committee will hold a remote hearing July 15 titled "Long-Lasting Solutions for a Small Business Recovery." At the hearing, lawmakers will hear from four witnesses: Brett Palmer, president, Small Business Investor Alliance... Read more

FIO Seeking Comments on Places of Worship Worksheets, Data Collection Forms

July 13, 2020 The Federal Insurance Office issued a request for comment July 10 on approved information collections for annual data collection that are due for extension by the Office of Management and Budget. The request asks for feedback for improvement on the... Read more

District of Columbia: City Council Passes Measure to Toll Period in Which to Exercise Claims Under Insurance Policies

July 9, 2020 The District of Columbia City Council on July 7 unanimously passed B23-819, the Commercial Insurance Claims Tolling Emergency Act of 2020. The act tolls “the running of all time periods for policy holders to exercise rights under... Read more

Kentucky: Department of Insurance Holds Industry Update Call

July 9, 2020 The Kentucky Department of Insurance on July 7 held a call with members of the industry to update companies and trades on the current status of operations and guidance stemming from the department. Commissioner Sharon Clark provided an update on... Read more

Texas: End Date for Temporary Licensing Put on Hold

July 9, 2020 The Texas Department of Insurance has announced that the temporary licensing process for agents and adjusters will continue until further notice. TDI had previously announced in mid-June that with the reopening of fingerprinting and... Read more

Michigan: DIFS Issues Third Order Relating to Premium Rebate Filings, Includes Commercial Policies

July 9, 2020 The Michigan Department of Insurance and Financial Services issued on July 8 Order 2020-13-M, relating to premium rebate filings. DIFS previously issued Order 2020-11-M, workers’ compensation, and Order 2020-10-M, personal automobile, in which... Read more

Michigan: DIFS Advises Licensees of New PIP Obligations

July 7, 2020 In Bulletin 2020-29-INS, the Michigan Department of Insurance and Financial Services reminds licensees, including producers and insurers, of their obligation to provide consumers with quotations for all forms or types of... Read more

PPP Loan Application Deadline Extended

July 6, 2020 President Trump signed legislation July 4 to extend the deadline for businesses to apply for the Payment Protection Program. The bill, which was passed unanimously by the House of Representatives and the Senate, extends the... Read more

NAMIC Leads Joint Trades Insurance Letter Opposing Business Interruption Bill

July 6, 2020 Rep. Mike Thompson, D-Calif., introduced his latest iteration of business interruption insurance legislation June 29, with the bill being pushed this time by the Business Interruption Group and its lead... Read more

Fed, Treasury Leadership Discuss Coronavirus Relief, Business Interruption, CECL at Hearing

July 6, 2020 Treasury Secretary Steven Mnuchin and Federal Reserve Chairman Jerome Powell appeared before the House Financial Services Committee at a June 30 hearing. As expected, committee members followed up with Mnuchin and Powell to learn how... Read more

FIO Releases Annual TRIA Effectiveness Report

July 6, 2020 The Federal Insurance Office released its 2020 TRIA Effectiveness Report and the analysis of collected information arrived at six conclusions... Read more

Senate Subcommittee Examines NHTSA Grant Programs, Auto Safety

July 6, 2020 The Senate Commerce Subcommittee on Transportation & Safety held a hearing June 30 titled “Safety on Our Roads: Overview of Traffic Safety and NHTSA Grant Programs,” which included three witnesses... Read more

Brookings Institution Holds Panel Discussion on Impact of COVID on Restaurant, Hospitality Industries

July 6, 2020 The Brookings Institution hosted a conversation with celebrity chef Jose Andres and CEO of Marriott International Arne Sorenson June 29 titled “Ongoing Uncertainty in the Hospitality Industry.” The restaurant and hospitality industries have been... Read more

BuildStrong Coalition to Meet With FEMA Administrator, Top White House Officials

July 6, 2020 The executive committee of the NAMIC-led BuildStrong Coalition will be meeting virtually with senior administration officials including Pete Gaynor, administrator, Federal Emergency Management Agency, July 23 to discuss the importance of preparing... Read more

Michigan Court Dismisses COVID BI Case

July 6, 2020 Michigan Insurance Company, a subsidiary of Donegal Group, Inc., prevailed in a COVID-related coverage dispute in a Michigan state court, which granted the insurer’s motion to dismiss a complaint that its business interruption policy covered... Read more

NAMIC Meets With OIRA on HUD Rule

July 6, 2020 NAMIC met with representatives of the Office of Information and Regulatory Affairs at the Office of Management and Budget and representatives from the Department of Housing and Urban Development on July 2 via conference call. During the meeting... Read more

NAMIC Pushes Back on Auto Manufacturers Attempt to Restrict Vehicle Data Access

July 6, 2020 NAMIC, along with other data access stakeholders, sent a letter to members of Congress July 1 asking them to reject an attempt by car companies to maintain monopoly control of consumer-generated... Read more

Florida: FLOIR Issues Guidance for Hurricane Preparedness, Response

July 2, 2020 In Informational Memorandum OIR-20-07M, the Florida Office of Insurance Regulation directs insurers to consider all aspects of their claim handling practices within their hurricane preparedness plans to ensure... Read more

Louisiana: Compromise Civil Justice Reform Bill Passes, Governor Says He Will Sign

July 2, 2020 The Louisiana Legislature completed a month-long special session on June 30, with negotiations on a civil justice reform bill primarily aimed at improving the state’s motor vehicle lawsuit system lasting until the final hours. In the end... Read more

Georgia: Pandemic Business Safety Act Passes on Final Day of Session; Problematic Tax Reform Fails

July 2, 2020 The Georgia General Assembly finally wrapped up on June 26. It was the longest running session in recent memory, after legislative leaders suspended activity for three months due to the COVID-19 pandemic. While priorities had shifted somewhat when... Read more

Mississippi: COVID-19 Liability Protections Passes; Commercial Lines Modernization Awaits Governor’s Signature

July 2, 2020 After a great deal of work and cooperation from many groups and individuals, SB 3049 passed on the final day of session, providing significant liability protections to the health care business communities. NAMIC and its... Read more

NCOIL Executive Committee Holds Interim Call, Passes CASTF Resolution, Modifications to Guiding Documents

July 2, 2020 The National Council of Insurance Legislators’ Executive Committee held an interim meeting on July 1 in lieu of its normal summer meeting. Committee members first discussed the fall NCOIL meeting, which is scheduled for... Read more

Delaware: Cancellation, Non-Renewal Moratorium Modified; 90-Day Repayment Period Established

July 2, 2020 Gov. John Carney on June 1 issued his 23rd modification to the existing State of Emergency. Included in the modification is a provision that will effectively end the existing moratorium cancellation and non-renewal for nonpayment of... Read more

New Jersey: Governor Signs Executive Order Extending Statutory Deadlines

July 2, 2020 Gov. Phil Murphy on June 30 signed Executive Order 159, which extends certain statutory deadlines. The Appendix to the Executive Order includes the list of deadline extensions. There are 19 statutory deadlines pertaining to the... Read more

Vermont: Legislature Passes Workers’ Compensation Presumption

July 2, 2020 The Senate and House passed S.342 as amended by the House Committee on Commerce and Economic Development, which provides a rebuttable presumption for workers’ compensation for employees who contracted COVID-19 in the course of their... Read more

Virginia: Bureau of Insurance Issues Standard Endorsement Exclusion for Peer-to-Peer Car Sharing

July 2, 2020 The Virginia Bureau of Insurance on July 2 issued PP 43 20 11 20 Peer to Peer Vehicle Sharing Exclusion Endorsement – Virginia relating to peer-to-peer car sharing. The endorsement exclusion is... Read more

North Carolina: Session Adjourned; Safe Harbor to Limit COVID-19 Reopening Liability Passes

June 30, 2020 After a marathon final day that stretched from June 25 to the early morning hours of June 26, the 2020 North Carolina General Assembly has adjourned until September 2020. COVID-19-related legislation was a priority, and HB 118 became... Read more

Delaware: DOI Updates Pandemic Regulatory Guidance Bulletin

June 30, 2020 The Delaware Department of Insurance has revised and reissued the Domestic and Foreign Insurers Bulletin No. 117. Three sections of the original bulletin are amended and one provision is... Read more

South Carolina: Session Ends, for Now, With No COVID-19 Safe Harbor

June 30, 2020 South Carolina state lawmakers returned briefly during the week of June 22, the Senate on June 23 and the House on June 24, primarily for the purpose of authorizing and passing legislation regarding... Read more

Florida: Governor Signs Vicarious Liability Exemption, Public Records Protection, Use of Drones for Wildfire Mitigation, Suppression Legislation

June 30, 2020 Gov. Ron DeSantis has signed into law three bills of interest to NAMIC members and others in the insurance industry... Read more

ULC Subcommittee Recommends Against Drafting BI Legislation

June 29, 2020 A Uniform Law Commission Subcommittee on Business Interruption Insurance has agreed on a report that does not recommend the ULC undertakes a drafting project on business interruption coverage and expresses skepticism there will ever be a role for... Read more

Cleaver Asks FIO to Study Insurance Industry Response to Pandemic

June 29, 2020 Rep. Emanuel Cleaver, D-Mo., sent a letter June 22 to Federal Insurance Office director Steven Seitz requesting a study to investigate the current pandemic insurance market landscape and determine if there is sufficient affordable coverage... Read more

IAIS Maintain Opposition to Retroactive BI at Executive Committee Stakeholder Virtual Dialogue

June 29, 2020 The International Association of Insurance Supervisors held a virtual Executive Committee stakeholder dialogue June 25, during which the organization reiterated its opposition to attempts to retroactively mandate business interruption coverage for... Read more

Treasury Secretary, Federal Reserve Chairman to Appear Before House Committee

June 29, 2020 The House Financial Services Committee will convene June 30 for an oversight hearing of the U.S. Department of Treasury and the Federal Reserve. The committee will receive statements and engage with... Read more

Stivers, Rounds Submit Questions to Fed Chair on Dangerous Retroactive BI Proposals

June 29, 2020 Following Federal Reserve Chairman Jerome Powell’s testimony before the House Financial Services Committee June 17, Rep. Steve Stivers, R-Ohio, ranking member of the Subcommittee on Housing, Community Development and Insurance, submitted... Read more

Brown Releases Aggressive New Data Privacy Bill

June 29, 2020 Sen. Sherrod Brown, D-Ohio, ranking member of the Senate Banking Committee, released a new draft data privacy bill titled the Data Accountability and Transparency Act of 2020. The bill takes an aggressive stance toward... Read more

USMCA Will Take Effect July 1

June 29, 2020 The U.S.-Mexico-Canada Agreement will go into effect July 1, replacing the North American Free Trade Agreement that covered most of the cross-border trade between the three countries, including... Read more

Oregon: Corporate Activity Tax Introduced in Fast-Paced Special Legislative Session – IMMEDIATE FEEDBACK NEEDED

June 25, 2020 HB 4202, which modifies the administrative provisions of the corporate activity tax, was introduced on June 24 and promptly passed out of the Joint Committee on the first special session in 2020. The legislation allows unitary group taxpayer to... Read more

Oregon: Proposed Rule on Commercial Liability Policy Midterm Cancellations Following Insurance Emergency Order Disseminated – FEEDBACK NEEDED

June 25, 2020 The Department of Consumer and Business Services, Division of Financial Regulation has disseminated a draft Temporary Administrative Rule on Commercial Liability Policy Midterm Cancellations Following Insurance Emergency Order. In the DFR’s Statement... Read more

Georgia: Limited COVID-19 Immunity, Repeal of Tax Credit Bills Still in Play

June 25, 2020 The Georgia House of Representatives has not yet taken action HB 167, the business community’s preferred vehicle for limited liability for businesses reopening amidst the coronavirus pandemic that was sent over from the Senate on... Read more

Nevada: DOI Disseminates Draft Proposed Regulation Prohibiting Use of CBIS Unless It Benefits Policyholder

June 24, 2020 The Nevada Division of Insurance has issued a draft proposed regulation to all property/casualty carriers that states... Read more

Georgia: Pandemic Business Protection Language Moving

June 24, 2020 The Georgia General Assembly resumed its session on June 20, after a three-month recess due to the coronavirus. In order to finish by the scheduled sine die adjournment on June 26, legislators have been keeping a fast and furious pace... Read more

Louisiana: Several Tort Reform Measures in Play During Special Session’s Final Days

June 24, 2020 Although the outcome for tort reform bills aimed at addressing Louisiana’s high insurance costs remained uncertain as a legislative special session enters its homestretch, both the House and Senate took action on... Read more

New Mexico: Special Session Ends

June 24, 2020 New Mexico’s short, five-day special session ended on June 22 without consideration or discussion of any significant proposals related to property/casualty insurance. The primary focus of this session was... Read more

Washington: NAMIC, Trades Submit Comments on OIC’s Proposed Regulation on Risk Mitigation Goods, Services

June 23, 2020 NAMIC, in conjunction with the other trades, submitted written comments to the Office of the Insurance Commissioner on its draft proposed regulation on risk mitigation goods and services provided by insurers to... Read more

FEMA Announces BRIC Summer Engagement Series That Includes BuildStrong Coalition

June 22, 2020 The Federal Emergency Management Agency announced June 18 the start of a series of webinars to educate communities and stakeholders about the Building Resilient Infrastructure and Communities Program currently being... Read more

Subcommittee Postpones Pandemic Risk & Insurance Hearing

June 22, 2020 A hearing of the House Financial Services Subcommittee on Housing, Community Development and Insurance to examine potential insurance solutions for future pandemics scheduled for June 26 has been postponed. A NAMIC representative had been invited to... Read more

Davis Offers, Withdraws Cannabis-Impaired Driving Measure

June 22, 2020 During a June 17 House Transportation & Infrastructure Committee markup, Rep. Rodney Davis, R-Ill., offered the Amendment in the Nature of Substitute that would include “an evaluation of whether and how the use of marijuana affects an operator of... Read more

Powell Provides Update on Economy; Responds to Letter on International Insurance Regulation

June 22, 2020 Federal Reserve Chairman Jerome Powell appeared before the Senate Banking and House Financial Services committees June 16 and June 17 to provide a report on monetary policy and the state of the economy. Powell acknowledged that the pandemic has... Read more

U.S. Trade Ambassador Outlines 2020 Trade Policy Agenda

June 22, 2020 The House Ways & Means Committee and Senate Finance Committee invited U.S. Trade Representative Ambassador Robert Lighthizer to provide an overview of the 2020 trade policy agenda during two June 17 hearings. As anticipated... Read more

Primaries Could See Democratic Cold War Get Hot in the Empire State

June 22, 2020 It was two years ago that Joe Crowley, House Democratic Caucus chairman and Queens Democratic Party boss, was upended by a 28-year-old bartender and first-time candidate in a Democratic primary. Despite better funding, winning in the polls, and... Read more

NHTSA Launches AV Testing Initiative

June 22, 2020 The National Highway Traffic Safety Administration launched the Automated Vehicles Transparency and Engagement for Safe Testing Initiative June 15 with states, local governments, and private-sector stakeholders in the... Read more

DAC Working Groups Report on Traffic Management Recommendations

June 22, 2020 The Department of Transportation’s Drone Advisory Committee met virtually June 19 to hear from two working groups. The groups reported on findings and recommendations to the Federal Aviation Administration on improving the work on... Read more

New NAMIC White Paper on Autonomous Vehicles Focuses on Liability Issues

June 22, 2020 NAMIC has published a new white paper, Liability Standards for Automated Vehicle Shared-Driving Crashes, that illustrates how difficult it will be for insurers and courts to assess responsibility for crashes when the vehicle assumes some or most of the... Read more

With House T&I Markup, New AV Paper Will Boost NAMIC Advocacy Efforts

June 22, 2020 The House Transportation and Infrastructure Committee held a markup June 17 for its surface transportation funding bill, the INVEST in America Act. The bill has several sections dealing with automated vehicles, including a study on... Read more

Nevada: DOI Disseminates Draft Proposed Regulation Prohibiting Use of CBIS Unless It Benefits Policyholder

June 21, 2020 The Nevada Division of Insurance has issued a draft proposed regulation to all property/casualty carriers that states: An insurer that uses information from a consumer credit report shall not increase a policyholder’s or insured’s premium or engage in... Read more

Utah: Special Session Ends, Stricter Limits on COVID-19 Presumption Sent to Governor

June 19, 2020 The Utah Legislature began – and ended – its fifth special session on June 18. In a testament to the length of the COVID-19 pandemic, the most significant action taken in relation to property/casualty insurance issues was a series of amendments to... Read more

Florida: More Bills of Interest to Insurers Move to Governor’s Desk

June 19, 2020 More bills passed during the 2020 Florida legislative session have now made their way to the governor’s desk, as of June 17. There are several in this latest group that are of interest to NAMIC members. One of the few tort reform bills enacted... Read more

Georgia: Repeal of Tax Credits Used by Insurers Out of Committee; Could Reach Senate Floor Quickly

June 19, 2020 As reported in State of the States on June 17, a tax proposal from Lt. Gov. Geoff Duncan contains a number of provisions that would negatively impact insurers via repeal of existing tax credits. The Senate Finance Committee on June 18 offered... Read more

Colorado: Workers’ Comp Division to Conduct Hearing on Reimbursement for Telehealth

June 19, 2020 The Colorado Division of Workers Compensation announced on June 15 that it would conduct via Zoom a hearing on July 20 on a proposed amendment to the state’s regulation governing telehealth reimbursement. NAMIC is reviewing the proposal and... Read more

Iowa: Governor Signs NAMIC-Supported Bill That Reforms Phantom Medical Damages, Crafts COVID-19 Liability Protections

June 19, 2020 Gov. Kim Reynolds on June 18 signed NAMIC-supported SF 2338, which enacts two important civil justice initiatives. First, the bill reforms how medical damages in litigation are to be calculated. In the future the amount actually paid to... Read more

Arkansas: Busy week of Executive Orders on COVID-19 Topics

June 19, 2020 Gov. Asa Hutchinson issued several executive orders the week of June 15 related to the COVID-19 pandemic on topics ranging from immunity for re-opening to workers’ compensation coverage. The governor’s stated intention in issuing... Read more

Property/Casualty Committee Receives Testimony From Industry, Consumer Groups on Regulator Response to COVID-19

June 18, 2020 The NAIC Property and Casualty Insurance (C) Committee met by conference call on June 10. As reflected on its agenda, the meeting covered several topics including risk retention groups, the private passenger auto insurance study, and... Read more

Regulators Clash Over How to Account for Premium Refunds

June 18, 2020 The Statutory Accounting Principles (E) Working Group met on June 15 to vote on a proposal to determine how insurance companies are to account for premium refunds issued in response to COVID-19. Ultimately the working group determined that all... Read more

Casualty Actuarial and Statistical Task Force Releases Final Exposure of Predictive Modeling White Paper

June 18, 2020 The NAIC Casualty Actuarial and Statistical (C) Task Force exposed on June 12 for final comments its latest draft of a white paper on predictive analytics and modeling used in property/casualty homeowner and... Read more

Holding Company Changes Contemplated, New Exposure Released for Comment

June 18, 2020 The Group Capital Calculation Working Group exposed for comment amendments to the NAIC Insurance Holding Company System Regulatory Act (#440) for the purpose of starting the implementation process for the GCC, a tool being developed for... Read more

Artificial Intelligence Working Group Concluding Its Work to Refine Principles Regarding Applicability to Insurance Industry

June 18, 2020 The NAIC Artificial Intelligence Working Group exposed on June 15 a version of its draft principles concerning artificial intelligence usage by insurers. The direction of the document changed significantly on the last call held on... Read more

South Carolina: Problematic COVID-19 Immunity-Workers’ Compensation Presumption Combination Proposal Under Consideration

June 18, 2020 As mentioned in the June 16 State of the States report on activity by the Senate Re-Open South Carolina Select Committee, the Business Liability Subcommittee seemed to be moving its discussion in a problematic direction. The subcommittee has... Read more

North Carolina: COVID-19 Civil Immunity Expansion Language Moving

June 18, 2020 Language to expand COVID-19 civil immunity protections passed during North Carolina’s special session on the pandemic has been amended onto an existing bill that had survived the crossover deadline for the regular session, which has now... Read more

Michigan: DIFS Orders Companies to Submit Workers’ Compensation Filing Related to Return of Premium

June 18, 2020 The Michigan Department of Insurance and Financial Services on June 17 issued Order 2020-11-M related to workers’ compensation premium returns. In the order, DIFS requires insurers that have made a premium “adjustment” or reduction to... Read more

New Mexico: Special Session Begins

June 18, 2020 As expected, Gov. Michelle Lujan Grisham has called a special session of the Legislature to begin June 18. The primary focus of this session will be patching holes in the state budget driven by oil and gas revenue losses and... Read more

Louisiana: Tort Reform Bill Backed by House Leadership Advances in Senate Committee

June 18, 2020 As the Louisiana special legislative session concludes its third week, motor vehicle tort reform remains one of the most significant issues in play. Developments during the week of June 15 shed light on a strategy to break the... Read more

Virginia: BOI Encourages Insurance Licensees to Continue to Observe Health Orders

June 17, 2020 The Virginia Bureau of Insurance issued a memorandum June 11 encouraging all insurance carrier representatives, producers, brokers, and agencies to adhere to social distancing and personal protective equipment requirements and... Read more

Utah: Fifth special session to begin June 18

June 17, 2020 Utah Gov. Gary Herbert has called another special session of the Utah Legislature, this one set to begin June 18. The session will incorporate both state budget balancing and policy issues ranging from COVID-19 related items to... Read more

Texas: Department Announces Pending Return to Normal Processing for Temporary Licenses

June 17, 2020 The Texas Department of Insurance has announced a phase-out of special licensing processes put in place due to COVID-19 related issues. The phase-out period would begin on Aug. 15. TDI also announced the continued waiver of... Read more

North Carolina: NCRB Adopts Workers’ Compensation COVID-19 Experience Exclusion

June 17, 2020 The North Carolina Rate Bureau released a member circular on June 16, announcing the approval of revisions to the North Carolina workers’ compensation rating plan manual and statistical plan manual to add... Read more

Georgia: Tax Code Changes Proposed by Lieutenant Governor

June 17, 2020 Georgia Lt. Gov. Geoff Duncan has proposed extensive changes to the Georgia tax code in order to raise additional money to help fund the state budget gap. Georgia and many other states have experienced business shut-downs as a result of... Read more

New Jersey: Senate Passes Workers’ Compensation Supplemental Death Benefit Bill

June 16, 2020 The New Jersey Senate on June 15 passed by a vote of 38-1 S-2476, which provides a supplemental cost-of-living adjustment for death benefits arising from contraction of COVID-19 in the course of employment. NAMIC provided... Read more

Colorado: Sponsor Pulls Abuse Statute of Limitations Bill; Promises 2021 Bill With Revivor

June 16, 2020 The Senate handler of HB 1296, which would have removed the statute of limitations for the sexual abuse of a child, requested on June 12 that the Senate State, Veterans, and Military Affairs Committee indefinitely postpone the... Read more

Louisiana: Governor Vetoes Motor Vehicle Tort Reform Bill; New Versions Advance in House

June 16, 2020 Gov. John Bel Edwards on June 12 vetoed SB 418, a comprehensive proposal to reform the state’s motor vehicle litigation system. The Louisiana House responded on June 15, the next legislative day after the veto, by advancing two new... Read more

Illinois: Governor Signs Business Interruption Task Force Bill to Further Study the Issue

June 16, 2020 The Business Interruption Task Force, SB 2135, was signed into law on June 12 by Gov. JB Pritzker. With a shortened legislative session due to COVID-19, lawmakers began meeting in working groups in early May and produced... Read more

Colorado: NAMIC Grassroots Help Defeat Premium Tax Grab

June 16, 2020 The Colorado Senate voted on June 12 to amend HB 1420 by removing from the bill the misguided language that would have taken away premium tax credits granted to insurers in return for their making significant investments and bringing jobs to... Read more

South Carolina: Re-Open South Carolina Business Liability Subcommittee Discusses Draft Bill; Special Session Set

June 16, 2020 The South Carolina Senate will return June 23 and the House will return June 24 in special session to take up federal CARES Act funding and possibly COVID-19 liability protection legislation if an agreement on language can... Read more

Senate Hears From SBA Administrator, Treasury Secretary on CARES Implementation

June 15, 2020 The Senate Small Business Committee convened for a hearing June 10 to evaluate the impact of the coronavirus on small businesses. Specifically, the hearing examined the implementation of Title I of the CARES Act, and committee members... Read more

Senate Banking, HFSC to Hear From Fed Chair Next Week

June 15, 2020 The Senate Committee on Banking, Housing, and Urban Affairs and the House Financial Services Committee respectively, are hosting Jerome Powell, chairman of the Federal Reserve, June 16 and June 17 for their... Read more

Senate Committee Discusses Wildfire Strategy During COVID-19

June 15, 2020 The Senate Energy & Resources Committee held a hearing June 9 titled “Wildfire Management in the Midst of COVID-19” and received testimony from four witnesses. Appearing before the panel were... Read more

House T&I Committee to Mark Up Highway Bill

June 15, 2020 The House Transportation & Infrastructure Committee plans to mark up its highway reauthorization bill on June 17 and subsequently bring it to the House floor June 30. Democrats introduced... Read more

NAMIC Member Invited to Testify on Pandemics, Insurance at House Subcommittee Hearing

June 15, 2020 Shelter Mutual Insurance Company CEO Matt Moore has been invited to testify on behalf of NAMIC and the American Property Casualty Insurance Association at a June 26 hearing of the... Read more

Manufacturers Send Vehicle Data Access Opposition Letter to Congress

June 15, 2020 The Alliance for Automotive Innovation, also known as Auto Innovators, sent a letter to leaders of the House Energy and Commerce Committee supporting federal preemption of state efforts to ensure third-party access to... Read more

Surging Booker Makes Kentucky Democratic Senate Primary a Real Competition

June 15, 2020 Few Republicans have been a bane to national Democrats for as long as Senate Majority Leader Mitch McConnell, the longest-serving Senate Republican leader in history. National Democrats entered this year very confident in... Read more

Colorado: Failure to Cooperate Defense in First-Party Insurance Claims Bill Passes

June 12, 2020 The Colorado General Assembly on June 10 completed work on HB 1290, “Concerning the ability of an insurer to use a failure-to-cooperate defense in an action in which the insured has made a claim under insurance coverage for an incident,” when the... Read more

Mississippi: Senate Approves Commercial Lines Modernization; Other Bills of Interest Signed by Governor

June 12, 2020 The Mississippi Senate on June 11 amended and passed HB 773, Commercial Lines Modernization. The amendment was requested by Insurance Commissioner Mike Chaney to add a provision allowing him to issue rules and regulations determining when... Read more

Florida: 2020 Bills Finally Heading to Governor

June 12, 2020 Bills passed during the 2020 Florida legislative session, which adjourned in March, are now being released by House and Senate leadership for action by Gov. Ron DeSantis. Three bills of interest to the insurance industry were presented to... Read more

District of Columbia: City Council Passes Measure Prohibiting the Use of Adverse Credit Information Related to COVID 19

June 12, 2020 The D.C. City Council on June 9 considered the Emergency Credit Alert Amendment Act during its regular legislative meeting. The proposal prohibits “users of credit reports” from taking into consideration adverse information resulting from... Read more

Delaware: Feedback Requested on Modifications to Proposed Regulation 902

June 12, 2020 The Delaware Insurance Department has stated its intention to modify Regulation 902, relating to unfair claims settlement practices. The proposed regulation seeks formalize a current “desk drawer” rule that creates a rebuttable presumption of... Read more

South Carolina: Primary Challenger Unseats House Insurance Chair

June 11, 2020 South Carolina state representative and House Insurance Subcommittee Chair Lawrence K. “Kit” Spires lost his re-election bid June 9 to primary challenger D. Ryan McCabe. Spires is a pharmacist and business owner from Pelion, S.C., who has served in... Read more

Colorado: Bill Creating Workers’ Comp Presumption for COVID-19 Infection Shot Down in Committee

June 11, 2020 The Colorado Senate Appropriations Committee voted 10-0 on June 10 to indefinitely postpone SB 216, which would have created a presumption of compensability for “essential workers” with COVID-19 infections. While it is a truism that nothing is... Read more

Louisiana: Fate of Motor Vehicle Tort Reform Remains Uncertain as Special Session Continues

June 11, 2020 A major tort reform bill, SB 418, passed in Louisiana during the regular session remained on the governor’s desk as of June 11 as the current special session concluded its second week. This bill aims to address major litigation cost drivers that... Read more

New Jersey: Senate Committee Unanimously Releases Workers’ Compensation Bill

June 11, 2020 The New Jersey Senate Budget and Appropriations Committee on June 11 unanimously voted in support of S-2476, which provides a cost-of-living adjustment for death benefits arising from contraction of COVID-19 in the course of... Read more

New York: Workers’ Comp Board Proposes Three Rule Changes – Member Feedback Requested

June 11, 2020 The New York Workers’ Compensation Board issued notices of proposal on June 10 for three... Read more

Illinois: Governor Signs Workers’ Compensation Presumption Bill

June 10, 2020 Gov. J.B. Pritzker on June 4 signed HB 2455, a workers’ compensation presumption bill that was passed during the emergency session at the end of May. The bill includes the following... Read more

Illinois: Business Interruption Task Force Bill Sent to Governor

June 10, 2020 The Illinois Legislature has passed SB 2135, the Business Interruption Task Force, sending it on to the governor for final action. The newly created task force discussions will include studying federal actions and examining the results of... Read more

Ohio: Business Interruption Legislation Hearing Held in Ohio; Not Expected to Advance

June 10, 2020 The Ohio House of Representatives Insurance Committee held a hearing June 9 on HB 589, a bill that would mandate business interruption coverage for policyholders with fewer than 100 full-time employees. The bill mandates... Read more

West Virginia: State Legislative Primary, Supreme Court Election Results

June 10, 2020 West Virginia held primary elections on June 9 for state and federal offices. In addition, three non-partisan state Supreme Court seats were on the ballot. In the Supreme Court races, sitting Justices Tim Armstead and John Hutchison won... Read more

Iowa: NAMIC-Supported Phantom Medical Damages Reform With COVID-19 Liability Protections Close to Passing

June 9, 2020 The Iowa House of Representatives on June 5 took up and passed SF 2338. The bill reforms how medical damages in litigation are to be calculated, so that it is clear in the future that the amount actually paid to provide care to an... Read more

Kansas: Governor Signs Omnibus COVID-19 Bill With Liability Protections; Amendments to Create Workers’ Comp COVID-19 Presumptions Rejected

June 9, 2020 Gov. Laura Kelley on June 8 signed HB 2016, a 40-page omnibus bill relating to the government’s response to the COVID-19 pandemic in Kansas. Earlier the governor had vetoed a different COVID-19 response bill. Afterward, she called the... Read more

California: NAMIC Joins Broad-Based Coalition Opposing COVID-19 Workers’ Comp Conclusive Presumption Bills

June 9, 2020 NAMIC has joined a broad-based coalition of members of the business community and insurance industry in opposing AB 664, Conclusive WC Presumption for COVID-19 and AB 196, Conclusive WC Presumption for... Read more

California: NAMIC-Supported Insurance Market Action Plan/Wildfire Risk Modeling and Mitigation Legislation Passes Out of Assembly

June 9, 2020 AB 2167, which would provide a comprehensive framework to increase the availability of admitted market insurance in high fire-threat areas, has passed out of the Assembly. The bill has now been sent to the Senate for committee... Read more

New Jersey: Senate Committee to Hold Hearing on Cost-of-Living Adjustments for COVID-19 Death Benefits

June 9, 2020 The Senate Budget and Appropriations Committee on June 11 will take testimony and likely vote on Senate Bill 2476, which will provide an annual cost-of-living adjustment for death benefits under workers’ compensation for COVID-19 related... Read more

Illinois: Governor, Insurance Director Issue Bulletin on Riot Coverage

June 9, 2020 NAMIC learned the week of June 1 that the Department of Insurance and Governor’s Office were working on a response to the rioting and looting happening in Chicago and other cities throughout Illinois. The governor announced on June 8 the release of... Read more

NAMIC Launches Educational Campaign With Joint Insurance Trades on New Economic Proposal

June 8, 2020 NAMIC launched an educational campaign June 1 in coordination with the American Property Casualty Insurance Association and the Independent Insurance Agents & Brokers Association to educate key members of Congress regarding the... Read more

Senate Committee Examines COVID Impact on Small Businesses

June 8, 2020 The Senate Small Business Committee held a hearing June 3 titled “Perspectives from Main Street: COVID-19s Impact on Small Business” that included four witnesses... Read more

Governors Discuss COVID Response Before House Committee

June 8, 2020 The governors from Arkansas, Colorado, and Michigan spoke to the House Energy & Commerce Subcommittee on Oversight & Investigations at a June 2 virtual hearing titled... Read more

FEMA Focuses on BRIC Program During FACI Teleconference Call

June 8, 2020 The Department of Treasury’s Federal Advisory Committee on Insurance hosted a teleconference June 4, its second meeting of 2020. One of the guest speakers was David Maurstad... Read more

Surface Transportation Bill Set to Move Forward in House

June 8, 2020 Democratic members of the House Transportation and Infrastructure Committee introduced a bill titled the INVEST in America Act to authorize funds for federal highways, safety programs, and transit programs. The bill is scheduled to be marked up by... Read more

NAMIC Launches COVID-19 Action Fund

June 8, 2020 As COVID-19 continues to wreak havoc on U.S. communities and economy, so, too, continues the onslaught of legislative and regulatory threats to the property/casualty insurance industry. Thus far, NAMIC has been successful in fighting back the... Read more

Mississippi: Commercial Lines Modernization Moving Toward Passage

June 4, 2020 The Mississippi Senate Insurance Committee on June 3 approved HB 773, the Commercial Lines Modernization Act, that is the... Read more

Iowa: NAMIC-Supported COVID-19 Liability Protections Advance

June 4, 2020 A subcommittee of the Iowa House Commerce Committee voted on June 3 to recommend passage of SF 2338, including an amendment to provide COVID-19-related liability protections for health care providers and businesses. The bill now goes to the... Read more

Nevada: DOI Issues Model NAIC Financial Filing Relief Bulletin

June 3, 2020 The Nevada Department of Insurance has issued Bulletin 20-002, closely following the NAIC’s proposed model financial and regulatory filing relief bulletin that has already been issued in several other states. The DOI addresses the following... Read more

Nevada: DOI Issues COVID-19 Workers’ Compensation Guidance

June 3, 2020 The Nevada Department of Insurance has issued guidance to workers’ compensation carriers addressing the effects of the COVID-19 pandemic on workers’ compensation in Nevada. The DOI encourages insurers to consider the rate impact of any idling of... Read more

Mississippi: Legislature Reconvenes Regular Session

June 3, 2020 The Legislature reconvened its 2020 regular session on May 26 with an updated deadline calendar that sets a new adjournment date of July 12, 2020. The House Insurance Committee met May 27 and approved several Senate bills... Read more

Pennsylvania: Insurance Department Encourages Regular Filing to Resume, Discusses Rate Increase Filings

June 3, 2020 NAMIC participated on a June 1 regular call with the Pennsylvania Insurance Department, co-hosted by NAMIC’s state trade partners, the Insurance Federation of Pennsylvania and Pennsylvania Association of Mutual Insurance Companies. During the call... Read more

Tennessee: Legislature Returns; Diminution of Value Bill Taken Off Notice

June 2, 2020 The Tennessee legislative session is again underway, and legislation to require diminution of value coverage on newer vehicles, HB 2044, was taken off notice during the House Property and Casualty Subcommittee meeting May 28 after testimony opposing... Read more

Washington: OIC Provides Draft Copy of Proposed Increase to Allowable Amount Insurers May Provide Policyholders for Risk Mitigation Goods, Services

June 2, 2020 The Office of the Insurance Commissioner has disseminated a stakeholder draft of its proposed increase to the allowable amount insurers may provide policyholders for risk mitigation goods and services. The OIC informed insurers in February that it... Read more

North Carolina: Business Coalition Chipping Away at COVID-19 Workers’ Comp Presumption Support

June 2, 2020 The North Carolina short session continues apace, with leadership suggesting adjournment no later than July 4. The business coalition NAMIC joined to fight HB 1057 has been very active over the last several weeks. The bill would create a... Read more

California: NAMIC Joins III, Trades in Disseminating Handout to Legislators on BI Coverage, Property Damage During Civil Unrest

June 2, 2020 In light of recent social unrest in various locations in the country and policyholder confusion over the scope of business interruption insurance coverage and property damage coverage during civil unrest, NAMIC has joined the... Read more

Kansas: Governor Signs Omnibus Bill With Reciprocal To Mutual Conversion Provision, Special Session On COVID-19 to Begin June 3

June 2, 2020 Gov. Laura Kelley on June 1 signed HB 2246, an omnibus regulatory bill that addresses numerous insurance and other issues, including one that will allow reciprocals to convert to... Read more

NAMIC Works to Highlight Issues Affecting Insurers During Upcoming Hearings

June 1, 2020 With Treasury Secretary Steve Mnuchin and Federal Reserve Chairman Jerome Powell set to testify before the House Financial Services Committee in the coming weeks, NAMIC is working with congressional allies to raise timely issues facing the... Read more

Key Week in Battle for Senate Control

June 1, 2020 The pieces for deciding control of the Senate in the next Congress will fall further into place June 1-2 in Senate battlegrounds Kansas and Iowa, as the filing deadline closes today in Kansas, and Iowa Democratic voters turn in their... Read more

Maloney Introduces Pandemic Risk Insurance Act

June 1, 2020 As anticipated, Rep. Carolyn Maloney, D-N.Y., introduced H.R. 7011, the Pandemic Risk Insurance Act, on May 26 that aims to create a federal backstop for pandemic-related business interruption insurance modeled after the... Read more

House Subcommittee to Hold Hearing on Pandemic Risk Insurance

June 1, 2020 The House Financial Services Committee’s Subcommittee on Housing, Community Development, and Insurance is gearing up to hold a hearing on pandemic risk insurance on June 26 following Rep. Carolyn Maloney’s, D-N.Y., rollout of the... Read more

Schumer Expresses Skepticism Toward BI Mandates and PRIA

June 1, 2020 The New York City Hospitality Alliance held a second Zoom briefing this month with Senate Minority Leader Charles Schumer, D-N.Y., to discuss legislative coronavirus developments relevant to the hospitality and... Read more

OSHA, NIOSH Underscore Challenges Establishing COVID Workplace Guidelines

June 1, 2020 The House Education & Labor’s Subcommittee on Workforce Protections held a hearing May 28 titled “Examining the Federal Government’s Actions to Protect Workers from COVID-19,” which included testimony from two witnesses... Read more

FACI Teleconference Set for June 4

June 1, 2020 Treasury’s Federal Advisory Committee on Insurance will convene for a teleconference June 4 from 1:30 p.m. – 4:30 p.m. EDT. This will be FACI’s second meeting of the year and will consist of updates from its three subcommittees... Read more

NAMIC Joins Coalition Effort on Liability Relief Legislation in Response to COVID-19

June 1, 2020 NAMIC joined the U.S. Chamber of Commerce and more than 200 organizations urging Congress to provide temporary and targeted liability protections for businesses struggling to reopen and operate safely during the COVID19 pandemic. In a May 27 letter... Read more

Latta Attends Demonstration of Unmanned Delivery Vehicle

June 1, 2020 Rep. Bob Latta, R-Ohio, was on the campus of Bowling Green State University in Ohio May 26 to view a new driverless delivery vehicle in action, touting it as one way automated technology can help fight the spread of COVID-19 and reduce the spread of... Read more

Colorado: NAMIC Takes Issue With Draft Credit Insurance Scoring Bulletin

May 28, 2020 NAMIC filed comments on May 26 with the Colorado Division of Insurance analyzing its draft bulletin, which could harm insurance consumers by hampering the use of credit-based insurance scores in the state. The bulletin ostensibly exempts... Read more

Kansas: Governor Vetoes Omnibus COVID-19 Bill With Liability Protections, Calls for Special Session to Revisit Issues

May 28, 2020 Gov. Laura Kelley on May 26 vetoed Senate Substitute for HB 2054, the omnibus COVID-19 response bill passed by the Legislature on May 21. Among the provisions in the bill was language that gave needed protection for health care providers and... Read more

Louisiana: Regular Session Nears End, Special Session On Horizon

May 28, 2020 With the Louisiana regular legislative session set to end on June 1, the universe of bills remaining in play continues to narrow. On the positive side, the House is expected to take up SB 418, the omnibus tort reform measure aimed at addressing the... Read more

Arizona: Regular Session Ends, Special Looms

May 28, 2020 The Arizona Senate voted May 26 to adjourn sine die by a narrow, 16-14 margin. This action followed an unusual and uncertain few days in which the Arizona House had passed some Senate bills – mostly uncontroversial – that were almost through... Read more

Illinois: Workers’ Compensation Presumption Bill Passes, Will be Signed by Governor

May 28, 2020 NAMIC joined the business community in early May in filing a temporary restraining order and subsequently filed an amicus brief along with the Illinois State Chamber, the Illinois Independent Insurance Agents, and APCIA. The court accepted the... Read more

Illinois: NAMIC Collaborates With Legislators, Industry Partners for Alternatives to Business Interruption

May 28, 2020 The Legislature on May 23 passed SB 2135. Going into the four-day special session, the House Insurance Working Group would have originally included a prospective business interruption mandate. After discussions with General Assembly staff and in... Read more

PRIA Legislation Introduced Without Bipartisan Support After NAMIC Opposition Effort

May 26, 2020 NAMIC successfully worked to prevent bipartisan support for the May 22 introduction of H.R. 6983, legislation that would establish the Pandemic Risk Reinsurance Program, by Rep. Carolyn Maloney, D-N.Y. After learning Maloney was circulating a draft... Read more

House Subcommittee Eyes Business Interruption Insurance in Virtual Forum

May 26, 2020 The House Small Business Committee’s Subcommittee on Innovation and Workforce Development held a virtual forum May 21 titled “Business Interruption Coverage: Are Policyholders Being Left Behind?” Appearing before the subcommittee were five panelists... Read more

Mnuchin, Powell Appear Before Senate in Virtual Hearing

May 26, 2020 The Senate Committee on Banking, Housing, and Urban Affairs held a remote hearing May 19 titled “The Quarterly CARES Act Report to Congress” with updates from Treasury Secretary Steven Mnuchin and Federal Reserve Chairman... Read more

Wyoming: Governor Signs COVID-19 Workers’ Comp, Liability Immunity Bill

May 26, 2020 Gov. Mark Gordon on May 20 signed SF 1002, the special session bill that, among other things, extends the public health emergency liability immunity to business entities and removes COVID-19 from the general workers’ compensation exclusion from... Read more

Rubio Talks Coronavirus Policy With American Enterprise Institute

May 26, 2020 The American Enterprise Institute hosted a discussion with Sen. Marco Rubio, R-Fla., May 19 titled “Fighting an economic calamity and lessons for the future.” Rubio, a driving force in designing the Paycheck Protection Program, lauded the... Read more

NAMIC, APCIA, Big ‘I’ Unveil Federal Pandemic Solution

May 26, 2020 NAMIC, along with the American Property Casualty Insurance Association and the Independent Insurance Agents & Brokers of America, Inc., unveiled on May 21 the Business Continuity Protection Program as a solution to help businesses during... Read more

Study on AVs, Drones Part of E&C GOP Emerging Tech Plan

May 26, 2020 Republicans on the Energy and Commerce Committee released a new emerging technology plan May 12 to “ensure American leadership in emerging technology to beat China and other challenges to global competitiveness.” The plan is comprised of... Read more

Ohio: NAMIC Submits Testimony in Support of Distracted Driving Legislation; Bill Set for Hearing

May 26, 2020 NAMIC submitted written testimony on May 26 to the Ohio Senate Committee on Local Government, Public Safety and Veterans Affairs on SB 285, a bill that would prohibit handheld use of cell phones while operating a motor vehicle. The bill is set for... Read more

West Virginia: Insurance Commissioner Solicits Industry Comment on Adjuster Licensing Regulations

May 26, 2020 The West Virginia Office of the Insurance Commissioner has solicited industry comments on a draft adjuster licensing rule, developed after the passage of HB 4502. NAMIC is compiling member comments to the draft rule, which again is in draft form, to... Read more

Alternative Accounting Methods Still Being Considered for Premium Refunds

May 22, 2020 The Statutory Accounting Principles (E) Working Group continues to propose and implement accounting interpretations related to COVID-19. An issue of great interest to NAMIC members relates to guidance on how to account for premium refunds issued in... Read more

NAIC Issues Business Interruption COVID-19 Data Call

May 22, 2020 The NAIC distributed a data call letter on May 11 to property/casualty insurers in 48 states, the District of Columbia, and the U.S. Virgin Islands, requesting data on business interruption coverage written in 2019 or 2020. The data call is... Read more

Next Steps Revealed on Group Capital Calculation Tool

May 22, 2020 Development around the NAIC Group Capital Calculation, a regulatory tool to be used to consider the aggregated regulatory capital held by an insurance group, took two major steps this week. First, the NAIC exposed for a 60-day comment period... Read more

Casualty Actuarial and Statistical Task Force Delays Final Exposure of Predictive Modeling White Paper

May 22, 2020 The NAIC Casualty Actuarial and Statistical (C) Task Force failed to expose for comment its expected near-final draft of a white paper on predictive analytics and modeling due to drafting errors. The task force held a previously scheduled call on... Read more

Antifraud Task Force Meets to Discuss Potential Fraud Issues Related to COVID-19

May 22, 2020 The Antifraud (D) Task Force held a call on May 20. As reflected on its agenda, the purpose was "to discuss the effects of COVID-19 as it relates to insurance fraud" and to "hear updates from state insurance departments as well as other... Read more

Artificial Intelligence Working Group Continues to Refine Principles Regarding Applicability to Insurance Industry

May 22, 2020 The NAIC Artificial Intelligence (EX) Working Group continues to refine and redraft principles for artificial intelligence usage by the insurance industry. The workstream includes adapting the... Read more

West Virginia: Insurance Commissioner Issues Bulletin Regarding Use of Credit

May 21, 2020 The West Virginia Office of the Insurance Commissioner issued Bulletin No. 20-12 on May 15 relating to insurance scoring for personal lines. The bulletin, which closely tracks Informational Letter 142B (2007) makes one key modification... Read more

Colorado: DoI Requests Comments on Credit-Based Insurance Scoring Bulletin

May 21, 2020 The Department of Insurance is requesting comments on a draft bulletin that addresses insurer use of credit-based insurance scores during the COVID-19 emergency. Comments, which are to be submitted via this link, are due by 5 p.m. MDT on... Read more

Alabama: 2020 Session Adjourns; Immunity Legislation Fails to Advance

May 20, 2020 After some public back-and-forth between Gov. Kay Ivey and legislative leadership regarding who would determine how federal CARES Act funds for COVID-19 relief would be allocated in the state, Ivey’s plan was agreed to by the General Assembly on... Read more

Missouri: 2020 Session Round-Up

May 20, 2020 The Missouri General Assembly finished its 2020 session on May 15. The COVID-19 emergency kept lawmakers away from the Capitol for a substantial amount of time, which limited their efforts and resulted in most issues being addressed via... Read more

Wyoming: COVID-19 Special Session Bill Expands Workers’ Comp Benefits, Adds Liability Immunity for Business Acting in Good Faith

May 19, 2020 The Wyoming Legislature met May 15-16 in special session to consider COVID-19-related issues. Among the bills passed was SF 1002, which addresses several issues of importance to business, to include... Read more

Mississippi: Session to Resume May 26; Commercial Lines Modernization Still Alive

May 19, 2020 After a brief return to Jackson to spar with Gov. Tate Reeves over who has the authority to determine how federal CARES Act funds are used in the state, the General Assembly adjourned May 14 and left the decision about when to return up to... Read more

South Carolina: COVID-19 Workers’ Comp Presumption Introduced; Session Adjourns Until September or at Call of Leadership

May 19, 2020 A workers’ compensation presumption bill, HB 5482, was introduced in the South Carolina House of Representatives May 12 during what was originally scheduled to be the last week of the regular session. Prior to adjourning on... Read more

California: CDI Requests Extension of Grace Periods

May 19, 2020 The California Department of Insurance has asked insurers to voluntarily continue to provide extended grace periods for the payment of premium to those policyholders affected by the pandemic. The CDI asks that the voluntary grace periods be... Read more

California: NAMIC-Opposed Retroactive Business Interruption Coverage Bill Introduced

May 19, 2020 AB 1552, a business interruption bill, has been gutted and amended by Assemblymember James Ramos to create a rebuttable presumption affecting the burden of proof in a case in which the insured alleges that its business interruption was due to... Read more

California: COVID-19-Related Workers’ Compensation Presumption of Injury Bill Passes Out of Committee

May 19, 2020 SB 1159, a COVID-19 workers’ compensation bill, has passed out of the Senate Labor, Public Employment and Retirement Committee on a 3-1 vote and has now been assigned to the Senate Appropriations Committee for... Read more

California: Controversial ALE, Building Codes Upgrade, Loss of Use, Deduction of Land Value Bill Passes Out of Committee – COST IMPACT DATA NEEDED FROM MEMBERS

May 19, 2020 SB 872, Residential property insurance: state of emergency, sponsored by Sens. Bill Dodd and Mike McGuire, has passed out of the Senate Insurance Committee on a 9-2 vote. NAMIC, in conjunction with its state advocacy partners... Read more

Georgia: NAMIC Supports DOI Fraud Fund; Electronic Signature Process Available for Salvage Titling

May 19, 2020 At the request of the Georgia Department of Insurance, NAMIC has provided a letter to Commissioner John King expressing support for the Special Fraud Fund that is administered by the DOI to support the Special Fraud Division. The current... Read more

Louisiana: Senate Overwhelmingly Approves Motor Vehicle Tort Reform Bills

May 19, 2020 The Louisiana Senate on May 18 voted 29-8 to approve a bill to address some of the main cost drivers of the state’s motor vehicle insurance rates. Louisiana has some of the highest private passenger auto rates in the country, and... Read more

Arizona: House Set to Meet

May 19, 2020 The Arizona House has scheduled bills for consideration in committee and on the floor the week of May 18, even after the Senate voted a week earlier to end the session sine die. This particularly unusual dynamic – even in a time of... Read more

Oklahoma: Late Business Interruption Amendment Shelved; Session Nears Conclusion

May 19, 2020 Although the Oklahoma Legislature may not officially end session until the required deadline on May 29, most of the real activity appears to have ended on May 15 with the passage of a slew of bills in the House and Senate. Of major concern to... Read more

Treasury Shares Concerns With Retroactive BI Legislation in Letters to Congressmen

May 18, 2020 After sending letters to the Treasury Department and the White House highlighting the consequences of enacting retroactive business interruption policy, Sen. Tim Scott, R-S.C., Rep. Steve Stivers, R-Ohio, and Rep. Ted Budd, R-N.C., received... Read more

Quarles Agrees With IAIS, Treasury Stance on Retroactive BI in Oversight Hearings

May 18, 2020 The Senate Committee on Banking, Housing, and Urban Affairs held an oversight hearing May 12, followed by a virtual roundtable on May 13 hosted by the House Financial Services Committee. Both events featured... Read more

Senators Talk Liability in Judiciary Committee Hearing

May 18, 2020 Senate Majority Leader Mitch McConnell, R-Ky., is urging Congress to limit the liabilities of health care workers, business owners, and employees from lawsuits pertaining to the COVID-19 outbreak. In fact, McConnell considers this a “must” for... Read more

NYC Hospitality Alliance Legislative Briefing With Minority Leader

May 18, 2020 NAMIC attended a Zoom briefing May 11 hosted by the NYC Hospitality Alliance, which featured Senate Minority Leader Charles Schumer, D-N.Y., speaking about COVID-19 response. Schumer expressed the need to extend the Payment Protection Program to... Read more

House Subcommittee to Discuss Business Interruption Insurance in Virtual Forum

May 18, 2020 A House Subcommittee will examine the issue of business interruption insurance as it relates to Covid-19 on May 21 during a virtual forum titled “Business Interruption Coverage: Are Policyholders Being Left Behind?” The forum will be held by... Read more

FAA Proposes Survey of Drone Operators

May 18, 2020 The Federal Aviation Administration has proposed a survey of Unmanned Aircraft System operators who have registered under Section 349 or Part 107 of its drone regulations, with registrants invited to complete the questionnaire via... Read more

Special Elections Bring Good News for GOP in California, Wisconsin

May 18, 2020 The GOP and its House elections arm, the National Republican Congressional Committee, received a needed ray of positivity with wins by California’s Mike Garcia and Wisconsin’s Tom Tiffany in special elections May 12. The more pro-forma of the races... Read more

AVs Mentioned but Not Central to New E&C GOP Emerging Tech Plan

May 18, 2020 Republicans on the Energy and Commerce Committee released a new emerging technology plan May 12 to “ensure American leadership in emerging technology to beat China and other challenges to global competitiveness.” The plan, released by... Read more

California: Home Hardening Commission, Mandatory Insurance Discount Bill Passes Out of Committee

May 14, 2020 As expected, SB 1199 sponsored by Sens. Mike McGuire and Hannah-Beth Jackson, passed out of the Senate Governmental Organization Committee on party lines. At the hearing, McGuire acknowledged industry concerns regarding the coverage mandate and... Read more

Louisiana: Business Interruption Mandate Bill Gutted; House, Senate Committee Hear Variety of Other Proposals

May 14, 2020 A day after committees in both houses passed auto tort reform legislation, the Louisiana House and Senate Insurance committees on May 13 heard a number of bills with potentially negative implications for industry. With the Louisiana session required to... Read more

District of Columbia: NAMIC Continues Efforts to Stop Business Interruption Proposals

May 14, 2020 Following the removal of an extremely concerning business interruption claim coverage mandate from an omnibus COVID-19-related package in the District of Columbia City Council, NAMIC became aware of efforts to revisit the issue in future... Read more

Pennsylvania: State Supreme Court Declines to Rule on Business Interruption Coverage Lawsuit

May 14, 2020 The Pennsylvania Supreme Court on May 14 declined to assert its jurisdiction in Tambellini v. Erie, a case seeking coverage under a business interruption provision of an insurance policy. NAMIC joined an all-industry amicus effort discouraging... Read more

Missouri: NAMIC-Endorsed Civil Justice Reform Bill on Way to Governor’s Desk

May 13, 2020 The Missouri House of Representatives on May 11 took up and, without amending, passed SB 591. The bill, which reforms the state’s punitive damages and merchandising practices laws, now goes to the governor, who is expected to sign it. If signed... Read more

Louisiana: House, Senate Committees Advance Tort Reform Bills Aimed at Motor Vehicle Claims

May 13, 2020 Committees in the Louisiana House and Senate voted May 12 in support of bills to address some of the main cost drivers of the state’s motor vehicle insurance rates. Louisiana has some of the highest private passenger auto rates in... Read more

New Jersey: Department of Banking and Insurance Issues Overreaching Bulletin, Data Call

May 13, 2020 The New Jersey Department of Banking and Insurance on May 12 released Bulletin 20-22. The bulletin states that insurers must make either an initial premium refund or an adjustment to all impacted New Jersey policyholders. This action is required for... Read more

New Jersey: Labor Committee Hearing on Workers’ Compensation Presumption

May 13, 2020 The New Jersey Senate Labor Committee met May 12 and passed S-2380, which creates a rebuttable presumption for workers that contract COVID-19, by a party line 3-1-1 vote. The proposed committee substitute was the version passed by... Read more

California: NAMIC Joins Trade Coalition to Raise Concerns about COVID-19-Related Workers’ Comp Bill Presumption of Injury Bill

May 12, 2020 NAMIC has joined more than 50 trades in submitting a letter of concern on SB 1159 to the Senate Labor, Public Employment and Retirement Committee for the May 14 public hearing. The proposed legislation states... Read more

California: CDI Extends Driver’s License Registration Expiration Request

May 12, 2020 Per the California Department of Insurance, the Department of Motor Vehicles has extended the expiration date of non-commercial driver licenses for individuals 69 years old and younger with expiration dates between... Read more

California: NAMIC-Supported Insurance Market Action Plan/Wildfire Risk Modeling, Mitigation Legislation Pass Out of Committee

May 12, 2020 The Assembly Insurance Committee voted overwhelmingly to pass AB 2167 and SB 292 to provide a comprehensive framework to increase the availability of admitted market insurance in high fire-threat areas and help reduce risk and loss through... Read more

Alabama: Governor Signs Proclamation Regarding Liability Protections for Healthcare, Businesses

May 12, 2020 Gov. Kay Ivey on May 8 signed a proclamation regarding liability protections for heath care and other businesses. It states that a “business, health care provider, or other covered entity shall not be liable for the death or injury to persons or for... Read more

House Subcommittee to Discuss Business Interruption Insurance

May 11, 2020 The House Small Business Committee has scheduled a series of virtual briefings and forums, most important of which includes a May 21 Subcommittee on Innovation and Workforce Development forum on... Read more

With Concerns for Reopening Growing, Senate Committee to Examine Liability Issues

May 11, 2020 Senate Majority Leader Mitch McConnell, R-Ky., has been urging Congress to limit the liabilities of health care workers, business owners, and employees from lawsuits pertaining to the COVID-19 outbreak, making it a “must” in order for... Read more

Letters to House Leadership, White House Outline Ineffectiveness of Retroactive BI Policy

May 11, 2020 After working closely with GOP members to send multiple letters on the unintended consequences of retroactive business interruption mandate policies over the last week, NAMIC has been engaged in a similar effort on the Democrat side of... Read more

Second Web Event Held by Business Interruption Group

May 11, 2020 The Business Interruption Group, also known as BIG, held another web event May 7, this time on Instagram Live. Similar to its last webinar, the insurance industry received harsh criticism by the attorney leading the effort, John Houghtaling, with... Read more

IAIS Statement Cautions Against Retroactive BI Initiatives

May 11, 2020 The International Association of Insurance Supervisors released a statement May 7, which was a helpful contribution to the dialogue surrounding retroactive business interruption mandates. The IAIS states that... Read more

Financial Regulators to Participate in House, Senate Hearings

May 11, 2020 The Senate Banking Committee is holding a financial regulators oversight remote hearing May 12. Appearing before the committee will be Randal Quarles, vice chair for supervision at the Federal Reserve, Joseph Otting, the U.S. comptroller... Read more

House Appropriations Subcommittee Discusses COVID-Response in Hearing

May 11, 2020 The House Appropriations Subcommittee on Labor, Health and Human Services, Education, and Related Agencies convened for a May 7 hearing titled “COVID-19 Response,” which featured testimony from Tom Frieden, president of Resolve to Save Lives, and... Read more

Final Disparate Impact Rule Heads to OIRA

May 11, 2020 The final rule on the revision of the U.S. Department of Housing and Urban Development Disparate Impact Rule, which NAMIC has been challenging since 2013, was submitted May 7 by HUD to the Office of... Read more

Will Coronavirus Force Political Conventions to Go Virtual?

May 11, 2020 A familiar storyline these past months is organizers of major public gathering deciding whether to cancel, postpone, or try to continue in an adjusted fashion. Like concerts, sporting events, and trade shows, major political events have... Read more

Treasury Responds to Members of Congress Who Sent Letters to President on Business Interruption

May 11, 2020 The U.S. Department of Treasury sent two letters to congressional allies of NAMIC in response to letters to the president last month expressing concern with efforts to retroactively force insurers to cover pandemic risk in... Read more

NAMIC Works With Congressional Allies to Send Letter to D.C. Council; Devastating Insurance Provision Pulled

May 11, 2020 One day before the District of Columbia’s City Council was set to pass a bill that would have required insurers to retroactively provide business interruption coverage related to COVID-19 regardless of any specific policy language, NAMIC worked with... Read more

FACI Teleconference Set for June 4

May 11, 2020 The U.S. Department of the Treasury announced May 11 that the Federal Advisory Committee on Insurance will convene for a teleconference on June 4 from 1:30 – 4:30 p.m. EDT. The meeting will be the FACI’s second meeting of the year and will... Read more

DOT Launches New Commercial Crash Preventability Determination Program

May 11, 2020 The Federal Motor Carrier Safety Administration, part of the Department of Transportation, announced on May 6 the start of a new Crash Preventability Determination Program to evaluate the preventability of crashes involving... Read more

NAIC: NAMIC Sends Letter Regarding Business Interruption Data Call

May 8, 2020 The National Association of Insurance Commissioners released on May 8 a national model data call on business interruption insurance and offered to be the coordinating entity for participating states. Understanding the eventual need for data on... Read more

Wyoming: Special Legislative Session to Meet With Workers’ Compensation Covid-19 Bills on Agenda

May 8, 2020 The Wyoming Legislature will convene May 15 for a special two-day legislative session. Among the bills to be considered are SF 1002 and HF 1002, companion bills that expand workers’ compensation benefits for COVID-19 infections. Because Wyoming has... Read more

Georgia: NAMIC Supports Business Community’s Efforts to Secure COVID-19 Legal Liability Protections

May 7, 2020 NAMIC has signed on to a “Safe Harbor COVID-19” letter spearheaded by the Georgia Chamber of Commerce. The letter, which was signed by more than 200 organizations representing thousands of Georgia businesses, went to... Read more

North Carolina: NAMIC Supports Business Community Effort to Educate Legislators About Workers’ Comp Presumption Concerns

May 7, 2020 NAMIC has signed on to a North Carolina business community white paper in response to state legislation that would provide a COVID-19 workers’ compensation causation. HB 1056 and HB 1057 were introduced May 1. Both bills would create... Read more

Illinois: Governor, Public Health Dept. Release Guidelines for Legislature to Return

May 7, 2020 Gov. J. B. Pritzker’s administration released a set of guidelines May 6 on how the General Assembly can return to work in Springfield in a safe and responsible way. These guidelines are relatively strict as the state continues to navigate through... Read more

Illinois: DOI Issues Bulletin Extending Suspension of Cancellation, Non-Renewal, Premium Payment

May 7, 2020 The Illinois Department of Insurance issued Bulletin 2020-12 on May 6 extending the previously issued suspension of cancellation, non-renewal, and premium payment for auto and home insurance policies, and... Read more

Missouri: House Committee Votes in Favor of NAMIC-Endorsed Civil Justice Reform Bill

May 7, 2020 The Missouri House of Representatives’ Special Committee on Regulatory Oversight and Reform on May 6 voted “Do-Pass” on SB 591 on a 5-2 vote. Prior to the hearing NAMIC filed testimony in support the bill. If enacted, the bill will... Read more

New Jersey: Workers’ Compensation Scheduled for a Vote

May 7, 2020 Senate Bill 2380, a COVID-19-related workers’ compensation bill, has been scheduled for a vote on May 12 at 3 p.m. in the Senate Labor Committee, with the anticipation it will be voted out of the Senate on May 14. Due to the effort to create a... Read more

Louisiana: Committees Hearings Restart in Earnest; BI Bills Delayed, Underwriting Bills Defeated

May 7, 2020 The House and Senate Insurance committees sprang into action on May 6, considering a variety of property/casualty insurance bills. Perhaps the biggest news was three bills that were scheduled, but not heard... Read more

Illinois: Governor Announces Five-Step Regional Plan to Reopen Economy

May 6, 2020 Gov. J.B. Pritzker announced on May 5 a five-step plan to “Restore Illinois.” The plan was announced less than a week after the governor extended Illinois’ stay-at-home order until the end of May. His original order was issued on March 20, and... Read more

Wisconsin: Department of Transportation Launches Two Pilot Programs

May 6, 2020 The Wisconsin Department of Transportation announced on May 5 two pilot programs that will continue through 2020. The programs will allow Wisconsin drivers to renew their licenses online and allow for a Graduated Driver’s License waiver for... Read more

Missouri: NAMIC Goes on Record in Support of Civil Justice Reform Bill

May 6, 2020 NAMIC filed testimony May 6 in support of SB 591, which reforms the state’s punitive damages and merchandising practices laws, before the Missouri House of Representatives’ Special Committee on... Read more

Pennsylvania: NAMIC to Host Update Call on Legislative, Regulatory COVID Activity

May 5, 2020 NAMIC will host an update call on May 6 at 3 p.m. EDT for NAMIC members on COVID-related legislative and regulatory activity in Pennsylvania. During the call, NAMIC staff will discuss... Read more

California: NAMIC Joins Trades in Supporting Insurance Market Action Plan/Wildfire Risk Modeling, Mitigation Legislation

May 5, 2020 NAMIC joined the other trades in submitting a letter to the Assembly Insurance Committee to support AB 2167 and SB 292, which must be enacted jointly to become operative, to provide a comprehensive framework to increase the availability of... Read more

Nevada: NAMIC Joins Trades in Requesting Governor Not to Retroactively Order Business Interruption Insurance Coverage

May 5, 2020 NAMIC joined the other trades in submitting a letter to Gov. Steve Sisolak to educate him about the adverse insurance implications of the gaming industry’s request that he order retroactive business interruption insurance coverage for... Read more

South Carolina: General Assembly to Return May 12; Governor Re-Declares State of Emergency

May 5, 2020 The South Carolina General Assembly will return for session on May 12 and is likely to extend session through May 28. Lawmakers will focus on a continuing resolution to provide funding for state and government operations at the same level of... Read more

Tennessee: Producer Licensing Testing Available Again; Temporary License Applications Discontinued

May 5, 2020 The Tennessee Department of Commerce and Insurance has announced that Pearson Vue reopened its physical testing locations on May 1. The department has instructed Pearson Vue to activate third-party testing locations as they become available to... Read more

Alabama: Bill to Address COVID-19 Civil Immunity for Businesses, Health Care Providers, Others Introduced

May 5, 2020 As promised in comments he made to the media in March, state Sen. Arthur Orr introduced SB 330 as soon as the General Assembly reconvened on May 4. The bill addresses civil immunity for businesses, including... Read more

North Carolina: Legislature Passes COVID-19 Recovery Package

May 5, 2020 With lightning speed, the North Carolina Legislature on May 2 finalized a COVID-19 recovery package. The provisions were divided into two bills, one for policy and one for spending. The policy bill, SB 704, contains provisions supported by... Read more

District of Columbia: Success in City Council

May 5, 2020 The D.C. City Council on May 5 voted and passed the Coronavirus Omnibus Emergency Amendment Act of 2020 with the problematic retroactive business interruption mandate language removed from the bill. Prior versions of this act included... Read more

Florida: Commissioner Visits With Industry; NAMIC Discusses COVID-19 Business Immunity With Senator

May 5, 2020 NAMIC participate in an April 30 call with Florida Insurance Commissioner David Altmaier that was hosted by state advocacy partner the Florida Insurance Council. The commissioner thanked Gov. Ron DeSantis and CFO Jimmy Patronis for their... Read more

Thompson Seeks Support for Retroactive BI Bill in ‘Dear Colleague’ Letter

May 4, 2020 Rep. Mike Thompson, D-Calif., has circulated a “Dear Colleague” letter asking members to co-sponsor his bill, H.R.6494, the Business Interruption Insurance Coverage Act. As previously reported, this legislation is a misguided effort to... Read more

U.S. Chamber Opposes Rewriting BI Contracts; Agrees Pandemic Risk is Not ‘Insurable Risk’

May 4, 2020 The U.S. Chamber of Commerce sent a letter to the House Financial Services Committee and Senate Banking Committee leadership April 29 applauding their work on getting much-needed financial relief to small businesses across... Read more

Data Suggest Fatal Car Crashes Up Since COVID

May 4, 2020 Severe and fatal crashes in cities around the U.S. have increased despite record low travel and vehicle miles traveled, according to recent data and various media outlets. From New York City to Austin, there has been more speeding, more... Read more

NAMIC Urges Appropriators to Maintain Flood Map Funding Levels

May 4, 2020 NAMIC was among the signatories on a letter sent April 23 by a group of diverse stakeholders representing the real estate, housing, and insurance industries urging congressional appropriators to maintain an appropriate level of funding for... Read more

Key Mutual Insurance Champion Clears Primary Hurdle as Elections Resume

May 4, 2020 Rep. Joyce Beatty, D-Ohio, won her primary over an aggressive challenge by former Consumer Financial Protection Bureau attorney Morgan Harper. Harper was backed by Justice Democrats, a group that has historically backed... Read more

NAMIC Joins Effort in Support of USPS

May 4, 2020 The U.S. Postal Service was in deep financial trouble before the coronavirus struck, and the pandemic has made its situation even worse. NAMIC has signed a letter to congressional leaders to support legislation that would allow the USPS to continue... Read more

EPA Declines to Adopt New Incentives for AV Fuel Standards

May 4, 2020 The Environmental Protection Agency and the National Highway Traffic Safety Administration issued a final rule April 30 to amend and establish carbon dioxide and fuel economy standards, but the EPA refused to adopt new incentives for... Read more

Senate May Consider Coronavirus Privacy Legislation

May 4, 2020 Sen. Roger Wicker, R-Miss., chairman of the Senate Committee on Commerce, Science, and Transportation, and other key Republican senators announced that they plan to introduce the COVID-19 Consumer Data Protection Act as early as when... Read more

NAMIC Offers COVID Litigation Tracking, Reporting

May 4, 2020 The COVID-19 pandemic has created a burst of litigation activity for insurers, which is likely to grow larger and wider as more cases are filed in federal and state courts every day. Most of these cases to date claim business income losses and... Read more

NAMIC Works with Congressional Allies to Push Back Before D.C. Council Vote on Retroactive BI Requirement

May 4, 2020 The District of Columbia City Council plans to consider the "Business Interruption Insurance Amendment Emergency Act of 2020" during a May 5 meeting. This unconstitutional attempt by the council to retroactively require that insurers cover loss for... Read more

Texas: TDI Extends Option to File Financials Without Sworn Statement to May 31

May 1, 2020 There is a list of financial filings on the Texas Department of Insurance’s website that must be signed by ink or electronic but may be submitted without a sworn statement, affidavit, or notarization, as applicable. This special dispensation has... Read more

Pennsylvania: Business Interruption Case Filed With State Supreme Court

April 30, 2020 Restaurant owner Joseph Tambellini filed an action for relief before the Pennsylvania Supreme Court on April 29 asking the court to step in and declare that his business losses associated with COVID-19 were covered under his... Read more

Maine: DPFR Adopts NAIC Regulatory Deadline Extension Model Bulletin

April 30, 2020 Bulletin 447, issued on April 29 addresses regulatory flexibility for certain corporate and financial filings and is based largely on the NAIC model bulletin. The Maine Department of Professional and Financial Regulation addresses... Read more

Alabama: DOI Updates Licensing Requirements in Light of COVID-19 Emergency

April 30, 2020 The Alabama Department of Insurance on April 29 issued Bulletin 2020-10 to supersede and replace Bulletin 2020-03, which was issued on March 25 and pertained to licensing issues in... Read more

Alabama: DOI Requests Insurers Implement Claim-Related Flexibility Procedures

April 30, 2020 In Bulletin 2020-09, the Alabama Department of Insurance requests that property/casualty insurers implement several measures intended to provide claims-related procedural relief for claimants. Items addressed are... Read more

Louisiana: Session Likely to Resume May 4 for Four-Week Sprint

April 30, 2020 The Louisiana Legislature has been suspended due to COVID-19 since mid-March – roughly a week after it convened – with only one day of activity to meet a late-March bill-filing deadline. However, House and Senate leadership now intend to... Read more

New Mexico: OSI Urges Commercial Lines Carriers to Conduct Mid-Term Premium Audits

April 30, 2020 In Bulletin 2020-11, the New Mexico Office of the Superintendent of Insurance encourages property/casualty carriers to conduct audits of insureds’ premium-based risk exposure when the policy is priced based upon auditable exposures that... Read more

Wyoming: Possible COVID-19 Special Legislative Session to Look at Expanding Workers Compensation Benefits

April 30, 2020 The Wyoming Legislature is considering a special legislative session to address COVID-19-related issues that have arisen in the state. One of the issues under consideration is expansion of workers’ compensation benefits for... Read more

Texas: DWC Reminds Carriers That Telemedicine Prohibited for MMI, IR Evaluations

April 30, 2020 The Texas Department of Insurance, Division of Workers’ Compensation has issued a memorandum to workers’ compensation system participants that doctors are not allowed to bill and be reimbursed for maximum medical improvement and... Read more

New Jersey: CRIB Issues COVID-19 Manual Amendment Bulletins

April 30, 2020 The New Jersey Compensation Rating and Inspection Bureau has issued Manual Bulletins 495 and 496 both of which address issues related to the pandemic. The manual amendments noted in Bulletin 495 address how... Read more

Illinois: AFL-CIO Responds to Workers’ Compensation Commission Withdrawal of Emergency Rules

April 29, 2020 After the Workers’ Compensation Commission withdrew the controversial emergency rule on April 27, Tim Drea, Illinois AFL-CIO president, responded with the following statement... Read more

Georgia: First State to Relax DOI COVID-19 Requirements

April 29, 2020 Georgia is the first state to announce the lifting/expiration of COVID-19 directives. As NAMIC reported via Compliance Alert on April 28, the insurance department has notified carriers that certain provisions of previously issued... Read more

North Carolina: COVID-19 Session Commences; Limited Lawsuit Immunity, Video Notarization Included in Bills

April 29, 2020 Language providing limited immunity to health care facilities and providers is included in HB 1037, pages 8-9, legislation developed by the House Select Committee on COVID-19 Health Care Working Group. The House Health Care Committee approved the... Read more

Missouri: Committee Says ‘Yes’ to NAMIC-Endorsed Bad Faith Reform; Amends Bill to Add COVID-19 Liability Protection for Health Care Providers

April 29, 2020 The Missouri Senate Government Reform Committee on April 28 amended NAMIC-supported HB 2049 to added critically needed liability protections for health care workers. It then reported SCS for HB 2049 “Do-Pass” on a... Read more

Oregon: DFR Issues COVID-19 Filing Guidance

April 28, 2020 In Bulletin No. DFR 2020-11, the Oregon Division of Financial Regulation provides guidance for insurers on how to inform the DFR about proposed policyholder relief or coverage additions and required communications with... Read more

Kentucky: DOI Issues COVID-19 Guidance on Policyholder Flexibility, Local Government Premium Tax Refunds

April 28, 2020 In two guidance documents issued on April 24, the Kentucky Department of Insurance addressed the provision of flexibility intended to benefit policyholders and the effect of the payment of premium refunds on the calculation and payment of... Read more

South Carolina: NAMIC Signs on to Industry Letter Opposing Legislation to Mandate Retroactive Business Interruption Coverage for COVID-19 Claims

April 28, 2020 NAMIC has joined with state advocacy partner the South Carolina Insurance Association and other insurance interests to formally express opposition to SB 1188, introduced April 8, that would retroactively mandate business interruption coverage for... Read more

Missouri: NAMIC Urges Senate Committee to Close Bad-Faith Loophole

April 28, 2020 NAMIC provided testimony on April 28 to Missouri Senate General Laws Committee asking it to report “Do-Pass” HB 2049, which closes a trial-bar-created loophole in the state’s 2018 bad-faith reforms. The committee previously endorsed the... Read more

Idaho: Regulator Issues Bulletin on BI Coverage, Instructs Insurers to Not Treat Inquiries as Negative Claims Experience

April 28, 2020 The Idaho Department of Insurance on April 23 issued Bulletin 2008-08, “Applicability of business interruption coverage to COVID-19 related claims.” The bulletin notes that all business interruption policies are not identical and explains that... Read more

New Mexico: Governor Issues Workers’ Comp COVID-19 Presumption Order for Some State Employees, ‘Encourages’ Same for Others

April 28, 2020 Gov. Michelle Lujan Grisham issued an executive order on April 23 directing all state executive agencies to apply a presumption that certain agency employees and eligible volunteers who contract COVID-19 suffered a... Read more

Maryland: MIA Approves COVID-19 Workers’ Compensation Filings

April 28, 2020 The Maryland Insurance Administration has approved two recent filings from the National Council on Compensation Insurance regarding uniform codes for the tracking of COVID-19 injuries, losses and expenses, and the exclusion of workers from payroll who... Read more

South Carolina: DOI Issues Model NAIC Financial Filing Bulletin

April 28, 2020 The South Carolina Department of Insurance has issued Bulletin 20-05, closely following the NAIC’s proposed model financial and regulatory filing relief bulletin that has already been issued in several other states. The SCDOI addresses the following... Read more

Texas: Division of Workers' Comp Requests Comments on Draft COVID-19 Data Call

April 28, 2020 The Texas Department of Insurance, Division of Workers’ Compensation is accepting comments on a draft data call regarding the impact of COVID-19 on workers’ compensation in Texas. The comment deadline is May 8 at 5 p.m. Central, with the... Read more

Michigan: Business Interruption Bill Introduced in House

April 28, 2020 A bill to require business interruption coverage for COVID-19-related business losses was introduced April 24 in the state House of Representatives. HB 5739, introduced by Democratic Rep. Brian Elder, would require all... Read more

Virginia: Bureau of Insurance Solicits NAMIC Member Feedback on Cybersecurity Legislation Implementation Regulations

April 28, 2020 The Virginia Bureau of Insurance has solicited comments from NAMIC and its member companies on implementing regulations associated with HB 1334, the Virginia Insurance Data Security Act, passed during the... Read more

Illinois: Worker’s Compensation Commission Withdraws Controversial Emergency Rule

April 28, 2020 The business community, led by the Illinois Manufacturers Association and the Illinois Retail Merchants Association, filed a lawsuit April 22 in response to the recent actions by the Illinois Workers’ Compensation Commission on... Read more

Illinois: Governor Extends Stay-at-Home Order

April 28, 2020 Gov. J. B. Pritzker announced April 23 that he would be extending the stay-at-home order until the end of May. The current order will expire April 30. In working with the administration, NAMIC obtained the new... Read more

Budd Pushes Back Against Pandemic Mandate During Hearing

April 27, 2020 The House Small Business Committee held a hearing April 23 titled “COVID-19 Response and Recovery,” which allowed committee members to discuss the Paycheck Protection Program and the economic injury disaster loan and grants made available to... Read more

Business Interruption Group Hosts Webinar Calling for Insurers to Pay Restaurants for COVID-Related BI Claims

April 27, 2020 The Business Interruption Group, the coalition founded by celebrity chefs Wolfgang Puck and Thomas Keller among others, held a webinar titled "Demand Insurers Pay Business Interruption Coverage." Andrew Rigie of the NYC Hospitality Alliance facilitated... Read more

Business Interruption Proposal Not Included in PSC’s ‘Back to Work’ Checklist

April 27, 2020 NAMIC has continued its work educating members of the House of Representatives about the association's opposition to retroactive business interruption coverage bills like H.R. 6494 and H.R. 6497, introduced by Reps. Mike Thompson, D-Calif., and... Read more

RIMS Issues Letter Supporting Federal PRIA Program

April 27, 2020 The Risk Management Society sent a letter to House of Representatives and Senate leadership in which it throws its support behind the concept of “a public-private partnership that addresses... Read more

Co-Sponsors Remove Themselves From NAMIC-Opposed Bills to Mandate Pandemic Coverage

April 27, 2020 As NAMIC continues working to educate House members about its opposition to House legislation that would mandate pandemic coverage as part of business interruption insurance, three co-sponsors asked to be removed from one of... Read more

NAMIC Webinar Examines COVID-19 Legal Issues

April 27, 2020 More than 350 NAMIC member company representatives attended the April 24 NAMIC COVID-19 Judicial Advocacy Update webinar. During the webinar, details were presented of the many federal and state government COVID-19 proposals impacting... Read more

Don’t Miss the Chance to Hear an Update on COVID-19 From Rep. Ted Budd

April 27, 2020 You are invited to learn more about some of the critical federal and state policy issues affecting you and your policyholders during a call with NAMIC’s Government Affairs Team and featuring special guest Rep. Ted Budd, R-N.C., April 30 at... Read more

NAMIC Comments on CMS Proposed Rule for Medicare Secondary Payer

April 27, 2020 NAMIC submitted comments April 20 in response to a Centers for Medicare and Medicaid Services Section 111 Proposed Rule for how the agency will assess penalties for late reporting or nonreporting. The long-awaited proposed rule came seven years after... Read more

GAO Releases Reports on TRIA, Treasury Calls on Insurers to Submit Comments for TRIA Effectiveness Report

April 27, 2020 The Government Accountability Office issued two reports on terrorism risk insurance April 20 titled “Terrorism Risk Insurance: Program Changes Have Reduced Federal Fiscal Exposure” and... Read more

Idaho: IDOI Issues Model NAIC Financial Filing Bulletin

April 23, 2020 The Idaho Department of Insurance has issued Bulletin 20-06, closely following the NAIC’s proposed model financial and regulatory filing relief bulletin that has already been issued in several other states. The IDOI addresses the following... Read more

Arkansas: Governor Issues Executive Orders on Potential Workers’ Comp Coverage for COVID-19

April 23, 2020 Arkansas has joined those states attempting to modify potential workers’ compensation coverage for COVID-19 claims. Gov. Asa Hutchinson issued an executive order suspending certain statutory provisions regarding workers’ compensation and... Read more

Tennessee: Commissioner Commends Industry for Cooperation, Collaboration During COVID-19, Tornadoes

April 23, 2020 NAMIC participated in a call April 21 convened by Tennessee Insurance Commissioner Hodgen Mainda to discuss COVID-19 economic recovery issues for the insurance industry, following direction from Gov. Bill Lee. The commissioner noted that... Read more

New Mexico: Insurance Department Orders Auto Insurers to Analyze Rates Due to COVID-19-Related Traffic Changes, Adjust for ‘Excessive’ Premiums

April 23, 2020 New Mexico on April 21 became the latest state to attempt to mandate some form of premium relief related to COVID-19. The Office of the Superintendent of Insurance issued a detailed order under which private passenger and commercial auto insurers are... Read more

Virginia: General Assembly Reconvenes for Veto Session to Consider Remote Voting

April 23, 2020 The Virginia General Assembly will meet under extraordinary circumstances for its traditional veto session, beginning on April 22. The House and Senate will not meet in their traditional buildings and instead will participate in the veto session at... Read more

South Carolina: DOI Announces Organizational Changes

April 23, 2020 NAMIC participated in an April 17 South Carolina Insurance Association call during which Insurance Director Ray Farmer previewed Department of Insurance organizational changes announced later that... Read more

Wisconsin: Insurance Commissioner Announces Online Testing

April 23, 2020 Wisconsin Insurance Commissioner Mark Afable and the Office of the Commissioner of Insurance took steps on April 22 to continue the practice of social distancing during the COVID-19 crisis. The announcement allows insurance agents to perform... Read more

Illinois: NAMIC Responds to Workers’ Compensation Commission Emergency COVID-19 Rule

April 23, 2020 The business community, led by the Illinois Manufacturers Association and the Illinois Retail Merchants Association, filed a lawsuit April 22 in response to the recent actions by the Illinois Workers’ Compensation Commission on... Read more

West Virginia: Governor Makes Problematic Comments About Business Interruption Insurance; Special Legislative Session Expected During the Summer

April 23, 2020 Gov. Jim Justice on April 22 held his regularly scheduled COVID-19 briefing. During the briefing, Justice discussed business interruption insurance, beginning around minute 23 of the... Read more

Utah: COVID-19 Lawsuit Liability Limit Bill Passes House, Senate

April 23, 2020 The Utah House and Senate on April 23 passed SB 3007, a bill providing protection from negligence suits for COVID-19 transmission against persons and entities owning or managing property or... Read more

Arizona: DOI Requests Carriers Provide Relief, Flexibility for Policyholders

April 21, 2020 The Arizona Department of Insurance has issued Bulletin 2020-04 addressing now-familiar COVID-19 topics related to providing flexibility and relief to policyholders. In the bulletin, the AZ DOI makes the following requests and... Read more

Utah: Legislature Passes Workers' Comp Presumption Bill; Special Session Continues

April 21, 2020 The Utah Legislature's special session, which began on April 16, resulted in the very rapid passage of two bills of interest to property/casualty insurers. Both bills were passed over about a 36-hour period, without consideration in committee, and... Read more

Texas: TDI Reminds Carriers of Extraordinary Life Circumstances Exception to Credit Use Law

April 21, 2020 The Texas Department of Insurance issued a bulletin to remind insurers of the existence of various elements of Texas law governing insurers' use of credit information in personal lines. In particular, TDI notes that Texas has adopted the extraordinary... Read more

Alabama: State Was Early Adopter of Health Care Immunity Due to COVID-19

April 21, 2020 As more states begin to consider immunity for civil lawsuits related to how various business sectors must operate under COVID-19 emergency orders, it turns out Alabama ensured immunity for the health care community more than a month... Read more

North Carolina: Commissioner Reaches Out to Business Owners to Explain Business Interruption Coverage Limitations; Issues COVID-19 Policyholder Benefits Guidelines for Insurers

April 21, 2020 Insurance Commissioner Mike Causey has posted a letter to business owners regarding business interruption coverage. In it, the commissioner explained why standard policies do not provide coverage for viruses, diseases, or pandemic-related losses. He... Read more

New Hampshire: Additional Policyholder Relief, Coverage Filing Guidance Issued

April 21, 2020 In Bulletin 20-030-AB, the New Hampshire Insurance Department provides additional filing guidance for those carriers seeking to implement policyholder rate relief programs or expand coverage. In a previously issued bulletin, the NHID set forth the... Read more

Florida: CFO Announces Temporary Agent Licensing Availability

April 21, 2020 Florida Chief Financial Officer Jimmy Patronis on April 17 announced via Directive 2020-07 that temporary agent licensing is now available. State examination testing locations were closed as a result of COVID-19 restrictions, which had caused new... Read more

Connecticut: Governor Comments on Workers’ Compensation Presumption

April 21, 2020 Gov. Ned Lamont was asked by a reporter during his April 20 press conference to respond to the labor leaders press briefing regarding presumptions for COVID-19. Lamont stated that essential workers are vital during this crisis and that working them... Read more

New Jersey: Governor Signs Two NAMIC-Supported Bills

April 21, 2020 Gov. Phil Murphy has signed A-3903 regarding remote notarization and S-2333 providing civil and criminal immunity for health care professionals and facilities. Both pieces of legislation were key priorities for NAMIC to help members reduce... Read more

Vermont: Senate Committee Continues Hearings on Workers’ Compensation Issues

April 21, 2020 The Senate Committee on Economic Development, Housing, and General Affairs began hearings on April 15 to discuss workers' compensation issues. The committee's first hearing focused primarily on the Vermont Workers' Compensation and Occupational... Read more

Illinois: Governor Executive Order on Producer Licensing

April 21, 2020 Gov. J.B. Pritzker on April 20 signed Executive Order 2020-29 to declare that for the duration of the Gubernatorial Disaster Proclamation, specified provisions of the Illinois Insurance Code and accompanying rules requiring in-person classroom courses... Read more

Illinois: NAMIC Sends Joint Industry Letter to Governor on BI

April 21, 2020 At the beginning of the COVID-19 crisis the Department of Insurance and Gov. J.B. Pritzker's office took initial steps to pursue implementation of the concept in Illinois. After days of continuous communication with senior department officials, NAMIC... Read more

Illinois: Worker’s Compensation Commission Passes Emergency Rule

April 21, 2020 NAMIC attended two Illinois Workers' Compensation Commission meetings the week of April 13 during which the commission conducted emergency hearings by telephone, both with very little public notice. The rule mandates that for anyone who is a first... Read more

North Dakota: Commissioner Announces Online Producer Licensing

April 21, 2020 North Dakota Insurance Commissioner announced on April 20 a plan to make online testing available. NAMIC will work with the commissioner and the department as member companies look to use the new online system. Read more

Georgia: DOI Allowing Temporary Agents to Work During COVID-19 Situation

April 21, 2020 NAMIC has learned that the Georgia Department of Insurance is indefinitely suspending the fingerprinting and testing requirements for agents for those currently pending applicants and new applicants so temporary agents can work. At this point, this is... Read more

Automated Vehicle Legislation Unlikely to be Included in COVID Response

April 20, 2020 A group of consumer, bicycle, local transportation, public health, safety, and other groups sent an opposition letter to House and Senate leadership officials in response to a blog entry published by Republican members of the... Read more

NAMIC PAC Election Update: The Cost of Campaigns, Why NAMIC PAC Must Stay Engaged

April 20, 2020 Like any businesses, political campaigns are going through an unprecedented marketplace disruption. The economic shutdown is sapping them of their most vital resource – investment of financial resources from individuals and organizations that believe... Read more

Fitzpatrick Introduces Problematic Business Interruption Bill With Only Three Co-Sponsors

April 20, 2020 Rep. Brian Fitzpatrick, R-Pa., introduced the Never Again Small Business Protection Act of 2020 on April 15 with only three co-sponsors, including a retiring member of Congress. The extremely problematic bill would require... Read more

NAMIC Works With Key House Members to Send Letters to President on Business Interruption

April 20, 2020 NAMIC worked to helped craft and lead two congressional letters during the week of April 13 that were sent to the White House in response to proposals in some states and Congress to force insurers to cover pandemic risk as part of their... Read more

Jayapal Requests Insurance Executives Provide Data on Commercial BI Coverage

April 20, 2020 Rep. Pramila Jayapal, D-Wash., sent a letter to several property/casualty insurance companies, including some NAMIC members, launching a quasi-data call. The letter requests that insurance companies submit information and... Read more

Thompson Introduces BI Pandemic Mandate Bill

April 20, 2020 Rep. Mike Thompson, D-Calif., circulated a "Dear Colleague" letter to his fellow members of Congress on April 13 requesting co-sponsors for his new bill, the Business Interruption Insurance Coverage Act. The bill would... Read more

Daines Proposes ‘Workplace Recovery Act’

April 20, 2020 Sen. Steve Daines, R-Mont., has circulated a proposal titled the Workplace Recovery Act, which evidently borrowed from the Department of Treasury’s COVID-19 business and employee continuity and recovery fund proposal. A one-pager and... Read more

NAMIC Launches Broad Education Campaign on PRIA

April 20, 2020 House Financial Services Committee Chair Maxine Waters, D-Calif., floated the idea of creating a Pandemic Risk Insurance Program in March, modeled closely after the Terrorism Risk Insurance Program mechanisms. Since its inception... Read more

Join Rep. Ted Budd, NAMIC's Government Affairs Team for a COVID-19, Legislative Update

April 20, 2020 Please mark your calendars for 1 p.m. EDT April 30 for a conference call with Rep. Ted Budd, R-N.C., and NAMIC's legislative affairs team, sponsored by the NAMIC Political Action Committee. During the call attendees will learn about the current... Read more

NAMIC Working With U.S. Chamber on Coronavirus Legal Issues

April 20, 2020 NAMIC’s ludicial advocates participated on an April 17 call as members of the U.S. Chamber of Commerce Coronavirus Liability Working Group. The Institute for Legal Reform and the Chamber’s Litigation Center convened this cross-sector working group to... Read more

Consumer Groups Critique Regulatory Response to COVID-19 on Auto Insurance Relief

April 16, 2020 During a press conference call on April 13, representatives from the Consumer Federation of America and the Center for Economic Justice repeatedly disparaged the regulatory response by insurance commissioners to the COVID-19 pandemic as slow and... Read more

In Effort to Streamline Request for Information, NAIC Issues National Data Call

April 16, 2020 NAIC staff on April 1 issued a data template for states to use to collect information from U.S. insurance groups and legal entities on their preparation for and exposure to COVID-19. The data call was welcomed by industry, as many had been seeking a... Read more

Privacy Model Efforts From the NAIC and Beyond

April 16, 2020 NAMIC previously reported that the Privacy Protections (D) Working Group had not met outside of regulatory-only meetings since mid-February, nor had it distributed any new materials to the public. On April 15... Read more

NAIC Private Passenger Auto Insurance Study Draft Available

April 16, 2020 The NAIC has exposed a comprehensive draft report on private passenger automobile insurance to be considered for potential adoption at the next full meeting of the Property/Casualty (C) committee. This report arose out of the efforts of several... Read more

NAIC Leadership Issues Model Bulletin Encouraging All States to Extend Upcoming Filing Deadlines

April 16, 2020 The chair and vice chair of the Financial Condition (E) Committee, Virginia Insurance Commissioner Scott White and Maine Superintendent of Insurance Eric Cioppa issued a memorandum to all NAIC members requesting all state insurance commissioners... Read more

NAIC Affiliate - Interstate Compact - Issues Two Requests for Proposals

April 16, 2020 The Interstate Insurance Product Regulation Commission, affiliated with the National Association of Insurance Commissioners, issued two requests for proposals this week. The two separate requests seek firms to engage in a corporate governance review as... Read more

Kentucky: Legislature Overrides Governor’s Veto on ALI Restatement Bill, ALI Repudiation Becomes Law

April 16, 2020 Gov. Andy Beshear on April 7 vetoed HB 150, a bill designed to repudiate the American Law Institute’s Restatement of Liability Insurance. NAMIC worked closely with its state trade partner, the Insurance Institute of Kentucky, and other industry... Read more

California: CDI Reminds Carriers to Comply With Claim Adjustment Responsibilities

April 16, 2020 In a notice issued April 14, the California Department of Insurance reminded commercial lines insurers to comply with California’s claims adjustment rules when receiving claims for business interruption coverage. Read more

North Carolina: Industrial Commission Proposes Amendments to Multiple Rules

April 16, 2020 The North Carolina Industrial Commission has provided notice on proposed amendments to rules regarding processing and handling of workers’ compensation and state tort claims filings, consistency with relevant statutes and rules, and consistency with... Read more

Georgia: Governor’s Order Grants Immunity for Health Care Institutions, Medical Facilities

April 16, 2020 Gov. Brian Kemp on April 14 issued an Executive Order designating employees, staff, and contractors of health care institutions and medical facilities “auxiliary emergency management workers.” In addition, the order explicitly makes services provided... Read more

Immediate Accounting, Capital Relief Adopted by NAIC

April 16, 2020 The Statutory Accounting Principles (E) Working Group met via conference call on April 15 to adopt four accounting interpretations, three of them related to providing direct accounting relief to insurance companies impacted by the ongoing COVID-19... Read more

Oregon: DFR Issues Workers' Compensation Bulletins

April 14, 2020 The Oregon Division of Financial Regulation has issued Bulletin Nos. DFR 2020-09 and DFR 2020-10, addressing the impact of changes in businesses' operations on workers' compensation rates, the relaxation of compliance requirements for insurers' field... Read more

New Hampshire: NHID Announces Filing Requirements for Premium Reduction, Credit Programs

April 14, 2020 The New Hampshire Insurance Department issued Bulletin No. 20-025 AB announcing it will expedite review of filings intended to provide premium relief to insureds. The filings must take the form... Read more

Oregon: DFR Requests Coverage for Delivery Drivers

April 14, 2020 In Bulletin No. DFR 2020-8, the Oregon Division of Financial Regulation requests that auto insurers extend coverage for personal delivery drivers and limit the application of commercial delivery exclusions during the COVID-19... Read more

California: Department of Insurance Requests That Personal Auto Carriers Cover Delivery Drivers

April 14, 2020 The California Department of Insurance has issued a notice requesting that personal auto insurers not deny a claim under a personal auto policy solely because the insured was engaged in providing delivery services on behalf of a California essential... Read more

Massachusetts: DOI Issues Guidance to Insurance for Filings Related to COVID-19 Premium Credits or refunds

April 14, 2020 The Massachusetts Division of Insurance issued Filing Guidance Notice 2020-B associated with refunds and premium credits due to COVID-19. Part the gidance reminds carriers that the division will institute an expedited process that the filing must be... Read more

Mississippi: Governor Issues Order to Limit Civil Liability for Health Care During State’s COVID-19 Response

April 14, 2020 Gov. Tate Reeves on April 10 issued Executive Order 1471 to grant immunity from civil liability related to COVID-19 for health care providers and facilities. The immunity will not extend to acts or omissions that constitute a crime, fraud, malice... Read more

Georgia: Governor Allowing Temporary Remote Notaries Due to COVID-19

April 14, 2020 Gov. Brian Kemp on April 9 signed an executive order to temporarily allow remote notaries. Specifically, state law requirements for "a notarial act" to be performed in the physical presence of a notary public is suspended as long as requirements... Read more

Alaska: Workers' Compensation Presumption Bill Enacted for COVID-19

April 14, 2020 Enacted SB241 establishes a presumption of compensability under the Alaska Workers' Compensation Act for certain employed personnel who contract COVID-19 during the public health disaster declared by Gov. Mike Dunleavy on March 11, 2020, if the... Read more

Utah: COVID-19 Special Session to Begin April 16

April 14, 2020 The Utah Legislature will convene a special session on April 16 to discuss a broad range of COVID-19-related issues. Also of note, leaders in the House and Senate have indicated that the session will be held entirely or almost entirely... Read more

House Republicans Call for Autonomous Vehicle Legislation

April 13, 2020 Republican members of the House Energy and Commerce Committee published a blog entry April 8 calling for "a federal framework for AVs to ensure we maintain our global leadership and ensure Americans enjoy the vast mobility and safety benefits that... Read more

Coronavirus Affects Data Privacy Debate

April 13, 2020 The Senate Commerce Committee held a "paper hearing" April 9 titled "Enlisting Big Data in the Fight Against Coronavirus" in which the committee received written witness testimony and exchanged written questions and answers so it could continue its... Read more

NAMIC PAC Election Update: Sanders Exits Stage Left

April 13, 2020 Fewer than 50 days removed from a Nevada caucus win, Sen. Bernie Sanders of Vermont this past week concluded a stunning collapse by conceding the primary race to former Vice President Joe Biden. Sanders seemed just weeks ago to be on a glidepath to... Read more

Congress Looks to Immediate COVID-19 Legislative Update Before Phase IV

April 13, 2020 Congress has pivoted from crafting a COVID Phase IV bill to discussing an immediate additional round of funding that would shore up the Small Business Administration’s Paycheck Protection Program established under the $2.3 trillion Phase III... Read more

California Insurance Commissioner Responds to State Delegation on Mandated Retroactive BI Coverages

April 13, 2020 Rep. Gil Cisneros, D-Calif., and 32 representatives from California’s congressional delegation, sent a letter to California Insurance Commissioner Ricardo Lara on March 31 asking him to force insurers to retroactively cover COVID-19-related business... Read more

Pandemic Risk Insurance Act Idea Continues to Gain Momentum

April 13, 2020 NAMIC began corresponding with staff for Rep. Carolyn Maloney, D-N.Y., who shared a Pandemic Risk Insurance Act discussion draft and circulated a "Dear Colleague" letter on April 9 to encourage other lawmakers to embrace the PRIA concept. Read more

NAMIC Pushes Back Against Draft Bill That Would Create Dangerous Business Interruption Mandate

April 13, 2020 NAMIC has launched a coordinated industry effort in order to halt the progress of a problematic draft bill that would create a mandate for business interruption policies during future pandemics after learning that Rep. Brian Fitzpatrick, R-Pa., is... Read more

FEMA Issues Initial Guidance on Key New Disaster Program Created by NAMIC-Backed Law

April 13, 2020 The Federal Emergency Management Agency on April 10 released the initial draft guidance that creates the Building Resilient Infrastructure and Communities Program. The BRIC Program was created through the Disaster Recovery Reform Act in 2018 and is... Read more

NAMIC Works With GOP Senators to Caution Against Business Interruption Mandate for COVID Response

April 13, 2020 A group of Republican senators sent a letter to the administration April 10 cautioning against requiring insurers to pay for uncovered businesses interruption claims and expressing skepticism that a federal backstop for business interruption... Read more

CMS Issues New Medicare Secondary Payer Guidance, Proposed Rule

April 12, 2020 The Center for Medicare and Medicaid Services on April 7 released new Medicare Secondary Payer Group Health Plan reporting requirements mandated by Section 111 of the Medicare, Medicaid and SCHIP Extension Act... Read more

Alabama: DOI Urges Auto Premium Refunds, Reductions Due to COVID-19

April 9, 2020 The Alabama Department of Insurance on April 8 issued Bulletin 2020-06, urging companies to consider offering an immediate reduction in auto premium as a result of the precipitous drop in driving due to the governor's COVID-19 shelter-in-place... Read more

Washington: NAMIC Joins Trades in Submitting Fact Sheet to Legislators on Insurers’ Accommodations to Policyholders to Address COVID-19

April 9, 2020 NAMIC has joined the other trades in disseminating a fact sheet to insurance committee chairs and key members of leadership to educate them about policyholder accommodations insurers have made to address the needs of consumers during the COVID-19... Read more

California: NAMIC Joins Trades Requesting That Commissioner Address COVID-19-Related Producer Licensing, Renewal Challenges

April 9, 2020 NAMIC has joined a collective of insurance industry and producer trades in formally requesting that Insurance Commissioner Ricardo Lara address COVID-19-related producer licensing and renewal challenges. To date, the commissioner has taken the... Read more

Mississippi: MID Allows Temporary Agent Licensing; Secretary of State Issues Guidance for Remote Notary Services

April 9, 2020 Mississippi Insurance Commissioner Mike Chaney on April 7 issued Bulletin 2020-06 regarding guidance for initial insurance producer applicants unable to take the state pre-licensing exam. Those in that situation will be allowed to apply for a 180-day... Read more

South Carolina: Senate Bill to Force Business Interruption Claims Payments Introduced

April 9, 2020 South Carolina joins the small but growing list of states that have introduced legislation to retroactively mandate payment of business interruption claims, regardless of policy language excluding such claims. HB 1188 was introduced April 8 during... Read more

Florida: Electronic Signatures for Salvage Titles Accepted Early Due to COVID-19

April 9, 2020 The Florida Department of Highway Safety and Motor Vehicles announced on April 6 via Information Notice INFO20-014 that it will begin accepting electronically signed versions of HSMV 82363, Application for Salvage Title/Certificate of Destruction... Read more

Louisiana: Commissioner Approves Emergency Rules on Adjusters, Cancellations; Encourages Companies to Lower Auto Rates

April 9, 2020 Louisiana’s Department of Insurance has issued several new and revised rules and statements in the last week, as the state continues to see one of the highest known concentrations of COVID-19 cases of any state. Read more

Missouri: Regulator Issues Consumer Alert on Business Interruption Insurance, COVID-19

April 9, 2020 The Missouri Department of Commerce and Insurance on April 8 issued a consumer alert titled "Business Interruption Insurance and COVID-19." Read more

NAIC: Leadership Issues Model Bulletin Encouraging All States to Extend Upcoming Filing Deadlines

April 9, 2020 The chair and vice chair of the Financial Condition (E) Committee, Virginia Insurance Commissioner Scott White and Maine Superintendent of Insurance Eric Cioppa, respectfully, issued a memorandum to all NAIC members requesting all state insurance... Read more

CMS Issues New Medicare Secondary Payer Guidance, Proposed Rule

April 8, 2020 The Center for Medicare and Medicaid Services on April 7 released new Medicare Secondary Payer Group Health Plan reporting requirements mandated by Section 111 of the Medicare, Medicaid and SCHIP Extension Act of 2007. The guide provides an overview of... Read more

Florida: OIR Provides COVID-19 Workers’ Comp Guidance

April 7, 2020 The Florida Office of Insurance Regulation on April 6 issued Informational Memorandum OIR-20-05M to all insurers and entities authorized to write workers’ compensation insurance to provide guidance on the treatment of policyholders relative to... Read more

Alabama: Governor Issues Statewide Stay-at-Home Order

April 7, 2020 Gov. Kay Ivey on April 3 issued a statewide stay-at-home order effective for the remainder of the month. The order references essential businesses that may continue as defined by the... Read more

South Carolina: Governor Issues ‘Home or Work’ Statewide Order

April 7, 2020 Gov. Henry McMaster on April 6 issued a statewide “Home or Work” Executive Order NO. 2020-21. As with his previous orders, McMaster has listed non-essential businesses that must close rather than referring to federal government definitions and... Read more

Colorado: Regulator Issues FAQ on BI Coverage, Urges Insureds With Coverage to File Claims; Companies Can Expect Data Call

April 7, 2020 The Colorado Division of Insurance on April 3 issued a 12 question FAQ on business interruption coverage and COVID-19. Read more

Illinois: DOI Issues Bulletin on Suspension of Cancellations, Non-Renewal, Premium Payment

April 7, 2020 The Illinois Department of Insurance on April 3 issued bulletin 2020-08, which affects cancellations non-renewals. NAMIC has continued to have communication with senior department officials on the bulletins and received indication that the bulletin is... Read more

Wisconsin: NAMIC Sends Joint Industry Letter on Alternatives to Business Interruption

April 7, 2020 NAMIC sent a joint industry letter April 1 in collaboration with the American Property and Casualty Insurance Association and the Wisconsin Insurance Alliance to two legislators looking to put together a COVID-19 response package. Read more

FEMA Launches BRIC Website, Expected to Release Initial Guidance Soon

April 6, 2020 In anticipation of the release of the Building Resilient Infrastructure and Communities Program Guidance, the Federal Emergency Management Agency has launched its new, dedicated BRIC website. The BRIC program is designed to create a... Read more

NAMIC PAC Election Update: Democratic National Convention Postponed – What Does That Mean?

April 6, 2020 The Democratic National Convention has been postponed from mid-July to Aug. 17-20, only a week before the Republican convention. The event, expected to bring some 50,000 attendees to Milwaukee was postponed after the state banned... Read more

NAMIC Requests Delay for TRIA Data Call Responses

April 6, 2020 NAMIC, along with other insurance industry trade associations, has requested that the Federal Insurance Office and the National Association of Insurance Commissioners push back the deadline for the 2020 TRIA data call until at least... Read more

Scott Urges SBA to Examine Insurance Aspect of Paycheck Protection Program

April 6, 2020 Sen. Tim Scott, R-S.C., sent a letter to Jovita Carranza, administrator, Small Business Administration, on April 3 regarding the SBA’s upcoming guidance for the Paycheck Protection Program, part of the recently enacted... Read more

NAMIC Joins Group Proposing Business and Employee Continuity and Recovery Fund

April 6, 2020 NAMIC joined a more than 30 other trade groups from the insurance industry and policyholder community in sending a letter to the White House, the Department of the Treasury, and House and Senate leadership endorsing the concept of a... Read more

ICYMI: NAMIC Special COVID-19 Government Affairs Update

April 6, 2020 We are in unprecedented times. NAMIC, therefore, is undertaking an extraordinary level of advocacy on members’ behalf. Policymakers in all spaces are hearing from small businesses fighting for their lives, and NAMIC is rising to the challenge to... Read more

Problematic Pandemic Risk Insurance Act Concept Continues to be Floated on Capitol Hill

April 6, 2020 As lawmakers continue to work to address the COVID-19 crisis, a number of problematic ideas are being floated as a means for the country to prepare for the next pandemic. One of those involves the creation of a pandemic risk insurance program... Read more

Tennessee: Governor Strengthens Stay at Home Message

April 3, 2020 Gov. Bill Lee on April 2 changed his message to citizens from “urging” that they stay home as much as possible per Executive Order No. 22 issued March 30 to “requiring” compliance with his Executive Order No. 23. Read more

Georgia: Governor Issues Statewide Shelter-in-Place Order

April 3, 2020 Gov. Brian Kemp on April 2 issued an executive order requiring citizens statewide to shelter in place until April 13, 2020. Read more

South Carolina: DOI Allow Temporary Agent Licenses, Renewal Extensions, Workers’ Comp Commission Establishes COVID-19 Codes

April 3, 2020 The South Carolina Department of Insurance has issued Bulletin Number 2020-03 in response to COVID-19 disruption to the licensing process for new agents as well as renewals. The SCDOI will grant temporary licenses for new applicants, and renewal... Read more

Georgia: DOI Extends Waiver of In-Person Agent CE Requirements

April 2, 2020 Georgia Insurance Commissioner John F. King on March 31 issued Bulletin 20-EX-06 to extend the previously announced waiver of in-person continuing education requirements for licensed agents from April 30 to May 31. The commissioner has taken... Read more

Washington: Supervision of Internationally Active Insurance Groups Bill Signed Into Law

April 2, 2020 SSB 6048, Supervision of Internationally Active Insurance Groups, which was amended at NAMIC’s request to make the bill language match with the National Association of Insurance Commissioners’ model, has been signed into law by Gov. Jay Inslee. Read more

Alaska: Homeowner’s, Renter’s Insurance Renewal Bill Sent to Governor

April 2, 2020 SB 106, which NAMIC opposed in year one of the legislative session and then helped successfully amend in the Senate to address insurer concerns, has passed out of the Legislature and is now eligible for Gov. Mike Dunleavy's signature. Read more

Oregon: DFR Issues FAQs Addressing Questions/Concerns on COVID-19 Emergency Order on Policy Cancellations, Non-Renewals

April 2, 2020 The Oregon Department of Consumer and Business Services, Division of Financial Regulations issued an emergency order on March 25, stating “[t]he order provides protection to people and businesses struggling because of the disruptions caused by... Read more

New Jersey: Governor Issues Executive Order to Provide Civil Immunity for Certain Health Care Providers, Facilities

April 2, 2020 Gov. Phil Murphy on April 1 issued Executive Order 112, which offers limited liability protections for all providers and facilities for issues in support of the COVID-19 response. NAMIC also has been working with stakeholders across... Read more

Alabama: General Assembly Meets Briefly to Tie Up Loose Ends for Now

April 2, 2020 Alabama House and Senate members went into session March 31 as scheduled for the 14th legislative day, out of 30 allowed with a mandatory end date of May 18, the 105th calendar day. However, coronavirus concerns were taken very seriously... Read more

South Carolina: Governor Orders Non-Essential Business, Activities to Close

April 2, 2020 Gov. Henry McMaster on March 31 stopped short of announcing a statewide stay-at-home proclamation with his Executive Order 2020-17. Read more

Mississippi: Governor Issues Statewide Shelter-in-Place Order; Insurance Department Allows Continuing Education Extensions

April 2, 2020 Gov. Tate Reeves on April 1 issued Executive Order No. 1466, a shelter-in-place order for the state. It is effective from April 3 at 5 p.m. CT until April 20 at 8 a.m. CT. Insurance and financial services continue to be designated as... Read more

Florida: Governor Issues Statewide Safer-at-Home Order; Insurance Services Deemed Essential

April 2, 2020 Gov. Ron DeSantis on April 1 announced a statewide safer-at-home effort with his Executive Order No. 20-91. The order references federal guideline that designate insurance services as essential. In addition, he issued Executive Order No. 20-92 to... Read more

Louisiana: Legislature Briefly Reconvenes; COVID-19 Related Bills Filed, Including Business Interruption Mandates

April 2, 2020 The Louisiana Legislature briefly reconvened on March 31, introduced and referred a number of bills, and then recessed again subject to the calls of the presiding officers of each body. The governor has also extended the... Read more

Hawaii: DOI ‘Encouraging’ Insurers to Offer Extension of Time to Pay Premium, Refrain From Cancelling/Non-Renewing Policies

March 31, 2020 Insurance Commissioner Colin M. Hayashida has issued a COVID-19 Memorandum to insurers encouraging them to work with their insureds to ensure coverage continues during this time, policies do not lapse, and to consider the following... Read more

Nevada: DOI 'Encouraging' Insurers to Consider Offering Accommodations to Policyholders

March 31, 2020 The Nevada Division of Insurance has issued a statement “encouraging” all property/casualty insurance carriers to consider the following specified relief for those Nevadans affected by the COVID-19 outbreak. According to the DOI... Read more

Alabama: Cancellation/Non-Renewal Recommendation From DOI

March 31, 2020 Alabama Commissioner of Insurance Jim Ridling on March 30 issued Bulletin 2020-05, recommending insurers of all lines work with policyholders experiencing financial hardship due to COVID-19 with premium payments. Read more

Washington: NAMIC, Trades Request Extension for Insurers to Comply with OIC Business Interruption Coverage Data Call

March 31, 2020 The Office of the Insurance Commissioner issued a mandatory data call on business interruption insurance coverage to insurers on March 25, with a deadline of April 1, 2020. The data call order also requires insurers to send a notice to... Read more

Mississippi: MID Releases Q & A on Bulletin 2020-3

March 31, 2020 The Mississippi Insurance Department has provided a Question and Answer Sheet based on inquiries it has received regarding Bulletin 2020-3. Read more

Washington: Autonomous Vehicle Testing Bill Signed Into Law

March 31, 2020 ESHB 2676, Autonomous Vehicle Testing, which NAMIC has supported throughout the legislative process, has been signed into law by Gov. Jay Inslee. Read more

Contact Local Chambers of Commerce on Business Interruption Insurance

March 31, 2020 Recently, a coalition of small and local chambers of commerce began a campaign calling for mandated business interruption coverage of COVID-19. Branded as the “Save Small Business Coalition,” the group is calling on insurance commissioners to mandate... Read more

Alabama: House Stands Adjourned, Senate Will Follow; DOI Issues COVID-19 Licensing Bulletin

March 31, 2020 Alabama House Speaker Mac McCutcheon and Majority Leader Nathaniel Ledbetter on March 26 announced to an empty House chamber that the House stands adjourned indefinitely due to COVID-19. House members were asked not to attend. The speaker indicated... Read more

NAIC Suspends Spring National Meeting; New Priority Schedule Forthcoming

March 30, 2020 As the growing COVID-19 heath crisis continues to impact the lives of millions of Americans and as the insurance industry continues to adapt to shifting dynamics, the operational impact on insurance commissioners and their staffs is becoming... Read more

Investment Accounting Proposal Likely Delayed Until 2021 Reporting; Cash Pools to Maintain Current Accounting Treatment

March 30, 2020 The Statutory Accounting Principles (E) Working Group was the only working group to meet and did so via conference call on March 18, a call that experienced many technical difficulties likely contributing to the decision to suspend the remainder of the... Read more

Mid-2020 Time Frame to Adopt Group Capital Calculation Tool in Doubt as NAIC Postpones Working Group Meetings

March 30, 2020 The Group Capital Calculation (E) Working Group was supposed to meet in Phoenix to give a status update on the field-testing exercise that wrapped up in the final months of 2019; however, when the NAIC decided to go virtual with the meetings... Read more

Casualty Actuarial and Statistical Task Force Working on Final Draft of Predictive Modeling White Paper Without Deadline

March 30, 2020 The NAIC Casualty Actuarial and Statistical (C) Task Force continues its work on finalization of a predictive modeling white paper without any stated deadline for final exposure. As NAMIC has discussed, the CASTF body, comprised mainly of... Read more

Privacy Protections (D) Working Group Regulator-Only Efforts Remain Unseen

March 30, 2020 On its first call of the year held in mid-February, the Privacy Protections (D) Working Group indicated that it would be going into regulator-only mode for a while and would prepare a key issues document that would be circulated for the Spring National... Read more

Anti-Rebating Modernization Efforts Stalled by COVID-19

March 30, 2020 The NAIC Innovation and Technology (EX) Task Force was expected to further explore anti-rebating modernization and amendments to the NAIC Model Unfair Trade Practices Act at the spring meeting in Phoenix. After the meeting was cancelled due to COVID-19... Read more

NAIC Big Data Working Group Continues to Explore Large Data Sets Without Specified Direction

March 30, 2020 The last meeting of the NAIC Big Data Working Group in Austin in 2019 revealed the continuing work of the group and attempts to ascertain where it may all be leading. Due to COVID-19, attempts to meet in Phoenix and via teleconferencing have been... Read more

Review of OECD Principles for Artificial Intelligence Usage by Insurers Have Stalled Amid COVID-19

March 30, 2020 The NAIC Artificial Intelligence (EX) Working Group, which is a subgroup of the Innovation and Technology (EX) Task Force, is currently contemplating adopting draft principles for insurer artificial intelligence usage... Read more

International Insurance Relations Committee Continue Its Work on International Association of Insurance Supervisor’s Various Projects

March 30, 2020 The International Insurance Relations (G) Committee continues its work on the International Association of Insurance Supervisors implementations and were scheduled to discuss many relevant topics in Phoenix before the meeting was cancelled due to... Read more

Discussion on ComFrame Gap Analysis Delayed

March 30, 2020 The Group Solvency Issues (E) Working Group was supposed to meet in Phoenix and planning to hold discussions on comments received regarding the NAIC staff analysis and resulting recommendations that address the working group’s request to... Read more

Property and Casualty Committee Ongoing Priorities May Shift

March 30, 2020 As regulators are drawn to COVID-19 priorities, it is unclear whether the focus and charges of the Property and Casualty (C) Committee will continue unchanged for 2020... Read more

Antifraud (D) Groups Getting to Work on Revising Antifraud Plan Guideline

March 30, 2020 Since the last national meeting, the Antifraud Technology (D) Working Group has been engaged on its review of the Antifraud Plan Guideline. It collected comments at the start of the year and have been in the process of considering them... Read more

Delays Continue as Investment RBC Proposal Gets Pushback From State Regulators

March 30, 2020 The Investment Risk-Based Capital (E) Working Group doesn’t meet at national meetings on a regular basis, but when it does, there is typically a development or key update on the status of the project to expand the number of bond designations in the RBC... Read more

TRIA Reauthorization Prompts NAIC Working Group to Issue Updates to Model Bulletin, Policyholder Disclosures

March 30, 2020 The NAIC Terrorism Insurance Implementation (C) Working Group has continued its work on updating various products produced by the group in regard to the unexpected Terrorism Risk and Insurance Act Reauthorization that occurred late last year, nearly a... Read more

Market Conduct Annual Statement Deadline Extended 60 Days for Property, Casualty Line Submissions

March 30, 2020 The NAIC Market Analysis Procedures Working Group held a vote March 23 and agreed to extend Market Conduct Annual Statement submissions by the property/casualty lines for two months, with a new deadline date... Read more

NAMIC Prevents Introduction of Bill to Mandate Pandemic Coverage in Business Interruption Policies

March 30, 2020 After learning on March 25 that a member of Congress was planning to introduce a bill to, among other measures, mandate all business interruption policies cover claims related to pandemics and health emergencies during future pandemics... Read more

NAMIC Leads Industry Efforts to Defeat Problem Solvers Caucus Retroactive Business Interruption Proposal

March 30, 2020 NAMIC was successful in keeping a dangerous legislative proposal out of the Phase III federal response to the COVID-19 pandemic and will continue working to ensure it is not included in any future legislative package. Read more

NAIC Readying to Release Private Passenger Auto Availability/Affordability Study

March 30, 2020 Kansas Insurance Commissioner Vicki Schmidt was scheduled to ask the Property-Casualty (C) Committee to consider adopting the Private Passenger Auto Insurance Study authored by NAIC staff over the last five years... Read more

NHTSA Proposes Scaling Back Standards for Some ADS Vehicles

March 30, 2020 The National Highway Traffic Safety Administration proposed new safety regulations March 30 for vehicles equipped with automated driving systems that don’t have the traditional manual controls necessary for human drivers, such as a steering wheel or... Read more

NAIC Issues Statement on Congressional Action Relating to COVID-19

March 30, 2020 The National Association of Insurance Commissioners released a statement March 25 in response to questions from lawmakers regarding the idea of a federal bill to mandate retroactive business interruption coverage. Read more

DOL Issues Unemployment, Leave Fact Sheets

March 30, 2020 The Phase I COVID-19 legislative package requires employers to provide paid sick leave and unemployment benefit effective April 1. NAMIC member companies that collectively have more than 300,000 employees and independent contractors can find... Read more

DHS Holds Conference Call on Cybersecurity, Infrastructure

March 30, 2020 NAMIC dialed in for business and infrastructure partner calls March 25-26 with the Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency. Read more

Political Campaigns Look to Adjust to Pandemic

March 30, 2020 The onset of the coronavirus pandemic has forced every sector of American life to decide whether to forge forward or go into a hibernation. With elections introducing hard deadlines, campaigns have one choice: forward, but with tweaks. Read more

How to Avoid Crowded Polling Lines

March 30, 2020 NAMIC members coast-to-coast are diligently following federal, state, and local guidance on staying safe during this crisis. One of the major facets of staying safe is following guidance by not congregating in groups of 10 or more, which has been... Read more

U.S., China Trade Tensions Continue During Pandemic

March 30, 2020 President Donald Trump announced March 27 that he will suspend the collection of import tariffs for 90 days to give U.S. companies some financial relief during the coronavirus pandemic. Companies are still expected to pay the tariffs at a later... Read more

Mississippi: Legislature Will Not Reconvene April 1

March 27, 2020 Mississippi Lt. Gov. Delbert Hosemann has announced the Legislature will not reconvene April 1, as previously planned. He and House Speaker Philip Gunn continue to monitor the COVID-19 situation daily... Read more

All States: AAMVA List of State Motor Vehicle Administration COVID-19 Changes Available

March 27, 2020 Auto insurers seeking information on COVID-19-related changes in how states are handling driver licensing, vehicle registration, and related activities can see a consolidated list on the American Association of Motor Vehicle Administrators website... Read more

Arkansas: New Commissioner Named, Moratoria Announced on Cancellations, Non-Renewals

March 27, 2020 Gov. Asa Hutchinson has named Alan McClain, who most recently served as commissioner of Arkansas Rehabilitation Services, as the state’s new insurance commissioner. McClain will take over the position effective April 3, replacing Allen Kerr, whose... Read more

North Carolina: Commissioner Says ‘Insurance Services’ Should be Exempt From ‘Stay at Home’ or ‘Shelter in Place’ Orders

March 27, 2020 North Carolina Insurance Commissioner Mike Causey has issued an advisory regarding the designation of financial services, including insurance services, as essential business when “Stay at Home” or “Shelter in Place” orders have been issued... Read more

Alabama: Regulation Hearing Noticed

March 27, 2020 The Alabama Insurance Department has issued notice of a regulation hearing scheduled for May 6 at 10 a.m. There are two regulations on the agenda. An amendment to Insurance Regulation No. 125, Standards for Prompt, Fair and Equitable Settlements, will... Read more

Tennessee: Insurance Department Asks Carriers to Add Coverage for Restaurant Deliveries During Coronavirus Shutdown

March 27, 2020 The Tennessee Department of Commerce and Insurance on March 26 issued Bulletin 20-04 to provide guidance to carriers on automobile coverage for deliveries. The department is asking carriers to add coverage to personal auto policies for restaurant... Read more

Florida: NAMIC Signs Letter Expressing Med Mal Concerns as a Result of COVID-19 Guidelines

March 27, 2020 NAMIC is supporting an effort by Florida’s healthcare providers and facilities to seek immunity for difficult decisions they may make in response to the COVID-19 outbreak and guidelines instituted by Executive Order No. 20-72, which suspends the... Read more

Louisiana Update: Session Suspension Likely to Continue; Alternative Licensing Approved for Producers, NAMIC Requests Same for Claims Adjusters

March 27, 2020 Even in the midst of a statewide stay-at-home order that runs through April 13, the Louisiana Legislature is expected to reconvene on March 31. However, the restart of session is likely to be brief, allowing only for introduction of bills before... Read more

Illinois: NAMIC Continues to Lead Discussions With IDOI Opposing Potential Business Interruption Mandate

March 27, 2020 After significant discussions about business interruption coverage mandates throughout the country, the Department of Insurance and Gov. J.B. Pritzker’s office took initial steps to pursue implementation of the concept in Illinois. In response, NAMIC... Read more

South Carolina: DOI Requests Insurers Offer Consumer Relief Due to COVID-19

March 26, 2020 The South Carolina Department of Insurance on March 25 issued Bulletin 2020-02, which applies to all insurers. Due to the Emergency Declaration issued by Gov. Henry McMaster in response to the COVID-19 pandemic, the department is advising all insurers... Read more

New Jersey: Business Interruption Bill Remains Paused in Assembly

March 26, 2020 The New Jersey Assembly on March 25 did not hold a vote on Assembly Bill 3844 that would have drastically altered contractual insurance policies in place in the state to cover business interruption for “global virus transmission or pandemic.”... Read more

Mississippi: Governor Includes ‘Essential Business or Operation’ Language in Order

March 26, 2020 Gov. Tate Reeves on March 24 issued Executive Order No. 1463 to expand on his earlier emergency declaration and help further slow the spread of COVID-19. It is not a statewide shelter-in-place order, but a number of local jurisdictions in Mississippi... Read more

Florida: OIR Recommends Procedural Changes Due to COVID-19

March 26, 2020 The Florida Office of Insurance Regulation issued Informational Memorandum OIR-20-04M on March 25 for continued guidance for response to COVID-19. OIR recommends that insurers institute certain procedures, including leniency on premium payments, but... Read more

Colorado: NAMIC Opposes Rule to Require Carriers Waive Livery Exclusion for Some Restaurant Delivery Drivers

March 25, 2020 NAMIC submitted comments March 23 to the Colorado Division of Insurance on a possible emergency rule to require insurers to waive the livery exclusion for persons who are delivering food for restaurants not open to the public due to the COVID-19... Read more

Oregon: NAMIC, NWIC Submit Comments to DFR on Step-Down Coverage Draft Bulletin

March 25, 2020 NAMIC, in conjunction with its state trade partner, the Northwest Insurance Council, has submitted written comments to the Oregon Department of Consumer & Business Services, Division of Financial Regulation on its draft bulletin on auto insurance... Read more

Oregon: NAMIC, Trades Submit Letter to Interim Legislative Committee on Business Interruption Insurance Coverage

March 25, 2020 NAMIC, in conjunction with the other trades, submitted a letter to the recently formed Joint Committee on Coronavirus Response, a 16-member panel of House and Senate members. The interim legislative committee was established to identify ways the state... Read more

South Carolina: Legislators Head Home After Ensuring COVID-19 Funding

March 25, 2020 The South Carolina Legislature used HB 4014 as a vehicle to fast track an emergency appropriation of $45 million to the Department of Health and Environmental Control to respond to COVID-19. The bill, which originally related to DHEC’s regulation of... Read more

Idaho: Legislature Completes Session After Passing Distracted Driving, Tort Reform Priorities; Harmful UIM Bill Fails to Advance

March 25, 2020 The Idaho Legislature went home on March 20 after finishing a busy session. Of the many bills that were considered, three were most closely followed by property/casualty insurers. HB 614, a distracted-driving bill that prohibits most uses of mobile... Read more

Tennessee: Legislature Hits Pandemic Pause

March 25, 2020 After continuing legislative meetings during the week of March 16 but restricting public access, including lobbyists, to the capitol, the Tennessee Legislature finally decided to pause the 2020 session because of the COVID-19 pandemic. By Thursday of... Read more

FAA Seeking Information on Drone Remote ID

March 23, 2020 The Federal Aviation Administration issued a Request for Information asking for input from the manned-aviation community regarding whether and/or how the government can potentially receive and use remote identification information from drones to... Read more

NHTSA Proposes Standards Revisions for ADS Vehicles

March 23, 2020 The National Highway Traffic Safety Administration proposed revisions to current crashworthiness federal motor vehicle safety standards March 16 to “remove unnecessary barriers to Automated Driving System-equipped vehicles and the unconventional... Read more

Symposium Examines ALI Restatement Impact

March 23, 2020 NAMIC and APCIA conducted a Midwest symposium March 18 to advise member insurance companies and their outside counsel on the Restatement of Law, Liability Insurance with the American Law Institute published in 2019. The more than 125 attendees heard... Read more

NAMIC Disparate Impact Challenge on Hold Pending Rule Revisions

March 23, 2020 The Department of Housing and Urban Development continues to finalize its revisions to the 2013 Disparate Impact Rule, prompted primarily by NAMIC's ongoing challenge in federal district court. The litigation has been stayed pending the publication of... Read more

Property/Casualty Industry Rebuts Effort to Include Uncovered Pandemic in Business Interruption Policies

March 23, 2020 NAMIC, joined by other insurance industry trade organizations, sent a letter March 18 to Rep. Nydia Velazquez, D-N.Y., chairwoman of the House Small Business Committee, in response to a request that insurance providers recognize COVID-19-related... Read more

Waters Floats Idea of Pandemic Risk Insurance Act

March 23, 2020 Rep. Maxine Waters, D-Calif., chair of the House Financial Services Committee, included in her official list of legislative proposals the creation of a Pandemic Risk Insurance Program. This proposal is essentially cut and paste from the Terrorism... Read more

NAMIC Works to Defeat Dangerous Proposal Offered by Bipartisan Group

March 23, 2020 NAMIC has launched and led a coordinated industry-wide effort to defeat a dangerous proposal offered by a bipartisan group of House lawmakers to provide an economic stimulus in response to the coronavirus... Read more

Push to Suspend Federal Rulemaking

March 23, 2020 Amid the coronavirus pandemic, efforts are being made to pause the federal rulemaking process from Congress and groups representing state and local governments... Read more

NAMIC PAC Election Update: Sanders Attack on Insurance Industry Falls Short as Biden Eyes General

March 23, 2020 In an eerie, sparse CNN studio, Bernie Sanders took on Joe Biden March 15 in the first debate of the coronavirus pandemic and stayed true to the only road he knows: blame big business and double then triple down on socialist tropes... Read more

Illinois: NAMIC Joins Joint Industry Letter on COVID-19, Business Interruption

March 20, 2020 NAMIC, in collaboration with the American Property and Casualty Insurance Association and the Illinois Insurance Association, sent a joint industry letter March 18 to Insurance Director Robert Muriel. The letter was in response to states across the... Read more

Arkansas: Insurance Department Issues COVID-19 Bulletin, Includes 60-Day Moratorium on Cancellations

March 20, 2020 The Arkansas Insurance Department has issued a bulletin addressing several issues regarding the impact of the COVID-19 pandemic on the insurance industry. The bulletin includes a 60-day moratorium on cancellations for nonpayment of premium in all... Read more

COVID-19: Civil Authority in the States

March 20, 2020 States continue to take action to prevent the spread of COVID-19. These actions include... Read more

Mississippi: General Assembly Suspends Session

March 19, 2020 The Mississippi General Assembly on March 17 passed HCR 65, a concurrent resolution suspending the 2020 legislative session through April 1. HCR 65 grants authority to the speaker and lieutenant governor to shorten or extend the time period of the... Read more

Alabama: ‘Spring Break’ for Legislature Extended Due to COVID-19

March 19, 2020 Prior to adjourning for spring break on March 12, the Alabama House intended to return for committee work and session days March 25 and March 26. Due to COVID-19 concerns, the plan now is for both the House and Senate to return on March 31. Read more

Kansas: Bill Granting Supreme Court Powers Over Litigation Deadlines on Way to Governor; Supreme Court Order Issued in Response

March 19, 2020 The Kansas Senate concurred March 17 in the House of Representatives’ complete writing of SB 102. The bill as now written states that notwithstanding any other provisions of law, during any state of disaster emergency, the chief justice may... Read more

Alaska: NAMIC Submits Testimony Opposing Property Insurance Surcharge Bill

March 18, 2020 NAMIC has submitted written testimony to the House State Affairs Committee opposing HB 274, Property Insurance Surcharge, which would require property insurers to bill and collect a $3 per policy surcharge to fund the Alaska Fire Standards Council. Read more

California: PIFC Submits Recommended Amendments to CDI Proposed Affinity Group Regulation

March 18, 2020 The Personal Insurance Federation of California has submitted recommended amendments to the California Department of Insurance on its Proposed Affinity Group Regulations. PIFC has been leading the industry effort in opposing the proposed... Read more

New Jersey: Mandated Coverage of Pandemic Squashed

March 17, 2020 Assembly Bill 3844 was introduced March 13 that would have changed business interruption contract law in New Jersey. The measure mandated “every policy of insurance insuring against loss or damage to property, which includes the loss of use and... Read more

Utah: Session Ends; AOB Bill is Highlight

March 17, 2020 Utah’s legislative session ended on schedule on March 12, just as state legislatures around the country began considering altering or delaying their proceedings in response to the coronavirus pandemic. The main highlight of session for industry was... Read more

Oklahoma: Capitol Access Restricted, Budget Likely to be Prioritized

March 17, 2020 While Oklahoma has not yet suspended or adjourned its 2020 legislative session, state leaders did announce on March 16 that access to the Capitol will be restricted to members of the Legislature, state employees, and the media. Almost all committee... Read more

Louisiana: Session Begins, Then Goes on Pause – Motor Vehicle Accident Tort Reform Filed, Other Bills Target Insurer Rating, Underwriting

March 17, 2020 Only one week after Louisiana’s legislative session convened, the House and Senate decided on March 16 to temporarily adjourn until March 31 in light of the public health situation. Once legislative work can resume, the most notable insurance bills... Read more

Maryland: General Assembly to Adjourn Early; NAMIC Submits Testimony on Telematics Legislation

March 17, 2020 The Maryland General Assembly announced the week of March 9 that it would adjourn sine die on March 18. As a result, legislators and committee chairs were instructed to get priority bills moving in advance of the deadline. Read more

Florida: Session Winds Down; Addressing Budget and Coronavirus Concerns Only Before Final Adjournment

March 17, 2020 The Florida legislative session was scheduled to adjourn on March 13, and the House and Senate engaged in its usual pomp and circumstance to laud retiring legislators despite the fact the body actually will return March 19 to finalize the state’s... Read more

COVID-19 Impact on State Legislative Sessions

March 17, 2020 As states continue to closely monitor the COVID-19 outbreak across the nation, multiple state legislatures have amended business to limit contact with the public. Below is an overview of the measures each state has announced... Read more

Wyoming: Legislature Wraps Up Short Budget Session With No Controversial Insurance Legislation Passing

March 17, 2020 The Wyoming Legislature finished its work on March 12 with no major insurance legislation passing. Sessions in even-numbered years are reserved primarily for state budget matters. Policy bills can be considered in those years but must have... Read more

Treasury Outlines 2020 TRIP Data Call Update, Details

March 16, 2020 NAMIC received an alert from the Terrorism Risk Insurance Program office March 10 outlining the 2020 TRIP data call... Read more

CFPB Director Confirms Bureau Does Not Have Regulatory Authority Over Insurance

March 16, 2020 The Senate Committee on Banking, Housing, and Urban Affairs held a Consumer Financial Protection Bureau oversight hearing March 16 for the bureau’s Semi-Annual Report to Congress. Read more

NAMIC Releases Latest White Paper on NAIC’s Work on Predictive Analytics White Paper

March 16, 2020 NAMIC has released its latest issue analysis in partnership with Nat Shapo, former director of the Illinois Department of Insurance, former member of the National Association of Insurance Commissioners’ executive committee, and current partner at... Read more

NAMIC Writes Senate Banking Leadership in Support of Advancing SAFE Banking Legislation

March 16, 2020 NAMIC, along with 13 other major trade groups and advocacy organizations, sent a letter March 12 urging Sen. Mike Crapo, R-Idaho, chairman of the Senate Banking Committee, to advance a bill protecting financial and ancillary institutions, including... Read more

FEMA Administrator Discusses Building Codes, Mitigation, Flood Insurance During Hearing

March 16, 2020 During a March 11 hearing of the House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings and Emergency Management, Pete Gaynor, the newly confirmed administrator of the Federal Emergency Management Agency... Read more

Registration is Still Open for E-Attendance for Chicago Symposium on ALI Restatement of Law, Liability Insurance

March 16, 2020 Registration is still open for the March 18 symposium examining the differences between the Restatement of the Law, Liability Insurance published last fall by the American Law Institute and state law in targeted jurisdictions. The symposium will be... Read more

NAMIC Challenge to HUD Disparate Impact Rule Still Pending

March 16, 2020 NAMIC will file another joint status report with the U.S. District Court for the District of Columbia on March 17 in the now seven-year challenge to the U.S. Department of Housing and Urban Development's Disparate Impact Rule... Read more

Georgia: Audacious Trial Lawyer Bills Fail to Make Crossover Deadline; Grassroots Support Important to Outcome

March 13, 2020 The Georgia Legislature’s March 13 crossover activity capped a tumultuous week. Fortunately, bills that have been described as “outrageous” and “audacious” attempts by the trial bar to remake the litigation environment in the state did not survive... Read more

New Hampshire: House Passes OEM Procedures Bill

March 12, 2020 The New Hampshire House passed HB 1455, as amended, on March 11 with a vote of 216-120, favorable news, as it will make it easier than 2019 to sustain a veto if that becomes necessary. The bill makes it an unfair insurance practice for an insurance... Read more

Mississippi: Bill List Grows Shorter With Floor Action Deadline

March 12, 2020 The Mississippi Legislature continues its frenetic pace to move bills through their schedule of hard deadlines. March 3 was the deadline for general bills to pass out of committee in the body... Read more

Oklahoma: ALI Restatement Disavowal Bill Clears Senate

March 12, 2020 The Oklahoma Senate on March 9 approved Senate Bill 1692 by a 35-11 vote. This legislation makes clear that the controversial Restatement of the Law, Liability Insurance does not supplant Oklahoma... Read more

Colorado: Litigation-Expansion Bill Filed; Joins Trial Bar Trio of Negative Bills

March 12, 2020 HB 1348, which would overturn the Ferrer vs. Okbamicael decision of the Colorado Supreme Court, is moving forward to the detriment of the state’s employers... Read more

California: Bill on Business Use of Automated Decision Systems Introduced – FEEDBACK REQUESTED

March 12, 2020 Assembly member Ed Chau has introduced AB 2269, which would enact the Automated Decision Systems Accountability Act of 2020. The bill would require a business in California, including arguably insurers, that provide a person with a program or device... Read more

California: Attorney General Disseminates Second Set of Modifications to Proposed Consumer Privacy Act Regulations

March 12, 2020 California Attorney General Xavier Becerra has disseminated a second set of modifications to the proposed Consumer Privacy Act Regulations. Written comments are due March 27... Read more

South Carolina: Private Flood Bill Moves From Senate to House

March 12, 2020 The South Carolina Senate on March 10 passed on third reading SB 882, the private flood insurance bill developed by the South Carolina Department of Insurance. Drafting began during the summer of 2019 to devise a regulator framework for private... Read more

Alabama: Department Bills Continue to Move

March 12, 2020 Alabama Insurance Department bills continue to make progress at the General Assembly. Senate Banking and Insurance on March 11 approved HB 68, which would require any person being examined by the commissioner under the Vehicle Protection Product Act... Read more

COVID-19 Impact on State Legislative Sessions

March 12, 2020 As states continue to closely monitor the COVID-19 outbreak across the nation, multiple state legislatures have amended business to limit contact with the public. Below is an overview of the measures each state has announced... Read more

Oregon: Important Industry Meeting on Redistricting Ballot Initiative Scheduled – PLEASE ATTEND

March 12, 2020 An industry meeting/presentation on a redistricting ballot initiative has been scheduled for March 19... Read more

Connecticut: Joint Insurance and Real Estate Committee Ends Prior to Deadline - Update

March 11, 2020 In an unforeseen development, the Connecticut Joint Committee on Insurance and Real Estate ended its meetings on March 10, well before the March 19 deadline... Read more

Connecticut: Joint General Law Committee Acted on Consumer Privacy Legislation

March 11, 2020 NAMIC provided written testimony on SB134, concerning data privacy, to the Connecticut General Law. This proposal combines the California Consumer Privacy Act with the efforts of Washington state into a very ominous... Read more

Rhode Island: NAMIC Provides Testimony Against Dilution of Exemption for Private Rights of Action for Violations of Unfair Claims Settlement Practices Act

March 11, 2020 NAMIC testified March 10 before the House Committee on Commerce in Rhode Island against HB7627, which will dilute the exclusion for private rights of action and double penalization for violations of the Unfair Claims Settlement Practices... Read more

Rhode Island: NAMIC Testifies to Halt Legislation Designed to Prevent CBIS Use

March 11, 2020 NAMIC on March 10 again provided testimony on SB2166 to the Senate Committee on Corporations in an attempt to halt legislation that will prevent the use of credit-based insurance scoring in... Read more

Vermont: Committee Votes to Release Bill Banning Enforcement of Proof of Insurance

March 11, 2020 The Vermont House Judiciary Committee on March 10 held another hearing on revised text for HB578, which will prevent the enforcement of drivers illustrating proof they have fulfilled the financial responsibility... Read more

Vermont: Committee Votes to Release Bill to Provide Presumption for Firefighter Cancer Benefits

March 11, 2020 The Vermont Committee on Commerce and Economic Development heard testimony on House Bill 917, which creates a presumption for firefighter cancer diagnosis under workers’ compensation. This bill will provide a presumption for firefighters who have... Read more

New Jersey: Committee Passes Legislation to Provide Insurance Coverage For ‘Good Samaritans’

March 11, 2020 Assembly Bill 2471, which requires appropriate insurance company to provide coverage to Good Samaritans injured at scene of accident, was favorably released March 5 by the Assembly Financial Institutions and Insurance... Read more

New Jersey: Senate Votes to Amend Legislation to Require Minimum Insurance Coverage for Commercial Entities, Rental Properties

March 11, 2020 The New Jersey Senate, at the request of the sponsor, amended on March 5 Senate Bill 775, which mandates minimum insurance requirements for business owners and landlords... Read more

Washington: NAMIC-Supported Blockchain Working Group Bill Off to Governor for Signature

March 11, 2020 SB 6065 is now on its way to Gov. Jay Inslee for his signature. The proposed legislation would create a blockchain working group to study the business use of blockchain technology, which is important to NAMIC and its... Read more

Washington: Plaintiff Attorneys Prevail on NAMIC-, Liability Reform Coalition-Opposed Non-Economic Damages Waiver Bill

March 11, 2020 SB 6236, which applies to non-economic damage waivers in discrimination cases passed out of the House on a 56-41 vote and then was signed by the House speaker and Senate president. The bill will now be sent to Gov. Jay Inslee for his signature... Read more

Oregon: Wildfire Response Bill ‘Burned Out as Legislative Session Ends

March 10, 2020 SB 1536, which would have implemented recommendations of the Governor’s Council on Wildfire Response, died when partisan politics led the Legislature to adjourn early because there were not enough legislators present for the necessary quorum required... Read more

Oregon: NAMIC-Supported Towing Board Bill Dies Due to Legislative Inaction

March 10, 2020 SB 1569, which would have established a State Board of Towing within the Department of Transportation, died when a political dispute between the Democratic Party and the Republican Party. The dispute led to Republican legislators walking out over... Read more

Oregon: Automobile Insurance Policy Cancellation Notices Bill Dies as Session Adjourns

March 10, 2020 HB 2125, Automobile Insurance Policy Cancellation Notices, “died on the vine” after passing out of the Senate Committee on Judiciary. The insurance industry successfully amended to address insurer concerns... Read more

Georgia: Opposition to Legal Reform Highjacks Business Coalition Legislation

March 10, 2020 The hope that litigation reform is finally moving in Georgia was highjacked by the opposition when the Senate Judiciary Committee amended SB 390, originally introduced as civil justice reform. The amended bill now contains language making several... Read more

Washington: Autonomous Vehicle Testing Bill Passes Out of Senate

March 10, 2020 ESHB 2676, Autonomous Vehicle Testing, which NAMIC has supported throughout the legislative process, has passed out of the Senate on a vote of... Read more

Washington: Supervision of Internationally Active Insurance Groups Bill Off to Governor

March 10, 2020 SSB 6048, Supervision of Internationally Active Insurance Groups, which was amended at NAMIC’s request to make the bill language match up with the National Association of Insurance Commissioners’ model, has been sent to Governor Jay Inslee for... Read more

Florida: Several Bills Move Toward Passage as Session Winds Down

March 10, 2020 With one week left in the Florida legislative session, a number of bills important to the property/casualty insurance industry are nearing the finish line for passage. Session is scheduled to adjourn on March 13, but some additional days to complete... Read more

NAIC Allows Registration Fee Transfer Amidst COVID-19

March 10, 2020 NAMIC has conferred with NAIC leadership, and it has confirmed it will allow attendees cancelling travel to transfer their meeting registration fees to the summer meeting. In order to make this change, you... Read more

Georgia Legal Reform Highjacked by Trial Bar

March 9, 2020 Hope that litigation reform is finally moving in Georgia was dashed when the Senate Judiciary Committee on March 4 amended SB 390, originally introduced as civil justice reform, with language to impose additional responsibilities on companies for... Read more

Congress Takes on Counterfeit Goods in Multiple Arenas

March 9, 2020 The House Energy and Commerce Subcommittee on Consumer Protection and Commerce held a hearing March 4 titled “Buyer Beware Fake and Unsafe Products on Online Marketplaces.” The hearing represented an increasing trend within Congress to combat the... Read more

NAMIC, BuildStrong Coalition Host Wildfire Forum in California

March 9, 2020 The BuildStrong Coalition held a forum March 5 in Sacramento that focused on how the federal Emergency Management Agency’s Building Resilient Infrastructure and Communities Program can help mitigate hazards from the growing number of severe... Read more

Register Now for Symposium on ALI Restatement of Law, Liability Insurance

March 9, 2020 Registration is now open for a March 18 symposium examining the differences between the Restatement of the Law, Liability Insurance published last fall by the American Law Institute and state law in targeted jurisdictions. The symposium will be held in... Read more

NAMIC Provides Critical Insurance Perspective at House Hearing on Auto Insurance Discrimination

March 9, 2020 The House Financial Services Subcommitteeon Housing, Community Development, and Insurance held a March 4 hearing titled “Drivers of Discrimination: An Examination of Unfair Premiums, Practices, and Policies in the... Read more

Senate Banking Committee to Hear From CFPB Director

March 9, 2020 The Senate Committee on Banking, Housing, and Urban Affairs will hold a Consumer Financial Protection Bureau oversight hearing March 10 through the agency’s “Semi-Annual Report to... Read more

House Committee Examines Blockchain Technology for Small Businesses

March 9, 2020 The House Small Business Committee held a hearing March 4 titled “Building Blocks of Change: The Benefits of Blockchain Technology for Small Businesses,” which included four... Read more

Georgia: Legal Reform Highjacked by Trial Bar

March 9, 2020 The hope that litigation reform is finally moving in Georgia was dashed when the Senate Judiciary Committee amended SB 390, originally introduced as civil justice reform. The new language would require insurers to provide claimants with vastly more... Read more

House Subcommittee to Hear From FEMA on Priorities for 2020

March 9, 2020 The House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings, and Emergency Management will convene March 11 for a hearing titled “FEMA’s Priorities for 2020 and Beyond: Coordinating Mission and... Read more

Super Tuesday Sees Massive Biden Comeback

March 9, 2020 If his Super Tuesday translates into an eventual nomination to be the Democratic presidential nominee, former Vice President Joe Biden’s 72-hour stretch following his Feb. 29 South Carolina blowout will be studied for years. With exact... Read more

Oregon: DCBS – Workers’ Comp Division Proposes Draft Legislation for 2021 – FEEDBACK REQUESTED

March 5, 2020 The Department of Consumer and Business Services , Workers’ Compensation Division has disseminated a draft of conceptual legislation for the 2021 legislative session. NAMIC met with the division on the legislative project, and it would like industry... Read more

New Hampshire: NAMIC Testifies in Opposition to Private Right of Action Bill

March 5, 2020 NAMIC testified on March 3 in opposition to SB 622, which created a private right of action for any violations of the unfair claims settlement practices act... Read more

New Hampshire: House Commerce Committee Favorably Releases OEM Procedures Bill

March 5, 2020 During executive session on March 3 the House Commerce and Consumer Affairs Committee voted to amend and favorably release HB1455. The bill would make it an unfair insurance practice for an... Read more

Connecticut: Insurance Committee Holds Public Hearing on Legislation to Ban CBIS Use

March 5, 2020 The Connecticut Joint Committee on Insurance and Real Estate held a public hearing March 3 on HB 5372, which prohibits insurance companies from using an applicant's or insured's credit history as a factor in underwriting or rating private... Read more

Rhode Island: Senate Committee Holds Public Hearing on Legislation to Ban CBIS, Credit Scores

March 5, 2020 The Senate Commerce Committee heard testimony March 3 on SB2166, which would ban insurers from using credit history or credit scores to underwrite or rate automobile insurance policy. The committee recommended the bill be held for further study... Read more

Colorado: Bill to Increase Damage Awards Passes Senate

March 5, 2020 The Colorado Senate on March 4 passed on a party-line vote SB 80, which amends the state’s consumer protection laws by increasing the damages a plaintiff can collect... Read more

Oregon: Industry Webinar on Redistricting Ballot Initiative Tentatively Scheduled –SAVE THE DATE

March 5, 2020 An industry webinar on a redistricting ballot initiative has been tentatively scheduled for March 19 or March 20, 2020. A specific date and time for the webinar will be... Read more

Florida: With One Week Left in Session, Legislative Activity Intensifies

March 5, 2020 NAMIC-supported legislation to codify the federal standard allowing use of a multiplier for fees in only rare and exceptional cases passed the Florida House on March 4. If HB 7071 becomes law, a lodestar fee would be presumed sufficient and reasonable... Read more

West Virginia: NAMIC-Supported Peer-to-Peer Car Sharing Bill Advances Out of Senate Committee

March 5, 2020 A committee substitute for HB 4474 passed out of the Senate Judiciary Committee, the last major committee hurdle before passage, on March 5. The committee substitute incorporates many of the NAMIC amendments to the National Council of Insurance... Read more

UPDATE: Tennessee Tornado Assistance Needed

March 4, 2020 The Tennessean is now reporting that more than two dozen people have been killed as the result of the strong tornado that ripped through Nashville and surrounding areas in the early hours of March 3... Read more

Georgia: Omnibus Legal Reform Out of Committee

March 4, 2020 Georgia SB 415), a legal reform package regarding civil practice and litigation, was amended and approved March 3 by Senate Insurance and Labor. As mentioned in a March 2 State of the States... Read more

Missouri: Civil Justice Reform Passes Senate

March 4, 2020 NAMIC-supported SB 591, which reforms the state’s punitive damages and merchandising practices laws, passed the Senate 21-9 on March 2. It now heads to the House of Representatives where it is expected to receive a favorable... Read more

Utah: NAMIC-Supported AOB Bill Given Final Approval

March 3, 2020 The Utah Legislature has given final approval to House Bill 199, also known as the Insured Homeowners Protection Act. Passage of this bill followed several months of work before and during the legislative session, and NAMIC was heavily involved in this.. Read more

Tennessee Tornado Assistance Needed

March 3, 2020 A powerful tornado ripped through the middle of Tennessee in the early morning hours of March 3, killing at least 21 people and leaving a path of destruction through Nashville and surrounding areas... Read more

Utah: NAMIC Supports Bill to Improve Distracted Driving Law

March 3, 2020 The Utah House on Feb. 24 narrowly approved a bill that would more broadly prohibit the use of handheld devices and improve the enforcement of this law. House Bill 101 passed the... Read more

California: Mandatory Building Code Upgrades Insurance Coverage Bill Introduced – FEEDBACK REQUESTED

March 3, 2020 Assemblymember Richard Bloom has introduced AB 2436, Residential Property Insurance. The bill has been assigned to the Assembly Insurance Committee for a public hearing on March 21... Read more

California: Wildfire Bill Impacting Homeowner’s Insurance Settlements on Total Losses Introduced – FEEDBACK REQUESTED

March 3, 2020 Assembly member James Gallagher has introduced AB 2703, Fire Insurance. The bill has been assigned to the Assembly Insurance Committee for a public hearing on March 22... Read more

South Carolina: Governor’s Insurance Fraud Funding Proviso Ready for Discussion

March 3, 2020 The South Carolina General Assembly has been focused of late on the potential sale of state-owned utility Santee Cooper as well as education reform. Budget debate is expected to begin in the House on March 9 but unfortunately will not include... Read more

Oregon: NAMIC-Supported Towing Board Bill Passes Out of Committee

March 3, 2020 SB 1569, which would establish a State Board of Towing within the Department of Transportation, has passed, as amended, out of the Joint Ways and Means Committee on a 13-0... Read more

Georgia: Insurance Industry Offer and Acceptance Language Passes Full Senate

March 3, 2020 The Georgia Senate, after considering several amendments and with a great deal of debate, amended and passed SB 374 on March 2. The bill would clarify and broaden the application of current law on offer... Read more

Florida: PIP Repeal Ready for House Floor, Lacks Bad-Faith Reform; Other Legal Reforms Discussed, Progress Uncertain

March 3, 2020 The Florida House PIP repeal bill, HB 771, was approved 17-7 by the House Commerce Committee on Feb. 27. Once it is scheduled by the Rules Committee, the bill will be taken up by the full House. Some of the “no” votes were because the bill does... Read more

House Panel Holds Hearing Examining How to Improve Federal Flood Maps

March 2, 2020 The House Committee on Science Subcommittees on Environment and Investigations and Oversight held a joint hearing Feb. 27 to discuss ways to improve federal flood maps and better address future flood risks. Read more

Top FEMA Officials, NAMIC Members to Participate in Forum on Wildfire Mitigation

March 2, 2020 The NAMIC-led BuildStrong Coalition will hold a forum March 5 in partnership with the California Chamber of Commerce focusing on how the Federal Emergency Management Agency’s Building Resilient Infrastructure and Communities Program can help mitigate... Read more

GHSA Sees Rising Pedestrian, Cyclist Fatalities

March 2, 2020 A Governors Highway Safety Association report estimated that the nationwide number of pedestrians killed in motor vehicle crashes in 2019 was 6,590, an increase of approximately 300 deaths, or 5 percent, from 2018. Additionally, cyclist... Read more

NTSB Sees Seven Issues in 2018 Fatal AV Crash

March 2, 2020 The National Transportation Safety Board held a public board meeting Feb. 26 on the probable cause for the fatal March 23, 2018, crash of a Tesla Model X in Mountain... Read more

NAMIC Comments on Proposed Drone Regulations

March 2, 2020 NAMIC is preparing to file comments on two proposals from the Federal Aviation Administration regarding drone operations... Read more

NAMIC Schedules Symposium on the Restatement of Law, Liability Insurance

March 2, 2020 NAMIC and APCIA on March 18 will hold the second in a series of regional programs that identify the differences between the Restatement of the Law, Liability Insurance published last fall by the American Law Institute and state law in... Read more

Cotto Joins NAMIC’s Policy Team

March 2, 2020 NAMIC is pleased to announce that Tony Cotto has joined NAMIC’s Government Affairs team as the director of Auto and Underwriting Policy. Cotto comes to NAMIC from the Kentucky Public Protection Cabinet, where he was appointed by Gov. Matt Bevin to the... Read more

NAMIC Releases White Paper Examining CCPA

March 2, 2020 NAMIC released a public policy issue analysis, “CCPA: A Model to Follow or Avoid? Questions to Consider,” Feb. 21 written by Cate Paolino, NAMIC’s director of public... Read more

Senate Banking Committee Examines Surface Transportation

March 2, 2020 The Senate Committee on Banking, Housing, and Urban Affairs held a hearing Feb. 25 titled “Surface Transportation Reauthorization: Public Transportation Stakeholders’ Perspectives.” Appearing before the... Read more

NAMIC Advances Waiver Proposal at FAA DAC Meeting

March 2, 2020 The Federal Aviation Administration's Drone Advisory Committee, of which NAMIC is the sole insurance representative, met Feb. 27 and provided FAA staff with new recommendations on how to improve development of drone operations... Read more

Headed to CEO Roundtables? Don’t Miss This Event!

March 2, 2020 Coming off a record fundraising month for February 2020, NAMIC PAC invites you to an event in appreciation of its generous supporters at CEO Roundtables. If you are attending and are a member – or plan to be a member – of NAMIC PAC in 2020, please... Read more

NAMIC to Provide Industry Testimony at Auto Insurance Underwriting, Discrimination Hearing

March 2, 2020 Erin Collins, vice president of State Affairs for NAMIC, will provide key insurance industry testimony at a March 4 hearing of the House Financial Services Subcommittee on Housing, Community Development, and Insurance titled... Read more

Democratic Primary 2020 Ep. IX: The Establishment Strikes Back

March 2, 2020 Former Vice President Joe Biden successfully circled the wagons in South Carolina with a near 50 percent finish in the state’s Democratic presidential primary and, for at least 72 hours, prevented the crowning of Vermont Sen. Bernie Sanders as the... Read more

Florida: Bad-Faith Reform May be Back on Track

February 28, 2020 The Florida House Commerce Committee on Feb. 27 approved a committee substitute to HB 895 that breathes new life into bad-faith reform. The bill originally contained many insurance-related provisions but now focuses on bad-faith... Read more

Oregon: DFR Disseminates Draft Bulletin on Step-Down Coverage – FEEDBACK REQUESTED

February 27, 2020 The Oregon Department of Consumer & Business Services, Division of Financial Regulation has disseminated a draft bulletin on auto insurance step-down coverage limits. The bulletin sets forth the DFR’s interpretation of the law and provides guidance to... Read more

California: NAMIC-Opposed Bill to Increase Mandatory Minimum Auto Insurance Liability Coverage Limits Introduced

February 27, 2020 Assembly Members Tim Grayson and Eloise Gómez Reyes have introduced AB 3311, Liability Vehicle Insurance. The legislation would increase the amount of mandatory liability insurance coverage an owner or operator of a motor vehicle is required to maintain.. Read more

California: Bill Limiting Insurers’ Ability to Address Risk of Loss Exposure in Very High Fire Hazard Severity Zones Introduced

February 27, 2020 Assembly Member Jim Wood has introduced AB 3012, Residential property insurance: very high fire hazard severity zones. It would require an admitted insurer that offers residential property insurance in the... Read more

Alaska: Flood Insurance Bill Introduced – FEEDBACK REQUESTED

February 27, 2020 SB 226, Premium Tax Credit for Flood Insurance, has been introduced and assigned to Senate Committee on Labor and Commerce and the Senate Committee on Finance for consideration. The legislation also... Read more

California: Bill to Create Commission on Home Hardening Introduced

February 26, 2020 Sens. Mike McGuire and Hannah-Beth Jackson have introduced SB 1199, Commission on Home Hardening. The bill has yet to be assigned to a committee but could be heard as soon as March 22... Read more

California: Industry Letter Submitted Supporting Fire Safe Tax Credit Act

February 26, 2020 A letter of support for SB 944 has been submitted to the Senate Governance and Finance Committee by the Personal Insurance Federation of California on behalf of its members and NAMIC. The bill may be heard in committee on March 12... Read more

Virginia: Bill to Increase Minimum Financial Responsibility Limits Dies in House Committee

February 26, 2020 The House Commerce and Labor Committee on Feb. 25 failed to report out SB 664, which would have significantly increased Virginia’s minimum financial responsibility limits from their current levels of 25/50/20 to 50/100/40... Read more

Georgia: Legal Reform Packages Introduced

February 26, 2020 Highly anticipated legal reform has now been introduced in the Georgia General Assembly; SB 390 has been referred to Senate Judiciary while SB 415, which was taken up Feb. 26 the Senate Insurance Committee... Read more

Hawaii: NAMIC-Supported ‘Storm Scammer’ Residential Roofing Repairs Bill Passes Out of Both Senate Committees

February 26, 2020 NAMIC-supported SB 2422, as amended, has now passed out of both the Senate Commerce, Consumer Protection, and Health Committee and the Senate Judiciary Committee. The bill will soon be voted on by the full Senate. Read more

New Hampshire: NAMIC Testifies on Legislation Mandating OEM Procedures

February 26, 2020 NAMIC testified Feb. 25 before the Insurance subcommittee opposing to HB1455, which requires the reimbursement for all repairs in accordance with original equipment manufacturers’ procedures and changes the formula for paint... Read more

New York: Senate Committee Passes Wrongful Death Expansion

February 26, 2020 NAMIC has been a vocal advocate against S4006 and A5612, which expand recoveries under the Wrongful Death Act, since they began to move in the 2019 session... Read more

Florida: Prospects Dimming for Major Legal Reform

February 25, 2020 With only three weeks left in the Florida 2020 legislative session, prospects for passing many of the high-priority property/casualty insurance bills related to legal reform are beginning to dim... Read more

Utah: Litigation Lending Bill Advances in Modified Form, AOB Bill Out of Senate Committee

February 25, 2020 The Utah House Business and Labor Committee on Feb. 20 advanced HB 312, a bill to regulate litigation funding in the state. Litigation funding is an increasingly widespread and controversial practice in which third-party investors buy a share of a... Read more

Mississippi: Bill Introduction Deadline Passed

February 25, 2020 All Mississippi bills are now on the table, with passage of the introduction deadline on Feb. 17. The next deadline is March 3, when general bills must be reported out of their chamber committees to stay alive... Read more

Oregon: Automobile Insurance Policy Cancellation Notices Bill Passes Out of Senate Committee

February 25, 2020 HB 2125, Automobile Insurance Policy Cancellation Notices, has passed out of the Senate Committee on the Judiciary. The insurance industry successfully amended the bill to address concerns that the language of the proposed cancellation notice could... Read more

California: DMV Records Bill Introduced – FEEDBACK REQUESTED

February 25, 2020 SB 1121, Department of Motor Vehicles: records: inspection and sale, has been introduced by Sen. Brian Dahle. Current state law authorizes the DMV to permit the inspection or sale of information from its records concerning the registration of any... Read more

Alaska: Homeowner’s, Renter’s Insurance Renewal Bill Passes Out of House Committee

February 25, 2020 SB 106 has passed out of the House Labor and Commerce Committee. NAMIC opposed the bill in year one of the legislative session and then helped successfully amend it in the Senate to address insurer concerns... Read more

Missouri: Contact Missouri Senate, House to Support Bad-Faith Reform

February 24, 2020 For years, Missouri’s notorious bad-faith trap statute, §537.065, exposed insurers to multi-million-dollar judgments when insureds and plaintiffs entered into sweetheart lawsuits where insurers were not allowed to subject the plaintiff’s evidence... Read more

House Subcommittee to Hold Hearing on Auto Insurance Underwriting, Discrimination

February 24, 2020 The Subcommittee on Housing, Community Development and Insurance will convene March 4 for a hearing titled “Drivers of Discrimination: An Examination of Unfair Premiums, Practices, and Policies in the Auto Insurance Industry.” Read more

Senate Banking Committee Examines Surface Transportation

February 24, 2020 The Senate Committee on Banking, Housing, and Urban Affairs is holding a hearing titled “Surface Transportation Reauthorization: Public Transportation Stakeholders’ Perspectives.” Testifying before the panel will be: Read more

DAC Set for Meeting in Washington

February 24, 2020 The Federal Aviation Administration’s Drone Advisory Committee will hold its next meeting Feb. 27 in Washington, D.C. Working groups within the DAC have developed and will present recommendations on how the FAA can best enable safe drone operations. Read more

NAMIC to Urge Courts to Move Forward With Rules on Expert Testimony

February 24, 2020 NAMIC is working on recommendations to the Administrative Office of the United States Courts on an amendment to Federal Rule of Evidence 702 to clarify the responsibility of a proponent offering expert testimony to demonstrate the reliability and factual Read more

Headed to CEO Roundtables? Don’t Miss This Event!

February 24, 2020 NAMIC PAC hosts an event in appreciation of its generous supporters each year at CEO Roundtables and is getting the word out for those planning to attend the conference. Read more

BuildStrong Coalition Forum on Wildfire Mitigation, BRIC Program Open for Registration

February 24, 2020 The BuildStrong Coalition is holding a forum March 5 with the California Chamber of Commerce focusing on how to most effectively mitigate wildfire hazards and discuss ways the Building Resilient Infrastructure and Communities, or BRIC, Program can help... Read more

NAMIC Comments on Draft Automated Vehicle Legislation

February 24, 2020 NAMIC provided comments Feb. 21 to the bipartisan/bicameral staff working group regarding new draft sections of a potential automated vehicles bill. The congressional-staff-led group released earlier sections in November and December for which... Read more

California: Legislation Introduced on Actual Cash Value Coverage – Feedback Requested

February 21, 2020 Assembly Bill 2402 has been introduced by the Assembly Insurance Committee. This bill centers on and “[a]mends the description of actual cash value coverage on the California Residential Property Insurance Disclosure to conform to the existing... Read more

California: Personal Right, Automated Decision Systems Bill Introduced – Feedback Requested

February 21, 2020 Assembly Bill 2269 has been introduced into the Assembly. Though this bill is not directly targeting the insurance industry, it is written broadly to potentially impact insurers and their bank operations. The section of the bill of concern is... Read more

Washington: Qui Tam – Private Right of Action – for Employment Law Claims Bill

February 21, 2020 SSHB 1965, Violations of Workplace Protections, died when it failed to pass a procedural deadline in the House. The bill was a priority for the plaintiffs’ bar, and the organization enlisted the help of labor unions, so it was a tough battle in... Read more

Washington: NAMIC-Opposed Anti-Insurance Consumer Auto Repair Bill Dies

February 21, 2020 HB 2782, Concerning Auto Insurance Policies, has died for the session after it failed to be voted on by the House before a chamber cross-over deadline. The bill would have dramatically altered current auto insurance policies and... Read more

NAMIC Submits Comment Letter to Group Capital Calculation Working Group Requesting Certain Entities, Groups Be Exempt From GCC

February 20, 2020 The Group Capital Calculation (E) Working Group has been charged with developing a calculation that can help regulators consider the aggregated regulatory capital held by a group based on the aggregation of legal entity capital requirements for both... Read more

NAMIC Comments on Forthcoming Impact Analysis of New RBC Framework for Bonds

February 20, 2020 NAMIC submitted a letter on Feb. 14 to the Capital Adequacy (E) Task Force in support of the NAIC conducting an impact analysis of the RBC formula using the 20 new bond designations against the current factors for designations 1-6. Read more

Utah: AOB Bill in Senate; Bill Blurring Commercial, Personal Lines Delayed Again

February 19, 2020 The Utah House has passed HB 199, a bill that addresses assignment-of-benefit abuses for residential repair contracts. The bill would require disclosures of the cost of repairs and an itemized list of repairs, preserve the ability of the insurer and... Read more

Oklahoma: Senate Committee Advances ALI Disavowal Bill

February 19, 2020 The Oklahoma Senate Retirement and Insurance Committee on Feb. 17 unanimously voted out Senate Bill 1692, the ALI Restatement of Law-Liability Insurance disavowal bill. The favorable report followed a brief committee hearing, a few questions from... Read more

Oregon: DFR Disseminates Draft Bulletins on Step-Down Coverage – FEEDBACK REQUESTED

February 19, 2020 The Oregon Department of Consumer & Business Services, Division of Financial Regulation has disseminated a draft bulletin on auto insurance step-down coverage limits. The bulletin sets forth the DFR’s interpretation of the law and provides guidance to... Read more

California: Legislation Introduced Mandating Guaranteed Homeowner’s Insurance for Hardened Homes

February 19, 2020 Democratic Assemblywomen Lorena Gonzalez and Monique Limón have introduced legislation mandating guaranteed homeowner’s insurance for hardened homes. The proposed legislation has been introduced in conjunction with Insurance Commissioner Ricardo Lara... Read more

Florida: Omnibus Bills Keep Changing While Moving

February 19, 2020 During the Feb. 17 state Senate Infrastructure and Security Committee meeting, committee members amended SB 1606, the only Senate insurance omnibus bill currently moving, with non-controversial provisions from a second, stalled insurance omnibus bill. Read more

NAMIC PAC Board of Trustees Sets 2020 Agenda

February 18, 2020 Fresh off a record-breaking fundraising year, the NAMIC PAC Board of Trustees visited Washington, D.C., Feb. 11 to set its agenda for 2020, when NAMIC PAC expects to break records for fundraising and disbursements to insurance-friendly candidates at... Read more

Democratic Primary Travels West Following New Hampshire Field Thinning

February 18, 2020 The New Hampshire primary offered a breath of fresh air following the Iowa confusion and confirmed one thing: this Democratic Primary is not close to being over. While the Granite State was the end of the road for... Read more

House Automated Vehicle Hearing Eyes Safety, Accessibility

February 18, 2020 The House Energy and Commerce Subcommittee on Consumer Protection and Commerce held a hearing Feb 11 titled “Autonomous Vehicles: Promises and Challenges of Evolving Automated Technologies,” the first House hearing of the 116th Congress to focus on... Read more

New AV Draft Legislation Released

February 18, 2020 A bipartisan and bicameral congressional staff working group released new draft sections of a potential autonomous vehicle bill Feb. 12 and requested feedback from stakeholders. Read more

President’s Budget Addresses Disaster Resilience, Stronger Building Codes

February 18, 2020 The Trump administration’s fiscal year 2021 budget includes a number of policies that would better protect the nation’s homes and communities from a rising number of severe disasters. Among the spending provisions outlined by the administration... Read more

Fed Chair Reaffirms Support for State-Based Insurance Regulation

February 18, 2020 The House Financial Services Committee and the Senate Committee on Banking, Housing, and Urban Affairs held Federal Reserve oversight hearings Feb. 11-12, respectively, receiving testimony from Fed Chairman Jerome Powell. Read more

Treasury Responds to Senators on IAIS Meeting

February 18, 2020 The U.S. Department of the Treasury sent a letter in response to one sent by Sen. Tim Scott, R-S.C., and 28 other senators prior to the November 2019 International Association of Insurance Supervisors meeting in Abu Dhabi. The letter restated that... Read more

Republican Lawmakers Send Letter to Crapo on Effects of Cannabis

February 18, 2020 A dozen Republican representatives who voted against the SAFE Banking Act in the House sent a letter to Sen. Mike Crapo, R-Idaho, chairman of the Senate Committee on Banking, Housing, and Urban Affairs, Feb 13 applauding his efforts to bring... Read more

HFSC Task Force Examines AI Bias in Financial Services

February 18, 2020 The House Financial Services Committee’s Task Force on Artificial Intelligence held a hearing Feb. 12 titled “Equitable Algorithms: Examining Ways to Reduce AI Bias in Financial Services.” Lawmakers at the hearing heard from five witnesses... Read more

NHTSA Grants Waiver for Nuro Low-Speed Vehicle

February 18, 2020 The National Highway Traffic Safety Administration announced Feb. 6 that it granted a request from Nuro for a temporary exemption from certain low-speed vehicle-standard requirements. The exemption will allow the company to deploy its... Read more

Arizona: NAMIC Opposes Bill Allowing Motorcyclists to Ride Between Traffic Lanes

February 18, 2020 The Arizona House Transportation Committee on Feb. 12 delayed hearing a bill that would allow “lane filtering” by motorcyclists in the state. The bill would allow a motorcyclist to ride along the white lines between traffic going in the same... Read more

South Carolina: Industry’s Time-Limited Demands Legislation Dropped

February 18, 2020 While activity at the South Carolina Legislature is focused primarily on the state’s budget at the moment, there is important news to report on the property/casualty insurance front. HB 5140, long-awaited legislation to create parameters around... Read more

Mississippi: Insurance Committees Continue Moving Bills Before First Committee Deadline

February 18, 2020 The deadline for requesting general bills at the Mississippi Legislature passed on Feb. 12, and the deadline for introduction of general bills was Feb. 17. The next major deadline is for committees to report general bills originating in... Read more

Florida: Car Sharing, Contingency Risk Multiplier Bills Progress

February 18, 2020 Car-sharing bills continue to evolve as they move through the Florida legislative process. HB 377 and HB 723 now contain insurance requirements based on the NCOIL model, which NAMIC supports. Read more

Mississippi: Legislative Schedule Revised to Shorten Session

February 13, 2020 The Mississippi General Assembly has completed five weeks of the 2020 session with little activity on insurance issues. The House and Senate have agreed to a shortened session with a revised schedule of deadlines and sine die expected on May 3. Read more

Hawaii: NAMIC Submits Testimony Supporting ‘Storm Scammer’ Roofing Repairs Bill

February 12, 2020 NAMIC has submitted written testimony to the Senate Commerce, Consumer Protection, and Health Committee in support of the insurance industry’s “storm scammer” residential roofing repairs bill, SB 2422. SB 2422 is a reasonable and balanced... Read more

Washington: OIC Provides Notice of Evaluation Current Risk Mitigation Goods, Services Regulation

February 12, 2020 The Office of the Insurance Commissioner distributed a notice that it will be starting rulemaking R 2020-01 to raise the allowable amount an insurer may provide its insured over a 12-month aggregate period for risk mitigation goods and services to... Read more

Oregon: Bill Making It Unlawful to Refuse U.S. Coins, Currency as Payment for Goods/Services Introduced – FEEDBACK REQUESTED

February 12, 2020 HB 4107, which makes it unlawful for a place of public accommodation to refuse to accept United States coins or currency as payment for goods and services, has been introduced and heard by the House Judiciary Committee. A committee work session has... Read more

Oregon: Towing Board Bill Amended by Committee – FEEDBACK REQUESTED

February 12, 2020 SB 1569, which would establish a State Board of Towing within the Department of Transportation, has passed out of the Senate Committee on General Government and Emergency Preparedness, as amended. The bill authorizes the board to... Read more

Alabama: Session Starts With Insurance Education Programs for Relevant Committees

February 12, 2020 For the second year in a row, NAMIC was a sponsor and host for the Alabama Insurance Coalition's Senate Banking and Insurance Chair's Education Luncheon, which was held Feb. 5 after the 2020 General Assembly convened the day before. Read more

Kansas: NAMIC Urges Committee to Build Additional Protections Into P2P Auto Sharing Bill

February 12, 2020 NAMIC will provide testimony Feb. 12 to the Kansas Senate’s Financial Institutions and Insurance Committee on SB 352, which would regulate peer-to-peer automobile sharing. The bill as drafted largely conforms to the NCOIL model. NAMIC’s testimony is... Read more

Florida: Bad-Faith Reform Still Stymied in Senate; PIP Repeal Keeps Moving in House

February 12, 2020 During the Feb. 11 meeting of the Florida Senate Banking and Insurance Committee, a vote on SB 924, Sen. Jeff Brandes’ bad-faith reform bill, was postponed for the third time when discussion on other bills used up the allotted meeting time. Read more

Iowa: Subcommittee Gives Thumbs Up to NAMIC-Supported Bill to End ‘Sue First, Ask Questions Later’ Asbestos Litigation Tactic

February 11, 2020 A subcommittee of the Iowa House Judiciary Committee voted Feb. 6 to recommend passage of HSB 600, which will crack down on the abusive “over-naming” tactics used by trial lawyers in asbestos litigation. NAMIC is a strong supporter of... Read more

Maine: Legislative Committee Hears Testimony on NAIC Model Insurance Data Security Act

February 11, 2020 The Maine Committee on Health Coverage, Insurance, and Financial Services heard testimony Feb. 6 on Legislative Document 1995, An Act to Enact the Maine Insurance Data Security Act, which is modeled after the NAIC’s model. Read more

California: Attorney General Disseminates Revised Draft Of Proposed Consumer Privacy Act Regulations

February 11, 2020 California Attorney General Xavier Becerra has disseminated a second draft of the proposed Consumer Privacy Act Regulations. Written comments are due on Feb. 24. NAMIC, in conjunction with its state advocacy partner... Read more

Oregon: Notice of Cancellation Bill Heard in Committee, Amendments Coming to Address Insurer Needs

February 11, 2020 HB 4125, Notice of cancellation, introduced by Rep. Sherrie Sprenger on behalf of the Department of Financial Regulations, has been heard in the House Business & Labor Committee. As introduced, the bill would require insurers to provide... Read more

Oregon: Bill to Create State Board of Towing Introduced – FEEDBACK REQUESTED

February 11, 2020 SB 1569 has been introduced and assigned to the Senate Committee on General Government and Emergency Preparedness for consideration. The legislation would establish a State Board of Towing within the Department of Transportation. The bill authorizes... Read more

Oregon: Governor’s Council on Wildfire Response Bill Heard in Committee

February 11, 2020 SB 1536, Recommendations of the Governor’s Council on Wildfire Response, was heard in a newly established legislative committee, Senate Committee on Wildfire Reduction & Recovery. The proposed legislation was based upon recommendations from... Read more

Texas: Commissioner Issues Letter to Industry About Material Change Rules, Roof Age Data

February 11, 2020 Texas Insurance Commissioner Kent Sullivan issued a letter to property/casualty companies on Feb. 5 noting TDI’s recent adoption of rules regarding material changes to policies. The letter specifically focuses on changes in coverage from... Read more

Washington: NAMIC-, Industry-Opposed Artificial Intelligence-Enabled Profiling Bill Dies

February 11, 2020 NAMIC-opposed HB 2644, Artificial Intelligence-Enabled Profiling, has died in the House Innovation, Technology & Economic Development Committee. HB 2644 broadly and vaguely defines “artificial intelligence-enabled profiling” to include “automated or... Read more

Washington: Bill Requiring New Disclosures on Declarations Page Dies

February 11, 2020 NAMIC is pleased to report that SB 6244, Notification of insurance policy sub-limits on the policy's declarations page, has died in the Senate Financial Institutions, Economic Development & Trade Committee. Read more

Washington: NAMIC Provides Testimony Supporting Bond to Fund Forest Health Activities to Prevent, Mitigate Wildfires

February 11, 2020 NAMIC, through its state advocate, provided testimony to the Senate Committee on Ways and Mean in support of SB 6195, Funding forest health activities for the protection of people, homes, and the environment through issuance of state bonds. Read more

Washington: NAMIC, Trades Submit Testimony Opposing Auto Repairs Bill, Proposed Substitute Bill Passes Out of Committee

February 11, 2020 HB 2782, Concerning Auto Insurance Policies, was amended on the first committee cutoff deadline by the House Consumer Protection & Business Committee. NAMIC and the other trades oppose the bill as being an unnecessary... Read more

Florida: Motor Vehicle Dealer Liability Immunity, Lit Loans Regulation, Required Loss Runs, Post-Hurricane Michael Consumer Protections Moving Through Committees

February 11, 2020 HB 977 was approved Feb. 4 by the House Transportation and Infrastructure Subcommittee. The bill would provide immunity from liability in a civil or criminal proceeding for motor vehicle dealers or their leasing or rental affiliate when they provide... Read more

Georgia: Offer, Acceptance Language Needs Grassroots Support; Fraud Assessments, Scooters, Medical Funding, Other Topics Percolating in Legislative Committees

February 11, 2020 Long-awaited legislation to clarify and broaden the application of current law on offer and acceptance was introduced on Feb. 5. The Georgia Trial Lawyers Association is expected to oppose much or all of SB 374, so it would be extremely helpful for... Read more

Oregon: NAMIC, NWIC Submit Comments to DFR Opposing Exclusionary Language Intentional Acts Draft Bulletin

February 11, 2020 NAMIC, in conjunction with its state advocacy partner, the Northwest Insurance Council, has provided written comments to the Oregon Division of Financial Regulation on its draft proposed bulletins on exclusionary language on... Read more

Virginia: Minimum Limits Bill Amended, Passes Out of Senate

February 11, 2020 The Virginia Senate on Feb. 5 amended and passed SB 664, which would increase the commonwealth’s minimum financial responsibility limits. Under the introduced version of the bill, Virginia’s minimum financial responsibility limits would have... Read more

Virginia: NAMIC to Host Mutual Insurance Lobby Day

February 11, 2020 NAMIC will host Virginia Mutual Insurance Lobby Day on Feb. 20 at the Commonwealth Hotel in Richmond. The event will include a legislative briefing and breakfast, followed by meetings with elected officials and optional committee meetings. Read more

Tennessee: NAMIC Visits New Commissioner, Sponsors Industry Legislative Reception

February 11, 2020 NAMIC was in Nashville Feb. 3 to visit with new Tennessee Insurance Commissioner Hodgen Mainda and his staff. Mainda was interested in NAMIC’s history and members and is pleased to be working with the industry to maintain a stable... Read more

Fed Chair to Appear Before House Financial Services, Senate Banking Committees

February 10, 2020 Federal Reserve Chairman Jerome Powell is set to appear before the House Financial Services and Senate Banking committees Feb. 11 and 12, respectively, to give his annual testimony on monetary policy and the state of the economy. Read more

Bipartisan Legislation Introduced to Address Repetitive Loss Properties in NFIP

February 10, 2020 Members of the House Financial Services Committee reintroduced the NAMIC-backed and bipartisan Repeatedly Flooded Communities Preparation Act on Feb. 6, which is designed to address repetitive loss properties in the National Flood Insurance Program. Read more

New Hampshire Voters Hope to Deliver Granite-Strong Results After Iowa Caucus Chaos

February 10, 2020 Following the controversial 2016 Iowa caucus, the state Democratic Party had to deliver a transparent, professionally run 2020 caucus to safely hold onto its first-in-line status. And yet, Iowa failed the most basic test: to produce a clear winner. Read more

House Panel to Examine Potential for AV Technology

February 10, 2020 The House Energy and Commerce Committee will hold a hearing Feb. 11 titled “Autonomous Vehicles: Promises and Challenges of Evolving Automated Technologies.” This will be the first House hearing of the 116th Congress to focus on the topic. Read more

New Steel, Aluminum Tariffs Target Auto Bumpers

February 10, 2020 The Trump administration has begun enforcing expanded national security tariffs on steel and aluminum imports under section 232 of the Trade Expansion Act of 1962. The original tariffs began in 2018 and include raw steel and... Read more

House Passes PRO Act Over NAMIC, Business Community Opposition

February 10, 2020 The House passed the Protecting the Right to Organize, or PRO Act, Feb. 6 to significantly redefine workplace relationships and potentially expand liability. The legislation, which NAMIC opposes, would... Read more

Bill Introduced to Modify PFIC, Insurance Companies

February 10, 2020 Rep. Gwen Moore, D-Wis., introduced H.R. 5746 on Feb. 3 to amend the Internal Revenue Code of 1986 to provide special rules for purposes of determining if financial guaranty insurance companies are qualifying insurance corporations under the... Read more

Federal Insurance Office Holds First ACRSM Meeting of Year

February 10, 2020 NAMIC attended the Feb. 5 meeting of the Advisory Committee for Risk-Sharing Mechanisms at the U.S. Department of the Treasury, which brought forward several findings, issues that merit further study, and recommendations for the... Read more

CFPB Director Clarifies the Bureau Has No Legal Authority to Regulate Insurance

February 10, 2020 Kathleen Kraninger, director of the Consumer Financial Protection Bureau, reaffirmed that insurance is outside the agency’s authority during a Feb. 6 oversight hearing of the House Financial Services Committee. Read more

California: CDI Disseminates Second Amended Draft of SIU Proposed Regulation

February 6, 2020 The California Department of Insurance has disseminated a second amended draft of its Special Investigative Unit Proposed Regulation, REG-2018-00023, which pertains to insurer fraud detection, investigation, and referrals. Read more

Washington: Qui Tam, Private Right of Action for Employment Law Claims Bill Scheduled for Second Reading

February 6, 2020 SSHB 1965, Violations of Workplace Protections, has been placed on second reading in the House Rules Committee. The proposed legislation would authorize private citizens to sue on behalf of the government to enforce labor and employment laws in... Read more

California: Credit for Reinsurance Bill Introduced

February 6, 2020 Assembly Member Ken Cooley, who is also active with the National Council of Insurance Legislators, has introduced AB 2049, Reinsurance Credit, on behalf of the California Department of Insurance. The bill would amend California law to avoid... Read more

Florida: Furious Activity on Insurance-Related Legislation Continues

February 6, 2020 The Florida legislative session continues with furious activity on insurance-related bills during week four. Those of interest making progress include a controversial personal injury protection/no-fault auto insurance repeal bill that is... Read more

California: CDI Disseminates New Notice on ZIP Codes Added to Mandatory Moratorium on Non-Renewals After Recent Wildfire Activity

February 6, 2020 The California Department of Insurance has disseminated a new notice updating the ZIP codes relating to its Dec. 5, 2019, Notice on Mandatory Moratorium on Non-Renewals After Recent Wildfire Activity. The first ZIP code notice pertaining to... Read more

California: Workers’ Comp Utilization Review Bill Introduced – FEEDBACK REQUESTED

February 6, 2020 Current law requires the administrative director of the Division of Workers’ Compensation to compensate an employee for injuries sustained in the course of employment. The current law also requires the administrative director to contract with... Read more

Utah: AOB Bill Advances; Bill Blurring Commercial, Personal Lines Delayed

February 5, 2020 The Utah House Business and Labor Committee on Feb. 3 advanced House Bill 199, which addresses assignment of benefit abuses for residential repair contracts. The bill would require disclosures of the cost of repairs and an itemized list of repairs... Read more

Arkansas: Insurance Department Issues Bulletin on Insurance Verification Program

February 5, 2020 The Arkansas Insurance Department issued a bulletin on Feb. 4 detailing the next phase of the state’s insurance verification program, including a copy of the letters being sent to vehicle owners who appear not to have insurance coverage. Read more

Iowa: NAMIC Supports Bills to Curtail ‘Sue First, Ask Questions Later’ Asbestos Litigation Strategy, Address Medical Malpractice Non-Economic Damage Caps

February 5, 2020 NAMIC will provide testimony Feb. 6 to a subcommittee of the Iowa House Judiciary Committee asking it to approve HSB 600, which will curtail abusive litigation tactics by trial lawyers. Read more

South Carolina: Insurance Director Feted at Governor’s Mansion, Private Flood Bill Moves Out of Committee

February 4, 2020 The third week of the South Carolina 2020 General Assembly had a nice start with a reception at the governor’s mansion to recognize Insurance Director Ray Famer as he starts his term as president of the National Association of Insurance Commissioners... Read more

California: PIFC Testifies at CDI’s Workshop on Proposed Affinity Group Regulations

February 4, 2020 NAMIC’s state advocacy partner, the Personal Insurance Federation of California led the industry effort to oppose the California Department of Insurance’s Proposed Affinity Group Regulations at the CDI’s workshop. Read more

Florida: Bad Faith Reform, Car Sharing on Agenda; Other Insurance-Related Issues Moving

February 4, 2020 The third week of the Florida General Assembly wrapped up with more activity on the property/casualty insurance front and still more is planned. Read more

Washington: NAMIC Proposed Amendment to Blockchain Work Group Passes Out of Committee

February 4, 2020 The bill sponsor for SB 6065, Blockchain Working Group, and the Senate Committee on Environment, Energy & Technology have adopted NAMIC’s proposed amendment to add a property/casualty insurance representative to the blockchain working group. Read more

Washington: NAMIC-Opposed Noneconomic Damages Waiver Bill Passes Out of Committee

February 4, 2020 SB 6236, Noneconomic damage waivers in discrimination cases, passed out of the Senate Committee on Law & Justice. NAMIC registered opposition to this anti-tort reform legislation. The association’s civil justice trade partner, the... Read more

Maryland: NAMIC Testifies in Opposition to Credit Ban for Auto Insurance; More Restrictive Bills in Pipeline

February 4, 2020 NAMIC testified Jan. 29 in opposition to SB 17 before the Maryland Senate Finance Committee. SB 17 would ban the use of credit in automobile insurance rating for personal automobile policies. Maryland already bans the use of credit in... Read more

New Mexico: New Developments in Hearing on Residential Property Form

February 4, 2020 A hearing requested by New Mexico Property and Casualty Bureau staff to disapprove a previously approved residential property form has seen significant new developments. Click here for all the filings available in the proceeding, although a few of... Read more

Georgia: Session Off to a Fast, Furious Start

February 4, 2020 The Georgia General Assembly is already one-quarter of the way through its 40-day legislative session. A few insurance issues have been taken up in committee, and some new bills are on the horizon. The Senate Retirement Committee met Jan. 29 to... Read more

House Committee’s Draft Infrastructure Plan Addresses Resiliency

February 3, 2020 The House Transportation and Infrastructure Committee released a framework of an infrastructure plan Jan. 28 that includes several proposals to improve the nation’s resiliency. The framework, released by committee chairman Rep. Peter DeFazio, D-Ore.... Read more

Iowa Caucus Officially Kicks Off 2020

February 3, 2020 After hundreds of millions of dollars in spending, nearly 20 prematurely halted campaigns, and seven debates, the citizens of the state where the corn grows tall will brave an unseasonably warm forecasted 35-degree Midwestern evening to reprise their... Read more

NAMIC Urges FTC to Clarify What Makes an ATDS

February 3, 2020 NAMIC joined more than a dozen other leading industry groups and the U.S. Chamber of Commerce’s Institute for Legal Reform in submitting an ex parte letter Feb. 3 urging the Federal Communications Commission to clarify the Telephone Consumer Protection... Read more

House Automated Vehicle Hearing Coming Soon

February 3, 2020 The House Energy and Commerce Committee is expected to announce a hearing this week to examine the automated vehicle industry, the first House hearing of the 116th Congress to focus on the topic. It’s also expected that representatives from an auto manufa Read more

House Chairman Seeks FTC Examination of Rising Cost of Auto Repair

February 3, 2020 Rep. Bobby Rush, D-Ill., chairman of the Energy Subcommittee of the House Committee on Energy and Commerce, sent a letter Jan. 29 to the chairman of the Federal Trade Commission regarding the rising cost of auto repair and its impact on consumers. In... Read more

NAMIC Provides Testimony at House Hearing on HR 4523

February 3, 2020 The House Financial Services Committee Subcommittee on Housing, Community Development and Insurance held a hearing Jan. 29 titled “Examining the Availability of Insurance for Nonprofits.” Jon Bergner, NAMIC’s assistant vice president of public policy... Read more

Study on Use of Credit Scores Amendment Ruled Out of Order

February 3, 2020 A proposed amendment to a comprehensive credit reform bill mandating a Government Accountability Office study on insurers’ use of credit scores was declared out of order by the House Rules Committee and was not included in legislation passed by the... Read more

NAMIC Joins Business Community in Opposing PRO Act

February 3, 2020 NAMIC, along with 272 other organizations, has signed onto a letter opposing H.R.2474, the Protecting the Right to Organize Act, which is expected to be voted on by the House the week of Feb. 3. Among its provisions, the PRO Act would: Alter the... Read more

Commerce Department to Conduct Survey on International Insurance Transactions

February 3, 2020 The Bureau of Economic Analysis at the Department of Commerce will soon conduct its Quarterly Survey of Insurance Transactions by U.S. Insurance Companies with Foreign Persons. The quarterly survey routinely collects information on cross-border... Read more

Federal Affairs Committee Examines Priorities for NAMIC on Capitol Hill

February 3, 2020 Members of NAMIC’s Federal Affairs Committee met Jan. 28 in Washington, D.C., for their annual kickoff meeting to discuss issues currently facing the property/casualty insurance industry. The committee helps guide development of policy principles and... Read more

Arizona: Bill Hearings Begin; NAMIC Offers Testimony on ALI, Workers’ Comp Presumption Legislation

January 31, 2020 The Arizona House Committee on Commerce advanced HB 2644 on Jan. 28 on a 6-2 vote. The bill disavows the American Law Institute’s Restatement of Law on Liability Insurance as an authoritative source of Arizona law. After more than an hour of testimony... Read more

Nebraska: NAMIC Urges Committee to Bring P2P Auto Sharing Bill Closer to NCOIL Model

January 31, 2020 NAMIC provided verbal testimony Jan. 28 to the Legislature’s Transportation and Telecommunications Committee on LB 961, which would regulate peer-to-peer automobile sharing. NAMIC noted that while the bill contains many of the concepts found in the... Read more

Texas: TDI Adopts Rules on Coverage Changes

January 31, 2020 The Texas Department of Insurance adopted rules on Jan. 22 regarding notices of certain changes in property/casualty policies. The rules are related to Senate Bill 417 from the 2017 legislative session, a bill that amended the Texas nonrenewal statute... Read more

Hawaii: TNC Bill Introduced

January 30, 2020 SB 2808, Transportation Network Companies, has been introduced and assigned to the following committees for public hearings: Senate Committee on Transportation; Senate Committee on Public Safety, Intergovernmental and Military Affairs; Senate Committee... Read more

Washington: NAMIC, Trades Submit Comments Opposing AI-Enabled Profiling Bill

January 30, 2020 NAMIC, in conjunction with the other trades, submitted written comments opposing HB 2644, Artificial Intelligence-Enabled Profiling. The bill was heard in the House Innovation, Technology & Economic Development Committee. Executive action by the... Read more

Florida: Accuracy in Damages, NAIC Credit for Reinsurance Bills Moving; Concerns About ‘Consumer Protection’ Legislation Remain

January 30, 2020 A number of bills of interest to NAMIC members continue to receive hearings and votes during week three of the 2020 General Assembly. The House Civil Justice Subcommittee on Jan. 29 approved HB 9, accuracy in damages reform, that NAMIC and other... Read more

California: PIFC, NAMIC Submits Comments to CDI on Proposed Affinity Group Regulations

January 29, 2020 The California Department of Insurance held a stakeholder workshop on Jan. 28 on its Proposed Affinity Group Regulations. When the regulatory project was initiated in 2019, it was supposed to only apply to affinity groups used for California private... Read more

Hawaii: DOI Omnibus Bill Introduced With NAMIC-Supported Consumer Protection Provision Addressing Public Adjuster Services

January 29, 2020 The governor’s bill relating to insurance, introduced at the request of the Department of Commerce and Consumer Affairs, Insurance Division, has been assigned to House committees for a public hearing. HB 2320, the DOI’s omnibus bill, has a... Read more

Oregon: Corporate Activity Tax Administrative Procedures Bill Pre-Filed – FEEDBACK REQUESTED

January 29, 2020 HB 4009, Corporate Activity Tax Administrative Provisions, has been pre-filed for the legislative session starting in February. The bill would modify the administrative provisions of the corporate activity tax: Specifies that the taxpayer is required... Read more

Oregon: Automobile Insurance Policy Cancellation Notices Bill Will Soon Be Before Legislature – FEEDBACK REQUESTED

January 29, 2020 HB 4125, Automobile Insurance Policy Cancellation Notices, will be heard early in February in the fast-paced 35-day session. The bill states: (1)(a) Except as provided in paragraph (b) of this subsection, a cancellation of a policy is not effective... Read more

Washington: NAMIC, Trades Submit Comments Opposing Bill Requiring New Disclosures on DEC Page

January 29, 2020 NAMIC, in conjunction with the other trades, submitted written comments opposing SB 6244, Notification of insurance policy sub-limits on the policy's declarations page. The bill was heard in the Senate Financial Institutions, Economic Development... Read more

New Hampshire: Senate, House Commerce Committees Hear Testimony on OEM Procedure Mandates Legislation

January 29, 2020 NAMIC joined the New Hampshire domestic trade and various companies and non-insurance stakeholders to testify Jan. 28 in opposition to House Bill 1455 and Senate Bill 513, which mandate reimbursement for arbitrary and vague OEM procedures. These bills... Read more

Arkansas: Next Phase of Insurance Verification Program to be Implemented

January 29, 2020 Arkansas will implement the next phase of an ambitious insurance verification program mandated by the Legislature in 2019. During this phase, letters will be sent to residents whose vehicles appear to be uninsured based on a cross-check of vehicle... Read more

Washington: Supervision of Internationally Active Insurance Groups Bills Amended to Address NAMIC’s Recommendation

January 28, 2020 SSB 6048, Supervision of Internationally Active Insurance Groups, and its companion House bill, SHB 2207, have been amended to make the bill language match up with the National Association of Insurance Commissioners’ model. The provision NAMIC asked to... Read more

Washington: OIC-Sponsored Criminal Investigations Unit Bill Passes Out of Committee

January 28, 2020 The Office of the Insurance Commissioner’s Criminal Investigations Unit legislation SB 6049, which would create the insurance commissioner's fraud account, passed out of committee on Jan. 23 on an 18-5 vote. The bill states: (b) The insurance fraud... Read more

Hawaii: Workers’ Comp Fees Bill Introduced – FEEDBACK REQUESTED

January 28, 2020 HB 2641, Workers’ Compensation, has been introduced. The bill removes the guidelines for determining attorney's fees for claimants in workers' compensation claims. The proposed legislation removes reference to attorney’s fees in appellate review of... Read more

Hawaii: PIP Payments Penalty, Interest Rate Bill Introduced

January 28, 2020 HB 2642, Personal Injury Protection Benefits; Claims; Penalties, has been introduced. The bill clarifies what constitutes reasonable proof for a personal injury protection benefits claim under a motor vehicle insurance policy. The bill also removes the cu Read more

Oklahoma Pre-Disaster Data Call Reports Due March 2

January 28, 2020 The Oklahoma Insurance Department is conducting its annual pre-disaster data call. Templates for reporting the required data can be found here, and the OID requests that the template not be changed. An FAQ on this data call is also available here. On... Read more

Alabama: State Trade Schedules Education Sessions for Insurance Committees; DOI Shares Legislative Agenda

January 28, 2020 NAMIC was in Montgomery Jan. 21-22 for the Alabama Insurance Coalition board meeting and legislative committee pre-session strategy discussion. The 2020 Alabama General Assembly will convene Feb. 4. On Feb. 5, AIC will again hold its Senate Banking... Read more

South Carolina: ALI Restatement Disavowal, Contributions Among Tortfeasors, Distracted Driving, Reinsurance Credits, and Private Flood Language All in Play

January 28, 2020 The South Carolina 2020 legislative session is off to a fast start with activity on bills of interest to NAMIC members. Some bills have been carried over from the 2019 session, while others are newly introduced. NAMIC is in Columbia Jan. 28-29 to... Read more

NAMIC to Testify at Hearing Examining RRG Expansion Legislation

January 27, 2020 NAMIC will testify before a key House panel at a Jan. 29 hearing on legislation to expand the ability of less-regulated insurance entities to write new lines of insurance. At the House Financial Services Committee’s Subcommittee on Housing, Community... Read more

PRO Act Likely to be Voted on By House

January 27, 2020 NAMIC participated in a joint trades call Jan. 22 to discuss H.R.2474, the Protecting the Right to Organize Act of 2019. The bill, introduced by Rep. Bobby Scott, D-Va., would make significant changes to the National Labor Relations Act and to the... Read more

NAMIC Comments on Bipartisan Draft Privacy Bill

January 27, 2020 NAMIC sent a letter to the bipartisan staff at the House Energy and Commerce Committee regarding a draft of a comprehensive data privacy bill. The bill represents a general consensus to give individuals more control over how, when, and why companies... Read more

Parties Looking to Connect With Grassroots Donors Through Online Platforms

January 27, 2020 As anyone in politics will tell you, money is the life blood of a campaign, and the Republican and Democratic parties have long been in an arms race over who can raise the most money in the shortest time possible. Right now, the Democrats are winning... Read more

Study on Use of Credit Scores in Auto/Home Insurance to be Attached to Credit Bill

January 27, 2020 The House of Representatives is expected to consider a comprehensive credit reform bill, H.R.3621, the Student Borrower Credit Improvement Act, the week of Jan. 27, and an amendment, introduced by Rep. Sheila Jackson Lee, D-Texas, that could be... Read more

NAMIC Submits Comments to Federal Reserve Board on Building Block Approach for Capital Rules

January 27, 2020 NAMIC submitted comments on the Federal Reserve Board’s Notice of Proposed Rulemaking titled “Regulatory Capital Rules: Risk-Based Capital Requirements for Depository Institution Holding Companies Significantly Engaged in Insurance Activities.” This... Read more

Alaska: Bill to Repeal Workers’ Comp Appeals Commission Set for Hearing – FEEDBACK REQUESTED

January 24, 2020 SB 78, Workers’ Compensation Appeals Commission, has been scheduled for a public hearing in the Senate Labor and Commerce Committee for Jan. 28 at 1:30 p.m. The proposed legislation would repeal the commission and makes a procedural change to the... Read more

California: CDI Omnibus Bill Summary Available for Feedback – COMMENTS REQUESTED

January 24, 2020 The California Depart of Insurance’s proposed omnibus bill summary has been disseminated for prompt industry feedback. The CDI is proposing four changes to the current code. Omnibus bills are intended to be noncontroversial in nature and are typically... Read more

California: Non-Renewal Notice Annual Data Call Bill Coming

January 24, 2020 NAMIC’s state advocacy partner, the Personal Insurance Federation of California, has learned a bill requiring a non-renewal notice annual data call is likely to be introduced this session. It is believed that the California Department of Insurance... Read more

Hawaii: Salvaged Motor Vehicles Certificate of Ownership Bill Introduced

January 24, 2020 SB 2434, Salvaged Motor Vehicles, has been jointly assigned to the Senate Commerce, Consumer Protection and Health and Senate Judiciary committees and co-assigned to the Committee on Public Safety, Intergovernmental and Military Affairs. Read more

Pennsylvania: House Speaker Announces Impending Retirement

January 24, 2020 Speaker of the House Mike Turazi has announced he will retire at the end of the current legislative session. Turazi has served in the General Assembly since 2001 and has been the House speaker since 2015. His time in office has been a stable one for... Read more

New York: Governor’s Budget Includes Increasing, Expanding Fining Authority of DFS

January 23, 2020 Gov. Andrew Cuomo released on Jan. 21 his proposed budget for FY2021, which will increase the per occurrence fining authority of the Depart of Financial Services and expand the entities covered under its authority. The relevant text of these changes... Read more

Iowa: NAMIC-Endorsed Bill on ALI’s Restatement Takes a Major Step Forward

January 23, 2020 NAMIC provided verbal testimony on Jan. 22 urging a subcommittee of the Iowa Senate’s Commerce Committee to support SSB 3014, legislation to clarify the applicability of the American Law Institute’s Restatement of the Law, Liability Insurance to Iowa’s... Read more

Florida: ‘Loss Runs,’ Litigation Loans, Attorney Fee Multiplier, PIP Repeal, Asbestos Trust Claims, Other Issues in Play During Second Week of Session

January 23, 2020 The second week of the 2020 Florida legislative session has been packed with activity on many bills. NAMIC is working on the ground with industry partners to seek an amendment to HB 269 and SB 292, companion bills that seek to codify the procedure for wh Read more

California: CDI Schedules Workshop on Proposed Affinity Group Regulations – FEEDBACK REQUESTED

January 22, 2020 The California Department of Insurance recently released its findings on “affinity group” discounts in a press release and has scheduled a workshop for insurers to provide comments on the proposed regulation. The prenotice workshop has been scheduled... Read more

New Hampshire: Governor Nominates Nicolopoulo for Insurance Commissioner

January 22, 2020 Gov. Chris Sununu nominated Chris Nicolopoulo on Jan. 21 to finish the term of former Commissioner John Elias. According to the governor’s press release, Nicolopoulo serves as president and CEO of the New Hampshire Association of Insurance agents... Read more

New Hampshire: Legislative Committees Consider Various Insurance Legislation

January 22, 2020 The Senate Commerce Committee held a public hearing on SB 453, which creates a regulatory sandbox for insurers. The general court’s preamble to the bill highlights the Department of Insurance’s desire to provide greater short-term flexibility... Read more

New Jersey: Governor Pocket Vetoes Legislation to Require Pre-Trial Disclosure of Policy Limits

January 22, 2020 Gov. Phil Murphy did not take action on Senate Bill 2429, which requires the pre-trial disclosure of policy limits for claims of bodily injury or death, before the statutory deadline of Jan. 21, thus the bill is considered pocket vetoed.... Read more

New Jersey: Governor Signs Legislation to Increase Workers’ Comp Payments for Loss of Hand, Foot

January 22, 2020 Gov. Phil Murphy signed on Jan. 21 Senate Bill 782 ,which is a measure to increase workers’ compensation awards for the loss of a hand or any part thereof, or loss of the foot. This new law will increase the maximum number of weeks payable under worker... Read more

Vermont: Committees Consider Legislation to Institute NAIC’s Model Act on Credit for Reinsurance, Updating the Insurance Law

January 22, 2020 House committees on Commerce and Economic Development and Health are considering H643 that updates the law on credit for reinsurance as required for NAIC accreditation and updates the insurance laws regarding the payment of claims. The bill is at the... Read more

Washington: OIC Adopts Adverse Consumer Notice Regulation

January 22, 2020 The Office of the Insurance Commissioner has adopted its controversial Adverse Notification Regulation, which goes into effect on Aug. 1, 2020. The OIC’s rulemaking on this regulation was continued throughout most of 2019, with the OIC issuing a... Read more

Hawaii: NAMIC-Supported Pro-Consumer Protection Storm Scammer Bill Introduced

January 22, 2020 NAMIC is pleased to report that Sen. Rosalyn Baker, along with eight other legislators, have signed on as sponsors of SB 2422, Relating to roofing contractors. The legislation would prohibit roofing contractors from offering to pay in any monetary form... Read more

Iowa: State Bar’s Ethics Committee Agrees With NAMIC on Use of Staff Counsel

January 22, 2020 The Ethics and Practices Guideline Committee of the Iowa State Bar Association issued on Jan. 20 Ethics Opinion 19-01 that notes a 1988 opinion was founded on Iowa legal ethics rules that have since been replaced. The new version, the Iowa Rules of... Read more

NAMIC: 2020 Legislative Sessions Underway, Forthcoming; RVPs Will Host Advocacy Information Calls

January 21, 2020 With the calendar turning to January 2020, multiple general assemblies have already begun or will convene within the next couple of weeks. As legislation continues to be filed, NAMIC’s regional... Read more

NAMIC Works to Educate Congress in Advance of Hearing to Examine RRG Expansion Legislation

January 21, 2020 NAMIC is working to educate members of the House Financial Services Committee on the potential pitfalls of legislation to expand the ability of less-regulated insurance entities to write new lines of insurance ahead of a Jan. 29 hearing on the bill. Read more

Hawaii: Scooter Regulation Bill Introduced

January 21, 2020 HB 1731, Electric Foot Scooters, has been introduced. The proposed legislation states... Read more

Trump Delivers One-Two Punch on Trade Policy

January 21, 2020 President Trump signed the first phase of a trade agreement with the Chinese government at the White House Jan 25 and announced that talks for the second phase will begin soon. As part of the agreement, the United States will lower tariffs on... Read more

California: NAMIC Joins Industry in Submitting Follow-Up Letter to CDI on Special Investigative Unit Proposed Regulation

January 21, 2020 NAMIC has joined its state advocacy partner, the Personal Insurance Federation of California, in submitting a follow-up letter to the California Department of Insurance on its draft of its... Read more

House Subcommittee Grills FASB Over CECL in Oversight Hearing

January 21, 2020 The House Financial Services Committee Subcommittee on Investor Protection, Entrepreneurship, and Capital Markets held a hearing Jan. 15 titled “Overseeing the Standard Setters: An Examination of the Financial Accounting Standards Board and... Read more

Missouri: Asbestos Lawsuit Transparency Reform Receives Senate Committee Endorsement

January 21, 2020 NAMIC-supported SB 575, which brings greater transparency to asbestos-related litigation, received a “do-pass” vote of 5-2 on Jan. 16 in the Senate General Laws Committee. The bill now... Read more

Sinema, Tillis Introduce Bill to Preserve State Insurance Regulation

January 21, 2020 Sens. Thom Tillis, R-N.C., and Kyrsten Sinema, D-Ariz., introduced S.3123, the State Insurance Regulation Preservation Act, Dec. 19 before Congress adjourned for the holiday recess. Read more

House Subcommittee Discusses Cannabis Policy

January 21, 2020 The House Energy & Commerce Subcommittee on Health held a hearing titled “Cannabis Policies for the New Decade,” Jan. 15 and heard from three witnesses... Read more

NAMIC Seeks Clarity From the FCC on ATDS

January 21, 2020 NAMIC joined with the U.S. Chamber of Commerce and a number of other groups in petitioning the Federal Communications Commission for a declaratory ruling to clarify the Telephone Consumer Protection Act’s definition of automatic telephone dialing system. Read more

Treasury’s TRIA ACRSM To Meet for First Meeting of Year

January 21, 2020 The U.S. Department of the Treasury’s Advisory Committee on Risk-Sharing Mechanisms will convene Feb. 5 for its first meeting of the year to address topics related to the role of nongovernmental mechanisms in supporting the... Read more

Utah: NAMIC Opposes Rule Change That Could Increase Costs for Chiropractic Claim Reviews

January 21, 2020 The Utah Department of Commerce/Division of Occupational and Professional Licensing is considering an amendment to the Chiropractic Physician Practice Act that would likely increase claims costs... Read more

Oregon: DFR Issues Bulletin on Arbitration Clauses, Choice of Law, Choice of Venue Provisions in Insurance Policies

January 20, 2020 The Oregon Division of Financial Regulation has issued a bulletin to all health, life, and property/casualty insurers on prohibitions pertaining to arbitration clauses, choice of law, and choice of venue provisions... Read more

Hawaii: Bill Introduced to Create Climate Change Countermeasures Special Fund – FEEDBACK REQUESTED

January 20, 2020 HB 1686, Climate Change Countermeasures Special Fund, has been introduced. The bill has yet to be assigned to a committee for consideration and a public hearing. The proposed legislation... Read more

Washington: Hazardous Waste Clean-Up Costs Bill Heard in Committee

January 20, 2020 SB 6078, Clarifying reimbursement for certain clean-up or removal actions by fire protection jurisdictions, was heard in the Senate Committee on Financial Institutions, Economic Development... Read more

Washington: Declarations Page Disclosure Bill Introduced – FEEDBACK REQUESTED

January 16, 2020 SB 6244, notification of insurance policy sub-limits on the policy's declarations page, has been introduced and assigned to the Senate Financial Institutions, Economic... Read more

Oregon: Governor’s Draft Wildfire Response Legislative Proposal Pre-Filed – FEEDBACK REQUESTED

January 16, 2020 Oregon Gov. Kate Brown established the Governor’s Council on Wildfire Response in January 2019 with the direction to the council to review the state’s current model for wildfire prevention and... Read more

North Carolina: Senate Override of Regulatory Reform Act Unsuccessful

January 16, 2020 Although the calendar has turned to 2020, the North Carolina General Assembly is continuing to work on the 2019 session. On Jan. 14, the Senate calendared SB 553, also known as the Regulatory Reform Act, for a vote to... Read more

Mississippi: MID Shares 2020 Legislative Packet

January 16, 2020 The Mississippi Insurance Department has shared its legislative packet with NAMIC’s advocacy partner, the Insurance Coalition of Mississippi. There are four bills the... Read more

Florida: ALI Restatement Disavowal Sparks Controversy in First Committee

January 16, 2020 The Florida House Insurance and Banking Subcommittee on Jan. 15 took up HB 359, an insurance omnibus bill introduced by Rep. David Santiago... Read more

NAIC Memo Recommends Changes to Holding Company, Certain Entities Be Exempt from the GCC

January 16, 2020 The Group Capital Calculation (E) Working Group issued a memorandum (Att. 1 – GCC Memo) to the Group Solvency Issues (E) Working Group regarding needed changes to the Insurance... Read more

NAIC Artificial Intelligence Working Group Seeks Comments on OECD Draft Principles for Artificial Intelligence Usage by Insurers

January 16, 2020 The Artificial Intelligence (EX) Working Group, a subgroup of the Innovation and Technology (EX) Task Force is currently contemplating adopting draft principles for insurer artificial... Read more

SAPWG Pauses on Proposed Amendments to SSAP No. 43R, Will Move Forward with Issue Paper

January 16, 2020 The Statutory Accounting Principles (E) Working Group hosted a teleconference Jan. 8 to discuss comments received from industry representatives on a controversial proposal that, if adopted, would... Read more

Capital Adequacy Task Force Exposes New RBC Framework for Bonds

January 16, 2020 The next step to expand the number of bond designations in the property/casualty Risk Based Capital formula from six to 20 categories was formally taken as the CATF exposed for... Read more

Washington: Insurance Policy Wildfire Surcharge Bill Introduced

January 15, 2020 HB 2413, Insurance Policy Wildfire Surcharge, has been introduced and assigned to the House Appropriations Committee. The proposed legislation would require insurers to collect a surcharge of $5 per... Read more

Hawaii: Workers’ Compensation Computation of Average Weekly Wages Introduced – FEEDBACK REQUESTED

January 15, 2020 HB 1601, Compensation Computation of Average Weekly Wages, has been pre-filed with the Hawaii state legislature for the Jan. 15 opening of the session. The proposed legislation would amend the... Read more

Missouri: NAMIC Supports Transparency in Asbestos Lawsuits

January 15, 2020 NAMIC provided testimony Jan. 14 to the Missouri Senate General Laws Committee asking it to approve SB 575, which mandates certain disclosures and enacts other reforms to provide greater... Read more

Mississippi: New Senate Insurance Chair Appointed

January 14, 2020 The 2020 Mississippi legislative session is now underway, starting Jan. 7 with inaugural and swearing-in events that day and throughout... Read more

California: Defensible Space, Home Hardening Bill Introduced

January 14, 2020 SB 739, Fire prevention: defensible space and home hardening training, has been introduced and assigned to the Senate Committee on Natural Resources and Water for... Read more

Oregon: NAMIC Provides Comments to DFR on Draft Bulletins on Exclusionary Language in Insurance Policies, Written Comment Deadline Extended

January 14, 2020 NAMIC provided comments to the Oregon Division of Financial Regulation at a Jan. 10 meeting on the division’s draft proposed bulletins on... Read more

New Jersey: Bad Faith Legislation Dies on Final Day of 2018/2019 Legislative Session

January 14, 2020 Despite the flurry of activity over the final week of the New Jersey legislative session and The New Jersey Insurance Fair Conduct Act being posted for a final vote on... Read more

New Jersey: Legislature Passes Pre-Trial Disclosure of Policy Limits for Bodily Injury Cases

January 14, 2020 On Jan. 13, the Assembly passed and the Senate concurred with amendments to Senate Bill 2429/Assembly Bill 4028, which will require insurers to disclose policy limits in bodily injury cases within... Read more

New Jersey: Legislature Passes Workers’ Comp Legislation Increasing Awards for Loss of Hand/Foot

January 14, 2020 The New Jersey Senate passed on Jan. 13 Senate Bill 782/Assembly Bill 1110, which is a measure to increase workers’ compensation awards for the loss of a hand or any part thereof, or loss of the foot. This legislation will increase the maximum number of Read more

South Carolina: More Pre-Filed Bills to Consider as Legislature Convenes

January 14, 2020 The South Carolina legislative session convenes Jan. 14, and a number of new bills have been pre-filed for consideration in addition to bills that are being carried over from the 2019 session. Prior to the holidays, NAMIC reported... Read more

Washington: NAMIC Asks for Amendment to Group-Wide Supervision Bill

January 14, 2020 SB 6048, Supervision of Internationally Active Insurance Groups, is scheduled for public hearing on Jan. 14 in the Senate... Read more

Florida: CFO’s ‘Consumer Protection’ Bills Filed

January 14, 2020 As the General Assembly quickly ramps up for the 2020 session, bills continue to be filed for consideration. HB 1137 and SB 1492 are agency bills for the Department of... Read more

PAID Act Comes Up at House E&C Hearing

January 13, 2020 Rep. Gus Bilirakis, R-Fla., used a few moments of his time during a Jan. 8 Health Subcommittee legislative hearing at the House Energy and Commerce to discuss the benefits of the... Read more

NAMIC-Backed Bill Introduced to Make Mitigation Grants Tax-Free

January 13, 2020 Legislation supported by NAMIC to make it easier for property owners to use disaster mitigation grants was introduced with the support of several members of Congress prior to... Read more

Salvage Best Practices Released by AAMVA

January 13, 2020 The American Association of Motor Vehicle Administrators published the “Salvage and Junk Vehicle Best Practice Recommendations for Jurisdictions on Branding and... Read more

Study Examines Injury Patterns for E-Bikes, Scooters

January 13, 2020 Electric bicycle and powered-scooter use and injury patterns differ from more traditional pedal-operated bicycles, according to a new study funded by the National Institute of Child Health and... Read more

Senate Finance Committee Advances USMCA, More Committees Vote

January 13, 2020 The Senate Finance Committee convened for an executive session Jan. 7 to consider H.R.5430, the United States-Mexico-Canada Agreement... Read more

House Committee Discusses DHS Preparedness Grants

January 13, 2020 The House Homeland Security Committee convened Jan. 9 for a hearing, "Understanding the Importance of DHS Preparedness Grants: Perspectives from the Field," which included... Read more

House Committee Eyes FASB’s New Accounting Standard CECL

January 13, 2020 The House Financial Services Committee will hold a hearing Jan. 14 titled “An Examination of the Financial Accounting Standards Board and the Public Company Accounting... Read more

Lack of Regulations an Issue for E-Scooters

January 13, 2020 The American Association of Motor Vehicle Administrators published a white paper on electric scooters and the scarcity of... Read more

California: Wildfire-Related Homeowners’ Insurance Coverage Legislation Introduced

January 9, 2020 Assembly Member Tom Daly has introduced AB 1852, Property Insurance, which includes the following provisions... Read more

Oregon: DFR Disseminates Draft Bulletins on Exclusionary Language in Insurance Policies – FEEDBACK REQUESTED

January 9, 2020 The Oregon Division of Financial Regulation has disseminated for insurance industry feedback a draft of two proposed bulletins on... Read more

New Mexico: Regulator to Hold Hearing on Policy Form Disapproval

January 9, 2020 The New Mexico Office of the Superintendent of Insurance has set a hearing on the potential disapproval of a previously approved residential property... Read more

New NAMIC White Paper Offers Standards for Driver Assist Systems

January 9, 2020 NAMIC published a white paper Jan. 8 that seeks to better define how conditional automation/dual control, or CADC, functions across widely differing systems and ensure... Read more

NAMIC: 2020 Legislative Sessions Underway, Forthcoming; RVPs Will Host Advocacy Information Calls

January 9, 2020 With the calendar turning to January 2020, multiple general assemblies have already begun or will convene within the... Read more

National State Legislative Agenda 2020, New Additions to State Affairs Team

January 9, 2020 NAMIC is excited to release the National State Legislative Agenda for 2020. These advocacy priorities, set forth by NAMIC’s Board of Directors, establishes... Read more

Florida: 2020 General Assembly Convenes Jan. 14; Many Bills on Important Issues Already Introduced

January 9, 2020 After six weeks of pre-session committee meetings in 2019, the 2020 Florida General Assembly will officially convene on Jan. 14. Many bills on issues important to NAMIC members and... Read more

Massachusetts: Final Report Issued on Impacts of Crumbling Concrete Foundations Due to Presence of Pyrrhotite

January 7, 2020 While most of the focus has been on Connecticut’s issues with the use of pyrrhotite in causing crumbling foundations, the issue migrated into a small area of... Read more

Massachusetts: Governor Signs Bill for Group Marketing

January 7, 2020 Gov. Charlie Baker signed on Dec. 30 NAMIC-supported House Bill 923 to suspend the 35 percent penetration requirement for providing discounts... Read more

California: CDI Schedules Workshop on Proposed Affinity Group Regulations

January 7, 2020 The California Department of Insurance held an investigatory hearing on Sept. 17 pursuant to California Insurance Code section 12924 to gather... Read more

FAA Issues Proposed Drone Remote ID Rule

January 6, 2020 The Federal Aviation Administration published a notice of proposed rulemaking in the Federal Register Dec. 31 for a long-awaited... Read more

ICYMI: TRIA Reauthorized for Seven Years, NFIP Extended Through September 2020

January 6, 2020 President Trump signed a seven-year reauthorization of the Terrorism Risk Insurance Act program passed by Congress with no structural changes into law Dec. 20, more than a year before... Read more

NAMIC PAC Reaches New Heights

January 6, 2020 NAMIC PAC broke an all-time record in 2019 by raising $612,153 thanks to the support of PAC members. Through this generosity, NAMIC PAC was able to... Read more

House Panel to Examine RRG Expansion Legislation

January 6, 2020 The House Financial Services Committee's subcommittee on Housing, Community Development and Insurance will hold a hearing titled, "Examining the Availability of Insurance... Read more

Senate Committee to Consider USMCA

January 6, 2020 The Senate Committee on Finance will hold an open executive session Jan. 7 to Consider H.R. 5430, The United States-Mexico-Canada Agreement Implementation Act. The House easily... Read more

Schnautz Joins NAMIC Team

December 19, 2019 Jon Schnautz joined NAMIC as of Dec. 16 in the role of regional vice president – Southwest. Schnautz will have legislative and regulatory responsibilities for Arizona, Arkansas, Louisiana, New Mexico, Oklahoma, Texas, and Utah. Read more

NAMIC Issue Analysis Explores Solutions to High Financial Examination Costs

December 17, 2019 Financial examinations are one of those key regulatory requirements that all licensed insurance companies must undergo every three to five years by their state of domicile, and, oftentimes, they can be time-consuming and costly. It is also the... Read more

Grande Again Named a Top Lobbyist by The Hill

December 16, 2019 Jimi Grande, senior vice president of government affairs for NAMIC, was recognized as one of Washington’s Top Lobbyists for the second year in a row by The Hill, a popular news publication covering politics and business in Congress and across... Read more

NFIP Set to be Extended Through Fiscal Year as Part of Year-End Spending Package

December 16, 2019 Congress plans to vote on legislation that would extend the National Flood Insurance Program’s authorization through the fiscal year, to Sept. 30, 2020, as part of a federal spending legislative package ahead of the program’s current Dec. 20 expiration. Read more

Roundtable Stresses Pre-disaster Mitigation and Building Codes

December 16, 2019 The House Transportation and Infrastructure Economic Development, Public Buildings, and Emergency Management Subcommittee hosted a roundtable, DRRA at One: Stakeholder Perspectives, Dec. 10 focused on the implementation of the... Read more

Joint Trades Letter Sent to Senate Banking Leadership on SAFE Banking Act

December 16, 2019 NAMIC joined several other organizations and sent a letter Dec. 12 urging Sens. Mike Crapo, R-Idaho, chairman of the Committee on Banking, Housing, and Urban Affairs, and Sherrod Brown, D-Ohio, the ranking member, to bring the... Read more

Proposed CBIS Ban Offered at HFSC Markup

December 16, 2019 The House Financial Services Committee held a markup Dec. 10-11 primarily focused on loan- and debt-related legislative items. During discussion on H.R.5332, however, Rep. Rashida Tlaib, D-Mich., introduced and subsequently withdrew an... Read more

Senate Commerce Eyes Robocalls, DAC, Aviation Coverage

December 16, 2019 The Senate Commerce Committee held a markup Dec. 11, on 13 bills, including measures potentially affecting business communications and federal drone and aviation policy. Read more

NAMIC PAC Offers Opportunities to Get Involved

December 16, 2019 NAMIC’s government affairs team would like to thank all the generous NAMIC members and staff who have supported the association’s political affairs efforts over the years. Washington, D.C., and our political system often seems to... Read more

USMCA Deal set to be Approved by Congress

December 16, 2019 President Trump and Congressional Democrats announced a deal Dec. 10 to clear the way for final approval of the United States-Mexico-Canada Agreement in Congress. The deal cuts across a huge swath of North American trade and renegotiates... Read more

House to Circulate Bipartisan Data Privacy Draft Bill

December 16, 2019 Rep. Jan Schakowsky, D-Ill., chair of the House Energy and Commerce Subcommittee on Consumer Protection, indicated that she will circulate a discussion draft data privacy bill during the week of Dec. 16. She has been working on the bill with... Read more

TRIA on Track to be Included in Government Funding Bill

December 16, 2019 Congressional leaders in spending talks announced Dec. 12 that they had reached a "deal in principle" to fund the federal government for the rest of fiscal year 2020. Importantly, all indications signal that the spending deal will include the... Read more

Regulatory Reforms to be Formally Adopted by DOT

December 16, 2019 The U.S. Department of Transportation announced Dec. 5 that it will permanently incorporate agency policies that have reportedly saved $3.68 billion in regulatory costs and resulted in 23 deregulatory actions for every new significant regulatory action. Read more

Preliminarily Field-Testing Results of NAIC Group Capital Calculation Tool Revealed

December 13, 2019 Attendees of the Group Capital Calculation (E) Working Group meeting on Dec. 7 were among the first to look at preliminary field-testing results of the GCC tool being developed by the working group. NAIC staff has reviewed 31... Read more

NAMIC Presented on Homeowners – Responded to Underinsurance Questions

December 13, 2019 The Property and Casualty (C) Committee dedicated time to hear presentations from a trade panel that included NAMIC. The industry was charged with discussing possible underinsurance challenges and solutions, particularly in the context of... Read more

Private Flood Paper, Data Collection

December 13, 2019 The Catastrophe Insurance (C) Working Group has been preparing a paper, “Considerations for State Insurance Regulators in Building a Private Flood Insurance Market,” with the stated goal of issuing a document outlining the ways in which a... Read more

Casualty Actuarial and Statistical Task Force Discusses Predictive Modeling White Paper

December 13, 2019 The NAIC Casualty Actuarial and Statistical (C) Task Force continued discussing finalization of its work on drafting a predictive modeling white paper at the NAIC Fall Meeting in Austin. The task force exposed a third draft on Oct. 14. Read more

Antifraud (D) Groups Continue Work Assessing Existing Antifraud Plan Guidelines

December 13, 2019 Early in the new year, the Antifraud Technology (D) Working Group expects to determine whether changes should be made to the Antifraud Plan Guideline of April 2011. Read more

New NAIC Privacy Protections Working Group Rolling Up Its Sleeves

December 13, 2019 During this kick-off meeting of the Privacy Protections (D) Working Group, NAIC counsel Jennifer McAdam presented on a number of existing laws and models, including the history and content of the NAIC privacy models and privacy-related... Read more

NAIC Innovation and Technology Task Force Moves Forward With Exploring Anti-Rebating Modernization

December 13, 2019 The NAIC Innovation and Technology (EX) Task Force moved forward with its intention to explore anti-rebating modernization at the fall meeting in Austin. Three significant decisions were made concerning the work of the task force in this regard. Read more

Many Property/Casualty RBC Formula Changes Contemplated, Reinsurance Recoverable Proposal Exposed for Comment

December 13, 2019 There were several discussions and agenda items regarding potential changes to the property/casualty risk-based capital formula including one proposed change to eliminate “unrated authorized reinsurers” and “unrated unauthorized reinsures” as... Read more

Goodwill Accounting Change Adopted, Rolling Short-Term Investment Proposal Modified, Other Potential Changes to Statutory Accounting Discussed

December 13, 2019 The Statutory Accounting Principles (E) Working Group met Dec. 7 to adopt changes to statutory accounting and reporting and to consider several new proposals and re-expose others. Adopted at this national meeting was a change to... Read more

Georgia: Interim Committee Meetings Winding Down

December 12, 2019 Georgia legislators have been active during the interim with a number of study committees on various topics or bills, several of which are of interest to the property/casualty insurance industry. The Georgia Association of Property Casualty... Read more

Florida: Senate Auto Glass Reform Bill Defeated in Committee

December 12, 2019 SB 312 was taken up Dec. 10 for the second time by the Senate Banking and Insurance Committee and defeated on a tie vote after a great deal of contentious testimony and debate, as well as a long and winding procedural path. Read more

NAMIC Releases White Paper Examining Bad-Faith Litigation

December 12, 2019 In a time of a seemingly ever-worsening litigation environment, NAMIC takes a deep dive into expansive bad-faith litigation regimes in a new white paper The Deleterious Effects Expansive Bad-Faith Litigation Has On Insurance Markets. Read more

Washington: NAMIC, Trades Send OIC Letter of Concerns About Adverse Action Consumer Notice Survey

December 10, 2019 NAMIC, in conjunction with the other trades, sent a letter of concern to the Office of the Insurance Commissioner explaining why many insurers are unable to provide responses to the voluntary Adverse Notification Survey. The data call survey responses... Read more

Florida: Insurance Bills Already Moving as 2020 Interim Committee Weeks Wind Down

December 10, 2019 NAMIC has been in Tallahassee for the last of six interim committee weeks held since September to prepare for the 2020 legislative session, which convenes Jan. 14, 2020, and will run through March 13, 2020. Many bills of interest to the... Read more

Anti-Robocall Bill Set to Become Law

December 9, 2019 The Senate is expected to take up the TRACED Act, S. 151, after it was passed by the House Dec. 4. The president is expected to sign it before... Read more

BuildStrong Coalition to Host Forum on Wildfire Mitigation in California

December 9, 2019 As wildfires continue to destroy lives and communities across California and the Western U.S., NAMIC and the BuildStrong Coalition are planning a forum in partnership with the California Chamber of Commerce focusing on... Read more

NAMIC, BuildStrong Coalition to Participate in House Roundtable on DRRA Implementation

December 9, 2019 NAMIC and the BuildStrong Coalition will be represented during a Dec. 10 roundtable hosted by the House Transportation and Infrastructure Committee’s Subcommittee on... Read more

Federal Data Privacy Bill on the Horizon?

December 9, 2019 The Senate Commerce Committee held a hearing Dec. 4 titled “Examining Legislative Proposals to Protect Consumer Data Privacy.” Appearing before the committee were witnesses representing... Read more

Negotiators Release Additional Bicameral AV Bill Drafts

December 9, 2019 The bipartisan and bicameral working group of the staffs of the House Energy and Commerce and Senate Commerce committees released three new section drafts of potential... Read more

Regulators Provide Updates to Both Chambers

December 9, 2019 The House Financial Services Committee held an oversight hearing Dec. 4 and the Senate Committee on Banking, Housing, and Urban Affairs did as well the following... Read more

HFSC Hears From Treasury Secretary

December 9, 2019 The House Financial Services Committee held a hearing Dec. 4 titled "Promoting Financial Stability? Reviewing the Administration’s Deregulatory Approach to Financial Stability," during which Treasury Secretary Steven Mnuchin provided... Read more

Washington: Surcharge to Fight Wildfires Proposed for 2020 Legislative Session

December 5, 2019 Washington Commissioner of Public Lands Hilary Franz and state Rep. Joe Fitzgibbon, D-Seattle, unveiled a legislative proposal for the 2020 session Dec. 2 that would require all property/casualty insurers... Read more

House Financial Services Committee to Hold Oversight Hearings With Prudential Regulators, Treasury

December 2, 2019 The House Financial Services Committee will receive the testimony of Treasury Secretary Steve Mnuchin during a Dec. 5 hearing focused on examining the administration’s deregulatory approach to financial stability. Mnuchin’s appearance will... Read more

NAMIC, BuildStrong Coalition to Participate in Roundtable on DRRA Implementation

December 2, 2019 NAMIC and the BuildStrong Coalition will both be represented during a planned congressional roundtable Dec. 10 to examine the Federal Emergency Management Agency’s efforts to... Read more

NFIP Set to Expire Dec. 20, NAMIC Works to Avoid Lapse

December 2, 2019 The authorization of the National Flood Insurance Program is now set to expire on Dec. 20 after Congress extended the program on a... Read more

NAMIC ALI Symposium Address States Issues

December 2, 2019 More than 50 NAMIC member representatives and their counsel attended a Nov. 20 symposium in Philadelphia led by NAMIC and the American Property Casualty Insurance Association... Read more

Senate Panel Eyes Data Privacy Proposals

December 2, 2019 The Senate Committee on Commerce, Science and Transportation will hold a hearing Dec. 4 titled "Examining Legislative Proposals to Protect Consumer Data... Read more

South Carolina: 2020 Pre-filing Underway

November 26, 2019 Pre-filing for the 2020 portion of the 123rd South Carolina General Assembly has begun. Almost 100 new bills have been introduced, and several are of interest to the property/casualty... Read more

House, Senate Send CR to President Avoiding Lapse of NFIP

November 25, 2019 The Senate voted Nov. 21 to pass a continuing resolution funding the federal government, as well as extending the authorization of the National Flood Insurance Program through Dec. 20, just one... Read more

TRIA Passed by House, Advanced by Senate Banking Committee

November 25, 2019 The Senate Committee on Banking, Housing, and Urban Affairs held a markup of S. 2877, the Terrorism Risk Insurance Program Reauthorization Act of 2019, Nov. 20 and passed the bipartisan... Read more

Capitol Hill Briefing: Drug-Impaired Driving Panel

November 25, 2019 The Advocates for Highway and Auto Safety hosted a briefing titled “Assessing the Impact of Cannabis and Other Substances” Nov. 21, featuring a panel of five key stakeholders, including... Read more

HFSC Task Force on Financial Technology

November 25, 2019 The House Financial Services Committee Task Force on Financial Technology convened for a hearing Nov. 21 titled "Banking on Your Data: the Role of Big Data in Financial Services," which included... Read more

Marijuana Criminal Reform Bill Reported to House

November 25, 2019 The House Judiciary marked up the Marijuana Opportunity Reinvestment and Expungement Act of 2019, H.R.3884, on Nov. 20 and approved it by a 24-10 vote. Reps. Matt Gaetz, R-Fla., and... Read more

NAMIC to Create Market Regulation, Natural Catastrophe Working Groups

November 25, 2019 NAMIC is creating two NAMIC policy development groups to add to its existing 16 groups: the Market Regulation Working Group and... Read more

NTSB Challenges DOT, States on AVs

November 25, 2019 The National Transportation Safety Board called upon federal regulators Nov. 19 to create a review process before allowing automated test vehicles to operate on public roads, based upon the... Read more

Senate Commerce Holds AV Hearing

November 25, 2019 The Senate Commerce Committee held a hearing Nov. 20 titled “Highly Automated Vehicles: Federal Perspectives on the Deployment of Safety Technology.” The hearing examined DOT and NTSB perspectives on the safe testing and deployment of AVs, and... Read more

Oregon: NAMIC, Trades Submits Comments on Draft Bulletin on Virtual Claim Adjusting Systems, Mobile Apps

November 19, 2019 NAMIC, in conjunction with the other trades, has submitted written comments to the Division of Financial Regulation on its draft bulletin “Unfair Claim Settlement Practices Related to the... Read more

Washington: OIC Issues Adverse Action Consumer Notice Survey to Insurers

November 19, 2019 The Office of the Insurance Commissioner issued on Nov. 15 an adverse notification survey to insurers. Data call survey responses are due to the... Read more

National Flood Insurance Program to be Extended With Government Funding

November 18, 2019 The authorization of the National Flood Insurance Program is next set to expire at midnight Nov. 21 having been last extended on a... Read more

Powell Speaks to Joint Economic Committee

November 18, 2019 Federal Reserve Chairman Jerome Powell appeared at a hearing Nov. 13 before the Joint Economic Committee. Powell’s written and oral testimony... Read more

Senate Commerce Committee to Hold AV Hearing

November 18, 2019 The Senate Commerce Committee will hold a hearing Nov. 20 titled "Highly Automated Vehicles: Federal Perspectives on the Deployment... Read more

NAMIC on FAA Task Group for BVLOS Drone Operations

November 18, 2019 NAMIC, as a member of the Federal Aviation Administration’s Drone Advisory Committee, is working on a task group to provide recommendations to the FAA to revise its rules on drone flights beyond... Read more

NAMIC to Present at ALI Symposium

November 18, 2019 NAMIC and APCIA will be among those speaking at a Nov. 20 insurance industry symposium in Philadelphia, addressing issues presented by the American Law Institute's recently finalized... Read more

'Team USA' Gets Many Wins at IAIS Meeting – Now On to the Monitoring Period

November 18, 2019 The International Association of Insurance Supervisors released the results of the recent negotiations leading up to and including at the meeting in Abu Dhabi that took... Read more

TRIA Reauthorization to be Considered on House Floor, Senate Banking Committee

November 18, 2019 Following a unanimous vote out of the House Financial Services Committee on Oct. 31, the House of Representatives will be taking up the seven-year, clean reauthorization bill to extend the Terrorism... Read more

Treasury Issues Final Rule on Insurance Marketplace Aggregate Retention Amount

November 18, 2019 The U.S. Department of the Treasury put out a notice of proposed rulemaking proposing technical corrections to the calculation and notification of the insurance marketplace... Read more

TRIA Reauthorization to be Considered on House Floor This Work Period

November 12, 2019 NAMIC and other stakeholders met with leadership in the House, Senate, and White House to discuss how to advance legislation reauthorizing the Terrorism Risk Insurance Act to the president's... Read more

NAMIC Expresses Disappointment as FEMA Delays Risk Rating 2.0

November 12, 2019 NAMIC expressed disappointment as the Federal Emergency Management Agency announced Nov. 7 that it is delaying the implementation of Risk Rating 2.0, FEMA’s plan to... Read more

NAMIC Discusses Resilience, DRRA Implementation at Florida Chamber Summit

November 12, 2019 The NAMIC Federal Affairs team was asked to discuss the association’s ongoing work to advance home and community resiliency across the nation as well as efforts to implement the... Read more

New Privacy Bill Introduced Further Complicates Congressional Action

November 12, 2019 Reps. Anna Eshoo, D-Calif., and Zoe Lofgren, D-Calif., introduced the Online Privacy Act of 2019, H.R. 4978, on Nov. 5, which would establish a new, independent Digital... Read more

Statewide Elections Hold Lessons for Federal Legislators

November 12, 2019 As the smoke clears from elections in Kentucky, Mississippi, Virginia, and locales across America, many are rushing to divine meaning for the next Election Day, less than a year away. The elections were a... Read more

NAMIC to Hold Symposium on Restatement of the Law, Liability Insurance

November 12, 2019 NAMIC and the American Property Casualty Insurance Association will host on Nov. 20 an insurance industry symposium addressing issues presented by the American Law Institute’s recently... Read more

Underwriting Restriction Legislation Will Not Be Included in House Markup

November 12, 2019 There had been strong indications that the House Financial Services Committee’s Nov. 13 markup would include a vote on legislation restricting the use of many underwriting... Read more

Florida: NAMIC-Sponsored Insurance Summit Draws a Crowd in Miami

November 7, 2019 NAMIC has been a sponsor of the Florida Chamber Insurance Summit since 2009, and even after a decade of speakers, panels, topics, and various Sunshine State locations, the event still draws a big crowd of insurance industry leaders ready to get the... Read more

South Carolina: DOI Holds Annual Legislative Conference

November 7, 2019 NAMIC attended the annual South Carolina Department of Insurance Legislative Conference on Nov. 6 in Columbia with approximately 60 insurance industry lobbyists also attending. Following a meet and greet with many SCDOI staff members... Read more

NAMIC to Hold Symposium on Restatement of the Law, Liability Insurance

November 5, 2019 NAMIC and the American Property Casualty Insurance Association will host on Nov. 20 an insurance industry symposium addressing issues presented by the American Law Institute’s recently finalized Restatement of the Law, Liability... Read more

North Carolina: Longest ‘Long’ Session Finally Adjourns

November 5, 2019 North Carolina’s legislative session in odd-numbered years is generally referred to as the long session, but the 2019 session may forever be known as the longest long session in... Read more

Virginia: NAMIC Continues Discussions With Insurance Bureau on Cybersecurity Legislation; Member Feedback Requested

November 5, 2019 An update on the current status of NAMIC’s discussions with the Virginia Bureau of Insurance regarding the bureau’s draft cybersecurity legislation follows... Read more

NAIC: Financial Condition Committee Makes Formal Request to ‘Open’ Insurance Holding Company Model Act and Regulation

November 5, 2019 The Group Capital Calculation (E) Working Group has been developing the group capital calculation since receiving its charge from its parent committee, the Financial Condition (E) Committee, in 2015, and... Read more

Coastal Lawmakers Urge Congressional Leaders to Add Rate Caps to NFIP Bill

November 4, 2019 More than 60 coastal lawmakers sent a letter Nov. 1 urging congressional leadership to ensure the National Flood Insurance Program reauthorization legislation advanced earlier... Read more

HFSC Unanimously Passes Long-Term TRIA Reauthorization

November 4, 2019 The House Financial Services Committee held a markup Oct. 28-30 that included unanimous passage of a seven-year reauthorization of the Terrorism Risk Insurance Act with no... Read more

NAMIC Releases White Paper on Regulatory Environment for Drones

November 4, 2019 NAMIC published Insurance Drone Operations 2020 Law and Regulation Oct. 31, its fourth in a series of public policy white papers. Read more

USDA Issues Interim Final Rule on Hemp

November 4, 2019 The United States Department of Agriculture issued an Interim Final Rule Oct. 31 in response to Congress legalizing hemp in the 2018 farm bill. The rule, effective Oct. 31-Nov. 1, 2021, has two primary objectives... Read more

Sections of New AV Bill Released

November 4, 2019 The bipartisan/bicameral staff working group at the House Energy and Commerce and Senate Commerce committees released drafts for the portions of a potential bill on automated vehicles relating to AV testing... Read more

DOD, DOI Ground DJI

November 4, 2019 The Department of the Interior is grounding its more than 800 drones, all of which were either made in China by DJI or have... Read more

Which Campaign Will Be Most Affected by Twitter Ban on Political Ads?

November 4, 2019 Democratic candidates, including former Vice President Joe Biden and South Bend, Ind., Mayor Pete Buttigieg, applauded Twitter’s recently announced decision for removing the possibility of candidates running false political ads... Read more

House Financial Services Committee Chair to Move Bill Reducing Auto Insurance Underwriting Freedom

November 4, 2019 Rep. Maxine Waters, D-Calif., chairwoman of the House Financial Services Committee, has indicated that legislation restricting the use of many underwriting factors introduced July 10 by... Read more

Oregon: DFR Requests Feedback on Proposed Rulemaking on Consumer Notice of Cancellation

October 31, 2019 The Division of Financial Regulation is convening a rulemaking advisory committee to address notice of cancellation requirements under ORS 742.562 and... Read more

NAMIC Releases White Paper on Regulatory Environment for Drones

October 31, 2019 Drones and related technology offer many opportunities to property/casualty insurance companies to provide better and more efficient insurance services to... Read more

Oregon: DFR Disseminates Draft Bulletin on Virtual Claim Adjustment Systems, Mobile Applications – FEEDBACK REQUESTED

October 29, 2019 The Division of Financial Regulation has disseminated a draft bulletin titled "Unfair Claim Settlement Practices Related to the Use of… Read more

House Committee to Vote on Seven-Year TRIA Reauthorization

October 28, 2019 The House Financial Services Committee will vote on four bills at an Oct. 29 markup, including one that would provide a seven-year reauthorization of the Terrorism Risk Insurance Program with no major changes to the key mechanisms of the program... Read more

NAMIC PAC: How Our Lives Impact Campaign Data

October 28, 2019 Political campaigns increasingly seem to know where potential donors and volunteers have been and what they do during the day, and the reason is they may know this information thanks to a new form of data collection known... Read more

Fed Grants Additional 45 Days for Comments on Capital Requirements for Depository Institution Holding Companies

October 28, 2019 The Board of Governors of the Federal Reserve System re-released a request for comment Oct. 24 on a notice of proposed rulemaking that would establish risk-based capital requirements for depository institution holding companies that are significantly... Read more

BuildStrong Coalition Forum on DRRA, Wildfire Mitigation Open for Registration

October 28, 2019 The NAMIC-led BuildStrong Coalition will host a forum in Sacramento, Calif., Nov. 13 in partnership with the California Chamber of Commerce. The event will focus on how to most effectively mitigate hazards relating to wildfires and the... Read more

NAMIC Supports DOT Efforts to Reduce Regulation and Allow More Electronic Documentation

October 28, 2019 In connection with the new e-odometer rules, the National Highway Traffic Safety Administration has requested comments on the... Read more

Senate Banking Committee Eyes the Value of Data

October 28, 2019 The Senate Banking Committee held a hearing Oct. 24 titled “Data Ownership: Exploring Implications for Data Privacy Rights and Data Valuation,” its fourth hearing on data security and privacy issues hosted this year. During this hearing the... Read more

FHFA, HUD, Treasury Heads Appear Before House Committee

October 28, 2019 The House Financial Services Committee gathered Oct. 22 to hear from Secretaries Steve Mnuchin of the Treasury and Ben Carson of the Department of Housing and Urban Development along with Federal Housing Finance... Read more

House T&I Talks Pre-Disaster Mitigation and DRRA Implementation

October 28, 2019 The House Transportation & Infrastructure’s subcommittee on Economic Development, Public Buildings, and Emergency Management convened for a hearing Oct. 22 titled "An Assessment... Read more

Mnuchin Replies to International Insurance Questions from Spring House Hearing

October 28, 2019 Treasury Secretary Steven Mnuchin responded Oct. 22 to questions regarding Treasury's activities at the International Association of Insurance Supervisors submitted by Rep. Ted Budd, R-N.C., following an April 9 hearing before... Read more

Business of Insurance Regulatory Reform Act to be Introduced

October 28, 2019 Sens. Tim Scott, R-S.C., Joe Manchin III, D-W.Va., and Tammy Baldwin, D-Wisc., plan to introduce legislation that would amend the Consumer Financial Protection Act of 2010 by clarifying the limits of the Consumer Financial Protection Bureau’s... Read more

Maryland: Senate President Relinquishes Gavel, Ferguson Tapped to Replace

October 24, 2019 On Thursday, October 24 Maryland Senate President Mike Miller announced he would be stepping down from his position. Miller is the longest-serving Senate president in Maryland history and is thought to be one of the longest-tenured... Read more

Virginia: Bureau of Insurance Circulates Final Cybersecurity Law Draft, Requests Industry Position

October 24, 2019 The Virginia Bureau of Insurance has issued its final cybersecurity law proposal to the industry. NAMIC has been working with the bureau to improve earlier drafts of the legislation that significantly strayed... Read more

Nevada: DOI Disseminates Draft Proposed Regulation on Product Innovation

October 24, 2019 The director of the Department of Business and Industry, Division of Insurance has disseminated a preliminary draft regulation relating to "Regulatory Experimentation Program for Product Innovation." The proposed regulation allows... Read more

Washington: NAMIC, Trades Submit Comments to OIC on Criminal Investigations Unit Legislation

October 24, 2019 NAMIC, in conjunction with the other trades, has submitted written comments to the Office of the Insurance Commissioner on its criminal investigations unit for 2020. The OIC has proposed establishing a new insurance fraud surcharge and... Read more

Senate Panel to Hold Fourth Hearing on Data Privacy

October 21, 2019 The Senate Banking Committee will hold a hearing Oct 24 titled “Data Ownership: Exploring Implications for Data Privacy Rights and Data Valuation.” Testifying before the committee will be... Read more

Fed Selects Members for Insurance Policy Advisory Committee

October 21, 2019 The Board of Governors of the Federal Reserve System announced on Oct. 16 the inaugural members of its Insurance Policy Advisory Committee, known as IPAC. The 21 members will serve terms ranging from one to three years and includes... Read more

Staff Look to Divide, Conquer on AV Legislation Development

October 21, 2019 Bipartisan committee staffers of the House Energy and Commerce and Senate Commerce committees who have been working to create consensus on an automated-vehicle-related bill have reportedly split the planned legislation into sections and... Read more

House Climate Crisis Committee Hearing on Resiliency

October 21, 2019 The House Select Climate Crisis Committee held a hearing Oct. 17 titled “Solving the Climate Crisis: Cleaner, Stronger Buildings” and featuring testimony from five witnesses, including one insurance industry representative... Read more

ICYMI: 2019 FIO Annual Report Released

October 21, 2019 The U.S. Department of Treasury Federal Insurance Office published its 2019 Annual Report. The report is divided into five categories... Read more

CFPB Director Testifies Before House, Senate Committees

October 21, 2019 Kathy Kraninger, director of the Consumer Financial Protection Bureau, appeared before the House Financial Services Committee Oct. 16 and the Senate Committee on Banking, Housing, and Urban Affairs the following day to deliver her... Read more

Long-Term TRIA Reauthorization Bill Introduced Ahead of Hearing

October 21, 2019 The House Financial Services Committee subcommittees on Housing & Insurance and National Security, International Development, and Monetary Policy convened a hearing Oct. 16 titled “Protecting America: The Reauthorization of the... Read more

NAMIC Holds 2nd Annual Government Affairs Conference

October 21, 2019 NAMIC hosted its second annual Government Affairs Conference Oct. 16-17, during which NAMIC’s Federal Affairs and State Affairs committees discussed policy, strategy, and outlook for the industry over... Read more

NTSB to Examine Probable Cause of 2018 Fatal Uber Crash

October 21, 2019 The National Transportation Safety Board announced that it will hold a public board meeting on Nov. 19 to determine the probable cause of the March 2018 fatal crash involving a pedestrian and... Read more

Lee Again Proposes Local Authority for Low Flying Drones

October 21, 2019 Sen. Mike Lee, R-Utah, introduced legislation Oct. 16 to transfer authority over drones flying under 200 feet from the federal government to states, cities, and Native American tribal governments. Drone activity in airspace above 200 feet would... Read more

NAMIC Seeks to Streamline Waiver Process at FAA Drone Advisory Council

October 21, 2019 The Federal Aviation Administration’s Drone Advisory Council met Oct. 19 with NAMIC on hand to represent the property/casualty insurance industry. Read more

NAMIC Files Comments on Proposed Revisions to Disparate Impact Rule

October 21, 2019 NAMIC filed comments on a proposed rule from the Department of Housing and Urban Development that suggested more clarity and some further revisions to the proposed regulation to ensure it meets the requirements laid out in a... Read more

Long-Time NAMIC Ally New Republican Leader of Insurance Subcommittee

October 21, 2019 House Financial Services Committee ranking member Patrick McHenry, R-N.C., announced Oct. 17 that Rep. Steve Stivers, R-Ohio, a long-time ally of NAMIC, will take over as the top Republican on the Subcommittee on Housing, Community Development, and... Read more

Georgia: Interim Meetings on E-Scooters, Cost of Doing Business Underway

October 17, 2019 The Senate Study Committee on Evaluating E-scooters and Other Innovative Mobility Options for Georgians met Oct. 15. NAMIC advocacy partner, the Georgia Association of Property Casualty Insurance Companies, attended and provided a report. The meeting... Read more

California: Attorney General Schedules Public Hearings on Consumer Privacy Act Proposed Regulations

October 15, 2019 California Attorney General Xavier Becerra has disseminated proposed regulations for the California Consumer Privacy Act of 2018 that goes into effect on Jan. 1, 2020. Written comments must be submitted by Dec. 6 at 5 p.m. Interested stakeholders may... Read more

SCOTUS to Conference on Constitutionality of CFPB

October 15, 2019 The nation’s highest court is scheduled to conference this week on a petition challenging the constitutionality of the structure of the Consumer Financial Protection Bureau. What makes this unique is that the CFPB joined the Justice Department in... Read more

Despite Costly CCPA Economic Report, Washington Unlikely to Tackle Data Privacy

October 15, 2019 A new economic impact assessment prepared by California’s Department of Finance for the California Attorney General’s Office estimated that the California Consumer Privacy Act could cost companies a total of up to $55 billion in... Read more

What to Know Before Tonight’s Democratic Presidential Primary Debate

October 15, 2019 Tonight’s Democratic presidential primary debate is a big one, with 12 candidates making it the largest presidential primary debate in recorded American political history. Among all political parties, more than 450 candidates have... Read more

New Hope for U.S./China Trade Negotiations

October 15, 2019 President Trump announced Oct. 11 a “substantial phase one deal” with the Chinese government following two days of talks between high-level negotiators in Washington. The deal is said to include a commitment from China to purchase more... Read more

Is the Volcker Rule in the Home Stretch?

October 15, 2019 Desperately trying to enact § 619 of the 2010 Dodd–Frank Wall Street Reform and Consumer Protection Act within the same decade, on Oct. 8 the Federal Reserve and four other regulatory agencies announced final approval to changes to... Read more

NAMIC Supports Federal Legislative Proposal to Protect Children in Cars

October 15, 2019 NAMIC joined a number of NAMIC member companies in supporting the Hot Cars Act of 2019, which requires all new cars to be equipped with a rear detection system to alert that a child has been left unattended inside... Read more

NAMIC Urges Changes to Federal Rules on Multi-District Litigation

October 15, 2019 Along with a number of NAMIC member companies’ general counsels, NAMIC signed on to a letter to the Committee on Rules of Practice and Procedure at the Administrative Office of the United States Courts urging the committee to move forward with... Read more

More Safety Questions for Autonomous Vehicles

October 15, 2019 Consumer Reports recently tested Tesla’s Smart Summon feature and reported that the automation “drove erratically, like a drunken or distracted driver,” and “was glitchy and at times worked intermittently, without a lot of obvious benefits for... Read more

Two New Executive Orders Released

October 15, 2019 President Trump signed an executive order Oct. 9 to require agencies to seek public input before issuing regulations. Titled the “Executive Order on Promoting the Rule of Law Through Improved Agency Guidance Documents,” the order echoes the “Shining... Read more

Comments Due on HUD Proposed Disparate Impact Rule

October 15, 2019 Public comments on the rule HUD proposed in August on the implementation of the Fair Housing Act’s disparate impact standard must be submitted by Oct. 18 to be considered by HUD in... Read more

Who’s Retiring in Congress?

October 15, 2019 Election Day is little more than a year away, and retirements in Congress are racking up. Currently, 25 members of Congress – 20 representatives and five senators – are retiring after the 116th Congress and are not seeking higher office. Read more

House Panel to Examine Federal Recovery During Recent Disasters, Status of DRRA Implementation

October 15, 2019 A key House panel will examine on Oct. 22 federal recovery efforts that have been made in recent disasters during a hearing that is also expected to look into the status of the implementation of a transformational disaster mitigation law that... Read more

Startup Device Can Detect Marijuana Intoxication

October 14, 2019 A new marijuana impairment testing device, Impairment Measurement Marijuana and Driving, is the first of its kind to determine if a driver is intoxicated by marijuana by testing for impaired vision. The device uses virtual reality technology to... Read more

TRIA Reauthorization Hearing, Clean Reauthorization Draft Bill Introduced

October 14, 2019 The House Financial Services Committee’s Housing, Community Development and Insurance Subcommittee and the National Security, International Development and Monetary Policy Subcommittee will convene on Oct. 16 at 2 p.m. for a hearing titled “Protecting... Read more

Alabama: NCCI Workers’ Comp Rate Hearing Scheduled

October 10, 2019 The Alabama Department of Insurance has scheduled a public hearing for Nov. 20 to consider proposed revisions of voluntary loss costs and rating values and assigned risk rates and rating values for workers’ compensation... Read more

Washington: State Supreme Court Ruling Bars Bad Faith and CPA Claims Against Adjusters

October 8, 2019 The Washington State Supreme Court has ruled against a plaintiff’s attempt to file claims directly against an insurance company employee adjusting and settling claims, blocking an effort to expand the scope of first party common law bad faith and... Read more

Oregon: DHSOHA Amends Proposed Medicaid Recoupment Regulation

October 8, 2019 The Department of Health Services and Oregon Health Authority has amended a proposed regulation that would have required all insurers to provide claims and insurance policy information to the DHSOHA on a monthly basis for evaluation of... Read more

South Carolina: SCDOI Modifies Private Flood Draft in Response to NAMIC’s Comments

October 8, 2019 The South Carolina Department of Insurance on Oct. 2 shared a final version of its private flood insurance bill draft. The modifications to the department’s previous draft appear to be in response to an Oct. 1 comment letter from... Read more

Third Quarter Fundraising Closes

October 7, 2019 The end of September also closed the book on the third quarter of fundraising for federal committees and candidates, offering a key insight into the horse race just over a year away. In Democratic presidential primary campaign coffers... Read more

NAMIC’s Political Affairs Team Welcomes Pejic

October 7, 2019 Channing Pejic has joined NAMIC’s Political Affairs Department as manager of Political Affairs. Pejic comes to NAMIC from the National Grocers Association, where he served as the political and legislative affairs coordinator. During his time at... Read more

Petition Seeks NHTSA Tesla Recall as ‘Smart Summon’ Ok’d by California

October 7, 2019 The National Highway Traffic Safety Administration is evaluating a petition seeking a defect investigation into an alleged flaw in certain Tesla Inc. electric cars, and a claim that Tesla should have notified NHTSA of the potential defect and... Read more

DAC to Meet Oct. 17

October 7, 2019 The Federal Aviation Administration announced a meeting of the Drone Advisory Committee for Oct. 17, at the National Transportation Safety Board Boardroom and Conference Center in Washington, D.C. NAMIC is the only insurance representative on the... Read more

Treasury’s TRIA ACRSM Meets for Second Time

October 7, 2019 The Advisory Committee on Risk-Sharing Mechanisms convened Sept. 30 at the Treasury Department for its second meeting of the year. While there was not much new policy-related information, there was some discussion about evaluating the lack of... Read more

HFSC Sets TRIA Reauthorization Hearing

October 7, 2019 The House Financial Services Committee will examine reauthorization of the Terrorism Risk Insurance Act at an Oct. 16 hearing, according to a list released Oct. 3 by Rep. Maxine Waters, D-Calif., the chairwoman of... Read more

NAMIC Attends IAIS Stakeholder Meeting at Treasury

October 7, 2019 NAMIC attended an International Association of Insurance Supervisors stakeholder meeting Oct. 3 at the U.S. Department of the Treasury, sponsored by the National Association of Insurance Commissioners, the Federal Reserve, and... Read more

Federal Electronic Odometer Rule Finalized

October 7, 2019 The National Highway Traffic Safety Administration has issued new regulations for electronic processing of odometer disclosure statements that are expected to resolve many problems plaguing the current system. Existing rules for... Read more

NAMIC Sends Congress Joint Trades Letter Opposing Efforts to Expand Risk Retention Act

October 7, 2019 NAMIC along with the Independent Insurance Agents and Brokers of America sent a letter to members of the House Financial Services Committee Oct. 7 asking Congress to oppose recently introduced legislation that would undermine the state-based system of... Read more

Colorado: DOI Revises Proposed Rule to Require Reporting of Requests for Auto Policy Information

October 3, 2019 The Colorado Division of Insurance announced on Oct. 1 that it will hold a hearing on Nov. 1 on proposed rule 5-2-03, which is to govern the process for the requesting of personal and commercial automobile insurance policy information by... Read more

California: New Consumer Privacy Initiative Filed With Attorney General

October 1, 2019 A proposed consumer privacy initiative, The California Privacy Rights and Enforcement Act, has been filed with the California Attorney General’s Office for the November 2020 ballot. The initiative is now awaiting an official title and... Read more

North Carolina: Resiliency Roundtable Highlights Opportunities for Joint Efforts

October 1, 2019 In conjunction with the North Carolina Chapter of the Nature Conservancy, NAMIC hosted “Making North Carolina Resilient to Hurricanes: A Roundtable Discussion” on Sept. 26 in Raleigh. NAMIC’s focus on resiliency was on full display during... Read more

NAMIC to Oppose Efforts to Expand Risk Retention Act

September 30, 2019 Rep. Al Green, D-Texas, introduced H.R.4523 on Sept. 26 to amend the Liability Risk Retention Act of 1986 to expand the types of commercial insurance authorized for risk retention groups serving nonprofit organizations. NAMIC will be working to... Read more

NAMIC-Backed Bill Introduced to Protect U.S. Insurers from Harmful International Regulation

September 30, 2019 NAMIC-backed legislation was introduced to protect state-based insurance regulation from being undermined by harmful international regulatory standards Sept. 27 in the House of Representatives. The bipartisan International Insurance Standards Act... Read more

DAC Meeting Set for Oct. 17

September 30, 2019 The Federal Aviation Administration announced an Oct. 17 meeting of the Drone Advisory Committee at the National Transportation Safety Board Boardroom and Conference in Washington, D.C. The DAC is a broad-based, long-term federal... Read more

House Science, Space, Technology Hearing on Changing Climate

September 30, 2019 The House Committee on Science, Space, and Technology held a hearing Sept. 26 titled “Understanding, Forecasting, and Communicating Extreme Weather in a Changing Climate” which featured five... Read more

House T&I Holds Subcommittee Hearing on FAA Reauthorization Act

September 30, 2019 The House Transportation & Infrastructure’s Aviation Subcommittee held a hearing Sept. 26 titled “A Work in Progress: Implementation of the FAA Reauthorization Act of 2018.” Appearing before the subcommittee were... Read more

FACI Meeting Touches on Protection Gaps, Availability of Products, and FIO’s International Work

September 30, 2019 The Treasury Department’s Federal Advisory Committee on Insurance convened Sept. 23 for a meeting at which it was provided updates from its three subcommittees and Federal Insurance Office Director Steven Seitz. Seitz’s update touched on... Read more

House Passes SAFE Banking Bill With Added Insurance Language

September 30, 2019 The House of Representatives voted Sept. 25 to pass H.R.1595, the Secure And Fair Enforcement Banking, or SAFE Banking Act, with insurance protection language included, by a 321–103 margin. The language added to the resolution is based on... Read more

Labor Department Publishes Final Overtime Rule

September 30, 2019 The U.S. Department of Labor published a final rule in the Federal Register Sept. 27 that will make 1.3 million American workers newly eligible for overtime pay under the Fair Labor Standards Act. The department also provided a fact sheet on the new rule. Read more

NAMIC PAC Beats Convention Fundraising Goal

September 30, 2019 NAMIC PAC hosted several successful events during the association’s 124th Annual Convention to meet the 2019 annual fundraising goal of $60,000. The NAMIC PAC event schedule began Sept. 22 with a tour of the recreated distillery owned by... Read more

Staff Continuing Work to Draft Automated Vehicles Legislation

September 30, 2019 Capitol Hill staffers are meeting to draft bipartisan legislation on automated vehicles that can be introduced in the House and Senate. Details of what will be included have not been shared yet, but the legislation is expected to be modeled off the... Read more

FEMA Acting Head Expected to Take Over as Administrator

September 30, 2019 President Trump on Sept. 26 formally nominated Pete Gaynor, acting administrator of the Federal Emergency Management Agency, to fill the role of administrator. Gaynor has served as the agency’s acting administrator since March following the... Read more

NFIP Extended Through Nov. 21

September 30, 2019 The Senate voted Sept. 26 to pass a continuing resolution that will fund the federal government through Nov. 21. The same legislation had been advanced by the House earlier in the month and was signed by President Trump before Sept. 30 to avoid a... Read more

NAMIC Hosts N.C. Resilience Roundtable

September 30, 2019 NAMIC along with The Nature Conservancy hosted an invitation-only roundtable discussion with the insurance community Sept. 26 in Raleigh, North Carolina. The roundtable was moderated by Liz Reynolds, Southeast regional vice president for NAMIC... Read more

Florida: Cabinet Approves NAMIC Resiliency Resolution

September 26, 2019 The Florida Cabinet, composed of Gov. Ron DeSantis, Chief Financial Officer Jimmy Patronis, Attorney General Ashley Moody, and Agriculture Commissioner Nikki Fried, voted Sept. 24 to declare Sept. 22-28, 2019, “Resiliency Week” in the... Read more

Colorado: NAMIC Opposes Proposed Rule Requiring Reporting of Requests by Claimants for Auto Policy Information

September 26, 2019 NAMIC submitted comments Sept. 25 to the Colorado Division of Insurance opposing Proposed Regulation 5-2-03, “Concerning Requests for Commercial or Personal Automobile Policy Information from a Complainant or Complainant’s Attorney.” The proposal is... Read more

New Hampshire: Legislature Sustains Governor’s Veto OEM Procedure Legislation

September 24, 2019 The New Hampshire House on Sept. 18 sustained the veto of HB 664 by a vote of 241-132, which was eight votes short of the two-thirds requirement to override a veto. HB 664 would have required the use of OEM procedures in auto body repair claims... Read more

Oregon: NAMIC Submits Comments on Proposed Regulation on Medicaid Recoupment

September 24, 2019 NAMIC has submitted written comments to the Department of Health Services and Oregon Health Authority on its proposed regulation on Medicaid recoupment. NAMIC also contacted the Department of Financial Regulation to share its concerns with... Read more

House Votes to Extend NFIP Through Nov. 21 as Part of CR, Senate to Vote This Week

September 23, 2019 The House of Representatives voted Sept. 19 to pass a continuing resolution needed to avert a government shutdown after Sept. 30. In addition to extending federal government funding through Nov. 21, the CR also contains language that extends the author... Read more

House Committee Advances Bill to Create Resiliency Loan Fund, FEMA Acting Head Expected to Take Over as Administrator

September 23, 2019 The House Transportation and Infrastructure Committee advanced NAMIC-backed legislation on Sept. 19 that would make more resources available for communities to mitigate ahead of natural disasters. H.R. 3779, the Resilience Revolving Loan Fund Act of... Read more

Next Treasury Risk-Sharing Committee Meeting Scheduled

September 23, 2019 The U.S. Department of the Treasury’s Advisory Committee on Risk-Sharing Mechanisms will hold its second public meeting of the year on Sept. 30 and will receive updates on several aspects of the Terrorism Risk Insurance Program and terrorism-related... Read more

Senate Judiciary Examines Holocaust-Era Insurance Claims

September 23, 2019 The Senate Judiciary Committee held a hearing Sept. 17 titled “Holocaust-Era Insurance Claims,” which featured five witnesses: Baird Webel, specialist in financial economics, Congressional Research Service David Mermelstein, president, Holocaust... Read more

Senate Appropriations Committee Advances FY2020 Financial Services Spending Bill

September 23, 2019 The Senate Appropriations Committee approved its fiscal year 2020 spending bill Sept. 19, which funds Treasury, the Judiciary, the Executive Office of the President, and numerous independent agencies. The bill recommends an increase of $773 million... Read more

Senate Judiciary Subcommittee Talks Antitrust

September 23, 2019 The Senate Judiciary’s Subcommittee on Antitrust, Competition Policy, and Consumer Rights held an oversight hearing Sept. 17 on enforcement of antitrust laws. Appearing before the panel were Joseph Simons, chairman of the Federal Trade Commission, and... Read more

NAMIC-Opposed Arbitration Bill Passes House

September 20, 2019 Legislation that would effectively outlaw arbitration provisions in private contracts was passed in the House Sept. 20 in a largely party-line vote. Federal law has protected arbitration as a means of resolving disputes between... Read more

Joint Industry TRIA Letter Hits Hill as October Hearing Expected

September 20, 2019 More than 340 companies and trade groups, including NAMIC, are urging Congress to work swiftly to pass a long-term “clean” reauthorization of the Terrorism Risk Insurance Act. The groups argue that changes to various components of... Read more

House Likely to Vote on Cannabis Banking Legislation With Added Insurance Protections

September 20, 2019 Despite calls from advocacy groups to delay a vote on H.R.1595, the Secure And Fair Enforcement Banking Act, until it addresses more “holistic” concerns relating to marijuana, it now appears that the bill might be headed to... Read more

Rounds to Speak at NAMIC Convention

September 20, 2019 Sen. Mike Rounds, R-S.D., will address NAMIC members Sept. 24 at the association’s 124th Annual Convention in National Harbor, Md. In addition to a general update of the federal political and legislative landscape in Washington, D.C., Rounds will... Read more

NAMIC PAC Hosting Events for Convention Attendees

September 20, 2019 For those at NAMIC’s 124th Annual Convention, NAMIC PAC is hosting events to enjoy while helping to support candidates who share NAMIC’s views. Please stop by Advocacy Central or email Kristin Eichhorn if you have... Read more

Montana Comes to Capitol Hill for CCP

September 20, 2019 Members of Congress will head home for recess beginning Sept. 30 but not before NAMIC’s Congressional Contact Program heads to the Hill one more time. Member company representatives from Montana will be in the nation’s capital Sept. 26 to meet with... Read more

DOT Announces Federal Grant Funding for AVs

September 20, 2019 Transportation Secretary Elaine L. Chao announced $60 million in federal grant funding Sept. 18 to the selected award recipients for the Automated Driving Systems Demonstration Grant Notice of Funding Opportunity. The program is meant to... Read more

Resiliency a Focus in Buttigeig Disaster Policy

September 20, 2019 Democratic presidential candidate Pete Buttigieg released a natural disaster plan Sept. 17 aimed at improving disaster resilience across the nation. With increasing threats due to severe natural disasters, policymakers are discussing innovative ways... Read more

California: NAMIC Submits Comments to CDI for Affinity Group Investigatory Hearing

September 19, 2019 The California Department of Insurance held an investigatory hearing Sept. 17 to gather evidence and ascertain facts regarding insurers’ use of occupational, educational, and other group rating practices, or so-called “affinity groups,” and how... Read more

Colorado: Draft Bulletin Circulated Applying Readability Standards to Farm Policies – Response Requested

September 19, 2019 The Colorado Division of Insurance on Sept. 17 circulated a draft revision of Bulletin B-5.35 that makes it explicit that the requirements of Sections 10-4-110.6 and 110.8 of the Colorado Revised Statutes apply to farmowner’s policies that offer... Read more

North Carolina: Resiliency Roundtable Scheduled

September 17, 2019 As part of NAMIC’s ongoing focus on resiliency in the states, the association is partnering with the North Carolina Chapter of the Nature Conservancy to host “Making North Carolina Resilient to Hurricanes: A Roundtable Discussion” on Sept. 26 in Raleigh. Read more

House Panel Examines Future of Identity Theft

September 16, 2019 The Task Force on Artificial Intelligence of the House Financial Services Committee held a hearing Sept. 12 titled “The Future of Identity in Financial Services: Threats, Challenges, and Opportunities.” The hearing was primarily focused on... Read more

Senator Hosts Closed Door Privacy Meetings

September 16, 2019 Sen. Marsha Blackburn, R-Tenn., held a second closed-door roundtable Sept. 12 focused on data portability, the concept that consumers ought to be able to transport their personal information between online services. The task force will hold a... Read more

Stakeholders Discuss Drones at Brookings Institution Panel Discussion

September 16, 2019 NAMIC attended a Sept. 10 discussion titled “New advances in transportation and service delivery,” which featured four panelists... Read more

HFSC Subcommittee Examines Climate Change Impact on Financial Services

September 16, 2019 The House Financial Services Committee’s Subcommittee on National Security, International Development, and Monetary Policy convened for a Sept. 11 hearing titled “Examining the Macroeconomic Impacts of a Changing Climate,” which included a panel of... Read more

NAMIC Invited to Speak at HFSC TRIP Roundtable

September 16, 2019 NAMIC has been invited to speak at a Sept. 26 roundtable arranged by House Financial Services Committee ranking member Patrick McHenry, R-N.C. The roundtable will provide an opportunity for minority members of the committee and their staffs to... Read more

Two Senators Snipe at HUD Proposed Rule During Banking Hearing

September 16, 2019 The Senate Committee on Banking, Housing, and Urban Affairs convened for a Sept. 10 hearing titled “Housing Finance Reform: Next Steps” that focused on regulatory impediments to building affordable housing, Government Sponsored Enterprises reform... Read more

Cannabis Banking Bill Getting Closer to a House vote

September 16, 2019 The House of Representatives leadership has been considering moving the Secure And Fair Enforcement, or SAFE Banking Act, H.R.1595, forward under a suspension of the rules, a process meant to streamline passage of legislation seen as... Read more

NAMIC Participates in Joint Trades Letter Opposing FAIR Act

September 16, 2019 NAMIC signed onto a letter opposing H.R.1423 and S.610, the Forced Arbitration Injustice Repeal Act on Sept. 9, urging members of congress to do the same. The legislation would effectively outlaw arbitration provisions in private contracts. Read more

Fed Proposes Capital Demands for Insurers That Operate Banks

September 16, 2019 The Federal Reserve proposed its new group capital requirements Sept. 6 for U.S. insurers that own depository institutions. The proposed framework would apply to eight U.S. depository institution holding companies that are also... Read more

Treasury and The Fed Release Report on Their International Activities Ahead of Senate Hearing

September 16, 2019 The Department of the Treasury and the Federal Reserve released a report on their efforts at international insurance regulatory forums Sept. 6, as required by S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act. The report... Read more

Budd, Hill Author Op-Ed Warning Against Harmful International Insurance Standards

September 16, 2019 Reps. Ted Budd, R-N.C., and French Hill, R-Ark., published an Op-Ed titled, “Don’t Let Europe Regulate Our Insurance Industry” Sept. 10 in an insurance trade publication, Issues & Insights. The piece affirms the state-based insurance regulatory... Read more

Senate Committee Hears From ‘Team USA’ on IAIS Developments and Preparation

September 16, 2019 The Senate Committee on Banking, Housing, and Urban Affairs received testimony Sept. 12 from senior officials at the Federal Reserve, the Department of Treasury’s Federal Insurance Office, and the National Association of Insurance Commissioners on... Read more

FACI to Meet Sept. 23

September 16, 2019 The Federal Advisory Committee on Insurance will meet Sept. 23 from 1:30 – 4:30 p.m. at the headquarters of the Department of the Treasury. This is the third meeting of the committee in 2019. In this meeting, the committee will receive updates... Read more

North Carolina Sees Dual Wins for GOP

September 16, 2019 Two North Carolina special elections for the House of Representatives wrapped up Sept. 10, with both seats going to Republican state legislators. In the Third District race to replace the late Rep. Walter Jones, Jr., physician and... Read more

Online Bidding for NAMIC PAC Silent Auction Begins Sept. 18

September 16, 2019 NAMIC PAC invites you to take part in the silent auction this year during NAMIC’s 124th Annual Convention. The auction will offer unique experiences and items at NAMIC’s Advocacy Central during the convention, but attendees can get an early start on... Read more

NFIP Likely to Be Extended on a Short-Term Basis with Government Funding

September 16, 2019 With the expiration of the National Flood Insurance Program’s authorization set to expire at the end of the month, Congress could vote as early as this week to extend the program on a short-term basis as part of a measure to extend government funding. Read more

BuildStrong Announces Sacramento Forum on Wildfire Mitigation and Resilience

September 16, 2019 The BuildStrong Coalition has announced the second in its series of forums designed to continue the important dialogue on the Federal Emergency Management Agency’s Building Resilient Infrastructure and Communities Program. The Sacramento BRIC Forum... Read more

Tennessee: Bureau of Workers’ Comp Premium Audit Teleconference Scheduled

September 10, 2019 The Tennessee Bureau of Workers’ Compensation has scheduled its quarterly premium audit teleconference for Oct. 8 at 10 a.m. Central Time. The purpose of the quarterly calls is to work together to reduce misclassification among Tennessee... Read more

House Subcommittee Eyes Barriers to Financial Inclusion

September 9, 2019 The House Financial Services’ Subcommittee on Oversight and Investigations held a field hearing Sept. 4 titled “Examining Discrimination and Other Barriers to Consumer Credit, Homeownership, and Financial Inclusion in Texas.” Read more

Fed Proposes Capital Demands for Insurers That Operate Banks

September 9, 2019 The Federal Reserve proposed new requirements Sept. 6 for U.S. insurers to maintain capital that would protect them in a downturn. The proposed framework would apply to eight U.S. depository institution holding companies that are also... Read more

Treasury Releases Proposed Rule on Industry Aggregate Retention Calculation

September 9, 2019 The U.S. Department of the Treasury put out a notice of proposed rulemaking Sept. 6 proposing technical corrections to the calculation and notification of the annual industry aggregate retention level, which it is referring to as the insurance... Read more

Senate Committee Hears From ‘Team USA’ on IAIS Developments

September 9, 2019 The Senate Committee on Banking, Housing, and Urban Affairs will receive testimony Sept. 12 from senior officials at the Federal Reserve, the Federal Insurance Office, and the National Association of Insurance Commissioners on their role in... Read more

Join NAMIC PAC for Lunch With Congressman Blaine Luetkemeyer

September 9, 2019 NAMIC PAC will host several events during NAMIC’s 124th Annual Convention, including a NAMIC PAC VIP Luncheon with Rep. Blaine Luetkemeyer, R-Mo. Enjoy networking with industry colleagues and get the inside scoop on all things political from... Read more

House Panel to Eye Role of Privacy in Competition

September 9, 2019 The House Judiciary Subcommittee on Antitrust, Commercial, and Administrative Law will hold a hearing Sept. 12 titled “Online Platforms and Market Power, Part 3: The Role of Data and Privacy in Competition.” Appearing before the subcommittee will be... Read more

NAMIC Urges Congress to Immediately Pass NFIP Reauthorization Bill

September 9, 2019 NAMIC sent a letter to House and Senate leadership Sept. 9 urging Congress to immediately pass bipartisan legislation that would extend the National Flood Insurance Program for five years and restore long-term certainty to millions of policyholders. Read more

NAMIC Comments on Proposal to Change WYO Compensation Methodology

September 9, 2019 NAMIC filed comments with the Federal Emergency Management Agency Sept. 5 in response to FEMA’s proposal to revise the methodology used in compensating companies participating in the Write Your Own Program. FEMA issued advance notice July 8 that... Read more

Senate Committee Hears from “Team USA” on IAIS Developments

September 3, 2019 The Senate Committee on Banking, Housing, and Urban Affairs will receive testimony Sept. 12 from senior officials representing the Federal Reserve, the Federal Insurance Office, and the National Association of Insurance Commissioners on their role in... Read more

House Subcommittee to Explore Barriers to Credit, Homeownership, and Financial Inclusion

September 3, 2019 The House Financial Services Committee’s Subcommittee on Oversight and Investigations will hold a field hearing Sept. 3 in Houston, Texas titled “Examining Discrimination and Other Barriers to Consumer Credit, Homeownership, and... Read more

Tariffs, USMCA Set to Dominate Trade Agenda

September 3, 2019 The United States imposed a new 15 percent tariff on Chinese goods Sept. 1, including clothing, tools, and electronics. China retaliated with new tariffs that target soybeans, crude oil, and pharmaceuticals. The dueling tariffs are the latest... Read more

Cleveland Joins NAMIC’s D.C. Staff

September 3, 2019 Vaun Cleveland has joined NAMIC in the role of federal affairs director in the association’s Washington, D.C., office. Cleveland brings to NAMIC a history of tackling complex policy issues for government agencies at both the federal and... Read more

Short-Term NFIP Extension Appears Likely

September 3, 2019 Congress is unlikely to let the National Flood Insurance Program lapse on its scheduled expiration date of Sept. 30, NAMIC has learned, though any extension is likely to simply maintain the program as-is for a short term. Congressional leadership... Read more

FEMA Announces Application Period for 2019 Pre-Disaster Mitigation Funding

September 3, 2019 The Federal Emergency Management Agency announced the Notice of Funding Opportunity for its Pre-Disaster Mitigation Grant Program on July 26 for Fiscal Year 2019. In the announcement, FEMA said the application period runs from Sept. 30 until... Read more

Florida: Hurricane Dorian Moving Closer to U.S. Coast

August 29, 2019 As NAMIC members work diligently to prepare for Hurricane Dorian and its aftermath, NAMIC staff stands ready to assist member companies. NAMIC represents more than 1,400 companies across the U.S., with many writing businesses in the... Read more

South Carolina: Final DOI Private Flood Draft Released; Immediate Review Requested

August 29, 2019 The South Carolina Department of Insurance on Aug. 29 provided its final draft of private flood legislation to NAMIC. As discussed in the Aug. 27 State of the States item on this topic, NAMIC provided comments on a second draft Aug. 26. SCDOI has... Read more

California: NAMIC Joins Industry Coalition in Requesting Governor to Sign Uniform Electronic Transactions Act Bill

August 29, 2019 NAMIC, in conjunction with its state advocacy partners, the Personal Insurance Federation of California and Pacific Association of Domestic Insurance Companies, has signed onto a coalition letter of support requesting Gov. Gavin Newsom sign into law... Read more

Washington: NAMIC Submits Comments To OIC Opposing Proposed Adverse Action Consumer Notice Regulation

August 29, 2019 NAMIC has submitted written comments to the Office of the Insurance Commissioner raising concerns about the proposed amendments to the Adverse Action Consumer Notice Regulation. According to the OIC notice, the amended regulation is... Read more

Financial & Regulatory Brief: In the States

August 29, 2019 In 2019, 18 states have adopted the NAIC Corporate Governance Annual Disclosure Model Act, bringing the total to 44 states that have adopted this model. Since NAMIC’s last report, Alaska, Missouri, and North Carolina adopted legislation that requires... Read more

Financial & Regulatory Brief: At the NAIC

August 29, 2019 NAMIC state, federal, and policy affairs staff attended the NAIC summer meeting held Aug. 3-6 in New York City. Please view the NAMIC NAIC Review to learn about the latest developments at the NAIC. Read more

Financial & Regulatory Brief: In the World

August 29, 2019 NAMIC submitted comments in August to the International Association of Insurance Supervisors about its recently exposed framework for the assessment of systemic risk at the global level. This exposure included significant changes to... Read more

Financial & Regulatory Brief: In the Nation

August 29, 2019 The Financial Accounting Standards Board, which promulgates accounting standards for U.S. corporations, recently proposed to delay the implementation of Accounting Standard Update: Current Expected Credit Losses. The proposed delay would grant... Read more

South Carolina: NAMIC Comments on Second DOI Private Flood Draft

August 27, 2019 NAMIC continues to work with the South Carolina Department of Insurance and industry partners on developing private flood legislation for the 2020 legislation session. In response to a second draft from the SCDOI and after a... Read more

Washington: OIC Posts 2020 Proposed Legislative Priorities

August 27, 2019 The Washington state Office of the Insurance Commissioner has posted its 2020 Proposed Legislative Priorities. Of particular interest to NAMIC and the P & C Insurance Industry will be the proposed legislation on... Read more

Oregon: Proposed Rulemaking on Electronic Record Inquiry during Application for Title or Salvage Title

August 27, 2019 The Oregon Department of Motor Vehicles is proposing to amend OAR 735-020-0070, 735-024-025 and 735-024-0030 to comply with a new statute on issuing titles. The DMV is also proposing to amend OAR 735-024-0160 to enable DMV to deny issuance of... Read more

New AV Legislation In the Works

August 26, 2019 Staff at the House Committee on Energy and Commerce and Senate Committee on Commerce, Science, and Transportation are engaged in bipartisan discussions to develop new legislation on automated vehicles for this Congress. At the request of... Read more

Federal Agencies Simplify Rule That Prohibits Bank Entitles From Trading

August 26, 2019 The Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency voted Aug. 20 to approve an interagency final rule simplifying and tailoring a requirement in the Dodd-Frank Act that affects insurers that have... Read more

House Panel Holds Field Hearing on Wildfires

August 26, 2019 The House Committee on Oversight & Reform’s Subcommittee on Environment convened Aug. 20 for a hearing titled “Courage Under Fire: Examining Government Preparedness and Response to Wildfires in California,” which featured two panels of witnesses... Read more

BuildStrong Coalition Calls on FEMA to Move Forward With DRRA Implementation

August 26, 2019 The NAMIC-led BuildStrong Coalition sent a letter to the Federal Emergency Management Agency on Aug. 23 calling for progress on implementation of the Disaster Recovery Reform Act. The DRRA is a landmark disaster mitigation reform law enacted in... Read more

NAMIC to Host Planning Calls for Member Feedback on 2020 National State Legislative Agenda

August 23, 2019 As part of the process in creating NAMIC’s 2020 National State Legislative Agenda, the association’s state affairs regional vice presidents will host a series of regional conference calls to engage in a conversation with the NAMIC community. Read more

South Carolina: DOI Makes Changes to Private Flood Draft

August 22, 2019 As reported in a recent State of the States, NAMIC participated in an industry meeting with the South Carolina Department of Insurance on Aug. 19 to discuss the department’s draft legislation regarding private flood coverage. NAMIC’s state advocacy... Read more

New Hampshire: Governor Vetoes OEM Procedure Legislation

August 20, 2019 Gov. Chris Sununu vetoed HB 664, which would have required the use of original equipment manufacturer procedures in auto body repair claims and create a strict liability standard. As has been shown in other New England states that have gone down this... Read more

New Jersey: Governor Signs Legislation to Make Uncompensated Medical Expenses Under PIP Recoverable in BI Cases

August 20, 2019 Gov. Phil Murphy on Aug. 15 signed S2432 and S3963. S-2432 was introduced as an attempt to overturn a recent New Jersey Supreme Court decision in Haines v. Taft and allow for the recovery of uncompensated medical expenses incurred after the... Read more

Illinois: Governor Signs Bill Expanding Prohibitions on Distracted Driving

August 20, 2019 Gov. J.B. Pritzker on Aug. 9 signed SB 86, which prohibits drivers from using wireless devices to stream videos while operating a motor vehicle. This bipartisan legislation, sponsored by Rockford and suburban lawmakers, will go into effect on... Read more

New AV Legislation Being Discussed

August 19, 2019 Staff at the House Committee on Energy and Commerce and Senate Committee on Commerce, Science and Transportation have requested comments from NAMIC about challenging issues relating to automated vehicles and how they might be resolved in... Read more

Senate Small Business Committee Holds Field Hearing on Impacts of Hurricane Michael

August 19, 2019 The Senate Committee on Small Business & Entrepreneurship held a field hearing Aug. 14 in Panama City, Fla., titled “Weathering the Storm: Hurricane Michael’s Impact on Northwest Florida’s Small Businesses.” The hearing was livestreamed via... Read more

House Subcommittee Eyes California Wildfire Preparedness, Response

August 19, 2019 The House Oversight and Reform’s Subcommittee on Environment will convene on Aug. 20 for a field hearing titled “Courage Under Fire: Examining Government Preparedness and Response to Wildfires in California,” which consists of two witness panels... Read more

Proposed HUD Disparate Impact Rule Listed in Federal Register

August 19, 2019 The United States Department of Housing and Urban Development published its proposed rule in the Federal Register to amend the department’s interpretation of the Fair Housing Act’s disparate impact standard. Read more

North Carolina Set for Special Election

August 19, 2019 North Carolina's 9th Congressional District will hold a special election for the U.S. House of Representatives on Sept. 10 following allegations of absentee ballot fraud in the 2018 race between Republican Mark Harris and Democrat Dan McCready. Read more

FEMA Releases National Mitigation Investment Strategy, Calls for Building to Stronger Codes

August 19, 2019 The Federal Emergency Management Agency unveiled a National Mitigation Investment Strategy Aug. 13 to improve mitigation investments and better protect lives, communities, and property from natural hazards. Read more

New Proposed Disparate Impact Rule Published in Federal Register

August 18, 2019 The United States Department of Housing and Urban Development officially released a proposed rule today that would amend HUD’s interpretation of how parties can bring discrimination claims under a... Read more

South Carolina: DOI Releases Private Flood Bill Draft, Requests NAMIC Feedback

August 13, 2019 The South Carolina Department of Insurance has shared a draft of legislation regarding private flood insurance, based in part on Florida law, as indicated by Insurance Director Ray Farmer during the quarterly board meeting of the South Carolina... Read more

RBC Framework Set to Accommodate Expansion of Bond Factor Categories

August 12, 2019 The Property and Casualty Risk-Based Capital (E) Working Group had a brief discussion regarding the bond pages in the property/casualty RBC formula and adopted an updated framework to accommodate the expansion of the number of bond... Read more

Financial Stability Task Force to Examine Collateralized Loan Obligations

August 12, 2019 The Financial Stability Task Force received a report from Eric Kolchinsky, director, Structured Securities Group at the NAIC’s Security Valuation Office, about collateralized loan obligations. The report detailed the insurance industry’s exposure to... Read more

Antifraud (D) Task Force Discusses Reports From Two National Crime Groups

August 12, 2019 New Mexico’s Insurance Superintendent John Franchini on Aug. 4 chaired the Antifraud (D) Task Force. The group discussed creating an Antifraud Plan Repository as well as the possibility of a more standardized approach to combating fraud across... Read more

Comprehensive Bond Fund Project Gets Green Light From Capital Adequacy Task Force

August 12, 2019 The Capital Adequacy (E) Task Force received a referral from the Valuation of Securities (E) Task Force on a request for assignment of risk-based capital charges for investment funds that predominately hold bonds. In a discussion led by the chair of... Read more

Many Controversial Statutory Accounting Proposals Exposed for Comment

August 12, 2019 As usual, the Statutory Accounting Principles Working Group had a robust meeting agenda when it met on Aug. 3. There were only a few items adopted for statutory accounting purposes, but there were several new and ongoing issues discussed. Read more

NAIC Innovation and Technology Task Force Discusses Anti-Rebating Modernization, Cybersecurity, AI

August 12, 2019 The NAIC Innovation and Technology (EX) Task Force entertained a robust agenda on several matters including anti-rebating laws, cybersecurity, and artificial intelligence when it met in New York at the NAIC Summer Meeting. The task force, chaired by... Read more

Natural Disaster Topics Raised Through Property & Casualty (C) Committee, Its Working Groups

August 12, 2019 There was a strong focus on natural disaster issues at the NAIC meeting in New York at the Property and Casualty (C) Committee and its Working Groups. The parent (C) committee heard a lengthy presentation from United Policymakers regarding... Read more

Property & Casualty (C) Committee, Working Groups Advance Discussion on Wide Variety of Projects

August 12, 2019 As the Property & Casualty (C) Committee, chaired by Rhode Island’s Insurance Superintendent Beth Dwyer, worked through its agenda, the breadth of issues and work products before the group was evident. For example, the committee adopted a... Read more

Casualty Actuarial and Statistical Task Force Discusses Predictive Modeling White Paper Progression, Exposures

August 12, 2019 The NAIC Casualty Actuarial and Statistical (C) Task Force briefly discussed the expected third draft of the predictive model white paper it is drafting. The task force is expected to expose a third draft sometime near Sept. 1. Rich Piazza, the... Read more

Regulators Hear Update on GCC Field-Testing From NAIC Staff, NAMIC; Discuss Confidentiality Protections

August 12, 2019 When the Group Capital Calculation (E) Working Group met on Aug. 3, the working group heard an update from NAIC staff about the progress of field-testing, discussed a memo regarding confidentiality protections with sharing GCC data between states, and... Read more

Talks Continuing Between House Leaders, Administration on USMCA

August 12, 2019 Progress on the U.S.-Mexico-Canada Agreement, which is President Trump’s replacement for the North American Free Trade Agreement, has been moving forward with Democratic leaders in the House of Representatives over the past month. Read more

NAMIC PAC Hosting Potomac River Cruise at NAMIC’s 124th Annual Convention

August 12, 2019 NAMIC PAC is offering those attending the 124th Annual Convention the opportunity to enjoy the luxuries of a private yacht for a cruise along the Potomac River, as well as the best views of Washington’s skyline. Enjoy dessert and a nightcap as you... Read more

NAMIC Invited to Present at Advisory Committee on Risk-Sharing Mechanisms

August 12, 2019 The Department of Treasury's Advisory Committee on Risk-Sharing Mechanisms met Aug. 12 for a public meeting to discuss risk-sharing mechanisms, such as the Terrorism Risk Insurance Program. The ACRSM was created during the last reauthorization of... Read more

NOAA Says to Expect a Busier-Than-Normal Hurricane Season

August 12, 2019 The Climate Prediction Center of the National Oceanic and Atmospheric Administration announced the increased likelihood of an above-normal Atlantic hurricane season on Aug. 8, the start of the peak months for hurricane season. Read more

House, Senate Committees Discuss Developing New AV Legislation

August 5, 2019 The House Energy and Commerce Committee and Senate Commerce Committee staffs are engaged in bipartisan discussions to develop a new automated vehicle bill this Congress. Committee staffs have requested feedback from NAMIC on how, if at all, several... Read more

NAMIC PAC Hosting Distillery Tour, Tasting, Lunch at Convention

August 5, 2019 NAMIC PAC has many opportunities for attendees to have a little fun during NAMIC’s 124th Annual Convention while investing in NAMIC’s important efforts to support industry-friendly political candidates. The PAC will host a... Read more

Senate Committee Advances Highway Bill Containing Resiliency Funding

August 5, 2019 The Senate Committee on the Environment and Public Works voted unanimously July 30 to advance S. 2302, America’s Transportation Infrastructure Act of 2019, which authorizes $287 billion over five years, including $259 billion for programs to... Read more

Senate Banking Discusses Blockchain, Cryptocurrencies

August 5, 2019 The Senate Banking, Housing, and Urban Affairs Committee held a hearing July 30 titled “Examining Regulatory Frameworks for Digital Currencies and Blockchain.” The three witnesses testifying were... Read more

Senate Committee Discusses USMCA

August 5, 2019 The Senate Finance Committee held a hearing July 30 titled “The United States-Mexico-Canada Agreement” that featured six witnesses... Read more

Cannabis Webinar Reiterates Multiple Challenges With Legalized Hemp, Legalizing Cannabis

August 5, 2019 NAMIC participated in a July 31 webinar hosted by the law firm Holland & Knight that focused on the federal regulatory landscape of hemp and cannabis. The presentation drew largely from the Senate Agriculture Committee’s July 25 hearing on hemp... Read more

HUD Releases Proposed Rule on Disparate Impact

August 5, 2019 The Department of Housing and Urban Development released its new proposed disparate impact rule July 29, signaling a possible end to the more than five-year legal challenge NAMIC has mounted to the original rule. HUD has promised a new proposed... Read more

NAMIC Provides Comments to Informal Draft Regulations Implementing Changes to TWIA

August 1, 2019 NAMIC provided written comments on July 31 to the informal working draft of changes to the Texas Administrative Code pertaining to the Texas Windstorm Insurance Association. Read more

SPECIAL REPORT | HUD Releases New Proposed Disparate Impact Rule

July 30, 2019 The Department of Housing and Urban Development released its new proposed disparate impact rule July 29, signaling a possible end to the more than five-year challenge NAMIC has led to the original rule. As originally written, the rule could have... Read more

North Carolina: Statute of Limitations Extension, Revivor Language Rears Its Head; DOI, Salvage Bills Pass

July 30, 2019 The North Carolina legislative session continues to drag along through the long, hot summer with no agreement on the state budget on the horizon between Republican leadership and Democratic Gov. Roy Cooper. Much of the regular work has essentially... Read more

House Passes Anti-Robocall Bill

July 29, 2019 The House passed the Stopping Bad Robocalls Act, H.R. 3375, July 24 by a vote of 429-3. This is a different bill than the TRACED Act, S. 151, that the Senate passed in May. The bills are similar, however, and rely on encouraging phone carriers to... Read more

House Committee Eyes Automobile Safety

July 29, 2019 The subcommittee on Consumer Protection and Commerce of the House Committee on Energy and Commerce held a hearing July 24 titled “Legislation to Make Cars in America Safer.” Appearing before lawmakers were Cathy Chase, president of Advocates for... Read more

ULC Approves AV Act Respecting State Authority on Insurance

July 29, 2019 At its recently concluded 128th Annual Meeting in Anchorage, Alaska, the Uniform Law Commission approved five new acts, including one regulating the operation of automated vehicles. NAMIC was an observer on the committee that drafted the... Read more

Senate Committee Eyes Blockchain and Cryptocurrencies

July 29, 2019 The Senate Committee on Banking, Housing, and Urban Affairs will convene July 30 for a hearing titled “Examining Regulatory Frameworks for Digital Currencies and Blockchain,” and will hear from three witnesses... Read more

Senate Agriculture Committee Eyes Hemp

July 29, 2019 The Senate Committee on Agriculture held a hearing July 25 titled “Hemp Production and the 2018 Farm Bill” featuring several witnesses from key government agencies as well as hemp industry experts... Read more

House Task Force on FinTech Discusses Alternative Data in Credit Underwriting

July 29, 2019 The House Financial Services Committee’s Task Force on Financial Technology held a hearing July 25, “Examining the Use of Alternative Data in Underwriting and Credit Scoring to Expand Access to Credit” that featured five witnesses... Read more

Senate Banking Committee Holds Cannabis Hearing

July 29, 2019 The Senate Committee on Banking, Housing, and Urban Affairs held a hearing July 23 titled “Challenges for Cannabis and Banking: Outside Perspectives” during which lawmakers received testimony from Sens. Cory Gardner, R-Colo., and... Read more

House, Senate Introduce Cannabusiness Insurance Safe Harbor

July 29, 2019 Sen. Robert Menendez, D-N.J., introduced S.2201, the Clarifying Law Around Insurance of Marijuana, or CLAIM Act, July 22 alongside co-sponsors Rand Paul, R-Ky., Jeff Merkley, D-Ore., and Kevin Cramer, R-N.D. The CLAIM Act would create a safe... Read more

NAMIC Invited to Present at Advisory Committee on Risk-Sharing Mechanisms

July 29, 2019 The Department of Treasury's Advisory Committee on Risk-Sharing Mechanisms will convene Aug. 12 for a public meeting to discuss risk-sharing mechanisms, such as the Terrorism Risk Insurance Program. The ACRSM was created during the last... Read more

NAMIC Urges NHTSA to Focus on Safety for ADS

July 29, 2019 NAMIC submitted a comment letter July 29 questioning the National Highway Traffic Safety Administration’s focus on eliminating motor vehicle safety standards that have proven effective. In May, the NHTSA published a notice asking for comments on... Read more

BuildStrong Coalition Hosts Forum on DRRA Implementation With U.S. Chamber, FEMA

July 29, 2019 The NAMIC-led BuildStrong Coalition hosted the first in a series of regional disaster forums in conjunction with the U.S. Chamber of Commerce and the Federal Emergency Management Agency on July 23 to highlight the opportunities in the changed disaster... Read more

California: CDI Schedules Rulemaking hearing on SIU Proposed Regulation

July 23, 2019 The California Department of Insurance has distributed a new draft of its SIU proposed regulation, REG-2018-00023, and regulatory Statement of Reason, which pertains to insurer fraud detection, investigation, and referrals. NAMIC’s state advocacy... Read more

Oregon: Workers’ Compensation Division Schedules Stakeholders Meeting

July 23, 2019 The Oregon Department of Consumer and Business Services, Workers’ Compensation Division has agreed to host a biennial insurance industry stakeholders’ meeting to discuss issues of interest to the industry and concerns of the WCD. The first meeting is... Read more

Robocall Activity in the House and Senate

July 22, 2019 The House Energy and Commerce Committee unanimously passed the Stopping the Bad Robocalls Act, H.R. 3375. The bill is a compromise between committee Democrats and Republicans. NAMIC expects the House to pass this bill the week of July 12. Because the... Read more

Privacy Discussions at House, Senate Facebook Libra Digital Currency Hearings

July 22, 2019 The Senate Banking Committee held a hearing on July 16 titled “Examining Facebook’s Proposed Digital Currency and Data Privacy Considerations.” The sole witness at the hearing was David A. Marcus, head of Calibra, a newly formed Facebook subsidiary... Read more

Judiciary Committees Aim to Take on Privacy Legislation

July 22, 2019 The full Senate Judiciary Committee on July 18 attended a new tech task force meeting led by Sen. Marsha Blackburn, R-Tenn., that included representatives from Snap Inc., Mozilla, Salesforce, and Match Group Inc. The task force will hold a series of... Read more

FTC Workshop on Third-Party Repair Market

July 22, 2019 The Federal Trade Commission hosted a workshop July 16 titled “Nixing the Fix, A Workshop on Repair Restrictions.” The purpose of the event was to examine ways in which manufacturers limit third-party repairs of certain products and goods. Public... Read more

NAMIC PAC at Convention

July 22, 2019 The generous support of NAMIC membership made the 2018 election cycle the highest fundraising for NAMIC PAC to date by raising nearly $1.15 million, making NAMIC PAC one of the most formidable PACs in the property/casualty insurance industry and the... Read more

House E&C Subcommittee Eyes Auto Safety

July 22, 2019 The House Energy & Commerce’s Subcommittee on Consumer Protection & Commerce will be convening on July 24 for a hearing titled “Legislation to Make Cars in America Safer.” The hearing will touch on various automotive safety legislative proposals made... Read more

House T&I Subcommittee Holds Hearing on Aviation Safety

July 22, 2019 In light of the recent Boeing 737 MAX tragedies, the House Transportation & Infrastructure’s Subcommittee on Aviation on July 17 gathered for a hearing titled “State of Aviation Safety.” It included several... Read more

Representative Hosts Staff Briefing on Auto Insurance Discrimination

July 22, 2019 The office of Rep. Bonnie Watson Coleman, D-N.J., hosted a staff briefing July 12 on “Auto Insurance Discrimination,” including “how auto insurance companies set unfair prices for drivers and cause disparities in the market.” Coleman recently... Read more

NAMIC Discusses International Insurance Regulation With Fed Vice Chairman

July 22, 2019 NAMIC and several member companies on July 15 met with Federal Reserve Vice Chairman for Supervision Randy Quarles to discuss the International Association of Insurance Supervisors and its Insurance Capital Standard, Federal Reserve regulation, and... Read more

Senate Committees to Hold Cannabis Hearings

July 22, 2019 The Senate Banking Committee on July 23 is holding a hearing titled “Challenges for Cannabis and Banking: Outside Perspectives.” Sens. Cory Gardner, R-Colo., and Jeff Merkley, D-Ore., will testify before the committee and will be followed by a second... Read more

NAMIC-Backed Insurance Cannabis Legislation to be Introduced

July 22, 2019 Throughout this Congress, NAMIC has been engaging with the House through Rep. Ed Perlmutter’s, D-Colo., H.R.1595, SAFE Banking Act, which has garnered 206 co-sponsors, as well as working with members of the Senate to provide a much stronger federal... Read more

Fed Seeking Applications for Membership on Insurance Policy Advisory Committee

July 22, 2019 As part of the Economic Growth, Regulatory Relief, and Consumer Protection Act enacted into law last year, the Fed is soliciting statements of interest for membership on its Insurance Policy Advisory Committee. The IPAC will consist of no more than 21... Read more

BuildStrong Coalition to Host Resilience Forum in Conjunction With FEMA

July 22, 2019 The BuildStrong Coalition will host a forum July 23 at the U.S. Chamber of Commerce in conjunction with Federal Emergency Management Agency to inform and instruct participants on the disaster mitigation and resilience grant programs and incentives... Read more

NFIP Bill Introduced in Senate; Massive Step Back From House Compromise

July 22, 2019 Several senators from coastal areas, led by Sen. Bob Menendez, D-N.J., unveiled legislation on July 18 designed to reauthorize the National Flood Insurance Program Reauthorization Act of 2019. The bill includes provisions that were not included in the... Read more

Missouri: Governor Signs Litigation Discovery Reform

July 16, 2019 Gov. Mike Parson on July 10 signed Senate Bill 224, a NAMIC-supported bill to place reasonable limits on discovery procedures that often were abused in order to create excessive legal costs and harassment. Among the discovery topics addressed by the... Read more

Alabama: NAMIC Opposes Proposal to Provide Notice for Expiration of Statute of Limitations on ‘Unresolved’ Claims

July 16, 2019 The Alabama Department of Insurance held a public hearing on July 11 on two regulations of interest to NAMIC member companies. In a tale of two regulations, NAMIC was supportive of one proposed regulation but was opposed to a second proposal to amend... Read more

Texas: NAMIC Provides Comments to Informal Draft Rules Implementing SB 935

July 16, 2019 NAMIC provided written comments on July 15 to the informal draft rules promulgated by the Workers’ Compensation Division of the Texas Department of Insurance. These draft rules are in response to SB 935 enacted earlier this year by the Legislature. Read more

California: CDI Issues News Release to Dispel Confusion About Alleged ‘Moratorium’ on New Earthquake Insurance Policies

July 16, 2019 Commissioner Ricardo Lara of the California Department of Insurance has distributed the following news release on earthquake insurance coverage: “The recent earthquakes that pummeled neighborhoods in Ridgecrest and Trona in Southern California have led... Read more

Oregon: NAMIC, Trades Submit Comments to DFR on Exclusionary Language in Insurance Policies

July 16, 2019 NAMIC, in conjunction with the other trades, submitted written comments to the Division of Financial Regulation as a follow-up to the DFR-stakeholder meeting to discuss regulator issues surrounding exclusionary language in recent property/casualty... Read more

NAMIC Challenge to Louisiana Directive 215 Moves in Positive Direction as Stay of Implementation in Effect, Agreed to by Department

July 15, 2019 After further discussions among the parties concerning the administrative proceedings NAMIC and others have filed against the Louisiana Department of Insurance concerning the issuance of Directive 215, the department has now agreed that a stay of... Read more

Non-Driving Underwriting Factors Depicted as Discrimination at Congressional Staff Briefing

July 15, 2019 The office of Rep. Bonnie Watson Coleman, D-N.J., hosted a staff briefing on Capitol Hill July 12 on “Auto Insurance Discrimination,” including “how auto insurance companies set unfair prices for drivers and cause disparities in the market.” Coleman... Read more

FTC Will Examine Third-Party Auto Repair Market

July 15, 2019 The Federal Trade Commission is hosting a workshop July 16 titled “Nixing the Fix, A Workshop on Repair Restrictions” to examine ways in which manufacturers may limit third-party repairs and to seek research focused on such limitations. NAMIC will be... Read more

NAMIC AV Council Meets in Washington

July 15, 2019 The NAMIC Automated Vehicle Council met in Washington, D.C., July 11 for a day of meetings with key policymakers. The council met with Heidi King, deputy administrator of the National Highway Traffic Safety Administration, who was eager to discuss the... Read more

Thune Eyeing E-Signatures

July 15, 2019 Sen. John Thune, R-S.D., is working with the banking sector to update the Electronic Signatures in National Commerce Act to eliminate duplicative steps to consent for consumers and to improve consumers’ access to electronic records. A draft bill would... Read more

NAMIC Continues Its Challenge to HUD’s Disparate Impact Rule

July 15, 2019 NAMIC’s federal court challenge to the Department of Housing and Urban Development’s disparate impact rule has been stayed again, based upon the HUD commitment that a revised rule amending the original rule will be published sometime in... Read more

NAMIC Board to Meet in Washington

July 15, 2019 The NAMIC Board of Directors will convene July 15-16 at the association’s Washington, D.C., office with a full agenda, including meeting with key members of Congress and administration officials to discuss many issues relevant to the... Read more

NAMIC PAC’s Silent Auction Seeks Donations

July 15, 2019 NAMIC PAC’s silent auction will be held Sept. 21 – 24 during NAMIC’s 124th Annual Convention in National Harbor, Md. NAMIC PAC has an ambitious goal to raise $1.225 million during the 2020 election cycle to help elect insurance-friendly candidates and... Read more

House Members to Form Crop Insurance Caucus

July 15, 2019 Reps. Cheri Bustos, D-Ill., and Bennie Thompson, D-Miss., sent a letter to colleagues July 12 outlining the formation of a Crop Insurance Caucus. The caucus’ aim will be to educate lawmakers and congressional staff about crop insurance and provide... Read more

Senators Reintroduce Repeatedly Flooded Communities Act; Path Forward for NFIP Bills Unclear

July 15, 2019 A pair of senators introduced legislation July 11 to address communities that experience repetitive flood losses. Sens. Tim Scott, R-S.C., and Brian Schatz, D-Hawaii, unveiled the NAMIC-supported legislation, S. 2008, the Repeatedly Flooded... Read more

Fed Chair Powell Testifies Before House, Senate

July 15, 2019 Federal Reserve Chairman Jerome Powell appeared before the House Financial Services Committee July 10 and Senate Committee on Banking, Housing, and Urban Affairs the following day. Powell’s visit comes on the heels of the Federal Reserve’s July 5... Read more

NAMIC to Meet With Fed Vice Chairman to Discuss Insurance Issues

July 15, 2019 NAMIC will meet with Randal Quarles, Federal Reserve vice chairman for supervision, July 15 to discuss the International Association of Insurance Supervisors and its international Insurance Capital Standard, Federal Reserve regulation, and systemic risk. Read more

Watson Coleman Reintroduces Auto Insurance Discrimination Bill

July 15, 2019 Rep. Bonnie Watson Coleman, D-N.J., reintroduced H.R.3693 July 10, which would prohibit auto insurers from using education, occupation, employment status, credit scores, and other factors in underwriting decisions. This bill will join the ranks of... Read more

Treasury Holds Teleconference on IMF-World Bank’s Financial Sector Assessment Program

July 15, 2019 NAMIC participated in a July 10 call with the Treasury Department examining the International Monetary Fund’s 2020 Financial Sector Assessment Program review of the U.S., also known as “FSAP,” The FSAP is intended to be a comprehensive and in-depth... Read more

Fed Seeking Applications for Membership on Insurance Policy Advisory Committee

July 15, 2019 The Federal Reserve is soliciting statements of interest for membership on its Insurance Policy Advisory Committee as required by the Economic Growth, Regulatory Relief, and Consumer Protection Act enacted into law last year. Read more

Louisiana: NAMIC Continues Monitoring Tropical Storm Impact to Louisiana Coast

July 11, 2019 NAMIC reached out to the leadership of the House and Senate Insurance committees by email letter on July 10 advising them that NAMIC members continue to prepare for the impact of... Read more

Missouri: Governor Signs NAMIC-Endorsed Insurer Venue, Litigation Tourism Reforms

July 11, 2019 Gov. Mike Parson signed on July 10 SB 7, a bill that closes a loophole that enabled trial lawyers to bring contract-based lawsuits against insurers in counties with no connection to the... Read more

Rhode Island: Governor Vetoes Treble Damages Bill, Signs Bill to End Some Photo Inspections

July 9, 2019 Gov. Gina Raimondo on July 8 vetoed House Bill 6102, which would have granted statutory treble damages over disagreements related to the designation of a vehicle as a... Read more

Washington: NAMIC Submits Comments on Proposed Adverse Action Consumer Notice Regulation

July 9, 2019 NAMIC has submitted written comments to the Office of the Insurance Commissioner on its proposed amendments to the Adverse Action Consumer Notice... Read more

Treasury to Hold Meeting on IMF-World Bank’s Financial Sector Assessment Program

July 8, 2019 The Department of Treasury will be hosting a briefing July 10 on the Financial Sector Assessment Program review of the U.S. being conducted by the International Monetary Fund. The FSAP, a joint IMF-World Bank program created in 1999 following the... Read more

NAMIC AV Council to Meet With Lawmakers, Administration

July 8, 2019 The NAMIC Automated Vehicle Council will be in Washington, D.C., July 11 for a day of meetings with key policymakers. The council will be meeting with Heidi King, the deputy administrator of the National... Read more

NAMIC Board to Meet at D.C. Office

July 8, 2019 NAMIC’s board of directors will be coming to Washington, D.C., July 15-16. In addition to the regular agenda, board members will meet with many key members of Congress and administration officials to... Read more

Wisconsin, Iowa CCP Takes to Capitol Hill

July 8, 2019 Members of Congress have returned from their Independence Day recess and that means NAMIC’s Congressional Contact Program returns as well, with NAMIC member company representatives from... Read more

Meet 2019 NAMIC PAC Chopped Champions

July 8, 2019 NAMIC PAC would like to congratulate the Whitford family for winning the NAMIC PAC Chopped Challenge during... Read more

FEMA Issues Notice of Proposed Rulemaking on WYO Compensation Methodology

July 8, 2019 The Federal Emergency Management Agency issued advance notice July 8 that the agency intends to propose revisions to the methodology used to compensate companies participating in... Read more

Cardin, Scott Introduce PAID Act in Senate

July 8, 2019 Sens. Tim Scott, R-S.C., and Ben Cardin, D-Md., introduced the NAMIC-supported Provide Accurate Information Directly, or PAID Act, June 27 to allow the Centers for Medicare and Medicaid Services to... Read more

Fed Chair to Testify Before House, Senate Committees

July 8, 2019 Federal Reserve Chairman Jerome Powell will appear before the House Financial Services and Senate Banking committees July 10-11 to give annual testimony on... Read more

NAIC: NAMIC Comments on Second Exposure of CASTF Predictive Modeling White Paper

July 2, 2019 NAMIC recently provided comments to the NAIC Casualty Actuarial and Statistical Task Force on its second draft exposure of a predictive modeling white paper concerning regulator review of... Read more

Mississippi: Insurance Department Cybersecurity Web Page Goes Live

July 2, 2019 The Mississippi Insurance Department’s Cybersecurity Report web page on July went live. The site provides pertinent information regarding compliance with... Read more

South Carolina: DOI Issues Guidance on New Med Mal JUA Law, Updated ‘Uninsured Motorist Fee’

July 2, 2019 The South Carolina Department of Insurance on July 1 released a memorandum relating to compliance with HB 3760, the new medical malpractice Joint Underwriting... Read more

Alabama: Regulatory Hearing Scheduled on ‘Value-Added Service or Product,’ Notice for Expiration of Statute of Limitations on ‘Unresolved’ Claims

July 2, 2019 The Alabama Department of Insurance will hold a hearing on July11 on two regulations of interest to NAMIC members. One regulation is proposed for adoption, and the second... Read more

Louisiana: NAMIC Challenge to Directive May Require More Aggressive Proceedings as LDI Withdraws Agreement on Stay

July 2, 2019 After extensive discussions with the Louisiana Department of Insurance concerning its issuance of Directive 215 in March, NAMIC, on behalf of its members, filed an administrative proceeding on... Read more

House, Senate on Robocall Collision Course

July 1, 2019 The House Energy and Commerce Subcommittee on Communications and Technology advanced the Stopping Bad Robocalls Act, H.R. 3375, to the full committee June 26 by... Read more

Treasury Releases TRIA Small-Insurer Report

July 1, 2019 The Department of Treasury released its Study of Small Insurer Competitiveness in the Terrorism Risk Insurance Marketplace June 28 as part of... Read more

NAMIC Working to Ease Drone Waiver Process

July 1, 2019 As part of its work on the federal Drone Advisory Committee, NAMIC has been working to help clarify the process by which companies can obtain permission to use drones beyond the current regulatory... Read more

NAMIC on Hand as NIST, DOT Examine Safety Measurement for AVs

July 1, 2019 NAMIC represented the property/casualty insurance industry at the Consensus Safety Measurement Methodologies for ADS-Equipped Vehicles Workshop hosted by the National Institute of Standards and... Read more

Senate Commerce Subcommittee Eyes Innovations in AV Tech, Integration With Infrastructure

July 1, 2019 The Senate Committee on Commerce, Science, and Transportation’s Subcommittee on Transportation and Safety held a hearing June 25... Read more

House Committee Task Forces Discuss Fintech Regulation, AI

July 1, 2019 The House Financial Services Committee Task Force on Financial Technology examined the future of financial-services-focused technology during a June 25 a hearing titled... Read more

House Member Working to Reintroduce Auto Insurance Discrimination Bill

July 1, 2019 Rep. Bonnie Watson Coleman, D-N.J., is currently working to find co-sponsors and to subsequently reintroduce legislation similar to the bill she introduced last Congress, the Prohibit Auto Insurance... Read more

Private Flood Rulemaking Goes Into Effect July 1

July 1, 2019 A final rule issued earlier this year by a group of agencies related to lender acceptance of private flood insurance is set to go into... Read more

BuildStrong Coalition Launches Registration Page for Forum in Washington, D.C.

July 1, 2019 The BuildStrong Coalition will host a forum July 23 at the U.S. Chamber of Commerce in conjunction with the Federal Emergency Management Agency on the disaster mitigation and resilience grant programs... Read more

Iowa: NAMIC Supports Replacing Outdated Advisory Opinion on Use of Staff Counsel by Insurers

June 28, 2019 NAMIC joined other stakeholders on June 26 at the Iowa State Bar Association’s ethics committee meeting to urge that Advisory Opinion 88-14, which suggests unnecessary restrictions on the use of... Read more

Delaware: NAMIC Testifies in Support of Legislation to Cap Form Filing Fees

June 28, 2019 The Delaware House Insurance Committee held a hearing June 26 on HB 242, which would cap form filing fees in Delaware at $2,000 per filing for... Read more

Rhode Island: Auto Body Repair, Statute of Limitations Expansion for Child Abuse Victims Legislation Sent to Governor

June 28, 2019 The Legislature is in the final hours of the 2019 legislative session, as the Senate passed the budget on... Read more

New York: Legislative Session Update – NAMIC Opposed State Legislature’s Attempts to Pass Tort Measures

June 27, 2019 NAMIC was present in the New York state Capitol to voice opposition to the Legislature’s attempts to pass a wide-ranging set of pro-trial-bar tort... Read more

New Mexico: NAMIC Provides Comments on Recent Crash Tax Ordinance

June 27, 2019 NAMIC provided written comments June 25 in response to a recent ordinance that creates a “crash tax” in Albuquerque. While this ordinance goes into effect on July 1, NAMIC hopes its comments will serve as... Read more

NAIC Credit for Reinsurance Model Revisions Finally Adopted by Executive-Plenary

June 27, 2019 The NAIC Executive-Plenary, composed of the entire body of state insurance regulators, formally adopted revisions to the NAIC Credit for Reinsurance Model Law (#785) and Regulation (#786) by... Read more

Financial & Regulatory Brief: In the States

June 26, 2019 In June, six states – Colorado, Georgia, Hawaii, Minnesota, Oklahoma, and Texas – adopted the NAIC Corporate Governance Annual Disclosure Model Act, and two other states – Alaska and... Read more

Financial & Regulatory Brief: At the NAIC

June 26, 2019 The Property and Casualty Risk-Based Capital Working Group has proposed a new framework that would modify the bond pages in the property/casualty RBC formula and expand the number... Read more

Financial & Regulatory Brief: In the Nation

June 26, 2019 The Treasury Department and the Internal Revenue Service on June 13 unveiled the much-anticipated final regulations related to the modification of discounting rules for insurance... Read more

North Carolina: End of Session Near; DOI Schedules Free Flood Insurance Classes for Public, Agents

June 25, 2019 While the 2019 North Carolina General Assembly is likely to adjourn by mid-July, it’s entirely possible legislators could wrap up just before the July 4 holiday, with plans to continue work only on the state... Read more

NAMIC PAC Surveys the Political Landscape

June 24, 2019 As the debates for the 2020 presidential race get underway, NAMIC’s political affairs team continues to monitor the ongoing political climate to provide NAMIC members with updates on the... Read more

Senate Panel Weighs Drone Jurisdiction, Safety Concerns

June 24, 2019 Members of the Senate Commerce Committee’s Subcommittee on Security considered the balance of jurisdiction and safety when it comes to unmanned aircraft systems during a June 18 hearing titled... Read more

NAMIC CCP to Host Kentucky Delegation

June 24, 2019 NAMIC’s Congressional Contact Program continues as NAMIC member company representatives from Kentucky will be in the nation’s capital... Read more

House Compromise to Move Anti-Robo Call Legislation

June 24, 2019 The House Energy and Commerce Committee unveiled a new bipartisan bill June 20 to combat robocalls and scheduled a markup for the bill on... Read more

AVs, Auto Safety Take Center Stage at FAST Act Hearing

June 24, 2019 The Senate Commerce Committee held a hearing June 19 titled “FAST ACT Reauthorization: Transportation and... Read more

House Small Business Committee Joins the Cannabis Discussion

June 24, 2019 The House Committee on Small Business convened a hearing June 19 titled “Unlocked Potential? Small Businesses in the... Read more

FACI Holds Second Meeting of Year

June 24, 2019 The Federal Advisory Committee on Insurance convened June 18 by phone to discuss the priorities of its subcommittees for the remainder of the year, including three new subcommittees on the availability of... Read more

Senate Banking Committee Eyes TRIA Reauthorization

June 24, 2019 The Senate Committee on Banking, Housing, and Urban Affairs conducted a hearing June 18 titled “The Reauthorization of the Terrorism Risk Insurance... Read more

After Committee Advances NFIP Bill, Legislation Awaits Action on House Floor

June 24, 2019 Democrats and Republicans on the House Financial Services Committee voted unanimously June 12 to pass legislation that would reauthorize the National Flood Insurance Program for five years and... Read more

Washington: OIC Disseminate Draft of Proposed Amendments to Adverse Action Consumer Notice Regulation

June 20, 2019 The Office of the Insurance Commissioner has disseminated a notice and proposed amendments to the Adverse Action Consumer Notice Regulation. Written comments are due by... Read more

California: Disaster Mitigation Fund Legislation Amended to Include Annual Policy Assessment

June 20, 2019 SB 292, Prepared California Disaster Mitigation Fund, introduced by Sen. Susan Rubio, has been amended by the bill sponsor in the Assembly and re-assigned to the Assembly Insurance Committee for... Read more

Missouri: Department to Conduct Hearing on Proposed Market Conduct, Solvency, Other Regulations

June 19, 2019 The Missouri Department of Insurance, Financial Institutions and Professional Registration will conduct a hearing on July 18 in Jefferson City on several proposed amendments to the state’s insurance and... Read more

Kansas: Supreme Court Strikes Down Non-Economic Damages Caps

June 18, 2019 The Kansas Supreme Court on June 14 struck down the 30-year-old statute that limited awards for non-economic damages in actions for personal... Read more

NAMIC Unveils White Paper on Environmental, Social, Governance Considerations

June 17, 2019 Amid a growing interest in integrating environmental, social, and governance factors into the insurance investment process, NAMIC has released a new... Read more

Treasury Releases Final Loss Reserve Discounting Regulations

June 17, 2019 The Department of Treasury and the Internal Revenue Service unveiled the final regulations June 13 related to the Modification of Discounting Rules for Insurance Companies... Read more

House T&I Subcommittee Discusses Future of Trucking in U.S.

June 17, 2019 The House Transportation and Infrastructure Subcommittee on Highways and Transit convened for a hearing June 12 titled “Under Pressure: The State of Trucking in America” and featured a mélange of... Read more

Uber Elevate Holds Summit, Talks Urban Air Mobility

June 17, 2019 Silicon Valley execs and engineers from Uber descended on the capital for a two-day summit June 11-12 on Uber Elevate’s Urban Air... Read more

Senate Banking Committee to Hold TRIA Hearing

June 17, 2019 The Senate Committee on Banking, Housing, and Urban Affairs will conduct a hearing June 18 titled... Read more

FEMA Flood Claims Data Now Available

June 17, 2019 The Federal Emergency Management Agency announced June 11 the release of National Flood Insurance Program claims and policy data on... Read more

NAMIC’s CCP Welcomes the Empire State to Washington

June 17, 2019 NAMIC member company representatives from New York will be in the nation’s capital June 20 to participate in the Congressional... Read more

Senate Banking Committee Eyes Data Brokers and the Impact on Financial Data Privacy

June 17, 2019 The Senate Banking Committee held a hearing June 11 to examine the activity of data brokers and how financial services organizations use data to... Read more

House Financial Services Committee Advances Long-Term NFIP Bill

June 17, 2019 Members of the House Financial Services Committee unanimously approved two pieces of legislation June 12 that would enact a long-term reauthorization of the National Flood... Read more

Nevada: Bill Allowing Claimants Right to Void Settlement Agreements, Secure Policy Coverage Limits Information is Now Law

June 11, 2019 NAMIC-opposed SB 435, Releases of Liability, has been signed into law by Gov. Steve Sisolak. The law goes into effect on Oct. 1, 2019. The new law provides that a release of liability relating to the personal injury of a releasor may... Read more

Oregon: NAMIC-Opposed Bill Removing Noneconomic Damages Cap Dies

June 11, 2019 NAMIC-opposed HB 2014, which had passed out of the Assembly and then the Senate Judiciary Committee, died during the Senate floor vote. The legislation died on a 15-14 vote... Read more

Alaska: Homeowner’s, Renter’s Insurance Renewal Bill is Alive for Year Two of Legislative Session

June 11, 2019 SB 106, which the association helped amend to address insurer underwriting needs, passed out of the Senate on a 20-0 vote and has been assigned to the House Labor and Commerce... Read more

South Carolina: DOI Begins Discussions About Med Mal JUA ‘Exit Tax’

June 11, 2019 As previously reported by NAMIC, South Carolina HB 3760 was passed just before adjournment. Gov. Henry McMaster signed the bill on May 16, and... Read more

NAMIC PAC To Host Chopped Challenge at Management Conference

June 10, 2019 The NAMIC Political Action Committee is welcoming members to its Chopped Challenge June 24 during the NAMIC Management Conference in... Read more

Senate Banking to Discuss Data Brokers’ Impact on Financial Data Privacy

June 10, 2019 The Senate Banking Committee will hold a hearing June 11 titled “Data Brokers and the Impact on Financial Data Privacy, Credit, Insurance, Employment and Housing,” featuring two witnesses, Alicia... Read more

Senate Banking Committee to Hold Hearing on TRIA

June 10, 2019 The Senate Committee on Banking, Housing, and Urban Affairs has announced that it will hold a hearing June 18 on the Terrorism Risk Insurance Program. NAMIC has already been in touch with... Read more

Senate Banking Leadership Hears From CFA on TRIA Reauthorization

June 10, 2019 The Consumer Federation of America sent a letter to Senate Banking, Housing, and Urban Affairs Chairman Mike Crapo, R-Idaho, and ranking member Sherrod... Read more

Three States Come to Washington for NAMIC’s CCP

June 10, 2019 NAMIC’s Congressional Contact Program returns this week with NAMIC member company representatives from Tennessee in our nation’s capital June 11, followed by participants from Minnesota... Read more

NAMIC Serves at the FAA Drone Advisory Committee Meeting

June 10, 2019 The Drone Advisory Committee, a broad-based, long-term federal advisory committee to the... Read more

FCC Allows for Robocalls to be Automatically Blocked

June 10, 2019 The Federal Communications Commission voted June 6 to allow phone companies to block illegal and unwanted robocalls from reaching consumers by default and without a requirement... Read more

House Financial Services Committee Leaders Reach Deal, Set to Pass Long-Term NFIP Legislation

June 10, 2019 House Financial Services Committee Chairwoman Maxine Waters, D-Calif., and the committee’s ranking member, Patrick McHenry, R-N.C., announced an agreement June 6 on legislation that would... Read more

South Carolina: Insurance Director Announces Focus on Private Flood

June 4, 2019 NAMIC attended the South Carolina Insurance Association quarterly board meeting on May 30, where Insurance Director Ray Farmer was a featured speaker. In addition to his comments on the beginning of hurricane season on June 1 and DOI and industry... Read more

Alabama: Session Adjourns Without Handheld Cellphone Ban; SOL Extension Does Pass

June 4, 2019 The Alabama General Assembly adjourned its 2019 regular session on May 31. Despite steady progress and debate up until the very last day, HB 404, which would have banned the use of handheld cellphones while driving, did not cross the finish line for... Read more

Oregon: DFR Hosts Stakeholder Meeting on Regulatory Position on Exclusionary Language in Insurance Policies

June 4, 2019 The Division of Financial Regulation is convening a stakeholder meeting to discuss issues surrounding exclusionary language in recent property/casualty insurance policies. Read more

Nevada: Child Support Interception of Insurance Claims Payment Bill Has Signed Into Law

June 4, 2019 SB 33, Revises provisions governing enforcement of child support obligations, has been signed into law by Gov. Steve Sisolak after passing out of the Legislature without a single “nay” vote in either chamber floor vote. The bill goes into effect... Read more

FACI to Meet June 18

June 3, 2019 The U.S. Department of the Treasury published a Notice of open meeting May 31 announcing that the U.S. Department of the Treasury's Federal Advisory Committee on Insurance will meet via teleconference June 18 from 2 p.m.-5 p.m. EDT. The meeting is... Read more

NAMIC’s CCP in High Gear for June

June 3, 2019 Congress returns from recess this week, which means NAMIC’s Congressional Contact Program returns as well. NAMIC member company representatives from Kansas and Missouri will be in the nation’s capital June 4-5, and company representatives from... Read more

One Year Later, GDPR Offers Mixed Results

June 3, 2019 May 25 marked the one-year anniversary of the European Union’s General Data Protection Regulation law, and stark differences of opinion have developed over what has and hasn’t happened. Some have celebrated the law as the strongest attempt to rein... Read more

DAC to Meet June 6

June 3, 2019 The Federal Aviation Administration's Drone Advisory Committee, a broad-based, long-term federal advisory committee providing the FAA with advice on key Unmanned Aircraft System integration issues by helping to identify challenges and prioritize... Read more

Feds Seek Comment on AV Safety Standards, Regulations

June 3, 2019 The National Highway Traffic Safety Administration and Federal Motor Carrier Safety Administration each issued an advanced notice of proposed rulemaking May 28 regarding the removal of regulatory barriers to the safe introduction of automated... Read more

Congress Avoids NFIP Lapse With Short-Term Extension; Expected to Vote Again June 3

June 3, 2019 On May 31, the day the National Flood Insurance Program was set to expire, Congress sent President Trump legislation to extend the program’s authorization for two weeks, to June 14. The House passed the two-week extension on May 30 after a week on... Read more

Louisiana: NAMIC Supports Resolution Aimed at Curtailing Influence of ALI Restatement

May 30, 2019 NAMIC continues to press for legislatures to address issues with The American Law Institute’s Restatement on Liability Insurance by providing written testimony in support of SR 149. The resolution will be heard in the... Read more

Texas: NAMIC Provides Comments to Informal Draft on Changes to Consumer Bill of Rights

May 29, 2019 NAMIC provided written comments on May 28 to the Texas Department of Insurance’s proposed changes to the Consumer Bill of Rights for Homeowners, Dwelling and Renters Insurance. NAMIC believes a few of the proposals pertaining to the use of claims for... Read more

Alabama: Asbestos Exposure Transparency Act Signed by Governor; Handheld Cellphone Ban Near Passage

May 28, 2019 SB 45, NAMIC-supported legislation to ensure transparency of asbestos trust claims, was signed May 23 by Gov. Kay Ivey and assigned Act No. 2019-261. Several bills on the Alabama Department of Insurance legislative agenda also have passed... Read more

Setting the Stage for 2020’s Battle for House of Representatives

May 28, 2019 In the shadow of the presidential race, Republicans and Democrats are preparing for another battle: the fight for the House. It’s not going to get as much attention as the presidential race over the next 18 months, but control of the House is... Read more

Senate Passes Anti-Robocall Bill, But Fate in House Unclear

May 28, 2019 The Senate voted May 23 to pass the Telephone Robocall Abuse Criminal Enforcement and Deterrence, or TRACED Act, S.151, by a 97-1 vote. The bill, designed to combat the abusive use of robocall technology, had received more than 80 co-sponsors by... Read more

Senate Judiciary Committee Examines Data Privacy

May 28, 2019 The Senate Judiciary Committee held a hearing May 21 titled “Understanding the Digital Advertising Ecosystem and the impact of Data Privacy and Competition Policy.” The intent of the hearing was to focus on digital advertising practices and explore if... Read more

NAMIC Hosts Meeting of BuildStrong Coalition, Discusses Upcoming Forum

May 28, 2019 NAMIC hosted a meeting of the BuildStrong Coalition on May 23 to discuss progress since the passage of the landmark Disaster Recovery Reform Act in 2018, outline priorities for the remainder of 2019, and discuss the July 23 Washington, D.C., Forum on... Read more

BuildStrong Coalition Testifies Before House T&I on DRRA Implementation; FEMA Readiness

May 28, 2019 The NAMIC-led BuildStrong Coalition testified before the House Transportation and Infrastructure Subcommittee on Economic Development, Public Buildings, and Emergency Management during a May 22 hearing examining the... Read more

Mnuchin Appears for HFSC ‘Part II’ Testimony on International Financial System

May 28, 2019 Treasury Secretary Steve Mnuchin appeared before the House Financial Services Committee on May 22 to resume a hearing that began earlier this year. During the initial hearing, titled the “Annual Testimony of the Secretary of the Treasury on the... Read more

Senators Introduce Bill to Eliminate the FIO

May 28, 2019 Sens. Ted Cruz, Cindy Hyde-Smith, and Jim Inhofe on May 22 introduced S. 1586, the Federal Insurance Office Abolishment Act. The bill, the first piece of legislation directly dealing with the FIO to be introduced in the Senate, is a companion bill to... Read more

Congress Fails to Pass NFIP Bill Before Recess; House Could Still Avoid a Lapse

May 28, 2019 With the National Flood Insurance Program set to expire May 31, House and Senate leaders are looking for ways to keep it available since members failed to do so before leaving Washington. They are not set to return until June 4. During a May 24... Read more

MICHIGAN LEGISLATURE PASSES PROBLEMATIC NO-FAULT INSURANCE LAW

May 24, 2019 The Michigan Legislature today passed a committee substitute for HB 1, a bill aimed at reforming Michigan’s no-fault automobile insurance system... Read more

Florida: AOB Reform Bill Sent to Governor

May 23, 2019 Florida HB 7065, long-awaited assignment of benefits reform, was presented to Gov. Ron DeSantis on May 22. He has until June 6 to sign, veto, or allow the bill to become law... Read more

Oregon: NAMIC-Opposed Bill Removing Noneconomic Damages Cap Passes Out of Committee

May 23, 2019 NAMIC-opposed HB 2014 has passed out of the Senate Judiciary Committee. NAMIC’s state advocacy partner, the Oregon Liability Reform Coalition, has been working with NAMIC and other interested... Read more

Nevada: Insurance Data Security Breach Bill Dead for Session

May 23, 2019 SB 21, Insurance Data Security, has died in the Assembly. The legislation would have adopted the National Association of Insurance Commissioners’ Insurance Data Security Model Law, which establishes data security standards... Read more

California: NAMIC Joins PIFC in Submitting Comments to CDI on SIU Proposed Regulation

May 23, 2019 NAMIC’s state advocacy partner, the Personal Insurance Federation of California, provided testimony to the California Department of Insurance at its pre-notice public discussion regarding contemplated changes... Read more

NAIC CASTF Predictive Modeling White Paper Exposes New Draft

May 23, 2019 The NAIC Casualty Actuarial and Statistical Task Force exposed a second draft of its predictive modeling white paper as a result of a conference call of the task force on May 14. The second exposure is for... Read more

Louisiana: Omnibus Premium Reduction Act Gains New Life in Legislature

May 23, 2019 NAMIC previously shared its support for HB 372, the Omnibus Premium Reduction Act, in House and Senate hearings. The bill is a good step toward addressing the problems associated... Read more

Financial & Regulatory Brief: In the States

May 21, 2019 In 2019, 10 states have adopted the NAIC Corporate Governance Annual Disclosure Model Act, bringing the total to 36 states that have adopted... Read more

Financial & Regulatory Brief: At the NAIC

May 21, 2019 The NAIC held the annual International Insurance Forum in May. Keynoting the event was U.S. Secretary of Treasury Steven Mnuchin who noted ongoing concerns with the direction of the Insurance Capital Standard at the... Read more

Financial & Regulatory Brief: In the World

May 21, 2019 Staff members from the International Association of Insurance Supervisors last month provided an update to the industry about the specifications that would be field-tested in 2019 for the Insurance Capital... Read more

Financial & Regulatory Brief: In the Nation

May 21, 2019 A NAMIC-supported bill to add a state insurance commissioner as a voting member on the Financial Stability Oversight Council was introduced in both the House and... Read more

Nevada: NAMIC-Opposed Workers’ Comp Physician Choice Bill Passes Out of Senate

May 21, 2019 SB 381, Workers’ Compensation, has been amended and passed out of the Senate. The bill has yet to be assigned a hearing date in the Assembly Committee on... Read more

Oregon: Insurance Consumer Complaints Study Bill Introduced

May 21, 2019 HB 2956, Insurance Code Violations Study, has been introduced and assigned to the House Committee on Business and Labor for an informational hearing on... Read more

California: Privacy Bill With Private Civil Right of Action Dies

May 21, 2019 SB 561, which would have expanded the state’s broad new data privacy law, the California Consumer Protection Act, to allow for a private civil cause of action by consumers... Read more

House Set to Consider Legislation Requiring FIO to Collect Private Data From Auto Insurers

May 20, 2019 The House will vote the week of May 20 on legislation designed to increase the powers of the Consumer Financial Protection Bureau, the agency created by the Obama administration in the wake of the 2008... Read more

NAMIC’s Karol Named to Federal Drone Advisory Committee

May 20, 2019 Tom Karol, NAMIC’s general counsel – federal, will be representing the property/casualty insurance industry as a member of the Federal Aviation Administration’s Drone Advisory Council as Unmanned Aircraft Systems are... Read more

Senate Panel Eyes Privacy Issues

May 20, 2019 The Senate Judiciary Committee will hold a hearing May 21 titled “Understanding the Digital Advertising Ecosystem and the Impact of Data Privacy and Competition Policy,” featuring witnesses from academia and... Read more

Trade Sees Breakthroughs for Canada, Mexico Tariffs

May 20, 2019 A week after President Trump escalated trade pressures by increasing tariffs on $200 billion worth of Chinese imports from 10 percent to 25 percent, he announced a breakthrough to ease tensions with... Read more

House Committee to Hear from HUD, Treasury Secretaries

May 20, 2019 The House Financial Services Committee will hold two hearings involving cabinet secretaries the week of May 20. The first, “Housing in America: Oversight of the U.S. Department of Housing and Urban Development” will see HUD... Read more

FAA Administrator Nominee Appears Before Senate Commerce Committee

May 20, 2019 The Senate Commerce, Science, and Transportation Committee convened May 16 to hear from Stephen Dickson, who has been nominated to serve as the Federal Aviation Administration’s... Read more

House Subcommittee Eyes Arbitration

May 20, 2019 The House Judiciary Subcommittee on Antitrust, Commercial, and Administrative Law convened May 16 for a hearing titled “Justice Denied: Forced Arbitration and the Erosion of our Legal System,” which featured... Read more

NAMIC Submits Comments to Treasury on TRIA Small-Insurer Study

May 20, 2019 NAMIC submitted comments to the U.S. Treasury on May 13 in response to its recent request for comments on the department’s study regarding the Terrorism Risk Insurance Act program and... Read more

Property/Casualty Insurance Industry Submits Comments to Treasury, IRS on Compensation for Tax-Exempt Organizations

May 20, 2019 NAMIC and other stakeholders in the property/casualty insurance industry submitted comments to the Internal Revenue Service and the U.S. Treasury on May 16 regarding Notice 2019-09, which provides... Read more

Quarles Talks CECL in Congressional Hearings

May 20, 2019 In separate hearings before the Senate Banking and House Financial Services committees, Federal Reserve Vice Chairman Randal Quarles addressed the Financial Accounting Standards Board’s new... Read more

House Members Follow-Up on Senate Letter on International Insurance Capital Standard

May 20, 2019 Members of the House Financial Services Committee shared their concerns regarding the ongoing discussions at the International Association of Insurance Supervisors over the Insurance Capital Standard... Read more

BuildStrong Coalition to Testify During Hearing Examining DRRA

May 20, 2019 The NAMIC-led BuildStrong Coalition will testify during a May 22 hearing designed to examine the implementation of a major law the coalition worked to see enacted... Read more

House Passes Short-Term NFIP Extension; Senate Action Next

May 20, 2019 With a May 31 deadline to reauthorize the National Flood Insurance Program quickly approaching, the House on May 14 passed H.R. 2578, which would authorize the NFIP through Sept. 30. The bill, the... Read more

Texas: TDI Seeks Feedback on Consumer Bill of Rights

May 16, 2019 The Texas Department of Insurance on May 15 notified the industry of the Office of Public Insurance Counsel’s proposed changes to the Consumers Bill of Rights for Homeowners, Dwelling and Renters Insurance. OPIC is proposing changes to the... Read more

Alabama: Senate Asbestos Exposure Transparency Act Moves Out of House Committee

May 14, 2019 SB 45, continues its steady progress through the legislative process with a favorable report from the House Commerce and Small... Read more

North Carolina: Dust Settling After Crossover Deadline

May 14, 2019 After fast and furious activity leading up to the May crossover deadline, the dust is settling at the North Carolina General Assembly. Much of the recent focus was... Read more

South Carolina: 2019 Session Adjourns With Last-Minute Passage of Med Mal JUA Bill

May 14, 2019 The first regular session of the 123rd South Carolina General Assembly adjourned sine die on May 9. Per the adjournment resolution, lawmakers will... Read more

Colorado: DOI Terminates Adopted Insurance Consumer Protections/Consumer Notice Amended Regulation

May 14, 2019 The Colorado Division of Insurance Division has provides notice that it is terminating the rulemaking process for draft amended regulation 5-2-12, Concerning Automobile... Read more

Alaska: NAMIC Submits Testimony on Homeowner’s, Renter’s Insurance Renewal Bill

May 14, 2019 NAMIC has submitted written testimony to the Senate Labor and Commerce Committee on SB 106, requesting that the committee not... Read more

House Bill Calling for Study of Auto Insurance Cost Disparities Reintroduced

May 13, 2019 Rep. Mark Takano, D-Calif., on May 10 reintroduced H.R.2684, which would require the Federal Insurance Office to conduct a study to identify... Read more

Senators Urge Federal Reserve Vice Chair to Engage on International Capital Standard Debate

May 13, 2019 A bipartisan coalition of 42 senators asked Randy Quarles, Federal Reserve vice chairman and chair of the Financial Stability Board, to ask the FSB to publicly state that... Read more

Senate Commerce Committee Eyes National Airspace, Drone Integration

May 13, 2019 The Senate Commerce Committee hosted a hearing May 8 titled “New Entrants in the National Airspace: Policy, Technology, and Security Issues for Congress” and received... Read more

Panel Discuses Automated Vehicle Safety Expert

May 13, 2019 NAMIC attended “Engaging Drivers and Law Enforcement,” an event featuring a panel of experts on automated vehicle safety on May 8. It was hosted by the... Read more

House Financial Services Committee Considers Legislation

May 13, 2019 The House Financial Services Committee held a markup May 8 on several pieces of legislation. Before the panel for a vote... Read more

New Tariffs Coming on Auto Parts?

May 13, 2019 Renewed trade tensions between the United States and China emerged over the past week as President Trump on May 10 followed through on his threat to... Read more

With Rule Still in Review, Disparate Impact Challenge Remains on Hold

May 13, 2019 At a status hearing May 13 on NAMIC’s challenge to the Department of Housing and Urban development’s disparate impact rule at... Read more

Help NAMIC PAC Chop Down Bad Legislation

May 13, 2019 If you are planning to attend the Farm Mutual Forum in Bloomington, Minn., May 21-22, please join NAMIC PAC for an axe-clusive fundraising event and... Read more

Will Open Seats Affect Senate Majority?

May 13, 2019 According to the National Journal, the number of Senate retirements through the first four months of the new Congress has already surpassed the... Read more

NAMIC’s CCP Welcomes the Garden State to Washington

May 13, 2019 Member company representatives from New Jersey will be in the nation’s capital May 15-16 as part of NAMIC’s Congressional Contact Program. These advocates will be... Read more

Privacy a Topic for Multiple Congressional Committees

May 13, 2019 Members of the Senate Banking Committee discussed a number of topics at a May 7 hearing titled “Data Rights and Collection in the Digital... Read more

House Expected to Vote on NFIP Short-Term Measure as NAMIC Works to Avoid Lapse

May 13, 2019 With a May 31 deadline to reauthorize the National Flood Insurance Program and avoid a lapse of the program, the House is expected to vote as early as... Read more

Florida: More Than AOB Reform Marks Positive 2019 Session Outcome

May 9, 2019 The Florida Legislature adjourned on May 4, and the insurance industry came away with more than just a big win on the assignment-of-benefits reform that passed April 24. HB 7065 has an... Read more

Michigan: Legislature Considers Dueling No-Fault Reform Bills

May 9, 2019 The Michigan Senate Insurance Committee and full Senate on May 7 took up and passed SB 1, a comprehensive no-fault reform bill aimed at curbing... Read more

Colorado: DOI Schedules Stakeholder Meeting on Depreciation of Labor Bulletin

May 9, 2019 The Colorado Division of Insurance will be hosting a public stakeholder meeting to discuss Colorado Insurance Bulletin 5.1 – Calculation of actual cash value: Prohibition against... Read more

Montana: NAMIC-Opposed Bill Eroding Statute of Limitations Law Signed Into Law

May 9, 2019 NAMIC-opposed HB 640, Childhood Sexual Abuse, as amended by the Senate, has been signed into law by Gov. Steve Bullock. The bill went into... Read more

Michigan Senate Announces, Passes No-Fault Reform Legislation

May 9, 2019 The Michigan Senate Insurance Committee and full Michigan Senate on May 7 took up and passed SB 1, a comprehensive no-fault reform bill aimed at... Read more

Washington: Potentially Concerning Tax Bill Passes at End of Session

May 8, 2019 Before the Legislature adjourned for the year, it passed E2SHB 2158, a comprehensive business and operation tax surcharge on selected state businesses to bring in almost $380 million for the biennium. The measure imposes a 20 percent... Read more

Louisiana: NAMIC Provides Testimony on Bills Moving Through Legislature

May 7, 2019 NAMIC on May 6 took positions on bills being heard in the House Insurance and Senate Judiciary A committees. NAMIC advised the House Insurance Committee it... Read more

Alabama: Governor Signs CGAD, Cybersecurity, and Roofing Contractor Bills

May 7, 2019 Gov. Kay Ivey on May 1 signed the NAIC Corporate Governance Annual Disclosure Model Act, SB 52; the NAIC Cybersecurity... Read more

Hawaii: NAMIC-Opposed OEM Auto Repair Parts Bills Dead for the Year

May 7, 2019 With the adjournment of the 2019 legislative session on May 2, the long and extremely challenging battle to protect insurance consumers from original equipment... Read more

Oregon: NAMIC-Opposed Workers’ Compensation Bill Amended

May 7, 2019 NAMIC-opposed HB 3022, which would significantly change the current workers’ compensation law and unfairly stack the cards in favor of claimants has been... Read more

Colorado: Legislature Adjourns, NAMIC-Opposed Medical Liens Bill, Class Action Consumer Protection Bill Die

May 7, 2019 Two contentious trial-bar-sponsored bills died at the end of legislative session on April 3. SB 217 would have assisted medical providers and... Read more

Nevada: Insurance Data Security Breach Bill Passes to Assembly

May 7, 2019 SB 21, Insurance Data Security, has been amended and assigned to the Assembly Committee on Commerce and Labor for consideration. No public... Read more

Subcommittee Hearing Looks at Discrimination in Auto Lending, Insurance

May 6, 2019 The House Financial Services Committee’s Subcommittee on Oversight and Investigations convened a hearing May 1 titled “Examining Discrimination in the Automobile Loan and Insurance Industries” and received... Read more

Webinar on ALI Restatement Available to NAMIC Members

May 6, 2019 NAMIC is co-hosting a May 15 webinar for senior claim legal staff and key coverage counsel to better understand the American Law Institute’s soon-to-be... Read more

Where Trump Hopes to Play Offense

May 6, 2019 President Trump’s campaign manager, Brad Parscale, listed four states – Colorado, Minnesota, New Hampshire, and Nevada – as offensive... Read more

House Energy and Commerce Examines Robocall Legislation

May 6, 2019 The House Energy and Commerce Subcommittee on Communications and Technology held a hearing April 30 titled “Legislating to Stop the Onslaught of Annoying Robocalls.” Seven bills to combat... Read more

FTC Will Examine Third-Party Auto Repair Market

May 6, 2019 The Federal Trade Commission is hosting a workshop titled “Nixing the Fix, A Workshop on Repair Restrictions” on July 16 at 9 a.m. EDT. The purpose of the... Read more

Krishnamoorthi Introduces SAFE TO DRIVE ACT

May 6, 2019 Rep. Raja Krishnamoorthi, D-Ill., introduced H.R.2416, the SAFE TO DRIVE Act, on April 30 to create two supplemental National Highway Traffic Safety Administration grants for... Read more

Senate Commerce Committee Continues Federal Privacy Framework

May 6, 2019 The Senate Commerce, Science, and Transportation Committee convened May 2 for a hearing  to discuss “Consumer Perspectives: Policy Principles for a Federal Data Privacy Framework” featuring... Read more

Senate Commerce Committee to Hold Status Hearing on Drone Integration

May 6, 2019 The Senate Commerce, Science, and Transportation Committee will host a hearing May 8 titled... Read more

Senate Banking Eyes Data Rights

May 6, 2019 The Senate Banking Committee will hold a hearing May 7 titled “Data Rights and Collection in the Digital Economy.” In preparation for tackling... Read more

NAMIC CCP Opens May With Indiana, Maine, Texas, Washington

May 6, 2019 NAMIC’s Congressional Contact Program returns this week as NAMIC member company representatives from Texas will be in the nation’s capital on May 7-8, followed by participants from... Read more

Primary Regulators of Insurance Act of 2019 Introduced in House, Senate

May 6, 2019 A a bipartisan group of House and Senate members introduced legislation May 2 designed to elevate the role of state insurance commissioners in federal policymaking on insurance issues. The legislation, known as the... Read more

NAMIC Leads Effort to Avoid Lapse of National Flood Insurance Program

May 6, 2019 With the expiration of the authorization of the National Flood Insurance Program set to take place May 31, NAMIC led the effort to... Read more

Tennessee: Hands-Free Highway Safety Legislation Passes

May 2, 2019 The Tennessee General Assembly on April 30 passed HB 164/SB 173 hands-free legislation to ban drivers 18 and older from holding or physically supporting a phone while driving... Read more

Oregon: NAMIC-Opposed Bill Authorizing Private Attorney General Lawsuits Moves to Joint Committee on Ways and Means

May 2, 2019 NAMIC has joined its tort reform state advocacy partner, the Oregon Liability Reform Coalition, in opposing SB 750, Relating to Public Enforcement Actions... Read more

Hawaii: NAMIC-Supported Bill Reforming Insurer’s Annual Consumer Privacy Notice Off to Governor for Signature

May 2, 2019 NAMIC-supported HB 273, Privacy Notice for Insurers, has passed out of conference committee to resolve differences between the House and Senate versions of the bill. The proposed legislation is now off to... Read more

Colorado: NAMIC-Opposed Insurance Policy Coverage Limits Disclosure Bill Off to Governor for Signature

May 2, 2019 NAMIC-opposed HB 1283 has passed out of the Senate with insurance industry amendments secured in the House Judiciary Committee. The bill will soon be sent to... Read more

Florida: Texting While Driving Primary Offense; Scooter, AV Regulation Bills Pass

May 2, 2019 The Florida House on April 29 gave final passage to HB 107, which would make texting while driving a primary offense as of July 1, 2019. In addition, the bill makes school zones and active... Read more

Nevada: NAMIC Opposes Bill Allowing Claimant Right to Void Settlement Agreements, Secure Policy Coverage Limits Information

May 2, 2019 NAMIC joined other members of the insurance industry in submitting a letter of opposition on SB 435, Releases of Liability, to the Assembly Judiciary Committee. NAMIC also retained counsel to testify at the hearing about the... Read more

Iowa: Governor Signs Assignment of Benefits Reform

May 2, 2019 Gov. Kim Reynolds on May 1 signed Senate File 412, the bill to protect consumers from the abusive assignment of benefit practices seen in... Read more

Louisiana: NAMIC Opposes Legislation Restricting Use of Direct Repair Facilities, Mandating Additional Disclosures on Homeowners’ Policies

May 2, 2019 NAMIC on May 1 opposed two bills in the Louisiana... Read more

Washington: Legislative Session Adjourns on Pro-Insurance Consumer Note

May 2, 2019 NAMIC-opposed SB 5996, a premium tax increase to fight wildfires, died in the last days of the legislative session. NAMIC participated in and contributed funds to an industry coalition of trades and... Read more

Colorado: NAMIC Submits Testimony Opposing Consumer Protection Bill; Set for Senate Floor Vote

April 30, 2019 NAMIC submitted written testimony to the Senate Judiciary Committee opposing HB 1289. The legislation passed out of House with amendments L.002 and L.011. Neither amendment resolved the... Read more

Washington: Governor Signs Controversial Wrongful Death Bill

April 30, 2019 Gov. Jay Inslee signed SB 5163, Wrongful Death, that will significantly enlarge the category of individuals legally entitled to assert a wrongful death claim and will expand the class of general damages... Read more

Hawaii: NAMIC-Supported ‘Flood Damage’ Motor Vehicle Title Branding Bill Set for Passage

April 30, 2019 HB 270, HD 1, SD 2, Relating to Rebuilt Vehicles, is back on track for passage this session. The legislation would amend and modernize current law on motor vehicle total losses by specifically adding... Read more

Nevada: NAMIC-Opposed Bill Allowing Plaintiffs Right to Void Settlement Agreements Amended, Worse for Insurers

April 30, 2019 NAMIC-opposed SB 435, Releases of Liability, has passed out of the Senate on a 21-0 vote after being amended in the Senate Judiciary Committee to impose on insurers a concerning policy information... Read more

Treasury’s TRIA Office Seeks Comments for Small Insurer Report

April 29, 2019 The U.S. Department of the Treasury published a notice in the Federal Register seeking comments in connection with its... Read more

As Congress Returns, N.C., Arkansas, and Ohio Head to Washington for CCP

April 29, 2019 Congress returns from recess this week, which means NAMIC’s Congressional Contact Program returns as well. NAMIC member company representatives from North Carolina will be in the nation’s... Read more

Financial Services Subcommittee Eyes Discrimination in Auto Lending, Insurance in Hearing

April 29, 2019 The House Financial Services Subcommittee on Oversight & Investigations will convene for a hearing May 1 titled “Examining Discrimination in the Automobile Loan... Read more

Races to Watch: Democrats Long for a Pick-Up in New York’s 1st District

April 29, 2019 The 2018 Democratic wave resulted in a new House majority and some districts – namely in the suburbs – that hosted closer-than-expected elections. State Rep. Lee Zeldin is one of the few... Read more

Legislation to Protect State-Based Regulatory System Expected to be Reintroduced

April 29, 2019 NAMIC expects to soon see the reintroduction of bipartisan legislation designed to protect the state-based system of... Read more

Energy and Commerce Subcommittee to Examine Robocall Legislation

April 29, 2019 The House Energy and Commerce’s Communications and Technology Subcommittee will host a hearing... Read more

Florida: Ready for Final Week of Session

April 26, 2019 With only one week left in the 2019 Florida legislative session, House and Senate floor activity has... Read more

Iowa: NAMIC Urges Governor to Sign Assignment of Benefits Reform

April 26, 2019 Senate File 412, to protect consumers from the abusive assignment of benefit practices seen in many states, passed both chambers of the Iowa Legislature without a... Read more

Florida: FSU Future of Insurance Forum Scheduled for May 8

April 26, 2019 NAMIC will be part of the Florida State University “Future of Insurance Forum” scheduled for May 8 in Tallahassee... Read more

Florida: AOB Reform for Property Insurance Headed to Governor

April 24, 2019 By a 25 to 14 vote, the Florida Senate at 2:45 p.m. on April 24 gave final approval to HB 7065, property Assignment of Benefit reform, after many years of advocacy and public affairs support to educate consumers and policymakers about increasing AOB... Read more

Louisiana: Major Tort Reform Passes House; NAMIC Opposes Bill Requiring Commercial Auto Data Reporting

April 24, 2019 The Louisiana House on April 23 passed HB 372, which takes a significant step in addressing the auto insurance market problems in Louisiana. NAMIC provided written testimony to the House Civil Law Committee earlier in the month in support... Read more

Hawaii: Conference Committee Assigned for NAMIC-Supported Privacy Notice Reform Bill

April 24, 2019 NAMIC-supported HB 273, Privacy Notice for Insurers, which was amended by the Senate and then rejected by the House, has been assigned to a conference committee in the final five days of the legislative session for reconsideration of the House and... Read more

California: CDI Rejects Consumer Watchdog’s Climate Change Rulemaking Petition

April 24, 2019 Consumer Watchdog, a self-proclaimed consumer protection organization, delivered a formal petition to the California Department of Insurance March 21 requesting that Commissioner Ricardo Lara require mandatory insurer disclosures of the fossil fuel... Read more

Colorado: NAMIC Submits Testimony Opposing Medical Liens Bill

April 24, 2019 NAMIC has submitted written testimony to the Colorado House Health and Insurance Committee opposing SB 217, Healthcare Provider Liens. The proposed legislation enumerates procedural requirements for a healthcare provider to assert a medical lien for... Read more

Nevada: NAMIC-Supported Insurance Fraud Bill Dies

April 24, 2019 NAMIC-supported AB 87, Insurance Fraud Penalty, is dead for the session after failing to survive a legislative procedural deadline. “Insurance fraud,” defined as knowingly and willfully committing various actions including knowingly and willfully... Read more

Washington: NAMIC-Supported Motorcycle Liability Coverage Bill Signed into Law

April 24, 2019 NAMIC-supported HB 1014, Motorcycle Liability Insurance Coverage has been signed into law by Gov. Jay Inslee. The proposed legislation removes the current statutory exemption for motorcycles from the financial responsibility requirement for motorists. Read more

Washington: NAMIC-Opposed Wrongful Death Bill Sent to Governor

April 23, 2019 NAMIC-opposed anti-tort reform legislation on wrongful death causes of action, SB 5163, has passed out of the House of Representatives on a 61-37 vote. On final passage, eight Republicans joined 53 Democrats in voting for the bill. Read more

Florida: AOB Reform, Distracted Driving, and Autonomous Vehicles Bills Nearing Finish Line

April 23, 2019 The Florida Senate on April 23 took up Assignment of Benefits reform on the Special Order Calendar. Because SB 122 had been amended last week in the Senate Rules Committee with the same language as contained in HB 7065, the first order of business... Read more

Kansas: Governor Signs NAMIC-Endorsed Assignment of Benefits Reform

April 23, 2019 Gov. Laura Kelly signed Senate Bill 78 April 22, to protect consumers from the abusive assignment of benefit practices seen in many states. NAMIC was a strong and early supporter of the bill. Read more

Alabama: Asbestos Trust Transparency, Distracted Driving Bills Move Out of Committee

April 23, 2019 Asbestos trust claims transparency legislation, SB 45, was approved April 18 by the Alabama Senate Judiciary Committee. The bill would require plaintiffs in asbestos actions to file all available asbestos trust claims and produce all trust claims... Read more

Louisiana: NAMIC Asks Administrative Law Judge to Stay Enforcement of Problematic DOI Directive

April 23, 2019 NAMIC filed a formal request with the Louisiana Division of Administrative Law April 22 to request an order to stay enforcement of Louisiana Department of Insurance Directive 215. NAMIC filed this action in its own name on behalf of members doing... Read more

Montana: NAMIC-Opposed Bill to Erode Statute of Limitations Law Has Been Enrolled

April 23, 2019 NAMIC-opposed HB 640, Childhood Sexual Abuse, as amended by the Senate, has passed out of the House on a unanimous vote and will soon be sent to Gov. Steve Bullock for his anticipated signature. The proposed legislation allows a civil lawsuit for... Read more

Nevada: NAMIC-Opposed OEM Parts Bill Dead for Session

April 23, 2019 NAMIC-opposed AB 173, Relating to Repair of Motor Vehicles, has failed to pass a procedural deadline and is now dead for session. The proposed legislation would have prohibited insurers from requiring the use of aftermarket parts for repairs to a... Read more

Colorado: NAMIC-Supported Distracted Driving Legislation Dies

April 23, 2019 The House Judiciary Committee has postponed consideration of SB 12, Concerning the Use of Mobile Electronic Devices While Driving indefinitely. The proposed legislation would have expanded the current prohibition on the use of wireless telephones... Read more

Louisiana: NAMIC Opposes Bill Banning Use Of Gender and Credit Scoring, Voices Support for Other Legislation

April 23, 2019 NAMIC provided written comments opposing SB 89 ahead of the bill’s hearing in the Senate Insurance Committee. NAMIC pointed out that gender is a useful, actuarily sound tool which helps insurance companies charge more accurate premiums to riskier... Read more

Oregon: NAMIC-Opposed Workers’ Compensation Bill on the Move

April 23, 2019 NAMIC-opposed HB 3022, which would significantly change the current workers’ compensation law and unfairly “stack the cards” in favor of claimants has passed unamended out of the House Business and Labor Committee. The bill, along with a proposed... Read more

California: PIFC Submits Letter to Wildfire Commission

April 23, 2019 NAMIC’s state advocacy partner, the Personal Insurance Federation of California, has submitted written comments to the SB 901 Wildfire Commission on behalf of its state trade members and NAMIC. The commission is holding a hearing on April 29 to... Read more

FTC to Host Workshop on Third-Party Repairs and Consumer Protections

April 22, 2019 The staff of the Federal Trade Commission will host a workshop July 16 to examine ways in which manufacturers may limit third-party repairs and is seeking research focused on such limitations. The workshop will focus on how manufacturers may limit... Read more

Safety Concerns on Boeing Crashes Linked to AV

April 22, 2019 At an Appropriations Subcommittee hearing on the Department of Transportation FY 2020 budget request on April 10, Chairman David Price, D-N.C. questioned the department’s ability to regulate automated technologies in the wake of... Read more

Energy and Commerce Committee Leaders ask NHTSA about AV Safety Standards

April 22, 2019 House Energy and Commerce Chair Frank Pallone, D-N.J., and Consumer Protection Subcommittee Chair Jan Schakowsky, D-Ill, sent a letter to Heidi King, deputy administrator of the National Highway Traffic Safety Administration, April 17 regarding a... Read more

The Five States That Will Determine 2020

April 22, 2019 In a presidential election year, the race for the White House dominates the national conversation, but control of both chambers of Congress is often also at stake. Considering the narrow majorities in both the House and the Senate, as well as a... Read more

Treasury’s TRIA Office Seeks Comments for Small Insurer Report

April 22, 2019 Recently, the U.S. Department of the Treasury published a notice in the Federal Register seeking comments in connection with its Small Insurer Report. Comments are due by May 13, and a full report to Congress is due on June 30. Read more

FACI Holds First Meeting of 2019 at Treasury

April 22, 2019 NAMIC attended the Federal Advisory Committee on Insurance’s first meeting of 2019 on April 18. As a reminder, the FACI provides advice and recommendations to assist the Federal Insurance Office in carrying out its statutory authority. Read more

NAMIC Briefs Congressional Staff on Cannabis and Insurance Intersection and Complications

April 22, 2019 NAMIC staff participated in an informational panel hosted by international law firm Holland & Knight April 17 to provide congressional staff with an overview of financial services’ perspectives on cannabis and its complicated legal situation. Read more

House T&I Committee Seeking Input on Infrastructure

April 22, 2019 The staff of the House Committee on Transportation and Infrastructure on April 18 informed stakeholders, including NAMIC, that the committee is seeking input for its work on an infrastructure bill for the 116th Congress. Read more

Texas: NAMIC-Supported HB 1078 Encouraging CPR Training Passed By Texas House

April 18, 2019 The Texas House of Representatives passed HB 1078 April 18, which would allow people with current certification in cardiopulmonary resuscitation, or CPR, to obtain or renew their driver’s licenses or licenses to carry handguns free of charge. Read more

NAMIC Releases CECL White Paper

April 18, 2019 The new Current Expected Credit Loss accounting standard represents a fundamental shift in how insurers recognize credit losses in their reported earnings and is the subject of NAMIC’s third public policy issue analysis of the year, released... Read more

North Carolina: Several Bills of Interest Move Before Easter Break; NAMIC Engages in ‘Scooter Talks’

April 18, 2019 The North Carolina General Assembly has had a somewhat slow start this year, and because odd-numbered years mean it’s the long session, that slow pace could last for a while. There has been a flurry of activity lately, though, with the... Read more

Florida: AOB Reform Moves Closer to Passage; Auto Glass Sidelined

April 18, 2019 The Florida Senate Rules Committee on April 17 amended SB 122, that body’s assignment of benefits reform legislation, to match HB 7065, which passed the full House on April 11. Despite the removal of auto glass provisions, NAMIC and others registered... Read more

Texas: NAMIC Works to Have Insurance Companies Excluded From Comptroller Bill Requiring Access to Insurance Company Data

April 18, 2019 NAMIC successfully urged the Texas comptroller on April 17 to remove “insurance company” from the scope of HB 3872, which would require financial institutions to provide high-level access to customer data in search of delinquent taxpayer assets. Read more

Montana: NAMIC-Supported Rescission of Insuring Agreement for Insurance Fraud Bill Heading to Governor

April 18, 2019 SB 240, Rescission of Insurance Contracts, as amended, has passed the House on a 50-0 vote and is now eligible for Gov. Steve Bullock’s signature. The legislation would allow an insurer to rescind an insuring agreement upon learning that the... Read more

Oregon: NAMIC-Opposed Bill Limiting Insurer Subrogation Rights for Personal Injury Protection Passes Out of Committee

April 18, 2019 The Senate Judiciary Committee has passed SB 421, Motor Vehicle Accident Reimbursement or Subrogation, on a 5-2 vote. The bill has been sent to the Senate Rules Committee, where NAMIC and the industry will try to secure an amendment to remove... Read more

Washington: Smoke Detector Underwriting Bill Passes Out of House With Industry Amendment

April 18, 2019 SB 5284, an act relating to smoke detection devices, as amended, has passed out of the House on a 96-0 vote. The bill was amended in the Senate to remove a concerning underwriting requirement for insurers. E2SSB 5284 has the following language to... Read more

Nevada: NAMIC-Opposed Bill Requiring Full Auto Replacement Cost Coverage Dead or Session

April 18, 2019 NAMIC is pleased to report that AB 172, Motor Vehicle Insurance Claims Settlements, is now dead for the session. The proposed legislation would have required an insurer that issues a policy of insurance covering damage to a motor vehicle to pay the... Read more

Colorado: Consumer Protection Act Damages Bill Introduced

April 18, 2019 SB 237, Consumer Protection Act, has been introduced and assigned to the Senate Judiciary Committee. The bill has yet to be scheduled for a public hearing. The legislation would amend the Colorado Consumer Protection Act to clarify that a plaintiff... Read more

Wildfire Risk Explored for Potential Inclusion in RBC or Ratings Factors

April 17, 2019 The Catastrophe Risk Subgroup heard two presentations about U.S. wildfire risk – one from AIR Worldwide regarding its wildfire model and a second from A.M. Best concerning how it assess wildfire risk within its rating analysis. In 2017, the subgroup... Read more

Statutory Accounting Group Adopts/Proposes Many Revisions to Accounting Practices and Procedures Manual

April 17, 2019 As usual at NAIC national meetings, the Statutory Accounting Principles Working Group was busy adopting changes and proposing new revisions to statutory accounting. In addition, the working group heard several updates from NAIC staff regarding ongoing... Read more

Restructuring Mechanisms Working Group Heard Presentations From Four Stakeholder Groups

April 17, 2019 The NAIC’s newest working group, the Restructuring Mechanisms (E) Working Group, met in-person for the first time on April 6 to hear presentations from several stakeholder groups regarding restructuring statutes and the impact they have on insurance... Read more

Flood Dominated the Property/Casualty Agenda

April 17, 2019 The issue of flood insurance was not only raised at the Catastrophe Insurance (C) Working Group, but also at the parent Property and Casualty Insurance (C) Committee. At the (C) Committee meeting, David Maurstad, chief executive of the National Flood... Read more

Catastrophe Insurance Group Updated on Flood Insurance

April 17, 2019 The Catastrophe Insurance (C) Working Group focused on information gathering at this meeting. It received updates about the National Flood Insurance Program from Brooke Stringer, NAIC’s financial policy and legislative advisor. She spoke about NAIC... Read more

Big Data Working Group Moves Forward With State Ahead Concerning Predictive Modeling Data and Beyond

April 17, 2019 The Big Data Working Group met at the NAIC Spring Meeting in Orlando and continued to discuss a logistical framework at the NAIC to handle and assist states on large data sets and predictive modeling filings. NAMIC has previously commented in... Read more

Risk-Focused Surveillance Working Group Questioned About Motives to ‘Study’ Operational Risk

April 17, 2019 On the agenda for the Risk-Focused Surveillance (E) Working Group was a referral from the Operational Risk (E) Subgroup recommending that other NAIC working groups study and develop regulatory knowledge in the area of operational risk. NAMIC presented... Read more

CASTF Moves Forward With Predictive Modeling White Paper Revisions

April 17, 2019 The NAIC Casualty Actuarial and Statistical (C) Task Force discussed the exposed draft of its Predictive Modeling White Paper at the NAIC Orlando Spring Meeting on April 6. The task force initially exposed the white paper late last year for a period of... Read more

Regulators, Industry Representatives Share Goal of Terrorism Risk Insurance Reauthorization

April 17, 2019 The Terrorism Insurance Implementation (C) Working Group spent time looking at their understanding of the terrorism risk insurance market today and conducting a review of the reauthorization of the Federal Terrorism Risk Insurance Act. Read more

Reinsurance Task Force Discusses Completion of Credit for Reinsurance Model Law and Regulation Revisions

April 17, 2019 The NAIC Reinsurance (E) Task Force reviewed, discussed, and nearly finalized revisions to the Credit for Reinsurance Model Law and Regulation proposed to incorporate provisions of the U.S.-EU Covered Agreement when it met on April 8 during the... Read more

NAIC on Pace to Begin Field-Testing Group Capital Calculation by May 1

April 17, 2019 The Group Capital Calculation (E) Working Group met on April 6 to wrap-up final discussions about the group capital calculation field-testing template and instructions. The working group will hold a conference call soon to officially adopt the... Read more

Louisiana: NAMIC Encourages the Criminalization of Unauthorized Public Adjusting

April 16, 2019 NAMIC submitted a letter to the Senate Insurance Committee supporting SB 103, a bill that would criminalize unauthorized public adjusting. The penalties for violating provisions of the bill range from a $1,000 fine to a two-year prison sentence. NAMIC... Read more

Colorado: NAMIC Submits Testimony Supporting Distracted Driving Legislation

April 16, 2019 NAMIC has submitted written testimony to the House Judiciary Committee for the April 16 public hearing on SB 12, Concerning the Use of Mobile Electronic Devices While Driving. The legislation would expand the current prohibition on the use of... Read more

Montana: NAMIC-Opposed Bill to Erode Statute of Limitations Law Passes Senate Second Reading

April 16, 2019 NAMIC-opposed HB 640, Childhood Sexual Abuse, has passed Senate second reading on a 50-0 vote after passing out of the House on a 96-2 vote. The legislation would allow a civil lawsuit for recovery of damages for injuries suffered as a result of... Read more

Louisiana: NAMIC Supports Important Tort Reform Legislation in Civil Law And Procedure Committee

April 15, 2019 NAMIC drafted written testimony on April 12 supporting three important bills to help address the problems in the auto... Read more

Minnesota: Governor Signs NAMIC-Supported Anti-Distracted Driving Legislation

April 15, 2019 Gov. Tim Walz on April 12 signed HF 50, legislation that strengthens the enforcement of Minnesota’s anti-distracted driving law by updating and clarifying definitions and other... Read more

5th Circuit Says HUD Disparate Impact Rule Does Not Meet SCOTUS Standards

April 15, 2019 The United State 5th Circuit Court of Appeals issued a decision April 9 in The Inclusive Communities Project, Inc. v. Lincoln Property Co., a significant case... Read more

Ownership of Vehicle Data Still Up for Debate

April 15, 2019 Legislation addressing privacy issues is expected to address the question of vehicle data, though it remains to be seen if a bipartisan deal can be reached to... Read more

Senate Commerce Subcommittee Examines Robocall Legislation

April 15, 2019 The Senate Commerce Subcommittee on Communications, Technology, Innovation, and the Internet met April 11 for a hearing titled... Read more

Gardner, Merkley Introduce Senate Version of SAFE Banking Act

April 15, 2019 Sens. Jeff Merkley, D-Ore., and Cory Gardner, R-Colo., introduced the Senate companion version of the SAFE Banking Act, which seeks to provide a safe harbor for companies to offer... Read more

Mnuchin Voices Support for State-Based System of Insurance Regulation in Financial Services Hearing

April 15, 2019 Treasury Secretary Steven Mnuchin appeared before the House Financial Services Committee on April 9 to provide his annual testimony on the state of the... Read more

Treasury’s TRIA Office Seeks Comments for Small Insurer Report

April 15, 2019 The U.S. Department of the Treasury published a notice in the Federal Register seeking comments in connection with its Small Insurer... Read more

More Than 60 Members of Congress Send President Letter on NARAB Nominees

April 15, 2019 More than 60 members of the House and Senate signed onto a letter sent to President Trump April 11 calling for the administration to proceed with the... Read more

Florida: House Approves AOB Reform Without Auto Glass Provisions; Focus Now Moves Back to the Senate

April 11, 2019 The Florida House on April 11 approved on third reading an amended version of HB 7065, which addresses assignment of benefits reform. The bill passed on a 96-20 vote. While House approval is a major step forward on this issue, NAMIC is disappointed... Read more

Colorado: NAMIC Submits Testimony Opposing Attorney General Consumer Protection Bill

April 11, 2019 NAMIC submitted written testimony to the House Judiciary Committee opposing HB 1289. The legislation passed out of committee with two amendments: L.002 and... Read more

Hawaii: NAMIC-Supported Bill to Reform Insurer’s Annual Consumer Privacy Notice Headed to Conference Committee

April 11, 2019 NAMIC-supported HB 273, Privacy Notice for Insurers, which was amended by the Senate, has been rejected by the House, so both bills will head to... Read more

Alaska: Homeowner’s, Renter’s Insurance Renewal Bill Introduced

April 11, 2019 SB 106 has been introduced and assigned to the Senate Labor and Commerce Committee for a public hearing. The proposed legislation adds the following language to... Read more

North Dakota: Governor Signs NAMIC-Endorsed AOB Reform Legislation

April 11, 2019 Gov. Doug Burgum on April 9 signed HB 1219 to protect consumers from the abusive assignment of benefit practices seen in many states. The bill also... Read more

Arkansas: Legislature Passes NAMIC’s Resiliency Resolution

April 11, 2019 The Arkansas Legislature on April 10 passed SCR 6 that served as the vehicle for the NAMIC resiliency resolution. The resolution will now go to Gov. Asa Hutchinson for his signature... Read more

Texas: NAMIC Provides Oral Testimony on Various Insurance Bills During House Committee Hearing

April 11, 2019 NAMIC provided oral testimony April 9 on a number of bills affecting Texas insurers. These include: HB 3960, 3961, and 3962, which would cap the rate increases permissible by the Texas Windstorm Insurance Association without commissioner... Read more

Alabama: 'Hands-Free' Bill Ready for House Floor; DOI Bills Making Progress

April 9, 2019 Alabama House members are ready to take up legislation on the floor that would make it illegal to hold a cell phone while operating a vehicle. HB 6, named "Cici's Law" in memory of teenager Camryn "Cici" Callaway who was killed in a February 2018... Read more

Florida: House AOB Bill Scheduled for Floor Debate

April 9, 2019 The Florida House will take up on April 10 its assignment of benefits bill, HB 7065, on the Special Order Calendar. A proposed amendment that will be discussed on the floor would require Citizens Property Insurance Corp. to include an exhibit in... Read more

Washington: NAMIC Joins Industry in Opposing Bill to Increase Insurer Premium Tax

April 9, 2019 NAMIC has joined the other trades in disseminating three factsheets to legislators to educate them about the adverse implications of SB 5996, Funding fire prevention and suppression activities. Read more

Hawaii: NAMIC-Opposed OEM Auto Repair Parts Consumer Notice Bill Sent to Conference Committee

April 9, 2019 The Senate has rejected the House version of the original equipment manufacturer parts bill, SB 823, SD 1, HD 2. The bill states... Read more

North Carolina: Insurance Commissioner Supports ‘Hands-Free NC’

April 9, 2019 North Carolina Insurance Commissioner Mike Causey held a press conference April 2 to highlight April as National Distracted Driving Awareness Month. He used the event as an opportunity to again voice his support for legislation to ban handheld cell... Read more

South Carolina: NAMIC Resiliency Week Resolution Adopted in House

April 9, 2019 As expected, South Carolina House Insurance Chair Kit Spires introduced HB 4393, NAMIC's Resiliency Week Resolution, on April 4. It was adopted the same day. Read more

Colorado: NAMIC Submits Testimony Opposing Insurance Policy Coverage Limits Disclosure Bill

April 9, 2019 NAMIC has submitted written testimony to the House Judiciary Committee opposing HB 1283. The legislation would require an insurer that provides or may provide liability insurance coverage to pay all or a portion of a pending or prospective claim to... Read more

Montana: NAMIC-Supported Insurance Fraud Bill Amended by House, Sent Back to Senate

April 9, 2019 The House has passed SB 240, Rescission of Insurance Contracts, as amended, on an 84-13 vote. The amended bill has been sent back to the Senate for concurrence. The legislation would allow an insurer to rescind an insuring agreement upon learning that... Read more

Texas: NAMIC Supports Legislation Aimed at Curtailing Impact af ALI Restatement on Liability Insurance

April 9, 2019 NAMIC provided written testimony April 5 supporting HB 2757 and HCR 58 were heard in committee April 8 and left pending. Read more

Treasury Responds to Hill on Covered Agreement

April 8, 2019 The Treasury Department sent a letter to Rep. French Hill, R-Ark., April 1 in response to the congressman's January 2019 letter to senior Treasury officials questioning why a policy statement reaffirming the primacy of the state-based system of... Read more

Mnuchin to Testify Before the House Financial Services Committee

April 8, 2019 Treasury Secretary Steve Mnuchin will deliver his annual testimony April 9 to the House Financial Services Committee at a hearing titled "The Annual Testimony of the Secretary of the Treasury on the State of the International Financial... Read more

Special Election Looks to Favor Keller for Pennsylvania’s 12th District

April 8, 2019 The next U.S. House special election is May 21 in Pennsylvania, when voters will choose someone to serve in the seat of former Republican... Read more

NAMIC to Submit Comments on Drone Flight Proposals

April 8, 2019 NAMIC will file comments by April 12 on proposals designed to encourage the safe testing and deployment of drones, including operating over people and at night, in response to a request by the Federal Aviation... Read more

South Dakota, West Virginia Delegations Take the Hill for CCP

April 8, 2019 NAMIC's Congressional Contact Program will be bringing member company representatives from South Dakota and West Virginia to the nation's capital on April 10-11 to meet with their federal legislators. These advocates will be meeting with members of... Read more

Robocall Bill Passes Through Senate Committee Markup

April 8, 2019 A widely backed bill to curtail unwanted robocalls was passed April 3 by the Senate Commerce Committee. The bipartisan TRACED Act, co-sponsored by Sens. John Thune, R-S.D., and Ed Markey, D-Mass., would allow the Federal Communications Commission to... Read more

FTC Commissioner Explains Key Data Privacy Issues at AEI Discussion

April 8, 2019 NAMIC attended the American Enterprise Institute's "Perspectives on Data Privacy from the FTC and DOJ" on April 3 that featured speakers from the Federal trade Commission, the Department of Justice, and the private sector. Speakers... Read more

Financial Services Committee Eyes Affordable Housing, Touches on Disparate Impact Rule

April 8, 2019 In recognition of National Fair Housing Month, the House Financial Services Committee convened on April 2 to discuss affordable housing in a hearing titled "The Fair Housing Act: Reviewing Efforts to Eliminate Discrimination and Promote Opportunity in... Read more

Your Car, Your Data Event Examines Protecting Consumer Data in Automobiles

April 8, 2019 NAMIC attended a discussion April 4 hosted by the Auto Care Association as part of its Your Car, Your Data initiative, during which speakers addressed the question "How the Connected Car Impacts Consumer Choice." Appearing at the event... Read more

Maryland: General Assembly Enters Final Weekend of Session With Numerous Insurance Bills Still in Play

April 4, 2019 The Maryland General Assembly adjourns its 2019 legislative session at midnight on April 8. Entering the last weekend of the regular legislative session, a number of bills impacting insurers are still alive, while others died in the final weeks... Read more

Alaska: NAMIC Submits Testimony Supporting State Residential Building Codes Bill

April 4, 2019 NAMIC has submitted written testimony to the House Committee on Community and Regional Affairs in support of HB 76, Residential Building Codes... Read more

Colorado: NAMIC Submits Comments on Auto Insurance Consumer Protections/Consumer Notice Proposed Regulation

April 4, 2019 NAMIC has submitted written comments to the Colorado Division of Insurance on its proposed amended regulation 5-2-12, Concerning Automobile Insurance Protections... Read more

Washington: NAMIC-Supported Motorcycle Liability Coverage Bill Passes Out of Committee

April 4, 2019 NAMIC-supported HB 1014, Motorcycle Liability Insurance Coverage, has passed out of the Senate Committee on Financial Institutions, Economic Development & Trade. The bill has now been referred to the Senate Rules Committee for a second... Read more

Oregon: NAMIC-Opposed Bill Banning Use of CBIS in Auto Insurance Dies

April 4, 2019 NAMIC is pleased to inform its members that SB 487, which would prohibit insurers from using credit history or insurance score to decline coverage, rerate, or otherwise determine eligibility for motor vehicle insurance, has failed to be scheduled for... Read more

Montana: Drone Use Restriction Bill Dies

April 4, 2019 NAMIC-opposed drones use restrictions bill, HB 655, has died in the House on a 54-46 vote. The legislation, as introduced, would have adversely impacted insurer use of drones for reasonable business activities designed to streamline and economize the... Read more

Hawaii: NAMIC-Supported Bill Reforming Insurer’s Annual Consumer Privacy Notice Passes Out of Committee

April 4, 2019 NAMIC-supported HB 273, Privacy Notice for Insurers, has passed out of the Senate Commerce, Consumer Protection, and Health Committee... Read more

Florida: PIP Repeal Moving

April 4, 2019 Despite dissenting Republican votes, Florida Republican Sen. Tom Lee's auto no-fault/PIP repeal, SB 1052, was approved by the Senate Banking and Insurance Committee Apr. 1. The bill would repeal PIP and replace it with mandatory 25/50 bodily injury... Read more

North Carolina: NAMIC-Supported ‘Storm Scammer’ Bill Introduced

April 4, 2019 North Carolina SB 576, NAMIC-supported legislation to address "storm scammers," was introduced April 3. Similar legislation has passed the House twice in the past but has been stymied in the Senate, so the hope is that by starting in the Senate this... Read more

Washington: Bill to Increase Insurer Premium Tax Introduced

April 2, 2019 SB 5996, Funding fire prevention and suppression activities, has been introduced and referred to the Senate Ways and Means Committee. A hearing has yet to be scheduled. Although the proposed legislation is being politically pitched as a fire... Read more

South Carolina: NAMIC Resiliency Week Resolution Introduced

April 2, 2019 State Sen. Thomas Alexander filed NAMIC’s Resiliency Week Resolution as SB 711 on March 27, following adoption by the National Council of Insurance Legislators at its most recent meeting. A House version of the resolution is expected to be introduced... Read more

Colorado: NAMIC-Opposed Insurance Policy Coverage Limits Disclosure Bill Introduced

April 1, 2019 The trial bar has introduced HB 1283, which has been assigned to the House Judiciary Committee for a public hearing. The legislation would require an insurer that provides or may provide liability insurance coverage to pay all or a portion of a... Read more

Hawaii: NAMIC-Opposed OEM Auto Repair Parts Consumer Notice Bill Passes Out of Committee

April 1, 2019 The House Committee on Finance passed, unamended, SB 823, SD 1, HD 2 on a 14-0 vote. The bill states: An insurer shall clearly make available a choice to the insured, at the time the insurer offers new or renewal motor vehicle policy coverage, of... Read more

Montana: NAMIC-Opposed Automated Driving Systems Bill Dies

April 1, 2019 HB 304, Liability Requirements for Smart Cars, has been tabled by the Senate Judiciary Committee and is now dead for the session. The legislation stated that, “the operator of a vehicle using a driving automation system is liable for all damage to... Read more

Nevada: Construction Defect Litigation Bill Introduced

April 1, 2019 AB 421, Construction Defects, has been introduced and assigned to the Assembly Judiciary Committee for a public hearing. The legislation would... Read more

Oregon: Bad Faith/Second Lawsuit, UTPA Bills Miss Legislative Procedural Deadline

April 1, 2019 NAMIC-opposed HB 2421 and SB 728 have missed a key legislative procedural deadline for posting of committee work sessions, so the bills are dead for the session. However, substantive language within these bills maybe revived by amending the language... Read more

Mississippi: Session Ends Early

April 1, 2019 The Mississippi Legislature recessed March 29 sine die to end the 2019 session a full week ahead of schedule. Conferees met throughout the week of March 25 to finalize bills in conference, and both the House and Senate saw a great deal of floor... Read more

NAMIC Sends Letter Opposing Tlaib Bill

April 1, 2019 NAMIC sent a letter on March 25 to House Financial Services Committee Chairwoman Maxine Waters and ranking member Patrick McHenry in opposition to Rep. Rashida Tlaib’s bill banning the use of credit information in auto policy underwriting. The bill... Read more

TRIA Data Call Update

April 1, 2019 The Department of Treasury announced the week of March 25 that the Office of Management and Budget has approved the collection forms for the 2019 Terrorism Risk Insurance Program Data Call, and the collection site, managed by ISO again, will be ready... Read more

HFSC Subcommittee Hearing on Disaster Recovery Funds

April 1, 2019 The House Financial Services Committee’s Subcommittee on Oversight and Investigations convened March 26 for a hearing titled “The Administration of Disaster Recovery Funds in the Wake of Hurricanes Harvey, Irma, and Maria,” which included a variety of... Read more

Financial Services Committee Markup Includes Marijuana Banking Bill

April 1, 2019 The House Financial Services Committee discussed on March 27 H.R. 1595, the SAFE Banking Act, for nearly seven hours in the committee’s second day of a three-day markup. The SAFE Banking Act, introduced by Rep. Ed Perlmutter, D-Colo., passed through... Read more

NAMIC’s Congressional Contact Program Enters Into Its 34th Year

April 1, 2019 NAMIC’s Congressional Contact Program officially kicks off its 34th year April 3-4 when NAMIC member companies from Illinois, Michigan, and North Dakota will be coming to Washington, D.C., to meet with their federal legislators. Last year, through... Read more

Senate Commerce Examines Impact of Federal Privacy Bill

April 1, 2019 The Senate Commerce Subcommittee on Manufacturing, Trade, and Consumer Protection held a hearing on March 26 titled “Small Business Perspectives on a Federal Data Privacy Framework.” The subcommittee Chairman Jerry Moran, R-Kan., and ranking member... Read more

NAMIC is Briefed by FEMA on New Plan to Match NFIP Rates With Risk

April 1, 2019 NAMIC attended a briefing on March 28 where senior Federal Emergency Management Agency officials provided more details following the formal announcement of Risk Rating 2.0 in earlier in the month. Risk Rating 2.0 is a new plan that will tie... Read more

Member of Financial Services Committee Introduces Bill to Abolish FIO

April 1, 2019 Rep. Alex Mooney, R-W.Va., member of the House Financial Services Committee, introduced legislation on March 25 to abolish the Federal Insurance Office. The committee has jurisdiction over the... The bill, H.R. 1862, the Federal Insurance Office... Read more

NAMIC PAC Breaks Monthly Fundraising Record

April 1, 2019 NAMIC PAC is excited to announce that $87,000 was raised during March thanks to NAMIC members. It is important to note, this is the largest amount raised in one month in the PAC’s history. NAMIC members’ commitment to the PAC is vital to ensuring... Read more

Florida: AOB Reform Heads to House Floor; Scooter Bills Begin to Move

March 28, 2019 In Florida assignment of benefits reform news, NAMIC-supported legislation addressing assignment agreements passed its final House committee on March 28. HB 7065 now heads to the House floor. As prior reports have noted, differences between the... Read more

Financial & Regulatory Brief: In the States

March 28, 2019 In March, three states – Arkansas, Mississippi, and South Carolina – adopted the NAIC Corporate Governance Annual Disclosure Model Act, and six others – Alabama, Alaska, Georgia, Minnesota, North Carolina, and Texas – introduced new legislation. Read more

Financial & Regulatory Brief: At the NAIC

March 28, 2019 There was a lot of activity in March regarding the development of the group capital calculation. The GCC Working Group held three conference calls in anticipation that the field-testing documents to be used by volunteers and regulators could be adopted... Read more

Financial & Regulatory Brief: In the Nation

March 28, 2019 The Financial Stability Oversight Council proposed changes to how non-banks can be designated systemically important financial institutions and called for emphasizing an activities-based approach. NAMIC has advocated for an ABA approach in the past... Read more

New Jersey: Child Victim Act Awaits Governor, Senate Passes Bill Restricting Credit, Education, Occupation

March 28, 2019 Two noteworthy actions were taken on March 25 in the New Jersey Legislature. The Assembly voted overwhelmingly to revise its law to remove/revise the statute of limitations in certain abuse cases. The Senate had already voted to approve Senate Bill... Read more

Oregon: NAMIC Submits Testimony Supporting Auto Insurance Driver Exclusion Bill

March 28, 2019 NAMIC has submitted written testimony to the House Business and Labor Committee supporting HB 3131, Motor Vehicle Liability Insurance Policy Exclusion. HB 3131 states: A person may be excluded from coverage under a motor vehicle liability insurance... Read more

Hawaii: NAMIC Submits Testimony Opposing OEM Auto Repair Parts Consumer Notice Bill

March 28, 2019 NAMIC has submitted written testimony to the House Committee on Finance opposing SB 823, SD 1, HD 2. The bill states: An insurer shall clearly make available a choice to the insured, at the time the insurer offers new or renewal motor vehicle policy... Read more

Montana: NAMIC-Supported Rescission of Insuring Agreement for Insurance Fraud Bill Tabled

March 28, 2019 The House Business and Labor Committee has tabled SB 240, Rescission of Insurance Contracts, which means that it is most likely dead for the session. The legislation would allow and insurer to rescind an insuring agreement upon learning that the... Read more

Nevada: NAMIC-Opposed Bill Allowing Plaintiffs to Void Settlement Agreements Introduced

March 28, 2019 SB 435, Releases of Liability, has been introduced and assigned to the Senate Committee on Judiciary for a public hearing. The legislation provides that a release of liability relating to the personal injury of a releasor may be voided by the... Read more

California: NAMIC Joins Trade Allies in Supporting Graduated Driver’s License Bill

March 28, 2019 NAMIC has joined the other trades in submitting written testimony in support AB 1267, Driver’s Licenses: Instruction Permits and Provisional Licenses, which is scheduled for public hearing on April 1 in the Assembly Transportation Committee. The bill... Read more

SPECIAL REPORT | NCOIL Spring Meeting

March 26, 2019 The National Council of Insurance Legislators met in Nashville March 15-17 for its 2019 spring meeting, where 44 state legislators from 22 states came together to contemplate many issues of importance to NAMIC members. The NAMIC advocacy team was on... Read more

NAMIC Releases TRIA White Paper

March 26, 2019 NAMIC released “Understanding the Terrorism Risk Insurance Program” March 26, its first public policy issue analysis of the year. The analysis provides a comprehensive overview of the structure of the TRIA program, why it is necessary, and what would... Read more

Mississippi: Data Security Act Passes; Legislature Ready to Adjourn Early

March 26, 2019 The fast pace of the Mississippi General Assembly will likely culminate in an early adjournment on or before March 29. Many bills are now in conference committee, passed by the House and Senate, or signed by the governor. Read more

Florida: Distracted Driving Bill Keeps Moving; PIP Repeal Approved by First Committee

March 26, 2019 NAMIC-supported legislation to make texting while driving a primary offense received a favorable report March 25 from the Senate Judiciary Committee. SB 76 was amended with language limiting the bill’s scope to making texting while driving a primary... Read more

California: NAMIC-Supported Privacy Protection Bill Scheduled for Committee Hearing

March 26, 2019 NAMIC, in conjunction with its state advocacy partners, the Personal Insurance Federation of California and Pacific Association of Domestic Insurance Companies, have signed onto a fact sheet in support of AB 981, Insurance Information and... Read more

Arkansas: NAMIC-Supported Bill Clears Senate Unanimously

March 26, 2019 The Arkansas Senate voted unanimously March 25 to pass SB 291, which would allow insurers to internally transfer insurance policies from one affiliate insurance company to another without the need of sending the policyholder a notice of cancellation. Read more

Alabama: Session Resumes After Hitting ‘Pause’ for Governor’s Gas Tax

March 26, 2019 Alabama’s 2019 legislative session hit “pause” as soon as it began on March 5, with the governor calling for a special session to address a gas tax proposal during her State of the State address. Despite the scheduling change, the Alabama... Read more

Texas: NAMIC Weighs In on Various Civil Justice Reform Measures

March 25, 2019 NAMIC provided guidance March 23 to members of the Texas House Judiciary and Civil Jurisprudence Committee on three bills set for hearing on March 25. HB 1693 is an attempt to curb attacks on the “paid or incurred” legislation successfully passed by... Read more

Montana: NAMIC Submits Testimony Opposing Liability Provision in Automated Driving Systems Bill

March 25, 2019 NAMIC has submitted written testimony to the Senate Judiciary Committee in opposition to HB 304, Liability Requirements for Smart Cars. The proposed legislation states that “the operator of a vehicle using a driving automation system is liable for... Read more

Nevada: Nevada Submits Testimony Opposing Salvage Vehicle Bill

March 25, 2019 NAMIC has submitted written testimony to the Senate Committee on Growth and Infrastructure in opposition to SB 22, Salvage Vehicles. The legislation would revise the definition of “salvage vehicle” to remove a motor vehicle that has... Read more

Hawaii: NAMIC-Supported Counterfeit Airbag Fraud Bill Passes Out of House

March 25, 2019 NAMIC-supported HB 253, HD2, Counterfeit Airbag Fraud, has passed out of the House but has been sitting in the Senate for past two weeks awaiting a committee hearing. The legislation makes the intentional or knowing manufacture, import, installation... Read more

Financial Services Committee to Hold Markup on Cannabis Banking Bill, Among Others

March 25, 2019 The House Financial Services Committee will meet March 26 to debate and vote on four measures aimed primarily at the banking industry. At the meeting, committee members will consider the following bills... Read more

White House Holding Report on Automobile Tariffs

March 25, 2019 The Commerce Department continues to hold its findings on whether automotive imports threaten national security, resisting repeated calls from Sen. Chuck Grassley, R-Iowa, the chairman of the Senate Finance Committee, and other lawmakers to provide... Read more

Energy and Commerce Seeks Answers From FTC on Privacy

March 25, 2019 Rep. Frank Pallone, D-N.J., chairman of the House Energy and Commerce Committee, and Rep. Jean Schakowsky, D-Ill., chair of the Subcommittee on Consumer Protection and Commerce, are seeking answers from the Federal Trade Commission chairman regarding... Read more

Senate Panel Eyes Small-Business Privacy Concerns

March 25, 2019 The Senate Commerce Subcommittee on Manufacturing, Trade, and Consumer Protection will hold a hearing March 26 titled “Small Business Perspectives on a Federal Data Privacy Framework.” Witnesses include representatives from The National Association of... Read more

Financial Services Subcommittee Discusses Disaster Recovery Funds After Harvey, Irma, Maria

March 25, 2019 The House Financial Services Committee’s Subcommittee on Oversight and Investigations will meet March 26 to examine how the Department of Housing and Urban Development is administering disaster recovery funds in the aftermath of recent hurricanes. Read more

NAMIC Applauds FEMA’s Release of Plan to Tie NFIP Rates to Actual Flood Risk

March 25, 2019 NAMIC welcomed the March 18 unveiling of Risk Rating 2.0, a new plan that will tie NFIP premiums to actual flood risk starting in October 2020, by the Federal Emergency Management Agency, noting that the change would make the National Flood Insurance... Read more

North Dakota: Governor Signs NAMIC-Endorsed Ali Restatement Bill

March 22, 2019 Gov. Doug Burgum on March 21 signed into law HB 1142. The bill, which NAMIC strongly supported, passed without a dissenting vote in both the committee process and on the floor of the House and Senate. HB 1142 was introduced in response to the... Read more

Mississippi: NAIC Cybersecurity Model Ready for Governor’s Desk

March 21, 2019 The Mississippi Senate on March 20 concurred in House amendments to SB 2831. The bill adheres closely to the NAIC Cybersecurity Model Act but also incorporates language sought by NAMIC during the NAIC model development process that was not included at... Read more

Florida: House AOB Reform Moves Out of Second Committee Stop

March 21, 2019 The House assignment of benefits reform bill, HB 7065, was approved March 19 by the House Insurance and Banking Subcommittee, marking its second stop in that chamber. NAMIC and others were there to support the measure. Despite the number of speakers... Read more

Washington: NAMIC Submits Testimony Supporting Motorcycle Liability Coverage Bill

March 21, 2019 NAMIC has submitted written testimony to the Senate Committee on Transportation in support of HB 1014, Motorcycle Liability Insurance Coverage. The legislation removes the current statutory exemption for motorcycles from the financial responsibility... Read more

Oregon: NAMIC-Opposed Bill Removing Noneconomic Damages Cap Passes Out of Committee

March 21, 2019 NAMIC-opposed HB 2014 has passed out of the House Judiciary Committee. NAMIC’s state advocacy partner, the Oregon Liability Reform Coalition, is working on securing an amendment that would reduce the scope of the bill to only civil claims arising out... Read more

Hawaii: NAMIC Submits Testimony Opposing Third Version of OEM Auto Repair Parts Requirements Bill

March 21, 2019 NAMIC has submitted written testimony to the House Committee on Consumer Protection and Commerce, opposing SB 823, SD 1, HD 1. Although this amended version of the bill is by far the least problematic draft, NAMIC still expressed concerns with this... Read more

Colorado: DOI Schedules Rulemaking on Proposed Amended Regulation on Auto Insurance Consumer Protections/Consumer Notice

March 21, 2019 The Colorado Division of Insurance has scheduled a formal rulemaking on its proposed amendments to Regulation 5-2-12 “Concerning Automobile Insurance Protections.” The formal rulemaking hearing is scheduled for April 1. The proposed amended... Read more

Montana: NAMIC-Opposed Mandatory Driver Safety Education Course Rating Discount Bill Passes Senate

March 21, 2019 NAMIC-opposed HB 382, Required Discount for Diver Safety School, has now passed out of both chambers and will soon be sent to Gov. Steve Bullock for his signature. The legislation would extend the mandatory driver safety education insurance discount... Read more

NAIC May Continue to Study Operational Risk in Effort to Validate Capital Charge

March 19, 2019 A referral issued Feb. 26 by the chair of the NAIC’s Operational Risk (E) Subgroup recommends that other NAIC working groups study and develop regulatory knowledge in the area of operational risk. The referral indicates that regulators could benefit... Read more

Florida: AOB Reform Continues to Move

March 19, 2019 The Florida Senate Judiciary Committee’s amendment and approval of SB 122, Sen. Doug Broxson’s AOB reform legislation, met with overwhelming support on March 18, clearing the committee on a 5-1 vote. However, it was a contentious hearing, with... Read more

Colorado: NAMIC-Supported Distracted Driver Bill Has Passes Out of Senate

March 19, 2019 SB 12, Use of mobile electronic devices, has passed out of Senate on a 26-9 vote. Current law prohibits the use of wireless telephones while driving for individuals who are younger than 18 years of age. The introduced version of the legislation would... Read more

Arkansas: NAMIC Provides Testimony on Four Bills During Busy Senate Hearing

March 19, 2019 NAMIC provided written testimony March 18 supporting four bills of importance to its membership before the Senate Insurance and Commerce Committee. Chairman Jason Rapert, NAMIC’s 2017 Legislator of the Year, sponsors all four bills. SB 291 would... Read more

Oregon: NAMIC Joins Industry in Disseminating Fact Sheet Opposing Private Attorney General Lawsuits

March 18, 2019 NAMIC has joined its tort-reform state advocacy partner, the Oregon Liability Reform Coalition, in opposing SB 750, Relating to Public Enforcement Actions. The legislation would allow a private party to bring a civil action in the name of the state to... Read more

Hawaii: NAMIC Submits Testimony Supporting Reform to Insurer’s Annual Consumer Privacy Notice Requirements

March 18, 2019 NAMIC has submitted written testimony on HB 273, Privacy Notice for Insurers, to the Senate Commerce, Consumer Protection, and Health Committee. The legislation states: A licensee shall not be required to provide an annual notice to a customer... Read more

California: NAMIC-Supported Distracted Driving Bill Passes Out of Committee

March 18, 2019 AB 47, a distracted driving motor vehicle driving license points bill, has passed out of the Assembly Transportation Committee and has been scheduled for a hearing on March 20 in the Assembly Appropriations Committee. The legislation is intended to... Read more

Montana: NAMIC Submits Testimony Supporting Rescission of Insuring Agreement for Insurance Fraud Bill

March 18, 2019 NAMIC has submitted written testimony to the House Business and Labor Committee in support of SB 240, Rescission of Insurance Contracts. The legislation would allow an insurer to rescind an insuring agreement upon learning that the policyholder had... Read more

Alaska: NAMIC to Support Residential Building Codes Bill

March 18, 2019 HB 76, an act relating to a state residential code, the Alaska Housing Finance Corporation, and municipal building codes, has been introduced and assigned to the House Committee on Community and Regional Affairs, and the House Committee on Labor and... Read more

Washington: One Wrongful Death Bill Down, One to Go in Legislative Session

March 18, 2019 NAMIC-opposed anti-tort-reform legislation on wrongful death causes of action has died in the House Rules Committee. Unfortunately, SB 5163, which passed out of the Senate on a 30-17-0-2 vote is up for hearing on March 19 in the House Civil Rights and... Read more

FEMA to Unveil Plan to Modernize NFIP Rates

March 18, 2019 The Federal Emergency Management Agency is expected to unveil a new plan March 18 intended to modernize the NFIP rating system that has not been updated since the 1970s. Under the new plan, called Risk Rating 2.0, FEMA will make a number of major... Read more

Legislation Banning Use of Credit Information Introduced in House

March 18, 2019 Prior to lawmakers leaving Washington for a week-long recess, Rep. Rashida Tlaib, D-Mich., introduced legislation to ban the use of consumer credit information in underwriting auto insurance coverage, claiming that doing so discriminates against... Read more

Senate Banking Committee Collects Data Privacy Comments

March 18, 2019 NAMIC sent a letter to the Senate Banking Committee March 15 in response to a request for comments to help inform the committee about potential legislation in the 116th Congress. There is optimism in Washington that a new privacy law could be in place... Read more

NAMIC’s Fight Against HUD’s Disparate Impact Rule Goes On

March 18, 2019 While awaiting the proposed revisions by Department of Housing and Urban Development to the disparate impact rule to be made public following an Office of Information and Regulatory Affairs review, NAMIC has agreed with HUD for the District Court for... Read more

NAMIC Submits Letter to NAIC on TRIA Data Call

March 18, 2019 In a letter submitted March 14 to the National Association of Insurance Commissioners, NAMIC provided feedback on the reduction of the amount of data being requested in the State Property Supplement to the 2019 TRIA Data Call. The letter explains... Read more

House T&I Aviation Subcommittee Eyes Future of Aviation

March 18, 2019 The House Transportation & Infrastructure Subcommittee on Aviation heard from a single panel of witnesses at a March 12 hearing titled “Looking Forward: Aviation 2050.” Testifying before the committee were: Eric Allison, head of elevate... Read more

Senate Banking Committee Explores Role of FSOC

March 18, 2019 The Senate Banking Committee met March 14 to discuss the “Financial Stability Oversight Council (FSOC) Nonbank Designations” and heard from three witnesses: Douglas Holtz-Eakin, president, American Action Forum Paul Schott Stevens, CEO... Read more

CFPB Director Appears Before Senate Banking Committee

March 18, 2019 Consumer Financial Protection Bureau director Kathy Kraninger testified before the Senate Banking Committee on March 12 for the hearing “The Consumer Financial Protection Bureau’s Semi-Annual Report to Congress.” The hearing had a similar feel to a... Read more

DOL Unveils New Overtime Standards

March 18, 2019 The Department of Labor released the text of a proposed rule March 12 that would make more than one million more American workers eligible for overtime. The proposal increases the minimum salary required for an employee to qualify for overtime from... Read more

Trump Reportedly Skeptical of Automated Vehicles

March 18, 2019 President Trump has voiced deep skepticism of automated vehicles, Axios reported March 17, citing sources with knowledge of the president’s personal conversations. The story includes several quotes that show the president’s views on the technology are... Read more

Senate Judiciary Committee Eyes Data Privacy

March 18, 2019 The Senate Judiciary Committee met March 12 to examine data privacy issues at a hearing titled “GDPR and CCPA: Opt-ins, Consumer Control, and the Impact on Competition and Innovation.” The hearing consisted of two panels with representatives from... Read more

House Committee Holds First Hearing on National Flood Insurance Program

March 18, 2019 The House Financial Services Committee held a hearing March 13 to examine draft legislation to reauthorize the National Flood Insurance Program, which is set to expire on May 31. The hearing, titled “Preparing for the Storm: Reauthorization of the... Read more

Tennessee: Session Marches On With Many Insurance Bills Introduced

March 14, 2019 As usual, the Tennessee Legislature has been going about its business in a pretty quiet, measured way since the 2019 session convened in January. NAMIC was a sponsor of the... Read more

Montana: NAMIC Submits Testimony Opposing Mandatory Driver Safety Education Course Rating Discount Bill

March 14, 2019 NAMIC has submitted written testimony to the Senate Business, Labor, and Economic Affairs Committee opposing HB 382, Required Discount for Diver Safety School. The legislation would... Read more

Hawaii: NAMIC Submits Testimony Opposing OEM Auto Repair Parts Requirements Bill

March 14, 2019 NAMIC has submitted written testimony to the House Interstate Commerce Committee, opposing SB 823, SD 1, which, as... Read more

Nevada: NAMIC Submits Testimony Insurance Fraud Penalty Bill

March 14, 2019 NAMIC submitted written testimony to the Assembly Judiciary Committee in support of AB 87, Insurance Fraud Penalty. The legislation would increase the penalty for insurance fraud to a category B... Read more

Oregon: NAMIC-Supported Auto Insurance Driver Exclusion Bill Scheduled for Hearing

March 14, 2019 NAMIC-supported named-driver exclusions bill has been scheduled for a public hearing on March 27 in the House Business and... Read more

Washington: NAMIC-Opposed Fire Fighter Clean-Up Fees Bill Passes, as Amended, Out of House

March 14, 2019 NAMIC-opposed HB 1169, which pertains to reimbursements for certain clean-up or removal actions by fire protection jurisdictions and municipal fires departments, has passed out of... Read more

Mississippi: Early Adjournment Rumors Swirling

March 12, 2019 The Mississippi General Assembly continues its speedy disposition of legislation and has passed yet another hard deadline – March 5 was the deadline for committees to report bills originating in the other... Read more

Georgia: Crossover Deadline Pushes Floor Action Last Week

March 12, 2019 At the Georgia General Assembly, the week of March 4 was filled with floor action to push bills across to the other house by Crossover Day on March 7. Bills that did not clear at least one body before the end of... Read more

Florida: First Week of Session Filled With Plenty of Insurance Issues

March 12, 2019 A major highlight of last week’s official start to the 2019 Florida legislative session was movement on House and Senate AOB reform bills, but there was plenty of activity on other issues of importance to... Read more

Colorado: NAMIC Submits Testimony Opposing Bill to Increase Damages Caps

March 12, 2019 NAMIC has submitted written testimony to the House Committee on Judiciary in opposition to SB 109, Concerning Adjustments to Limitations on Damages. The legislation would increase the... Read more

Texas: NAMIC Supports Major Disaster Mitigation Legislation

March 12, 2019 NAMIC provided support on March 11 for four major disaster mitigation bills filed in the wake of Hurricane... Read more

Texas: NAMIC Provides Testimony on Legislation Encouraging Consumer-Friendly Policy Summaries, Translations

March 12, 2019 NAMIC provided on March 11 written testimony in support of HB 1554 and HB 1555. HB 1554 would effectively create a safe harbor for those companies wishing to provide customers with... Read more

California: NAMIC Joins Industry in Submitting Testimony Supporting Distracted Driving Motor Vehicle Driving License Points Bill

March 12, 2019 NAMIC has joined the other state and national trades in submitting written testimony to the Assembly Transportation Committee in support of a distracted driving motor vehicle... Read more

Oregon: FEEDBACK REQUESTED on PIP Coverage Bill

March 12, 2019 Rep. Paul Holvey has introduced HB 3220, Private Passenger Motor Vehicle Definition, which has been assigned to the House Business and Labor Committee. No public hearing has been scheduled... Read more

Washington: Smoke Detector Underwriting Bill Passes Out of Senate With Industry Amendment

March 12, 2019 SB 5284, an act relating to smoke detection devices, has passed out of the Senate after being amended to remove a concerning underwriting requirement for... Read more

Montana: NAMIC-Opposed Bill Requiring Insurers to Pay for OEM Parts Dies

March 12, 2019 NAMIC-opposed HB 252, OEM Parts, has died for the session as a result of missing a procedural deadline. The proposed legislation was rife with concerning... Read more

Hawaii: NAMIC-Opposed Workers’ Comp Cannabis Coverage Bills Dead for Session

March 12, 2019 NAMIC-opposed SB 1523 and companion bill HB 1534 have died at a procedural deadline without passing out of committee. The proposed legislation would have... Read more

Texas: NAMIC Supports Legislation Aimed at Encouraging Citizens to Become Certified in CPR

March 12, 2019 NAMIC filed written testimony on March 7 ahead of a hearing on HB 1078, which would allow people with current certification in cardiopulmonary resuscitation to obtain or renew their driver’s licenses... Read more

Idaho: NAMIC-Opposed UIM ‘Excess Coverage’ Bill Introduced

March 12, 2019 NAMIC-opposed HB 247, which would change the current underinsured motorist law to a costly “excess coverage,” has been introduced and assigned to the... Read more

Chamber of Commerce Releases Paper on Insurance Industry Impact on Infrastructure Investment

March 11, 2019 The U.S. Chamber of Commerce hosted a panel discussion for insurance stakeholders on March 5 following the release of its paper titled “The Role of Insurance Investments in the U.S. Economy,” focusing on how insurance companies contribute... Read more

Senate Judiciary Set for Data Privacy Hearing

March 11, 2019 The Senate Judiciary Committee will hold a hearing March 12 titled “GDPR and CCPA: Opt-ins, Consumer Control, and the Impact on Competition and Innovation.” The witnesses have not been announced... Read more

Senate Committee Evaluates Infrastructure Opportunities and Road Blocks

March 11, 2019 Infrastructure issues were brought up for discussion during a hearing of the Senate Committee on Environment and Public Works titled... Read more

Ways and Means Committee Examines National Infrastructure

March 11, 2019 The House Ways and Means Committee held a hearing titled “Our Nation’s Crumbling Infrastructure and the Need for Immediate Action” March 7 that included two panels of witnesses. Overall, the hearing was similar to other infrastructure hearings... Read more

House Committee Grills CFPB Director

March 11, 2019 The newly appointed Consumer Protection Financial Bureau director, Kathy Kraninger, appeared before the House Financial Services Committee March 7 for a hearing titled... Read more

NAMIC PAC to Welcome Members During CEO Roundtables

March 11, 2019 NAMIC PAC will be hosting two receptions during the CEO Roundtables Conference in Orlando on March 25. The NAMIC PAC Appreciation Reception will be held 4:30 p.m.-6:30 p.m. with exclusive cocktails, hors d’oeuvres, and... Read more

Senate Homeland Security Committee Examines Data Breaches

March 11, 2019 The Senate Homeland Security Subcommittee on Investigations held a hearing March 7 titled “Examining Private Sector... Read more

NAMIC Fight Against HUD’s Disparate Impact Rule Goes On

March 11, 2019 There is yet another status conference on March 15 in the District Court of the District of Columbia on NAMIC’s judicial challenge to the Department of Housing and Urban Development’s disparate impact rule, and HUD will again move for... Read more

House Financial Services Committee Releases NFIP Bills Ahead of Hearing

March 11, 2019 The House Financial Services Committee will hold a hearing March 13 to examine legislation that would reauthorize the National Flood Insurance... Read more

Florida: AOB Reform Bills Now Moving in House, Senate; Governor Calls AOB a ‘Racket’

March 7, 2019 During his first State of the State address on March 5, Gov. Ron DeSantis mentioned assignment of benefits abuse and called on the Legislature to address the problem, saying it ... Read more

Washington: NAMIC-Opposed Wrongful Death Bills Continue to Move, Cost Impact Study Done by Opposition Coalition

March 7, 2019 NAMIC-opposed trial-bar-sponsored anti-tort reform legislation on wrongful death causes of action – HB 1135 and SB 5163 – continue to move through the Legislature. SSB 5163, the first substitute bill, has... Read more

Montana: NAMIC-Opposed Bill to Change UM/UIM Offer of Coverage Requirements Dead for Session

March 7, 2019 HB 141, UIM Coverage Mandatory Offer, which NAMIC has been actively opposing, is now procedurally dead... Read more

Illinois: Bill Creating Tort Employer Liability for Some Occupational Injuries Flies Through Senate

March 7, 2019 The Illinois Senate on March 6 voted 41-16 to adopt SB 1596, which will allow civil lawsuits for on the job injuries or death from an occupational disease such as asbestosis when the... Read more

Hawaii: NAMIC-Opposed Auto Repair Parts Requirements Bill Amended, Passed to House

March 7, 2019 The Senate Commerce, Consumer Protection and Health Committee amended SB 823 before passing on a 24-0-1 vote. The bill will now be scheduled for a... Read more

California: FEEDBACK REQUESTED on Special Investigative Unit Proposed Regulations

March 7, 2019 The California Department of Insurance will conduct a pre-notice public discussion regarding contemplated changes to California Code of Regulations, Title 10, Chapter 5, Subchapter 9, Article 2, sections 2698.30, 2698.33, 2698.34... Read more

Oregon: NAMIC Submits Testimony Opposing Bill Limiting Insurer Subrogation Rights for Personal Injury Protection

March 6, 2019 NAMIC has submitted written testimony to the Senate Judiciary Committee opposing SB 421, Motor Vehicle Accident Reimbursement or Subrogation. A public hearing was held on March 5, but a... Read more

Nevada: NAMIC Submits Testimony Opposing Bill Requiring Full Auto Replacement Cost Coverage

March 6, 2019 NAMIC submitted written testimony to the Assembly Commerce and Labor Committee opposing AB 172, Motor Vehicle Insurance Claims Settlements. The bill was originally scheduled for a public hearing... Read more

Colorado: DOI Schedules Rulemaking on Amended Regulation on Auto Insurance Consumer Protections/Consumer Notice

March 6, 2019 The Colorado Division of Insurance has scheduled a formal rulemaking on its proposed amendments to Regulation 5-2-12, Concerning Automobile Insurance... Read more

New Jersey: Senate Committee Expected to Take Up Statute of Limitations Bill

March 5, 2019 The Senate Judiciary Committee on March 7 is expected to consider S-477 / A-3648, a statute of limitations bill. The synopsis of the bill as introduced indicates that it removes the statute of... Read more

Maryland: Problematic Direct Action Bill Advances Out of Committee Despite Strong Industry Opposition

March 5, 2019 The Maryland Senate Committee on Judicial Proceedings on March 1 voted SB 102, direct action against insurers, out of committee. The problematic bill would allow... Read more

Florida: Plenty of Activity Already Underway as Official Start of Legislative Session Arrives

March 5, 2019 March 5 may be opening day for the 2019 Florida General Assembly, but a great deal of legislative activity has been taking place since before... Read more

Texas: NAMIC Provides Testimony Opposing Ban on Named-Driver Policies

March 4, 2019 NAMIC provided written testimony opposing HB 259 that would effectively ban “named-driver” policies – those auto insurance policies that provide coverage for only those household residents named on the... Read more

Maryland: NAMIC Testifies on Territorial Rating, PIP Waiver, Total Loss Value

March 4, 2019 NAMIC provided testimony on Feb. 28 to the Maryland General Assembly on several bills impacting... Read more

Arkansas: NAMIC Supports Records Retention Reform for Market Conduct Exam Documents

March 4, 2019 NAMIC played a leadership role in helping secure the drafting of SB 396. In written testimony filed Feb. 28, NAMIC expressed its support for the bill sponsored by NAMIC 2017 ... Read more

California: NAMIC Joins Industry Coalition Supporting Uniform Electronic Transactions Act Bill

March 4, 2019 NAMIC, in conjunction with its state advocacy partners, the Personal Insurance Federation of California and Pacific Association of Domestic Insurance Companies, has... Read more

Hawaii: NAMIC Submits Testimony Opposing Bill to Erode Statute of Limitations Law

March 4, 2019 NAMIC submitted written testimony to the House Committee on Finance opposing HB 18, HD 1, Child Sexual Abuse Statute of Limitations. Unfortunately, the bill passed out... Read more

Kansas: Senate Passes NAMIC-Endorsed Assignment of Benefits Bill

March 4, 2019 The Kansas Senate on Feb. 27 passed Senate Bill 78 on a vote of 38-1 to protect consumers from the abusive assignment of benefit practices seen in many... Read more

Idaho: NAMIC-Opposed Bill Making Psychological Injury Compensable Under Workers’ Comp Passes House

March 4, 2019 Both legislative chambers have now passed SB 1028, Psychological Injuries Suffered by First Responders Compensable. The bill, which has received strong support in the House and... Read more

Wyoming: 2019 Legislative Session Adjourns Without Passage of NAMIC-Supported Aftermarket Parts Bill

March 4, 2019 The 2019 legislative session adjourned on Feb. 28. NAMIC supported SF 95, has died. The legislation would have fixed problems resulting from the Division of Insurance’s... Read more

Colorado: NAMIC-Supported Distracted Driver Safety Bill Scheduled for Senate Appropriations Hearing

March 4, 2019 SB 12, Use of mobile electronic devices, has been scheduled for a public hearing in the Senate Appropriations... Read more

Legislation on MAO Beneficiary Status Introduced

March 4, 2019 Reps. Ron Kind, D-Wis., and Gus Bilirakis, R-Fla., introduced H.R. 1375, the PAID Act, in the House on Feb. 26. The bill would require Centers for Medicare and Medicaid Services to make... Read more

ULC Model Law Proposal Shifts From Privacy Protection to Drone Protection

March 4, 2019 Model legislation being crafted by the Uniform Law Commission shifted focus from ensuring privacy to protecting drone use during meetings March 1-3... Read more

NAMIC Attends Discussion on Campaign Finance Legislation

March 4, 2019 NAMIC attended a Feb. 26 panel discussion hosted by the U.S. Chamber of Commerce titled... Read more

House T&I Committee Eyes Infrastructure Policy, Climate Change

March 4, 2019 The House Transportation & Infrastructure Committee convened for a four-and-a-half hour hearing Feb. 26 titled “Examining How Federal Infrastructure Policy Could Help Mitigate and Adapt to Climate Change.” The hearing featured... Read more

Fed Chair Pressed on International Insurance Regulation, CECL at HFSC Hearing

March 4, 2019 Federal Reserve Chairman Jerome Powell provided his semiannual testimony on monetary policy to the Senate Banking Committee on Feb. 26 and the House Financial Services Committee in... Read more

Senate Banking Committee Reviews JOBS 3.0 Legislation From 115th Congress

March 4, 2019 The Senate Banking Committee convened for a hearing Feb 28 titled “Legislative Proposals on Capital Formation and Corporate Governance.” Appearing before... Read more

House, Senate Committees Hold First Data Security/Privacy Hearings of the New Congress

March 4, 2019 The House Energy and Commerce Subcommittee on Consumer Protection and Commerce held a hearing Feb. 26 titled “Protecting Consumer Privacy in the Era of Big Data,” and on Feb. 27 the Senate Commerce Committee held a... Read more

House Financial Services Committee Announces Hearings on NFIP, Disaster Recovery

March 4, 2019 House Financial Services Committee Chairwoman Maxine Waters, D-Calif., has announced that the committee will hold hearings in March examining... Read more

Montana: NAMIC-Supported Rescission of Insuring Agreement for Insurance Fraud Bill Passes Out of Senate

March 4, 2019 NAMIC-supported SB 240, Rescission of Insurance Contracts, has passed, as amended, out of the Senate and has been assigned to the House Business and... Read more

Oregon: NAMIC Submits Testimony Opposing Bill to Remove Noneconomic Damages Cap

March 4, 2019 NAMIC has submitted written testimony opposing a bill to remove noneconomic damages cap. HB 2014 is scheduled for public hearing March 5 in the... Read more

Nevada: NAMIC Submits Testimony Supporting Distracted Driving Detection Legislation

March 4, 2019 AB 200 authorizing a police officer at the scene of a traffic crash to use technology to determine if a driver was using a handheld wireless communications device at the time... Read more

Nevada: NAMIC-Opposed Workers’ Comp Bills Introduced

February 28, 2019 Three concerning workers’ compensation bills have been introduced early in the legislative session. NAMIC will be meeting with legislators and testifying against these cost-driver bills that will make the workers’ compensation insurance process more... Read more

Montana: NAMIC-Opposed Mandatory Driver Safety Education Course Rating Discount Bill Passes Out of House

February 28, 2019 NAMIC-opposed HB 382, Required Discount for Diver Safety School, has passed out of the House on a 58-40 vote. It has been referred to the Senate Business, Labor and... Read more

Mississippi: Legislative Activity Continues at Breakneck Pace

February 28, 2019 The Mississippi General Assembly continues its usual breakneck pace as it hurtles toward the next hard deadline – March 5 – for committees to report general bills originating... Read more

Idaho: NAMIC Submits Testimony Opposing Insurance Underwriting Restrictions Bill

February 28, 2019 NAMIC submitted written testimony to the House Business Committee opposing HB 178, Prohibiting an Insurer from Considering Certain Inquiries... Read more

Hawaii: NAMIC Submits Testimony Supporting Counterfeit Airbag Fraud Bill, Legislation Passes Out of Committees

February 28, 2019 NAMIC submitted written testimony on HB 253, HD1, Counterfeit Airbag Fraud, to the House Committee on Consumer Protection and Commerce and the House Committee on... Read more

California: NAMIC Joins Industry Coalition Supporting Bill Clarifying Privacy Protection Requirements for Insurers

February 28, 2019 NAMIC, in conjunction with its state advocacy partners, the Personal Insurance Federation of California and Pacific Association of Domestic Insurance Companies, has signed onto... Read more

Washington: Premium Tax Bill Amended to Address Insurance Industry Concerns

February 28, 2019 SB 5858, Concerning funding and uses of the military department active state service account, was amended to address insurance industry concerns in the Senate Committee on Financial Institutions, Economic... Read more

Georgia: General Assembly Crossover Day Looms

February 28, 2019 NAMIC was back in Atlanta Feb. 18-20 to visit with new Insurance Commissioner Jim Beck as part of a delegation from the state trade, the Georgia Association of Property Casualty Insurance Companies. In addition, NAMIC participated... Read more

Colorado: Senate Passes Peer-to-Peer Vehicle Sharing Bill as Amended

February 28, 2019 SB 90, Peer-to-Peer Vehicle Sharing, has passed, as amended, out of the Senate after extensive insurance industry, vehicle-sharing coalition, and trial-bar negotiations on amendments to make sure the bill... Read more

NAIC: Group Capital Calculation Field-Testing Delayed Until Mid-Spring

February 27, 2019 A memo issued on Feb. 22 by the chair of the Group Capital Calculation Working Group indicated that field-testing for the GCC scheduled to start March 1 would be delayed until at least mid-spring. The memo also calls for... Read more

Wyoming: NAMIC-Supported Motor Vehicle Titling Bill is Moving Forward Through Legislature

February 27, 2019 NAMIC-supported HB 15, Motor vehicles-titles and bills of sale, has passed out of the Senate, as amended and has been referred back to the House... Read more

South Carolina: NAMIC Testifies Against Rental Car Bill

February 26, 2019 NAMIC appeared before a South Carolina Senate Transportation Subcommittee Feb. 21 to testify against SB 473, which would change liability insurance for rental cars from primary to secondary... Read more

Utah: NAMIC Provides Testimony Opposing Strict Liability Bill for Firearm Ownership

February 26, 2019 NAMIC provided written testimony Feb. 25 on HB 190, which would create strict liability for firearms owners under certain circumstances... Read more

Oklahoma: NAMIC Opposes Legislation Doubling Financial Responsibility Limits

February 26, 2019 NAMIC provided written testimony Feb. 25 opposing HB 2413, which would double the state’s minimum financial responsibility limits, raising it to $50,000 per person and... Read more

Alaska: FEEDBACK REQUESTED on Homeowners’ Insurance Nonrenewal Draft Legislation

February 26, 2019 Sen. Tom Begich has requested industry feedback on a draft bill on homeowner’s insurance nonrenewals. The legislation... Read more

Idaho: NAMIC Submits Testimony Opposing Insurance Claims Loss/Inquiry Underwriting Restrictions Bill

February 26, 2019 NAMIC submitted written testimony to the House Business Committee opposing HB 119, Prohibiting an Insurer from Considering Certain Inquiries... Read more

Nevada: NAMIC-Supported Distracted Driving Legislation Introduced

February 26, 2019 The Assembly Judiciary Committee will hold a public hearing March 1 on NAMIC-supported distracted driving bill... Read more

Montana: NAMIC Submits Testimony Supporting Rescission of Insuring Agreement for Insurance Fraud Bill

February 26, 2019 NAMIC has submitted written testimony to the Senate Business, Labor and Economic Affairs Committee in support of SB 240, Rescission of Insurance Contracts... Read more

Washington: NAMIC-Opposed Examinations Under Oath Bill Dies

February 26, 2019 SB 5703, Examinations under oath when a person claims a loss under an insurance contract has died in the Senate Committee on Financial Institutions, Economic Development and Trade... Read more

Hawaii: NAMIC Submits Testimony Opposing Auto Repair Parts Requirements Bill

February 26, 2019 NA